Kerala High Court
Safwan vs The Branch Manager on 17 February, 2026
2026:KER:14287
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE M.A.ABDUL HAKHIM
TUESDAY, THE 17TH DAY OF FEBRUARY 2026 / 28TH MAGHA, 1947
WP(C) NO. 47202 OF 2025
PETITIONER
SAFWAN,
AGED 19 YEARS,
S/O ABDUL KALAM R.K., PUTHIYOTTIL HOUSE,
PURAMERI P.O.,VADAKARA, KOZHIKODE, KERALA,
PIN - 673503
BY ADVS.
SHRI.ANISH VARGHESE
SHRI.AYPE JOSEPH
SHRI.AIBIN GEORGE
RESPONDENTS
1 THE BRANCH MANAGER,
STATE BANK OF INDIA,KALLACHI BRANCH,
KALLACHI P.O., KOZHIKODE DISTRICT,
PIN - 686674
2 THE REGIONAL MANAGER,
STATE BANK OF INDIA, REGIONAL OFFICE, ERNAKULAM,
KERALA, PIN - 682031
3 THE REGIONAL MANAGER,
THE RESERVE BANK OF INDIA,REGIONAL OFFICE,
THIRUVANANTHAPURAM, KERALA,
PIN - 695033
4 THE PRINCIPAL,
ILAHIA COLLEGE OF ARTS & SCIENCE, (AFFLIATED TO
M.G.UNIVERSITY, KOTTAYAM), MULAVOOR P.O,
MUVATTUPUZHA, ERNAKULAM,
PIN - 686673
2026:KER:14287
WPC No.47202 of 2025
2
BY ADVS.
SMT.S.AMBILY
SMT.RUPA R. NAIR
SRI.K.K.CHANDRAN PILLAI (SR.)
SRI. JITHESH MENON - SC
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 17.02.2026, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
2026:KER:14287
WPC No.47202 of 2025
3
JUDGMENT
Dated this the 17th day of February, 2026 The learned counsel for the petitioner and respondents submitted that upon submitting a revised application for loan, the loan is sanctioned by the bank and the prayer in the writ petition has become infructuous.
Hence, writ petition is dismissed as infructuous.
Sd/-
M.A.ABDUL HAKHIM JUDGE Cak 2026:KER:14287 WPC No.47202 of 2025 4 APPENDIX OF WP(C) NO. 47202 OF 2025 PETITIONER EXHIBITS EXHIBIT P1 A TRUE COPY OF THE SSLC CERTIFICATE NO.
X-146584 EXHIBIT P2 A TRUE COPY OF THE HIGHER SECONDARY CERTIFICATE NO. 24S265086 EXHIBIT P3 A TRUE COPY OF THE INCOME CERTIFICATE DATED 20.09.2025 EXHIBIT P4 A TRUE COPY OF THE NEWSPAPER ARTICLE DATED 10-12-2025 EXHIBIT P5 A TRUE COPY OF THE LOAN APPLICATION DATED 11-10-2025 EXHIBIT P6 TRUE COPY OF THE PM VIDYA LAKSHMI PORTAL, WHICH STATES 'CIBIL REPORT ISSUE / WRITTEN OFF HISTORY / CREDIT DEFAULT OF FATHER SCREENSHOT ALONG WITH TYPED COPY EXHIBIT P7 TRUE COPY OF THE LEGAL NOTICE DATED 10-11-2025 EXHIBIT P8 TRUE COPY OF THE POSTAL ACKNOWLEDGEMENT CARD EVIDENCE OF THE DELIVERY DATED 13-11-2025 EXHIBIT P9 A TRUE COPY OF THE BONAFIDE / DOMICILE CERTIFICATE DATED 01.08.2025 ISSUED BY FORTH RESPONDENT EXHIBIT P10 A TRUE COPY OF THE FEE STRUCTURE CERTIFICATE ISSUED BY ILAHIA COLLEGE OF ARTS & SCIENCE SHOWING THE COMPLETE SEMESTER-WISE FEE COMPONENTS FOR THE BCA COURSE, TOTALING 5,16,950/- EXHIBIT P11 A TRUE COPY OF THE FEES RECEIPT DATED 25-10-2025 EXHIBIT P12 A TRUE COPY OF THE MES RECEIPT DATED 10-11-2025 EXHIBIT P13 TRUE COPY OF THE FRESH PM VIDYA LAKSHMI EDUCATION LOAN APPLICATION DATED 26-12-2025