State Consumer Disputes Redressal Commission
Lmp Precision Engg. Co. Klpvt. Ltd. vs The New India Assurance Co. Ltd. on 30 September, 2022
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S\5GL ,LP lJP 5|NL5S]DFZGF S[;DF\ VF5[, R]SFNMP sZf GFDNFZ G[XG, SDLXG[ O:8" V5L, G\P 55&qZ_!Z4 gI] .lg0IF V[:I]Zg; S\5GL ,LP lJP D[;;" ;FJ,F 8JL:8;" 5|FP ,LP VG[ ALHFGF S[;DF\ VF5[, R]SFNMP !!P ;FDFJF/F TZO[ lJwJFG JSL, zLP DhD]NFZ[ N,L, SZTF\ H6FJ[, K[ S[4 5[D[g8 VMO ZLV[dA;"D[g8 V\U[GL VF TSZFZ SghI]DZ 5|M8[SXG V[S8 C[9/ VFJTL GYL VG[ T[YL OZLIFNLGL OZLIFN SghI]DZ 5|M8[SXG V[S8 C[9/ RF,L XS[ GCL4 SFZ6 S[4 OZLIFNL SMDXL"I, 5|J'ltT SZ[ K[ TYF OZLIFNL 5|F.J[8 ,LDL8[0 S\5GL K[ VG[ 5|F.J[8 ,LDL8[0 S\5GL OZLIFN NFB, SZL XS[ GCLP JW]DF\ N,L, SZTF\ H6FJ[, S[4 AGFJ SDLXGL\U JBT[ AG[, K[4 T[YL SZFZGL XZTM HMTF\ T[ BORICHA COM.. NO. 50/2013 Page 7 of 12 JLDF SJZ[HDF\ VFJT\] GYL VG[ T[YL JLDF S\5GLV[ IMuI ZLT[ OZLIFNLGM S,[.D GFD\H]Z SZ[, K[P JW]DF\ T[VMGL V[JL 56 N,L, K[ S[4 0=L, AL8GL lS\DT JLDF SJZ[HDF\ U6FTL GYL VG[ T[YL YI[, G]SXFG OZLIFNL D[/JL XS[ T[D GYLP JW]DF\ T[VMV[ V[JL N,L, SZ[, K[ S[4 OZLIFNL 5_ 5F.5GL lS\DT I]V[; 0M,Z !Z45__ GF VFWFZ[ U6TF\ S], Z]FP )4!!4#**qv H[8,L ZSD D[/JJF CSNSFZ YFI K[P T[ l;JFIGL SM. ZSD OZLIFNL D[/JJF CSNSFZ G CMI4 OZLIFNLGL OZLIFN ZN SZJF lJG\TL SZL K[P !ZP OZLIFNL TZO[ lJwJFG JSL, zLP DL,G N]WLIF TYF ;FDFJF/F TZO[ lJwJFG JSL, zLP V[RP HLP DhD]NFZG[ ;F\E?IFP ZH] YI[, Z[S0" T[DH 51FSFZM TZO[ ZH] YI[, R]SFNF wIFG[ ,LWFP !#P CJ[ OZLIFNGF SFD[ JLDF S\5GLGF Z[%I]0LV[XG ,[8ZGL SM5L 5FG G\P !$# p5Z ZH] YI[, K[4 H[DF\ JLDF S\5GLG[ OZLIFNLGM S,[.D GSFZJF DF8[ GLR[G\] SFZ6 VF5[, K[P "The competent authority has observed that the claim does not fall under within nentioned CPM policy.
As per remarks of our surveyor that since the loss has occurred during commissioning stage of the equipment, we are not liable for the above loss / damages."
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5|DF6[ H6FJ[, K[P BORICHA COM.. NO. 50/2013 Page 8 of 12 "This policy shall apply to the insured items whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or in the course of the oforesaid operations themselves, or when being shifted within the premises, or during subsequent re erection, but in any case only after successful commissioning. The liability of the Company for only one item of the insured property shall not exceed in the aggregate in any one period of Insurance the Sum Insured sel against such item in the attached Schedule (s). However the sum insured under such item can be reinstated after occurrence of a claim for balance period."
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5|DF6[ H6FJ[, K[P BORICHA COM.. NO. 50/2013 Page 9 of 12 9(d) Are ground condition such During transport or that Equipment are exposed operation equipment to the risk of toppling over? working at soft If so, give details? ground then Risk of topple down is there.
(e) Is that site susceptible to Natural Calamity may flood, sea damage, storm, effect to equipment.
cyclone or other natural calamities? If so, give detail and safety precautions taken.
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