State Consumer Disputes Redressal Commission
Bhartiya Jeevan Bima Nigam & Anr. vs Dr.Kishor Narayan Bapat on 13 May, 2016
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miHkksDrk fookn Áfrrks"k.k vk;ksx] i.Mjh] jk;iqj vihy Øekad% FA/16/18 lafLFkr fnukad% 18.01.16 1- Hkkjrh; thou chek fuxe] }kjk% izca/kd@LokLF; [email protected];
LokLF; chek bdkbZ] e.My dk;kZy;] jk;iqj ¼N-x-½ 2- izca/kd@LokLF; chek@ Hkkjrh; thou chek fuxe] e.Myh;
LokLF; chek bdkbZ] e.My dk;kZy;] jk;iqj ¼N-x-½ ----- [email protected] fo:) MkW- fd'kksj ukjk;.k ckiV] firk% Lo- Jh ukjk;.k fouk;d] fuoklh% lsDVj 3] lM+d 1] izksQslj dkyksuh] jk;iqj ¼N-x-½ -----ifjoknh@mRrjoknh le{k% ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k ekuuh;k lqJh fguk BDdj] lnL;k ekuuh; Jh Mh- ds- iksn~nkj] lnL;
ekuuh; Jh ujsUnz xqIrk] lnL;
i{kdkjksa ds vf/koDrk vihykFkhZx.k dh vksj ls Jh lq'khy vxzoky] vf/koDrkA mRrjoknh dh vksj ls Jh lwjt feJk] vf/koDrkA vkns'k fnukad% 13@05@2016 }kjk% ekuuh; Jh ujsUnz xqIrk] lnL;
[email protected] us ;g vihy /kkjk 15 miHkksDrk laj{k.k vf/kfu;e 1986 ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje jk;iqj ¼N-x-½ ¼ftls vkxs laf{kIr esa **ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dz-623@2014 **MkW- fd'kksj ukjk;.k ckiV // 2 // fo:) Hkkjrh; thou chek fuxe LokLF; chek bdkbZ o ,d vU;** esa ikfjr vkns'k fnukad 17-12-2015 ftlds }kjk ifjoknh@mRrjoknh ds ifjokn dks Lohdkj djrs gq, ;g vknsf'kr fd;k gS fd vkns'k fnukad ls ,d ekg dh vof/k ds Hkhrj%& ¼v½ vukos n dx.k] ifjoknh dks :-172388@& ¼,d yk[k cgRrj gtkj rhu lkS vB~ ; klh :i;s ½ ifjokn fnuka d 26-09-2014 ls vnk;xh fnuka d rd 9 izf r'kr lk/kkj.k okf"kZd C;kt lfgr vnk djs x kA ¼c½ vukosn dx.k] ifjoknh dks mijksDr d`R ; ds dkj.k gqb Z ekufld d"V ds fy, :-10]000@& ¼nl gtkj :i;s½ vnk djsx kA ¼l½ vukos n dx.k] ifjoknh dks vf/koDrk 'kq Y d rFkk oknO;; ds :i es a :-2]000@& ¼nks gtkj :i;s ½ Hkh vnk djs x kA ls nqf[kr gksdj izLrqr fd;k gSA 2- ifjoknh@mRrjoknh dk ifjokn la{ksi esa bl izdkj gS fd ifjoknh@mRrjoknh }kjk [email protected]@chek daiuh ls ,d **,y-vkbZ-lh- dh gsYFk Iyl ;kstuk** fnukad 15-03-2008 dks dz; dh xbZ FkhA ifjoknh@mRrjoknh }kjk dz; dh xbZ ,y-vkbZ-lh- dh gsYFk Iyl ;kstuk dk ikWfylh dz-385465208] izhfe;e jkf'k :-10]000@& okf"kZd] ikWfylh vof/k 10 o"kZ rFkk chek/ku :-1]80]000@& FkkA mDr ikWfylh esa chfer lnL; ifjoknh@mRrjoknh Lo;a rFkk ifjoknh@ mRrjoknh dh ifRu Jhefr Jqfr ckiV ,oa ifjoknh@mRrjoknh dk iq= dkfrZds; ckiV FksA ifjoknh@mRrjoknh cSaxyksj ¼dukZVd½ izokl ds nkSjku fnukad 26-06-2013 dks ,d lM+d nq?kZVuk esa xaHkhj :i ls ?kk;y gks x;kA ifjoknh@mRrjoknh dks flj esa xgjh pksV vkbZ FkhA xaHkhj :i ls ?kk;y ifjoknh@mRrjoknh dks cSaxyksj ds ,d vLirky esa HkrhZ djk;k x;kA ifjoknh@mRrjoknh fnukad 26-06-2013 ls 17-07-2013 rd lsaV tksal esfMdy dkWyst vLirky] cSaxyksj esa HkrhZ jgk] tgka mldk xgu fpfdRlk bdkbZ o vLirky dh vU; bdkbZ;ksa esa mipkj fd;k x;kA // 3 // 3- vkxs ifjokn bl vk'k; dk Hkh izLrqr gS fd ifjoknh@mRrjoknh us mipkj mijkar [email protected] }kjk nh xbZ ikWfylh **gsYFk Iyl ;kstuk** ds rgr fnukad 12-11-2013 dks vukosndx.k@ vihykFkhZx.k dks fu/kkZfjr izk:i] r; ekin.Mksa o vko';d nLrkostksa ds lkFk viuk nkok jkf'k :-1]72]388@& dk nkok izsf"kr fd;kA ifjoknh@mRrjoknh }kjk fu/kkZfjr izk:i o r; ekin.Mksa ds vuq:i leLr nLrkost miyC/k djk, tkus ds mijkar Hkh vukosndx.k@ vihykFkhZx.k }kjk fnukad 01-01-2014 dks ifjoknh@mRrjoknh dk nkok bl vk/kkj ij fd ifjoknh@mRrjoknh dks iwoZ esa gk;ijVsa'ku dh chekjh Fkh] ftldh tkudkjh ifjoknh@mRrjoknh }kjk chek ysrs le; ugha nh Fkh] ifjoknh@mRrjoknh ds nkos dks fujLr dj fn;kA tcfd okLro esa ifjoknh@mRrjoknh dHkh Hkh gk;ijVsa'ku uked chekjh ls xzflr ugha jgk gSA [email protected] }kjk vlR; vk/kkjksa ij ifjoknh@ mRrjoknh dk nkok fujLr dj lsok esa fuEurk dh gS] tks fd [email protected] ds vuqfpr O;kikj dks Hkh nf'kZr djrk gSA ifjoknh@mRrjoknh dks [email protected] ds bl d`R; ds dkj.k vkfFkZd {kfr ds vykok ekufld d"V dk lkeuk djuk iM+ jgk gSA blfy, ifjoknh@mRrjoknh ds }kjk ifjokn esa of.kZr vuqlkj vuqrks"k fnyk, tkus dh ;kpuk dh gSA 4- ifjoknh@mRrjoknh }kjk ifjokn i= esa fd, x, vfHkdFku ds leFkZu esa Lo;a dk 'kiFki= fnukafdr 25-09-2014 rFkk lwph vuqlkj nLrkostksa dh QksVksizfr izLrqr fd;k gSA 5- [email protected] chek daiuh dh vksj ls la;qDr :i ls ftyk Qksje ds le{k fyf[kr dFku izLrqr dj ;g vfHkopu fd;k gS fd iz'uk/khu ,y-vkbZ-lh- dh gsYFk Iyl ;kstuk ds fu;e ,oa 'krksaZ ds vuqlkj // 4 // iwoZ fuf'pr chekfj;ksa rFkk fu/kkZfjr 'kY;fdz;kvksa ds fy, vLirky esa HkrhZ gksus ij fu;ekuqlkj ,oa ikWfylh 'krksZa ds vuqlkj fufgr fgrykHk fn;k tkrk gSA ifjoknh@mRrjoknh }kjk tks nkok izLrqr fd;k x;k gS] og ikWfylh 'krksZa esa of.kZr 'krZ ,oa lqfo/kkvksa ds dz-2 **LokLF; ls lacaf/kr ns; fgrykHk] ;fn ikWfylh pkyw gks** dh mi dafMdk (II) & cM+h 'kY;fdz;k fgrykHk lhek,a&vii] ftlesa of.kZr gS **mu vkWijs'kuksa ds fy, bl fgrykHk ds varxZr dksbZ Hkqxrku ugha fd;k tk,xk] tks 'kY;fdz;k fgrykHk layXud dh lwfp esa ugha gSA** mRrjoknh@ifjoknh }kjk ftl 'kY;fdz;k ds fgrykHk gsrq nkok izLrqr fd;k x;k Fkk] og 'kY;fdz;k] 'kY;fdz;k fgrykHk layXud dh lwfp esa ugha gSA ifjoknh@mRrjoknh dk nkok fu;ekuqlkj o ikWfylh 'krksZa ds vuq:i fujLr fd;k x;kA ifjoknh@ mRrjoknh dks ikWfylh 'krksZa ds vuqlkj fnukad 26-06-2013 ls 17-07-2013 rd vLirky uxn fgrykHk dqy 22 fnu dk :-30]375@& gh ek= Hkqxrku ;ksX; gS] ftls [email protected] Hkqxrku djus gsrq lger gSaA [email protected] }kjk lsok esa dksbZ deh ugha dh xbZ gSA ifjoknh@mRrjoknh }kjk ;g >wBk ifjokn izLrqr fd;k x;k gSA ifjoknh@mRrjoknh }kjk pkgk x;k vuqrks"k og izkIr djus dk vf/kdkjh ugha gSA vr% is'k ifjokn lO;; fujLr fd;k tk,A 6- [email protected] }kjk vius tokc ds leFkZu esa Jh egsUnz dqekj xqIrk] vk- Lo- jkeukjk;.k xqIrk] izca/kd ¼fof/k½ Hkkjrh; thou chek fuxe] e.My dk;kZy;] jk;iqj dk 'kiFki= rFkk lwph vuqlkj nLrkostksa dh QksVksizfr izLrqr fd;k gSA 7- mHk;i{k ds vfHkopuksa ds vk/kkj ij ftyk Qksje us ;g fu"d"kZ fudkyrs gq, fd ifjoknh@mRrjoknh lM+d nq?kZVuk ds i'pkr~ ?kk;y voLFkk esa vLirky esa HkrhZ gqvk Fkk] ftldk gk;ijVsa'ku ls dksbZ laca/k // 5 // ugha FkkA ifjoknh@mRrjoknh ds ifjokn dks Lohsdkj ;ksX; gksuk ikrs gq, ifjoknh@mRrjoknh ds ifjokn dks Lohdkj fd;k gS] ftlds fo:) ;g vihy gSA 8- [email protected] dh vksj ls milatkr gksus okys fo}ku vf/koDrk Jh lq'khy vxzoky }kjk ;g rdZ izLrqr fd;k x;k gS fd ifjoknh@mRrjoknh dh tks 'kY;fdz;k dh xbZ Fkh] og ikWfylh 'krksZa ,oa fu;eksa ds vuqlkj 'kY;fdz;k fgrykHk layXud esa 'kkfey ugha gksus ds dkj.k mlesa fd, x, O;; dh izfriwfrZ laHko ugha gSA ifjoknh@ mRrjoknh ikWfylh 'krksZa ds vuqlkj dqy 22 fnu dk vLirky uxn fgrykHk :-30]375@& gh ikus dk vf/kdkjh gS] ftls vukosndx.k@ vihykFkhZx.k nsus ds fy, lger gSaA fo}ku ftyk Qksje }kjk rF;ksa ij /;ku fn, fcuk tks vkns'k ikfjr fd;k gS og =qfViw.kZ vkSj fof/kfo:) gSA fo}ku ftyk Qksje }kjk ikWfylh ds fu;e o 'krksZa dh vuns[kh dj tks vkns'k ikfjr fd;k x;k og fujLr fd, tkus ;ksX; gSA 9- ifjoknh@mRrjoknh dh vksj ls milatkr gksus okys fo}ku vf/koDrk Jh lwjt feJk }kjk ;g rdZ izLrqr fd;k x;k fd [email protected] us ftu fu;e o 'krksZa ds vk/kkj ij ifjoknh@mRrjoknh dk nkok fujLr fd;k gS] ml fu;e o 'krksaZ ls lacaf/kr izfr ikWfylh ds lkFk ifjoknh@mRrjoknh dks iznku ugha dh xbZ Fkh] ,slh fLFkfr esa mu fu;e o 'krksZa ls ifjoknh@mRrjoknh caf/kr ugha gSA fo}ku ftyk Qksje }kjk tks vkns'k ikfjr fd;k x;k gS] og lk{; o nLrkostksa ds vk/kkj ij ikfjr fd;k gSA vr% [email protected] }kjk dh xbZ vihy fujLr dh tk,A // 6 // 10- mHk;i{k ds fo}ku vf/koDrkvksa dk rdZ Jo.k fd;k x;k ,oa ftyk Qksje ds vfHkys[k dk ifj'khyu fd;k x;kA 11- ifjoknh@mRrjoknh }kjk vius ifjokn i= esa ;g vfHkopu fd;k gS fd ifjoknh@mRrjoknh }kjk [email protected] ls ,d **gsYFk Iyl ;kstuk** ;kstuk dz-901 fnukad 15-03-2008 dks [kjhnh FkhA bl ikWfylh dk izhfe;e Hkqxrku ifjoknh@mRrjoknh }kjk izR;sd o"kZ fd;k tkrk jgk gSA ifjoknh@mRrjoknh cSaxyksj izokl ds nkSjku fnukad 26-06- 2013 ls fnukad 17-07-2013 rd lsaV tksal esfMdy dkWyst gkWfLiVy cSaxyksj ¼dukZVd½ esa HkrhZ jgkA tgka mldk xgu fpfdRlk bdkbZ o vLirky dh vU; bdkb;ksa esa mipkj fd;k x;kA ifjoknh@mRrjoknh mipkj mijkar [email protected] ds }kjk nh xbZ ikWfylh] gsYFk Iyl ;kstuk ds rgr fnukad 12-11-2013 dks [email protected] dks leLr vko';d nLrkostksa ds lkFk nkok jkf'k :-1]72]388@& dk nkok izsf"kr fd;k] ijarq [email protected] }kjk ifjoknh@ mRrjoknh dks ;g lwfpr djrs gq, fd ifjoknh@mRrjoknh dks iwoZ esa gk;ijVsa'ku dh chekjh Fkh] ftldk mYys[k ifjoknh@mRrjoknh }kjk chek ysrs le; ugha fd;k Fkk] ifjoknh@mRrjoknh dk nkok fujLr dj fn;kA ifjoknh@mRrjoknh dk nkok [email protected] }kjk vlR; vk/kkjksa ij fujLr fd;k x;k gS] okLrfodrk ;g gS fd ifjoknh@mRrjoknh iwoZ esa dHkh Hkh gk;ijVsa'ku ls ihfM+r ugha FkkA [email protected] }kjk lsok esa fuEurk dh xbZ gSA 12- blds [kaMu esa [email protected] }kjk vius tokcnkos esa ;g izfrj{kk yh xbZ gS fd ifjoknh@mRrjoknh dk chek nkok [email protected] }kjk iwjh rjg ls fujLr ugha fd;k x;k gSA ;g lR; gS fd ifjoknh@mRrjoknh }kjk gk;ijVsa'ku dk mYys[k izLrko i= esa ugha fd;k Fkk] ijarq pwafd ifjoknh@mRrjoknh dks lM+d nq?kZVuk // 7 // ds dkj.k vLirky esa HkrhZ ,oa mipkfjr fd;k x;k Fkk] blfy, [email protected] }kjk ifjoknh@mRrjoknh dk nkok iwoZorhZ gk;ijVsa'ku chekjh dks fNikus ds dkj.k ugha oju~ ifjoknh@mRrjoknh dh tks 'kY;fdz;k dh xbZ Fkh] ;g 'kY;fdz;k ikfylh 'krksZa ds vuqlkj nh xbZ 'kY;fdz;k fgrykHk vuqyXud esa 'kkfey ugha gksus ds dkj.k vkaf'kd :i ls Lohdkj fd;k x;k FkkA ifjoknh@mRrjoknh dks ikWfylh 'krZ ds vuqlkj fnukad 26-06-2013 ls 17-07-2013 rd **vLirky uxn fgrykHk** dqy 22 fnu vLirky esa HkrhZ jgus dk :-30]375@& gh Hkqxrku ;ksX; gS] ftls [email protected] Hkqxrku djus gsrq lger gSaA ifjoknh@mRrjoknh }kjk tks mipkj fy;k x;k gS **LA Underwent open reduction and internal fixation of the right distal forearm (Radius)A ;g 'kY;fdz;k ikWfylh 'krksZa ds vuqlkj nh xbZ mu **'kY;fdz;k fgrykHk layXud** esa 'kkfey ugha gS] ftldk tksf[ke [email protected] }kjk cover fd;k x;k gSA vr% bl mipkj esa O;; dh xbZ jkf'k izfriwfrZ ugha dh tk ldrhA 13- gekjs }kjk izdj.k esa izLrqr nLrkostksa rFkk lk{;ksa dk ifj'khyu fd;k x;kA ifjoknh@mRrjoknh }kjk lsaV tksal esfMdy dkWyst gkWfLiVy csaxyksj dh dsl lejh ,oa fMLpktZ fjdkMZ layXu dh xbZ gS ¼nLrkost dzekad 6-A½A bl dsl lejh ,oa fMLpktZ fjdkMZ esa Principal Diagnosis esa vLirky }kjk **Head Injury with Comminuted Fracture Both Bones Forearm + Multiple Facial Bone Fracture** dks nf'kZr fd;k gSA blds ckn blh dsl lejh ,oa fMLpktZ fjdkMZ ds Course in Hospital dh dafMdk esa vLirky }kjk ifjoknh@mRrjoknh ds mipkj dk iw.kZ o.kZu fd;k gS tks fuEukuqlkj gS **Patient came with above complaints in EICU from 26/6 to 1/7/13 & was shifted to Ortho for both bones fracture forearm, surgery done, post op. uneventful, improved symptomatically, stable & fit for discharge** bl dsl lejh ,oa fMLpktZ fVfdV ds ifj'khyu ls ;g Li"V // 8 // gksrk gS fd ifjoknh@mRrjoknh ds lj esa Hkh pksV vkbZ Fkh rFkk psgjs esa Hkh pksVsa vkbZ Fkh] ijarq QzsDpj flQZ nkfgus gkFk esa gqvk Fkk ftldk vkWijs'ku dj IysfVax dh xbZ FkhA lj dh pksV rFkk psgjs esa vkbZ pksVksa ds fy, ltZjh dh t:jr ugha iM+h FkhA 14- vc gesa ;g ns[kuk gS fd D;k mijksDr 'kY; fpfdRlk dk tksf[ke ifjoknh@mRrjoknh }kjk yh xbZ gsYFk Iyl ;kstuk esa vkPNkfnr gSA gekjs }kjk izdj.k esa layXu ,y-vkbZ-lh- dh gsYFk Iyl ;kstuk rkfydk dz-901 dh **ikfylh dh 'krsZa vkSj lqfo/kk,a** ¼vukosnd dk nLrkost dz-4½ dk ifj'khyu fd;k x;k] tks fuEukuqlkj gS%& **'kY;fdz;k fgrykHk layXud Surgical Benefit Annexure 'kY; izfdz;kvksa dh lwph chek jkf'k dk izfr'kr List of Surgical Procedures Percent of the Sum Assured g`n okfgdk ra=@CARDIOVASCULAR SYSTEM
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---------------------------------------------( ;d`r] fiRrk'k;] vXU;k'k;@LIVER] GALL BLADDER & PANCREAS
---------------------------------------------( is'kh&dadky ra=@ MUSCULOSKELETAL SYSTEM nq?kZVuk ds ckn Jksf.k ;k ?kqVus ds tksM+ dk iw.kZ izfrLFkkiu 60% Total Replacement of Hip or knee joint following accident VªkWek ;k nq?kZVuk ds dkj.k Hkqtk ;k gkFk ;k iSj ;k Vkax dk vaxksPNsnu 60%"
Amputation of Arm or hand or Foot or Leg due to trauma or accident bl fu;e o 'krksZa ds ifj'khyu ls Li"V gS fd ifjoknh@ mRrjoknh }kjk fy;k x;k mipkj ikWfylh esa of.kZr 'kY;fdz;k fgrykHk layXud esa ugha gksus ls ifjoknh@mRrjoknh dks ns; ugha gSA vr% ge [email protected] ds bl rdZ dks Lohdkj ;ksX; ikrs gSa fd // 9 // ikWfylh 'krksaZ esa of.kZr **'kY;fdz;k fgrykHk layXud** esa ifjoknh@ mRrjoknh }kjk djkbZ xbZ 'kY;fdz;k ds 'kkfey u gksus ds QyLo:i mDr 'kY;fdz;k ds [kpZ dh izfriwfrZ ugha dh tk ldrh gSA ;gka ge [email protected] ds bl rdZ dks Hkh Lohdkj ;ksX; ikrs gSa fd ifjoknh@mRrjoknh dk nkok ifjoknh@mRrjoknh }kjk chek ysrs le; gk;ijVsa'ku uked chekjh dks fNikus ds dkj.k ugha oju~ ifjoknh@ mRrjoknh dks dh xbZ 'kY;fdz;k ikWfylh 'krZ esa nh xbZ **'kY;fdz;k fgrykHk vuqyXud** esa 'kkfey u gksus ds dkj.k vLohdkj fd;k gSA ifjoknh@mRrjoknh 'kY;fdz;k mipkj ds vfrfjDr vLirky uxn fgrykHk gh ikus dk vf/kdkjh gSA bl lanHkZ esa jk"Vªh; vk;ksx }kjk fuf.kZr izdj.k **,y-vkbZ-lh- cuke jes'k panz iqujh{k.k ;kfpdk dz- 755@1996 fnukad 11-4-1997 mYys[kuh; gSA blesa jk"Vªh; vk;ksx }kjk ;g vfHkfu/kkZfjr fd;k x;k gS fd **ftyk Qksje lkFk gh lkFk jkT; vk;ksx dks ikWfylh ds fuca/kuksa ,oa 'krksZa ls ijs tkus dh dksbZ vf/kdkfjrk ugha gSA 15- ifjoknh@mRrjoknh }kjk laiw.kZ ifjokn i= esa dgha Hkh ;g vfHkopu ugha fd;k gS fd **[email protected]@chek daiuh us chek ikWfylh ds lkFk chek dh 'krZ iznku ugha dh FkhA** ijarq vk;ksx ds le{k ;g rdZ izLrqr fd;k gS fd [email protected] }kjk ifjoknh@mRrjoknh dks ikWfylh ckaM ds lkFk ikWfylh dh 'krsZa vkSj lqfo/kk,a iznku ugha dh Fkh blfy, ifjoknh@mRrjoknh ikWfylh dh 'krksZa ls caf/kr ugha gSA gekjs }kjk izdj.k ds ewy vfHkys[k esa ifjoknh@ mRrjoknh }kjk izLrqr chek ikWfylh dk ifj'khyu fd;k x;kA ifjoknh@ mRrjoknh }kjk izdj.k esa dsoy ikWfylh ckaM ds izFke i`"B dks gh tkucw>dj layXu fd;k x;k gS] tcfd chek daiuh }kjk tks ikWfylh ckaM Hkstk tkrk gS] mlds lkFk lacaf/kr ikWfylh ds lkjs fu;e o 'krksZa // 10 // lfgr Hkstk tkrk gSA bu 'krksZa dks le>dj vxj ikWfylh/kkjd muls lger ugha gS rks 15 fnu dk Qzhyqd ihfj;M Hkh fn;k tkrk gS ftlds vanj ikWfylh/kkjd chek ikWfylh fujLr djkdj izhfe;e jkf'k okil ys ldrk gSA izLrqr izdj.k esa ifjoknh@mRrjoknh }kjk ,slk dksbZ lk{; Hkh izLrqr ugha fd;k gS fd v/kwjk ikWfylh ckaM feyus ij ifjoknh@mRrjoknh }kjk ml le; [email protected]@chek daiuh dks f'kdk;r dh xbZA vr% ,sls lk{; ds u gksus ij ge ifjoknh@mRrjoknh ds bl rdZ dks Lohdkj ;ksX; ugha ikrs gSa fd ikWfylh 'krksZa ds ugha feyus ds dkj.k ifjoknh@mRrjoknh ikWfylh dh 'krksZa ls caf/kr ugha gSA 16- ftyk Qksje }kjk vius vkns'k fnukafdr 17-12-2015 dh dafMdk 8 esa ;g fu"d"kZ fudkyk gS fd [email protected] }kjk is'k fu;e ,oa 'krsZa ftl ;kstuk dh gS mldk uke **,y-vkbZ-lh- dh gsYFk Iyl ;wfuV lac) LokLF; chek ;kstuk ¼rk- dz-901½ gS** vkSj ifjoknh@ mRrjoknh }kjk izdj.k esa izLrqr ikWfylh ;kstuk dk uke **,y-vkbZ-lh- dh gsYFk Iyl ;kstuk** gSA pwafd [email protected] }kjk is'k fu;e o 'krsZa **,y-vkbZ-lh- dh gsYFk Iyl ;wfuV lac) LokLF; chek ;kstuk ¼rk- dz-901½ gS] bl dkj.k [email protected] dks mDr fu;e o 'krksZa dk ykHk ugha fn;k tk ldrkA ,slk izrhr gksrk gS fd ftyk Qksje }kjk **,y-vkbZ-lh- dh gsYFk Iyl ;wfuV lac) LokLF; chek ;kstuk ¼rk- dz-901½** rFkk **,y-vkbZ-lh- dh gsYFk Iyl ;kstuk** dks vyx&vyx ikWfylh ekuk gS tcfd oLrqr% nksuksa ,d gh ;kstuk gSA chek ikWfyfl;ksa dk fu/kkZj.k mlds rkfydk dzekad ls gksrk gSA ifjoknh@mRrjoknh }kjk izdj.k esa tks ,y-vkbZ-lh- dh gsYFk Iyl ;kstuk dk ikWfylh ckaM layXu fd;k gS mlds ifj'khyu ls Li"V gS] mldk Hkh rkfydk dz- 901 gh gSA bl izdkj ftyk Qksje }kjk ;g =qfViw.kZ fu"d"kZ fudkyk x;k gS fd nksuksa ikWfyfl;ka vyx& // 11 // vyx ;kstuk dh gSA bl ifjfLFkfr esa ftyk Qksje us tks vkns'k ikfjr fd;k gS og fLFkj j[ks tkus ;ksX; ugha gSA 17- [email protected] }kjk vius tokcnkos dh dafMdk 21 esa ;g vfHkopu fd;k gS fd chek/kkjd dks ikWfylh 'krZ vuqlkj fnukad 26-06-2013 ls 17-07-2013 rd vLirky uxn fgrykHk dqy 22 fnu dk :-30]375@& gh Hkqxrku ;ksX; gS] ftls [email protected] Hkqxrku djus gsrq lger gSaA gekjs erkuqlkj ifjoknh@mRrjoknh dks ikWfylh 'krksaZ ds vuqlkj vLirky udn fgrykHk dh :-30]375@& dh jkf'k fnyk;k tkuk mfpr gksxkA 18- mijksDr foospuk ds ifjizs{; esa ge bl fu"d"kZ ij igaqprs gSa fd [email protected] dh vihy vkaf'kd :i ls Lohdkj fd, tkus ;ksX; gS] vr% vihy vkaf'kd :i ls Lohdkj dh tkrh gSA rnuqlkj] ftyk Qksje }kjk ikfjr vkyksP; vkns'k fnukad 17-12-2015 dh dafMdk 10 ¼v½ dks ifjofrZr djrs gq, ;g vknsf'kr fd;k tkrk gS fd [email protected]@chek daiuh] ifjoknh@mRrjoknh dks :-1]72]388@& ds LFkku ij vLirky uxn fgrykHk ds :i esa :-30]375@& dh jkf'k bl vkns'k fnukad ls 1 ekg dh vof/k ds Hkhrj vnk djsaxsA bl jkf'k ij ifjokn fnukad 26-09-2014 ls vnk;xh fnukad rd 09% lk/kkj.k okf"kZd C;kt Hkh vnk djsaxsA ftyk Qksje }kjk ikfjr 'ks"k vkns'k ;Fkkor~ j[kk tkrk gSA vihy O;; ds laca/k esa dksbZ vkns'k ugha fd;k tk jgk gSA ¼U;k;ewfrZ vkj- ,l- 'kekZ½ ¼lqJh fguk BDdj½ ¼Mh- ds- iksn~nkj½ ¼ujsUnz xqIrk½ v/;{k lnL;k lnL; lnL;
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