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[Cites 3, Cited by 0]

Madhya Pradesh High Court

Smt. Jyoti Mishra vs Ashok Singh @ Bangali on 9 November, 2022

Author: Vivek Agarwal

Bench: Vivek Agarwal

                                                                 1
                                               IN THE HIGH COURT OF MADHYA PRADESH
                                                            AT JABALPUR
                                                                  BEFORE
                                                    HON'BLE SHRI JUSTICE VIVEK AGARWAL
                                                        ON THE 9th OF NOVEMBER, 2022

                                                       MISC. APPEAL No. 362 of 2019

                                            BETWEEN:-
                                            ORIENTAL INSURANCE       COMPANY THR.
                                            DIVISIONAL MANAGER TIRD PARY CLAIM HUB
                                            11 -C INDRAPURI (MADHYA PRADESH)

                                                                                         .....APPELLANT
                                            (BY SHRI VINEET KUMAR PANDEY, ADVOCATE FOR INSURANCE
                                            COMPANY)

                                            AND
                                       1.   SMT. JYOTI MISHRA W/O SHRI AKSHAY
                                            TIWARI, AGED ABOUT 33 YEARS, R/O QUATER
                                            NO EWS 709 KOTRA SULTANABAD (MADHYA
                                            PRADESH)

                                       2.   ASHOK SINGH @ BENGALI S/O CHAMEL SINGH
                                            OCCUPATION:     DRIVER   OF   BUS    NO.
                                            JK/02/AG/8466 R/O VILLGE MARIK, TAHSIL
                                            KATRA JAMMU, DISTT. RIYASI KATRA (JAMMU
                                            & KASHMIR)

                                       3.   DOMESH      GUPTA S/O   RAMPAL GUPTA
                                            OCCUPATION:     DRIVER   OF  BUS   NO.
                                            JK/02/AG/8466 R/O 432, SATWARI, CANTT,
                                            JAMMU KASHMIR (JAMMU & KASHMIR)

                                                                                       .....RESPONDENTS
                                            (BY SHRI NITIN GUPTA, ADVOCATE)

                                                      MISC. APPEAL No. 5709 of 2019

                                            BETWEEN:-
                                            SMT. JYOTI MISHRA W/O SHRI AKSHAY
                                            TIWARI, AGED ABOUT 33 YEARS, EWS 709
Signature Not Verified
  SAN
                                            KOTRA SULTANABAD (MADHYA PRADESH)

Digitally signed by MOHD TABISH KHAN
Date: 2022.11.10 10:38:49 IST                                                            .....PETITIONER
                                            (BY SHRI NITIN GUPTA, ADVOCATE)
                                                                          2
                                               AND
                                       1.      ASHOK SINGH @ BANGALI S/O CHAMEL SINGH
                                               MARIC TEH. KATRA JAMMU DISTT. RIYASI
                                               KATRA (JAMMU & KASHMIR)

                                       2.      DOMESH GUPTA S/O RAMPAL GUPTA R/O 432
                                               SATWARI CANT JAMMU (JAMMU & KASHMIR)

                                       3.      THE ORIENTAL INSURANCE CO.LTD THROUGH
                                               DIVISIONAL MANAGER 3RD PARTY CLAIM
                                               HUB 11 C INDRAPURI (MADHYA PRADESH)

                                                                                                  .....RESPONDENTS
                                               (BY SHRI VINEET KUMAR PANDEY, ADVOCATE FOR INSURANCE
                                               COMPANY)

                                             This appeal coming on for admission this day, th e court passed the
                                       following:
                                                                          ORDER

These appeals are filed respectively by the Insurance Company and the Claimant being aggrieved of award dated 29.09.2018 passed by 19th Additional Motor Accident Claims Tribunal, Bhopal in Claim Case No.1164/2014 on the ground that as per the insurance company deduction should have been made from the admitted income of the claimant while making computation.

Shri Nitin Gupta submits that as per the Schedule enclosed along with the Employees' Compensation Act, 1923 for amputation of a hand below shoulder, 80% disability should have been considered.

After hearing learned counsel for the parties, grounds raised by the learned counsel for the Insurance Company are not made out, deductions are to b e made in case of death. Hon'ble Supreme Court in Sarla Verma & Ors vs Delhi Transport Corp.& Anr, (2009) 6 SCC 121 in para 30 has considered the Signature Not Verified aspect of deduction and has held that deduction is to be made towards personal SAN Digitally signed by MOHD TABISH KHAN and living expenses of a deceased. Thus, it is evident that no deduction is Date: 2022.11.10 10:38:49 IST required to be made in case claimant himself/herself is seeking compensation on 3 account of loss of earning capacity.

Thus, appeal filed by the insurance company on the ground that learned Tribunal should have permitted deduction is not made out. Accordingly, appeal filed by the insurance company fails and is hereby dismissed.

As far as, appeal filed by the claimant is concerned, Hon'ble Supreme Court in case of Sri Chanappa Muchalagoda Vs. Divisional Manager, New India Insurance Company Limited, has held that aspect of functional disability is to be assessed and if loss of functional disability is more than cent percent, functional disability should be considered.

I n the present case, admittedly, claimant was working as a Chartered Accountant. Loss of left hand does not mean that she has lost all her resources to earn her livelihood. Therefore, computation of disability at 40% cannot be said to be arbitrary or illegal. Thus, the ground on which appeal is filed by the claimant is also not made out and accordingly, appeal filed by the claimant deserves to fail and is dismissed.

Accordingly, both these appeals fail and are dismissed. Record of the Tribunal be sent back.

(VIVEK AGARWAL) JUDGE Tabish Signature Not Verified SAN Digitally signed by MOHD TABISH KHAN Date: 2022.11.10 10:38:49 IST