State Consumer Disputes Redressal Commission
Tata Aig General Insuance Company Ltd vs Sharwan Kumar S/O Surataram on 8 July, 2025
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Tata A.I.G. General Insurance Company Limited, Second Floor, L.K. Tower,
Chopasani Road, Jodhpur. Through its Branch Manager.
-Appellant/Opp. Party No. 1
VERSUS
1.Sharwan Kumar son of Shri Surataram, resident of Meghawa Virawa, Tehsil & District-Sanchore.
-Respondent No. 1/Complainant
2. O.S. Motors Private Limited, N.H.-65, Pali Road, Kudi, Jodhpur.
-Respondent No.2/Opp. Party No. 2mifLFkr%& vihykFkhZ&foi{kh la[;k 1 dh vksj ls Jh vfer esgrk] vf/koDrk izR;FkhZ&ifjoknh dh vksj ls Jh egsUnz ikjhd] vf/koDrk cgl lquus dh fnukad %& 03-06-2025 fu.kZ; dh fnukad %& 08-07-2025 fu.kZ;
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2& New India Assurance Co.Ltd. vs Gurvinder Pal Singh , Revision Petition No. 42 Of 2019, NCDRC 3&2018 (3) CPJ 146- Bharat Construction Vs Divisional Manager, National Insurance Co.Ltd.
4&2017 (1) R.A.R. 13 (SC)- Commissioner of Commercial Taxes, Thiruvananthapuram, Kerala Vs M/s K.T.C. Automobiles 08- bl cgl dk [k.Mu djrs gq, izR;FkhZ@ifjoknh ds fo)ku vf/koDrk Jh egsUnz ikjhd us ;g cgl dh gS fd] ifjoknh ds }kjk 500@&:i;s dh jkf'k foi{kh la - nks dks ns nh Fkh vkSj foi{kh la- nks dk nkf;Ro Vhvkjlh cukus dk Fkk vkSj chek daiuh dk ;g Hkh nkf;Ro Fkk fd os chek djus ls igys lkjh 'krsZa ns[krs] ifjoknh us fdlh Hkh 'krZ dk mYy?kau ugha fd;k gSA vihykFkhZ us fcuk Vhvkjlh ds chek fd;k gS] chek daiuh vius nkf;Ro ls ugha cp ldrh vkSj vihykFkhZ dh vihy [kkfjt fd;s tkus ;ksX; gS vr% vihy [kkfjt djus dh izkFkZuk dh xbZA izR;FkhZ us vius dFkuksa ds leFkZu esa fuEufyf[kr U;k; n`"Vkar izLrqr fd;s%& 1&(2018) 2 CPJ 46- NATIONAL INSURANCE CO.LTD. VS SHYAM INDUS 2& M/s Texco Marketing Pvt. Ltd. vs Tata AIG General Insurance Co. Ltd. & Ors.- Civil Appeal No. 8249 Of 2022 (Supreme Court) 3&Sbi General Insurance Co. Ltd. vs Abhishek Garg, (State Consumer Disputes Redressal Commission, Punjab, Chandigarh) 4&Ramesh Patel Vs Manager, Bajaj Allianz General Insurance (NCDRC) 09- geusa fo)ku vf/koDrkx.k ds rdksZa ij euu fd;k ,oa i=koyh dk voyksdu fd;kA 10- i{kdkjku~ ds e/; bl lEcU/k esa dksbZ fookn ugha gS fd] ifjoknh }kjk vihykFkhZ ls viuk okgu efgUnzk cksysjks ftldk batu uacj K76528 pSfll uacj K93668 Fkk] dk chek djok;k] ftldh ikWfylh la- 3100141002 tkjh gqbZ] ;g chek fnukad 05-12-2019 ls 04-12-2020 rd dh vof/k dk FkkA fnukad 06-12-2019 dks mDr okgu efgUnzk cksyjs ks dk lkapksj ls iqj tkrs le; HkwjnM+h ukM+h ds ikl ,DlhMsaV gqvk] ,DlhMsaV ds dkj.k okgu {kfrxzLr gqvkA ifjoknh ds vuqlkj chek daiuh dks lwpuk nh xbZA chek daiuh ds }kjk okgu dh QksVksxzkQh&fofM;ksxzkQh djus ds fy, dgk ijUrq chek daiuh dh vksj ls dksbZ ugha vk;kA ifjoknh@izR;FkhZ us okgu dks foi{kh la- nks ds xSjkt esa ejEer gsrq is'k fd;kA chek daiuh ,oa vihykFkhZ }kjk eksgEen bdcky [kku dks losZ gsrq fu;qDr fd;kA eksgEen bdcky [kku }kjk fnukad 11-12-2019 dks eSllZ vks-,l-eksVlZ] tks/kiqj esa tkdj okgu dk losZ fd;kA chek daiuh }kjk Dyse la- 0821727043, ntZ fd;k x;kA vihykFkhZ }kjk chek ikWfylh dh 'krZ la- vkB dk mYy?kau ekurs gq, Dyse [kkfjt dj fn;kA okgu dk vLFkkbZ iath;u izek.k i= Temporary No. RJ/19/TMP/2019/22471 fnukad 07-12-2019 ls 06- 01-2020 rd dh le;kof/k ds fy, tkjh fd;k x;kA ifjoknh dk Dyse fnukad 28-02- 2020 dks [kkfjt dj fn;k x;kA izR;FkhZ@foi{kh la-nks vks-,l-eksVlZ izkbZosV fyfeVsM dk fnukad 13-02-2023 dk 7]04]021@&:i;s dk ,LVhesV gSA okgu dk dz; ewY; vks-,l- eksVlZ izkbZosV fyfeVsM }kjk VSDl bZuokbZl ds vuqlkj 6]21]796-88iSl]s lhth,lVh@,lth,lVh dh jkf'k feykdj 7]95]900@&:i;s gS vkSj ejEer dk ,LVhesV 7]04]021@&:i;s dk crk;k gS tks vkbZMhoh 7]56]105@&:i;s gksus ls 75 izfr'kr vf/kd gksus ls VksVy ykWl dh ifjHkk"kk esa vkrk gSA 11- ifjoknh ds okgu esa D;k&D;k {kfr gqbZ] ;g ifjoknh }kjk ugha crk;k x;k gS rFkk losZ;j ds }kjk Hkh ,slh dksbZ fjiksVZ is'k ugha dh xbZ gS ftlds vk/kkj ij ifjoknh ds okgu dks nq?kZVuk ds QyLo:i gksus okyh {kfr dk vkadyu fd;k tkuk laHko gksA 12- vihykFkhZ dh vksj ls izLrqr U;k; n`"Vkar 2014(2)ACTC (SC)1177- Narinder Singh vs New India Assurance Co.Ltd. & Ors. ds ekeys esa ifjoknh ds okgu dk vLFkkbZ iath;u dh frfFk xqtj tkus ds ckn nq?kZVuk gqbZ ] ftls eksVj okgu vf/kfu;e dh /kkjk 43@29 dk mYy?kau ekurs gq, ifjoknh dk chek Dyse [kkfjt fd;k x;kA bl U;k; n`"Vkar ds izdj.k ds ekeys esa okgu dk vLFkkbZ iathdj.k fnukad 11-01-2006 rd Fkk] tcfd okgu dh nq?kZVuk fnukad 02-02-2006 dks gqbZ vkSj fnukad 11-01-2006 ds ckn fnukad 02-02-2006 rd u rks vLFkkbZ iathdj.k dks vkxs ,d efgus ds fy, c<+ok;k vkSj u gh okgu dk LFkkbZ iathdj.k djok;kA gLrxr ekeys esa nq?kZuk ls iwoZ vLFkkbZ iathdj.k izek.k i= tkjh ugha gqvk cfYd nq?kZVuk ds ,d fnu i'pkr~ tkjh gqvk gSA 13- New India Assurance Co.Ltd. vs Gurvinder Pal Singh , Revision Petition No. 42 Of 2019 esa ekuuh; jk"Vªh; miHkksDRkk vk;ksx] ubZ fnYyh }kjk ikfjr fu.kZ; fnukad 04-09-2019 ds ekeys esa txrkj flag us ,d okgu dz; fd;k ftls chek daiuh ls fnukad 03-12-2014 ls 02-12-2015 rd dh vof/k ds fy, chfer djok;kA fnukad 09-05-2015 dks okgu nq?kZVukxzLr gks x;k vkSj txrkj flag dh e`R;q gks xbZA okgu nq?kZVuk esa VksVy ykWl gks gqvkA Dyse bl vk/kkj ij [kkfjt fd;k x;k fd fnukad 28-12-2013 dks okgu dk vLFkkbZ iathdj.k izek.k i= dk volku gks x;k FkkA /kkjk 39] 43 eksVj okgu vf/kfu;e ds izko/kkuksa dks fopkj esa ysrs gq, chek daiuh dh iqujh{k.k ;kfpdk Lohdkj djrs gq, ifjoknh dk ifjokn [kkfjt dj fn;k x;kA ekuuh; jk"Vªh; miHkksDRkk vk;ksx }kjk ;g fl)kar izfrikfnr fd;k x;k fd /kkjk 106 lk{; vf/kfu;e ds izko/kku ds vuqlkj ;g lkfcr djus dk Hkkj ifjoknh ij gS fd og lkfcr djs fd okgu nq?kZVuk ds le; iathd`r FkkA okgu dk iathdj.k izek.k i= is'k djus esa ifjoknh foQy jgk ] vkjVhvks dks lk{; esa vkgwr djkdj iath;u ds rF; dks lkfcr ugha djok;k x;kA vr% oS/k iathdj.k izek.k i= ds vHkko esa ikWfylh dk Hkax ekurs gq, ifjokn dks [kkfjt fd;k x;kA 14- 2018 (3) CPJ 146- Bharat Construction Vs Divisional Manager, National Insurance Co.Ltd. ds ekeys esa fnukad 28-04-2007 dks okgu dk vLFkkbZ iathdj.k izek.k i= volku gks x;kA fnukad 31-03-2007 dks ifjoknh us chek daiuh ls iSdst ikWfylh yh] fnukad a 28-05-2007 dks okgu dk ,DlhMsaV gks x;kA MªkbZfoax ykbZlasl ds vk/kkj ij Dyse fnukad 22-02-2010 dks jsiwfM;sV dj fn;k x;kA 1-00 yk[k :i;s ij vihy is'k gksus esa gqbZ nsjh dks {kek djrs gq, vihykFkhZ dh vihy chek daiuh ds f[kykQ [kkfjt dj nh xbZA vihykFkhZ }kjk izLrqr U;kf;d n`"Vkarksa ds ekeys esa ftl fnu chek gqvk] ml fnu okgu dk vLFkk;h iath;u gks j[kk Fkk ijUrq mlds volku ds i'pkr~ u rks vLFkk;h iath;u vof/k c<+okbZ xbZ vkSj u gh LFkk;h iath;u izkIr fd;k vkSj mlh vof/k esa okgu nq?kZVukxzLr gks x;kA 15- 2017 (1) R.A.R. 13 (SC)- Commissioner of Commercial Taxes, Thiruvananthapuram, Kerala Vs M/s K.T.C. Automobiles ds ekeys esa eksVjokgu vf/kfu;e dh /kkjk 39] 41 vkSj 44 dk foospu djrs gq, dzsrk ds vf/kdkj ifjHkkf"kr fd;s x;sA okgu ds iath;u vkSj okgu ds gLrkraj.k ds lEcU/k esa Hkh fl)kar LFkkfir fd;s x;s gS vkSj fodzsrk dk ;g nkf;Ro crk;k x;k fd dzsrk dks okgu iz;ksx dh vuqefr rc rd ugha ns ldrk tc rd fd okgu dk vLFkkbZ vFkok LFkkbZ iath;u ugha gksA ekuuh; loksZPp U;k;ky; }kjk eky fodz; vf/kfu;e] 1930 dh /kkjk 4] 19 vkSj 20 dk Hkh foospu fd;k x;k vkSj iSjk 14 ds var esa tks fl)kar izfrikfnr fd;k x;k gS] mls mlh :i esa ;gak mn~/k`r djuk mfpr gksxk%& "But this legal proposition does not take the appellant far. It must be carefully seen as to when the properties, particularly possession of a motor vehicle passes or can pass legally to the purchaser, authorizing him to apply for registration. Only after obtaining valid registration under the Motor Vehicles Act, the purchaser gets entitled to use the vehicle in public places. Under the scheme of Motor Vehicles Act,1988 and the Central Motor Vehicles Rules, 1989 the dealer cannot permit the purchaser to use the motor vehicle and thus enjoy its possession unless and until a temporary or permanent registration is obtained by him. Only thereafter, the vehicle can safely be said to be no more under possession of the dealer. Clearly, mere mentioning of engine number and chassis number of a motor vehicle in the invoice of sale does not entitle the intending purchaser to appropriate all the goods, i.e. the motor vehicle till its possession is or can be lawfully handed over to him by the dealer without violating the statutory provisions governing motor vehicles. Such transfer of possession can take place only when the vehicle reaches the place where the registering authority will be obliged to inspect for the purpose of finding out whether it is a roadworthy and register-able motor vehicle and whether its identification marks tally with those given in the sale invoice and the application for registration. The possession can lawfully be handed over to the purchaser at this juncture because law requires the purchaser as an "owner" to make an application for registration but at the same time the law also prohibits use of the motor vehicle by the owner until it is duly registered by the Registering Authority. Hence, in order to satisfy the requirement of law noticed above, the dealer can deliver possession and owner can take possession and present the vehicle for registration only when it reaches the office of Registering Authority. With the handing over of the possession of a specific motor vehicle just prior to registration, the dealer completes the agreement of sale rendering it a perfected sale. The purchaser as an "owner" under the Motor Vehicles Act, is thereafter obliged to obtain certificate of registration which alone entitles him to enjoy the possession of the vehicle in practical terms by enjoying the right to use the vehicle at public places, after meeting the other statutory obligations of Insurance etc. Hence, technically though the registration of a motor vehicle is a post-sale event, the event of sale is closely linked in time with the event of registration. Neither the manufacturer nor the dealer of a motor vehicle can permit the intended purchaser having an agreement of sale to use the motor vehicle even for taking it to the registration office in view of the statutory provisions already noticed. Hence lawful possession with the right of use is permissible to be given to the intended owner only after reaching the vehicle to the office of Registering Authority. Thus seen, in practical terms though sale precedes the event of registration, in normal circumstances and as the law stands, it is co-terminus with registration of a new motor vehicle.
mijksDrkuqlkj izfrikfnr fl)kar ds vuqlkj eksVj Oghdy dk fodz; rHkh iw.kZ ekuk tk ldrk gS tcfd forjd ds }kjk mls okgu dks pykus ds fy, mls fof/kiw.kZ vkf/kiR; jftLVªs'ku djkdj vFkok vkj-Vh-vks- ds dk;kZy; rd igqapkus ds i'pkr~ fn;k tkosA bl izdkj vihykFkhZ dh vksj ls izLrqr U;kf;d n`"Vkarksa esa izfrikfnr fl)karksa dh jks'kuh esa vk;ksx bl izdkj vkyksfdr gksrk gS fd okgu dks ifjpkyu ds fy, okgu dk jftLVsª'ku vko';d gS vkSj okgu dk vkf/kiR; dzrs k dks rHkh laHkyk;k tk ldrk gS tcfd Vhvkjlh ;k vkjlh cuok fn;k x;k gks vFkok iath;u djkus ds fy, okgu dks iath;u izkf/kdkjh ¼vkj-Vh-vks-½ ds dk;kZy; igqapk fn;k x;k gksA 16- fo)ku vf/koDrk izR;FkhZ@ifjoknh dh vksj ls (2018) 2 CPJ 46- NATIONAL INSURANCE CO.LTD. VS SHYAM INDUS- Revision Petition No. 449 Of 2018 esa ekuuh; jk"Vªh; miHkksDrk vk;ksx }kjk ikfjr fu.kZ; fnukad 15 Qjojh 2018 ds ekeys esa efgUnzk cksysjks thi dz; dh rFkk bldk chek daiuh ls chek djok;k] chek doj vof/k fnukad 20-11-2011 ls 19-11-2012 rd FkhA okgu fnukad 02-11-2011 dks pksjh gks x;k] ftldh fjiksVZ iqfyl LVs'ku] flfoy ykbZUl] jksgrd esa djok;h xbZ vkSj mlh fnu chek daiuh dks lwpuk nh xbZA ifjoknh dk Dyse chek daiuh }kjk jsiwfM;sV bl vk/kkj ij fd;k x;k fd jftLVsª'ku uacj gksus ls pksjh x;s okgu dks iqfyl }kjk <wa<uk vklku gks tkrk] okgu dk jftLVsª'ku ugha Fkk vkSj Narinder Singh vs New India Assurance Co.Ltd. & Ors. rFkk ekuuh; jk"Vªh; miHkksDrk vk;ksx }kjk vksfj;Vay ba';ksjsal daiuh fyfeVsM ,oa vU; cuke~ fodze pk.Mk&2016 Online NCDRC, order dated 11- 06-2008 vkfn dk voyEc ysrs gq, ;g ik;k fd ftl le; okgu pksjh gqvk] ml le;
/kkjk 39 eksVj Oghdy vf/kfu;e dk dksbZ mYy?kau ugha gqvk Fkk] okgu ikfdZax esa [kM+k gqvk Fkk vr% chek daiuh }kjk ifjoknh dk Dyse fujkd`r fd;k tkuk U;k;ksfpr ugha ekukA okgu dh pksjh ds ekeys esa okgu lkoZtfud ekxZ ij pyrs gq, nq?kZVukxzLr ugha gqvk gS rks chek daiuh bl vk/kkj ij vius nkf;Ro ls cp ugha ldrh fd okgu iathd`r ugha gSA 17- M/s Texco Marketing Pvt. Ltd. vs Tata AIG General Insurance Co. Ltd. & Ors.- Civil Appeal No. 8249 Of 2022 esa ekuuh; loksZPp U;k;ky; }kjk ikfjr fu.kZ; fnukad 03-11-2022 ds ekeys esa M/s Texco Marketing Pvt. Ltd. }kjk fnukad 28-07- 2012 ls 27-07-2013 rd izHkkoh jgus okyh chek ikWfylh VkVk ,vkbZth tujy ba';ksjsal daiuh ls ikWfylh yh tks Hkou ds cslesaV esa vofLFkr nqdku ds lEcU/k esa Fkh] tcfd chek daiuh ds viotZu [kaM esa cslesaV dks doj ugha djuk fy[kk FkkA ekuuh; loksZPp U;k;ky; }kjk ;g ekuk x;k fd tc losZ;j }kjk nqdku dk fujh{k.k fd;k x;k rks ;g tkurk Fkk fd ftl nqdku dk chek djok;k tk jgk gS] og cslesaV esa gS] viotZu DykWt ds vk/kkj ij tks ikWfylh dh ewy 'krksZa dks lekIr ugha ekuk tk ldrk vkSj ;g Hkh vfHkfu/kkZfjr fd;k x;k fd chek daiuh dk ;g ,drjQk viotZu DykWt gS vkSj miefr vkSj foc/kau ds fl)kar bl ekeys esa ykxw fd;s x;s vkSj ;g fl)kar izfrikfnr fd;s x;s fd chek lafonk vf/kfu;e] 1872 ds izko/kkuksa ls Hkh 'kkflr gSA ;g Hkh fl)kar izfrikfnr fd;k x;k fd dksbZ Hkh i{kdkjku viuh xyrh dk vuqfpr ykHk ugha ys ldrk gSA IRDA Regulation 2002 ds DykWt 3 vkSj 4 dh vuqikyuk ekuh xbZ vkSj ifjoknh dks {kfriwfrZ jkf'k fnyokus dk vkns'k fn;k x;k ijUrq ekufld larki ds 'kh"kZ esa fnyokbZ xbZ jkf'k vikLr dh xbZA ifjoknh ds fo)ku vf/koDrk us blh U;k; n`"Vkar ij vR;f/kd cy fn;k gS vkSj fo)ku ftyk miHkksDrk vk;ksx] tks/kiqj f)rh; }kjk bl U;k; n`"Vkar dk voyac ysrs gq, vkyksP; vkns'k ikfjr fd;k gSA gekjh fouez jk; esa ;g U;k; n`"Vkar cslesaV dh ikWfylh ij vk/kkfjr gS rFkk ujsUnz flag cuke~ U;w bf.M;k ,';ksjsal daiuh fyfeVsM ¼lqizk½ viathd`r okgu ds mi;ksx ls chek 'krZ Hkax ds lEcU/k esa gSA M/s Texco Marketing Pvt. Ltd. vs Tata AIG General Insurance Co. Ltd. & Ors.- esa ekuuh; loksZPp U;k;ky; }kjk Doctrine Of Blue Pencil ds fl)kar ij fdlh izdkj dk diV] nqO;sins'ku ekeys esa ugha ik;k x;k ijUrq gLrxr ekeys esa okgu dk jftLVsª'ku gksus ls iwoZ gh ifjpkyu fd;k x;k vkSj mlds QyLo:i nq?kZVuk ?kfVr gqbZ gSA vr% gLrxr ekeys dk fuLrkj.k U;kf;d n`"Vkar ujsUnz flag cuke~ U;w bf.M;k ,';ksjsal daiuh fyfeVsM esa izfrikfnr fl)kar ds vuqlkj gksuk pkfg;s ijUrq U;kf;d n`"Vkar M/s Texco Marketing Pvt. Ltd. vs Tata AIG General Insurance Co. Ltd. & Ors.- esa izfrikfnr fl)kar rF; vkSj ifjfLFkfr;ksa esa fHkUurk gksus ls gLrxr ekeys dk fl)kar mfpr izrhr ugha gksrk gSA bl lEcU/k esa Ramesh Patel vs Bajaj Allianz General Insurnace & Ors. esa ekuuh; jk"Vªh; miHkksDRkk fookn izfrrks"k vk;ksx }kjk ikfjr fu.kZ; fnukad 25 vizSy 2017 ds ekeys esa fnukad 17-01-2013 dks ifjoknh us cksysjks xkM+h dz; dh fnukad 17-01-2017 dks chek jftLVsª'ku gsrq Mhyj dks iSls fn;s rFkk chek daiuh }kjk chek fnukad 17-01-2013 ls 16-01-2014 rd dh vof/k dk gqvkA fnukad 17-02-2013 dks okgu dk ,DlhMsaV gqvk] Vhvkjlh fnukad 18-02-2013 dks rS;kj gqbZ] Dyse jsiqfM;sV fd;k x;kA fu;e 42] eksVj Oghdy ,DV dh foospuk djrs gq, rFkk /kkjk 43 okgu vf/kfu;e ds vuqlkj Mhyj dks nks"kh ik;kA chek ikWfylh esa vkbZMhoh dh 50 izfr'kr jkf'k Mhyj dks fn;s tkus gsrq funsZf'kr fd;k x;kA 18- Sbi General Insurance Company Ltd. vs Abhishek Garg, State Consumer Disputes Redressal Commission, Punjab, Chandigarh- First Appeal No. 22 Of 2020 ds ekeys esa 11 efgus rd okgu dks vkjlh ds fcuk pyk;k] vkjlh gsrq Mhyj dks iSls fn;s Fks ijUrq Mhyj dks ikVhZ ugha cuk;k blfy, Dyse [kkfjt fd;k x;kA U;kf;d n`"Vkar esa fu.kZ; dks Ramesh Patel vs Bajaj Allianz General Insurnace & Ors.- 2017 (III) CPJ 335 rFkk Narinder Singh vs New India Assurance Co.Ltd. & Ors. (Supra) ij vk/kkfjr fd;k x;k gSA 19& National Insurance Co.Ltd. vs Ramkhel, First Apeal No. 349/2002 esa ekuuh; bZykgkckn mPp U;k;ky; }kjk Hkh eksVj Oghdy ,DV dh /kkjk 10] 149 ¼2½ dh foospuk djrs gq, chek daiuh }kjk FkMZ ikVhZ fjLd dks doj ekurs gq, eksVj nq?kZVuk nkok izkf/kdj.k }kjk ikfjr vkns'k fnukad 28-02-2002 dks lgh ekuk x;kA chek daiuh dks /kkjk 149 ¼2½ eksVj okgu vf/kfu;e dh dksbZ izfrj{kk ekeys esa lkfcr ugha ekuh xbZA 20- mijksDr U;kf;d n`"Vkarksa esa izfrikfnr fl)karksa dh jks'kuh esa chfer ds }kjk chek dh 'krksZa dks Hkax djus ds QyLo:i gqbZ ekfyd dks {kfr ds fy, {kfriwfrZ fnyok;s tkus gsrq chek daiuh dk mRrjnkf;Ro ugha ekuk x;k gSA 21& bl ekeys esa ifjoknh ds dFkukuqlkj fnukad 05-12-2019 dks ifjoknh us foi{kh la- 2@izR;FkhZ la- 2 dks mlds }kjk dz; fd;s x;s efgUnzk cksysjks okgu ds vLFkkbZ iath;u dh chek jkf'k 500@&:i;s ns nh FkhA ifjoknh us bl lEcU/k esa viuk 'kiFk i= is'k fd;k gS rFkk izR;FkhZ la- nks@foi{kh la- nks ds }kjk bl vk;ksx ds le{k rFkk ftyk miHkksDrk vk;ksx ds le{k mifLFkr gksdj ifjoknh ds 'kiFk i= dk [k.Mu ugha fd;k vkSj Lohd`r :i ls fnukad 07-12-2019 dks vLFkkbZ iath;u okgu dk djok;k x;k] tcfd nq?kZVuk fnukad 06-12-2019 dks gh gks pqdh FkhA izR;FkhZ la- nks@foi{kh la- nks ds }kjk ifjoknh ds 'kiFk i= dk [k.Mu ugha djus ls ,oa tokc ugha fn;s tkus ls ifjoknh ds v[kf.Mr 'kiFk i= dks ugha ekus tkus dk dksbZ dkj.k] bl vk;ksx ds le{k ugha gSA izR;FkhZ la- nks@foi{kh la- nks dk nkf;Ro Fkk fd okgu dks lEcfU/kr vkjVhvks ds le{k ys tkdj lEcfU/kr vkjVhvks ls vLFkkbZ iath;u dh dk;Zokgh djkus ds i'pkr~ gh okgu dks ifjoknh ds vkf/kiR; esa fn;k tkrkA bl izdkj foi{kh la- nks u dsoy vius oS/kkfud nkf;Ro dk fuoZgu djus esa foQy jgk cfYd lafonkRed nkf;Ro ds vuqlkj ifjoknh }kjk nh xbZ jkf'k ls okgu dk vLFkkbZ iath;u rRdky ugha djokdj lafonk Hkax dk nks"kh Hkh gS ,oa lsok esa =qfV dh gSA izR;FkhZ la- nks us okgu tc nq?kZVukxzLr gks x;k mlds i'pkr~ okgu dk vLFkkbZ iath;u djok;k gSA bl izdkj izR;FkhZ la- nks@foi{kh la- nks vks-,l-eksVlZ izkbZoVs fyfeVsM dk bl ekeys esa lsok nks"k gSA fo)ku ftyk miHkksDRkk vk;ksx }kjk izR;FkhZ la- nks@foi{kh la- nks dk lsok nks"k bl ekeys esa ugha ekuk gS dsoy chek daiuh dk gh lsok nks"k ekuk gS ijUrq izR;FkhZ la- nks@foi{kh la- nks ls 23]000@&:i;s {kfriwfrZ vkSj ifjokn O;; ds fnyok;s x;s gS ;fn foi{kh la- nks@izR;FkhZ la- nks dk dksbZ lsok nks"k gh ugha Fkk] dksbZ vuqfpr O;kikj O;ogkj ugha Fkk] mlds ckotwn Hkh {kfriwfrZ vkSj ifjokn O;; dh jkf'k 23]000@&:i;s D;ksa fnyokbZ xbZ] bldk dksbZ vk/kkj fo)ku ftyk miHkksDrk vk;ksx }kjk ikfjr vkyksP; vkns'k fnukad 12-09-2023 esa ugha gSA okgu fnukad 06-12-2019 dks nq?kZVukxzLr gqvk] izR;FkhZ la- nks@foi{kh la- nks us ,LVhesV fnukad 13-02-2023 dks tkjh fd;k] dkQh yacs le;kof/k xqtjus ds ckn ,LVhesV tkjh fd;k gSA ejEer dk [kpkZ yxHkx 7]04]021@&:i;s crk;s gSA fnukad 13-02-2023 ds i'pkr~ Hkh eksVj okgu ds dyiqtksZa dh ewY;o`f) gksuk LokHkkfod gSA okgu dk chek ?kksf"kr ewY; 7]56]105@&:i;s dk gS] ejEer ewY; 7-00 yk[k :i;s ls vf/kd gksus ls 75 izfr'kr dhjkf'k ls cgqr vf/kd gS] ejEer ij gksus okyk O;; okgu dh chek ?kksf"kr ewY; dh 75 izfr'kr ls dkQh vf/kd gSA bl rjg ls iwjk ekeyk VksVy ykWl dk gSA fo)ku ftyk miHkksDRkk vk;ksx }kjk nq?kZVukxzLr okgu dh ejEer djkus vFkok VksVy ykWl ds vk/kkj ij ewy jkf'k fnyok;s tkus dk vkns'k fn;k gSA izdj.k ds rF; vkSj ifjfLFkfr;ksa esa i{kdkjks dh bZPNk ij vkns'k dk fu"iknu NksM+k tkuk iwjh rjg ls mfpr izrhr ugha gksrk gSA izR;FkhZ la- nks@foi{kh la- nks us vius oS/kkfud nkf;Roksa dk] lafonkRed nkf;Roksa dk fuoZgu ugha fd;k gSA izR;FkhZ la- nks] ifjoknh dks gqbZ {kfr dh {kfriwfrZ ds fy, iwjh rjg ls ftEesnkj gS ij mls ftEesnkj ugha ekurs gq, dsoy chek daiuh dks gh mRrjnk;h ekuk gSA vr% vkyksP; fu.kZ; laoguh; ugha gSA ifjoknh ds }kjk vkns'k fnukad 12-09- 2023 ds fo:) dksbZ vihy is'k ugha dh xbZ gS] ;fn vihykFkhZ dh vihy Lohdkj dh tkrh gS rks ifj.kkeLo:i ifjoknh dk ifjokn vLohdkj djus ds le:i gksxk ijUrq ;fn ifjoknh dk ifjokn chek daiuh ds fo:) vkns'k fnukad 12-09-2023 ds )kjk Lohdkj ugha fd;k gksrk rks ifjoknh dks vkns'k ds fo:) vihy izLrqr djus dk volj izkIr gksrkA ifjoknh ds }kjk vkns'k fnukad 12-09-2023 ds fo:) vihy is'k ugha fd;s tkus dh fLFkfr esa vihykFkhZ dh vihy ij izR;FkhZ la- nks ds vafre nkf;Ro dk fu/kkZj.k djuk mfpr ugha gSA mijksDr fo"kedkjh ifjfLFkfr;ksa esa fo)ku ftyk miHkksDRkk vk;ksx }kjk dh xbZ =qfV ds vk/kkj ij ifjoknh vafre :i ls] vuqfpr :i ls] izfrdwy :i ls izHkkfor ugha gS vkSj ifjoknh ds miHkksDrk fookn dk iw.kZ :i ls fujkdj.k@ izfrrks"k izkIr gks lds] bl gsrq fo)ku ftyk miHkksDrk vk;ksx] tks/kiqj f)rh; }kjk ifjokn la- 255@2020& Jo.k dqekj cuke~ VkVk ,vkbZth tujy ba';ksjsal daiuh fyfeVsM ,oa vU; esa ikfjr vkns'k fnukad 12-09-2023 vikLr fd;k tkdj fo)ku ftyk miHkksDRkk vk;ksx] tks/kiqj f)rh; dks ifjokn dk fof/kd fLFkfr ds vuqlkj iqu% fuLrkj.k djus gsrq funsZf'kr fd;k tkuk gh mfpr ik;k tkrk gSA @vkns'k@ vihykFkhZ dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj dh tkdj ifjokn miHkksDrk f'kdk;r la- 255@2020& Jo.k dqekj cuke~ VkVk ,vkbZth tujy ba';ksjsal daiuh fyfeVsM ,oa vU; esa ftyk miHkksDRkk vk;ksx]tks/kiqj f)rh; }kjk ikfjr vkns'k fnukad 12-09-2023 vikLr fd;k tkrk gS ,oa fo)ku ftyk miHkksDrk vk;ksx dks ;g vkns'k fn;s tkrs gSa fd os ifjokn dks iqu% ntZ jftLVj dj fof/kuqlkj iqu% fuLrkj.k djsA i{kdkjksa dks fo)ku ftyk miHkksDrk vk;ksx] tks/kiqj f)rh;]tks/kiqj ds le{k mifLFkr gksus ds fy, fnukad 17-07-2025 fu;r dh tkrh gSA fo)ku ftyk miHkksDrk vk;ksx] tks/kiqj f)rh; rFkk bl vk;ksx ds le{k izR;FkhZ la- nks@foi{kh la-nks mifLFkr ugha gqvk gS] dks ftyk miHkksDrk vk;ksx] tks/kiqj f)rh; iqu% ryc djus ds fy, Lora= gksxkA v/khuLFk ftyk miHkksDrk vk;ksx dh i=koyh fu.kZ; dh izfr ds lkFk vfoyac ykSVk;k tkosA ¼ fy;kdr vyh ½ ¼ eqds'k ½ ¼ nsosUnz dPNkokgk ½ lnL; U;kf;d lnL; v/;{k jkts'k