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Bangalore District Court

Sri K.S.L.N.Murthy vs Gurudatta Puranic on 31 March, 2016

IN THE COURT OF THE XXII ADDL.CHIEF METROPOLITON
              MAGISTRATE, BANGALORE CITY.

            Dated this the 31st day of March, 2016,

   PRESENT: SRI. NAGARAJEGOWDA.D, B.Com., LL.B.,
               XXII Addl.C.M.M., Bangalore City.


                 JUDGMENT U/S 355 OF Cr.P.C.


                      C.C.No.5090/2014

Complainant             :     Sri K.S.L.N.Murthy,
                              Son of K.V.Sheshagiri Rao,
                              Aged 63 years,
                              R/o No.W-75, A Cross, Pipe Line,
                              Malleshwaram,
                              Bangalore - 560 003.


                              (By Sri. Harisha M.T.Adv.)
                      V/s.
Accused                      : Gurudatta Puranic
                               Son of Vasudev Puranic,
                               Aged 35 years,

                              R/o No. 861, 9th Main,
                              17th Cross, ISRO Layout,
                              Bangalore.

                              Office Address:
                              Employee Code: 121491,
                              IBM Daksha,
                              Business Process Services Ltd.,
                              Manyatha Tech Park,
                              Bangalore .

                              (By Sri B.S.Nagamani,.Adv.)

Date of Institution           23-11-2013
                                     2                   C.C.No.5090/2014




  Offence complained of        U/s 138 of N.I.Act.

  Plea of the accused          Pleaded not guilty
  Final Order                  Accused is CONVICTED.
  Date of Order              : 31.03.2016.



        The complainant filed the private complaint u/s 200 of

Cr.P.C alleging that, the accused person has committed an offence

punishable u/s 138 of N.I.Act.


                         REASONS


        The brief facts of the complainant case is as follows:-


   2.     The accused approached the complainant on several

occasions to lend a total sum of Rs.20,00,000/-to meet his family

financial commitments that were contracted by the accused.

Appreciating his predicament and on repeated demand by the

accused, the complainant paid the accused a total sum of Rs.20

Lakhs in cash and at the time of borrowing the said sum from the

complainant, the accused promised the complainant that the

accused would be returning the said sum within September,

2013. As the accused did not keep up his promise the

complainant approached accused and demanded for return of the

said amount.       Accused instead of paying the said amount in
                                   3                     C.C.No.5090/2014



cash , the accused had issued a cheque bearing No.063678 dated

09-10-2013 drawn on HDFC Bank Ltd., I.T.Park, White Field

Road branch, Bangalore in favour of the complainant for a sum

of Rs.20,00,000/- and had promised the complainant that when

the said cheque is presented for payment it would be honoured.

Believing the words of the accused to be true, the complainant

accepted the said cheque and presented the same for payment

through his bankers viz Sir M.Visveswaraya Co-Operative Bank

Ltd., K.P.West Branch, Bangalore       for payment. But the said

cheque came to be returned with the shara "Funds insufficient"

vide bank endorsement dated 07-01-2008. Immediately thereafter

the complainant brought the fact of dishonour of the said cheque

to the notice of the accused and demanded immediate payment of

the said sum of Rs.20 lakhs covered under the cheque . But the

accused   is   evading   making   payment    to   the    complainant.

Thereafter having no other go, the complainant got issued legal

notice on 31-10-2013 to the       address of office and residential

address of accused, calling upon the accused to pay the cheque

amount . The notice sent by RPAD was served to the residential

address of     accused on 01-11-2013 but the notice sent to the

office address has been returned as incomplete address. Inspite of

receipt of legal notice, he did not replied or complied the notice
                                   4                   C.C.No.5090/2014



and thus accused committed the offence punishable u/s. 138 of

NI Act and u/s. 420 of IPC and punish the accused in accordance

with law and impose maximum fine to the accused and to order

for payment of double the cheque amount to the complainant, in

the interest of justice and equity.


        3. The accused appeared before this court and contest this

case by denying the entire case of complainant at the time of

recording of Plea of Accusation .     In order to prove the case of

complainant, he adduced his oral evidence as PW-1 by way of

affidavit and got marked Ex.P1 to Ex.P10 and this PW-1 has been

fully   cross   examined   by   the   accused   counsel   and   thus

complainant closed his side evidence.


        4. There afterwards, the accused examined u/s.313 of

Cr.P.C. in which, he totally denied the entire case of complainant .

He in support of his denial, lead his oral evidence as DW-1 on

Oath and this DW-1 has been fully cross-examined by the

complainant counsel and thus closed his side defence evidence.


        5. In support of the case of complainant, the Ln.counsel for

complainant submitted written arguments by narrating the facts

and circumstances of the case and submits that the accused has
                                 5                   C.C.No.5090/2014



committed the offence punishable u/s. 138 of NI Act. and punish

the accused in accordance with law.


     6. In support of the case of accused, the accused counsel

did not appear before this court and failed to address their side

arguments inspite of sufficient opportunity has been given and

hence, this court taken accused side arguments as nil.


     7. In order to prove the case of complainant,              the

complainant adduced his oral evidence as PW-1 filed by way of

affidavit. In which, he reiterated complaint contention and got

marked Ex.P1 cheque alleged to be issued by the accused and

identified the signature of the accused as per Ex.P1(a).      This

issuance of cheque in favour of complainant for discharge of legal

liability has been disputed by the accused. Further got marked

Ex.P2 is an endorsement issued by the bankers stating that Ex.P1

cheque was dishonoured due to "Funds insufficient".       Ex.P3 is

the copy of legal notice . This notice does not contain the

signature of the complainant except his counsel . Ex.P4 and

Ex.P5 are the Postal Receipts. Ex.P6 is the postal cover addressed

to the office address of the accused is returned unserved with the

shara "incomplete address" etc..        As per the say of the

complainant, legal notice sent to the residential address of the
                                 6                  C.C.No.5090/2014



accused was duly served for that, he has not produced any postal

acknowledgement to show that legal notice was duly served .

Ex.P7 is the statement of account of Visweshwaraiah Co-op.Bank

ltd., stands in the name of Lakshmi Narasimha murthy i.e. the

complainant in this case .   As per the statement of account ,

during the year, 2012 the complainant had Rs.1,13,000/- in his

bank account. Ex.P8 is the ICICI Bank statement of account

stands in the name of complainant and also with his Wife

Leelavathy . As per the statement of account during the year,

complainant had an amount of Rs. Five lakhs . Ex.P9 is another

statement of account of ICICI Bank stand in the name of

Vijayakumar i.e. the Son of complainant who is residing in USA .

As per the statement of account of Son of complainant , he had

$ 26,650-00 . Ex.P10 is another statement of account stands in

the name of Veena. As per the statement of account she had got

Rs.62,000/- and odd during the year, 2013. As per the aforesaid

oral and documentary evidence of complainant in the complaint

or in the chief examination , on which date the complainant had

paid huge amount of Rs.20 lakhs is not mentioned. Because the

accused denied the receipt of the said amount of Rs.20 lakhs.


     8. In support of the case of complainant, the learned

counsel for the   complainant submitted    written arguments by
                                 7                   C.C.No.5090/2014



narrating the facts and circumstances of the case and submits

that the complainant had fulfilled all the ingredients of offence

punishable u/s. 138 of NI Act and hence, accused may be

convicted in accordance with law.


     9. As per the denial of the case of accused, the accused

himself examined as DW-1 on oath and in which, he has stated

that he knows the complainant through his father and during the

life time of his father , his father obtained Rs.Three lakhs loan

from the complainant and also he told that he repaid the said

amount. During the year, 2005 when his father was not well, the

complainant brother Raghavendra comes to their house and

seeking repayment of the loan of Rs.Three lakhs with his father at

that time, he was not in talking terms hence, he asked this

accused to issue blank cheque . Hence, he issued two signed

blank cheques. Out of said cheques Ex.P1 cheque is in this case

and another cheque has been misused by the said Raghavendra

and filed cheque bounce case against him and he has not received

any legal notice from the complainant . Hence, he prays for

acquittal from the case.


     10. As per the chief examination of DW-1, in support of his

contention though he did not given any corroborative evidence but
                                   8                   C.C.No.5090/2014



it is the duty of the complainant to prove his case beyond all

reasonable doubt. The complainant counsel cross-examined the

DW-1 . In the cross-examination , he admitted that this

complainant is well acquainted with the complainant and both of

them used to go to their houses and also attended several

functions of each others and he is a B.Com Graduate . He know

the bank transaction and he had knowledge about the Ex.P1

cheque was presented to the bank for collection . At that time, he

has not asked the complainant for what reasons he presented the

said cheque and also he has not given any instruction to the

bankers to stop payment of the cheque and he is working at IBM

for past seven years and he is residing in the address stated in

the complaint and he admitted that as per Ex.P6 , the address

stated in the postal cover is belongs to him. But he denied that he

intentionally avoided to take the said notice but he admitted that

his two sons are working at Abroad and after presenting this

complaint , he personally met the complainant and asked him not

to proceed in this case and he is going to settle this case etc.. But

he has admitted that the signature found on Ex.P1 cheque and

the signature belongs to this accused . But he has stated that the

said cheque was given to the brother of complainant which was

given in blank and for misusing of the said cheque, he has not
                                 9                  C.C.No.5090/2014



taken any action against the brother of the complainant and he

admitted that another cheque bounce case filed against one

Siddappa was issued for different transaction and he had

knowledge about if any cheque has been issued to some other

person what is the consequences is to be faced. In order to show

he issued a cheque in question during the year, 2005, he has not

produced any documentary evidence . But he admitted that one

Siddappa filed cheque bounce case against his wife and he denied

that during the year, 2015 he obtained loan of Rs.20,00,000/-

from the complainant and for repayment of the said amount,

accused issued Ex.P1 cheque , the same was dishonoured due to

"Funds insufficient" etc..


     11.Though accused counsel did not address the arguments

on merit, but it is the duty of the complainant to prove his case

beyond all reasonable doubt.   In order to show he paid Rs.20

lakhs and he has not specifically stated on which date , he paid

the said amount because accused has denied the entire case of

complainant. As per the statement of account produced by the

complainant, in his Bank Account he had got only Rs.1,13,000/-

and in the joint account of this complainant with his wife during

the year, 2013 kept only Rs.29,000/- and odd etc.. But during the

year, 2015 they have kept Rs.5,00,000/- and odd etc.. As per the
                                    10                      C.C.No.5090/2014



bank statement of account of his Son, the complainant's Son had

kept $ 26,650/- . But whether his Son had paid the said amount

of Rs.Twenty Lakhs to this complainant, he has not given any

corroborative evidence.


      12. The accused counsel cross-examined the PW-1. In the

cross-examination,   he    tried   to   elicited   as    per    the    chief

examination of DW-1 , same has been denied by him and in order

to show that out of his Service Retirement Benefit, he had

Rs.Seven lakhs with him for that, he has not produced any

documentary evidence . But his two sons are working at USA and

Newzeland used to sent amount to the complainant. . In support

of his contention, he has not examined the Sons of the

complainant to establish his case.       He denied that in his bank

account, he had kept only Rs.Five lakhs and odd.


      13. On the basis of the cross-examination of PW-1, and also

the defence taken by the accused it is clear that in order to show

the   accused   obtained   loan    of   Rs.Twenty       lakhs   from    the

complainant, for that the complainant failed to given corroborative

evidence.   Under these circumstances, the case of complainant

create doubtful but the accused admitted that he is due to the

complainant a sum of Rs.3,00,000/- only but the same has been
                                 11                     C.C.No.5090/2014



paid by him.     For that, he has    not given any corroborative

evidence. Under such circumstances, the complainant is entitled

to compensation only to the extent of Rs.3,00,000/- with simple

interest @ 6% P.A. Under these circumstances, the complainant

had prove the alleged guilt of the accused. But the accused had

given rebuttal evidence to the case of complainant. But as per the

clear admission of accused, the complainant is entitled to

compensation of Rs.3,00,000/- with simple interest        @ 6% P.A.

Hence, accused is liable for conviction.   Accordingly, I pass the

following:


                              ORDER

Acting under Sec.265 of Cr.P.C. accused is Convicted for the offence punishable u/s 138 of N.I.Act and accused is sentenced to pay a fine of Rs.2,000/- ( Rs..Two thousand only) . In default of payment of fine amount, the accused shall undergo S.I. for a period of Two months.

The complainant was awarded compensation of Rs.3,00,000,/- (Rs. Three Lakhs only) with simple interest @ 6% P.A. from the date of cheque , till realization of the entire amount and the same shall be paid to the complainant by the accused within 30 days from the date of this order .

12 C.C.No.5090/2014

In default of payment of compensation amount, the accused shall undergo Simple Imprisonment for a period of One year.

Office is directed to supply free copy of this judgment to the accused forthwith.

(Dictated to the Stenographer, transcribed and computerized by her, corrected and then pronounced by me in the open court on this the 31st day of March, 2016) (NAGARAJEGOWDA.D) XXII ACMM, Bangalore city.

ANNEXURE Witnesses examined for the Complainant:

PW.1 : KSLN. Murthy Witness examined for the accused:

DW-1 : Gurudatta Puranic List of Documents marked for the Complainant:

Ex.P1                  :   Cheque
Ex.P1a                 :   Signature of the accused
Ex.P2                  :   Endorsement
Ex.P3                  :   Legal notice
Ex.P4 & 5              :   Postal receipts
Ex.P6                  :   Returned Postal cover with notice
Ex.P6a                 :   Postal shara
Ex.P7 to 10                Statements of account

List of Documents marked for the accused:

nil                    :
                                     XXII ACMM, Bangalore.
 13   C.C.No.5090/2014