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Patna High Court

Balaji Infraro (I) Ltd vs Chanakya National Law University & Ors on 16 November, 2016

Author: Shivaji Pandey

Bench: Shivaji Pandey

        IN THE HIGH COURT OF JUDICATURE AT PATNA
                         Request Case No.8 of 2014
===========================================================
Balaji Infraro (i) Ltd. a company registered under the Company Act, 1956 having
its registered office at CJ-276, Sector-II, Salt Lake City, Kolkata-700091, through
its Director, Soumyapur Sen Gupta son of Mr. Subhash Sen Gupta, resident of
B/234 Survey Park, Santoshpur, Kolkata-700075, West Bengal.
                                                                .... ....   Petitioner
                                      Versus
1. Chanakya National Law University, through its Registrar, Nyaya Nagar,
   Mithapur, Patna-800001.
2. The Project Engineer, Chankya National Law University, Patna, Nyaya Nagar,
   Mithapur, Patna-800001.

                                                       .... .... Respondents
===========================================================
Appearance:
For the Petitioner/s   : Mr. Mrigank Mauli, Adv.
                         Mr. Prince Kumar Mishra, Adv.
                         Mr. Sanket, Adv.
For the Respondent No.1: Mr. P.K. Sahi, Senior Adv.
                         Mr. Dr. Anshuman, Adv.
                         Mr. Vikas Kumar, Adv.
                         Mr. Devesh Shakaran, Adv.
===========================================================
             CORAM: HONOURABLE MR. JUSTICE SHIVAJI PANDEY
                             ORAL JUDGMENT
                              Date: 16-11-2016

   1.             This case has been filed under Section 11(6) of the

   Arbitration and Conciliation Act, 1996 for the purposes of

   appointment of Arbitrator.


   2.             The petitioner-company and the respondents have

   entered into an agreement for the construction of Boys Hostel. The

   petitioner-Company completed the construction work, accordingly
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        the respondents, whatever amount was due, have been paid to the

        petitioner-company by way of full and final settlement, nothing left

        for further dispute.


        3.              The petitioner-company demanded the cost incurred in

        „carriage of materials‟ amounting to Rs.63,18,345.49/-. The

        Registrar      of   respondent-Chankya          National   Law   University

        informed the petitioner-company that the representation was

        referred to the consultant M/s Gherzi Eastern Ltd. Kolkata, it has

        opined, unless or otherwise, specially mentioned in the BOQ of

        civil work, extra claim for carriage is not admissible and vide letter

        dated 09.08.2012 it was informed to the petitioner-Company that

        claim for extra carriage is not admissible to the petitioner-company,

        in view of earlier communication vide letter dated 12.10.2011,

        henceforth no correspondence in this regard will be entertained.


        4.              The petitioner-company vide letter dated 03.03.2012

        has demanded the interest on the amount of Security Deposit.

        Finally, the petitioner-company vide letter dated 07.05.2013

        requested the respondents for appointment of Arbitrator in terms of

        the contract that was replied by the respondent-Chankya National

        Law University vide letter dated 18.05.2013, where it has been

        mentioned about Clause-25 of the Contract, which stipulates 45
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        days time limit for making demand for appointment of Arbitrator in

        respect of any claim from the date of intimation of final bill ready

        for payment. It has further been informed that the claim of the

        petitioner-company shall be deemed to have been waived and

        absolutely barred and respondent would be treated to have been

        discharged of all the liabilities as per the terms of stipulation

        mentioned in the agreement. Accordingly, the demand for

        appointment of Arbitrator is barred as final payment has been made

        on 07.1.2012 and within 45 days thereafter no demand for

        appointment of Arbitrator was made in respect of any claim and as

        such, the claim does not carry any merit for consideration and

        rejected. It has further been stated that interest on Security Deposit

        is also absolutely illusionary and without any substance.


        5.              In such view of the matter, when the respondents have

        failed to respond positively, the petitioner has filed the present

        application claiming appointment of Arbitrator, in terms of Clause-

        25 of the agreement, empowers the petitioner in case respondent

        does not respond in positive mode within 30 days of the request of

        the contractor, but before adjudicating this dispute, the Court will

        be obliged to deal with objection raised by the respondent.


        6.              Before going to the merit of the case, it will be
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        appropriate to quote Clause-25 of the Contract, which reads as

        follows:-


                     "Settlement of Dispute & Arbitration.

                     Except where otherwise provided in the contract all
                     questions and disputes relating to the meaning of the
                     specifications, design, drawings and instructions
                     here-in-before mentioned and so to the quality of
                     workmanship of materials used on the work are as to
                     any other question, claim right matter or thing
                     whatsoever in any way arising out of or relating to
                     contract,       designs,       drawings,   specifications,
                     estimates, instructions, orders or these conditions or
                     otherwise concerning the work or the execution or
                     failure to execute the same whether arising during
                     the progress of the work or after the cancellation,
                     termination, completion or abandonment thereof
                     shall be dealt with as mentioned hereinafter.

                     i) If the contractor considered any work demanded
                     of him to be outside the requirements of the contract,
                     or dispute any drawings, record or decision given in
                     writing by the authorized representative of the
                     Employer or any matter in connection with or
                     arising out of the contract or carrying out of the
                     contract or carrying out of the work, to be
                     unacceptable, he shall promptly within 7 days
                     request the Consultant in writing for written
                     instructions or decisions. There upon, the consultant
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                     shall give his written instructions or decisions within
                     a period of 30 days from the receipt of the contractor
                     letter.

                       If the consultant failed to give his instructions or
                     decisions in writing within the aforesaid period or if
                     the contractor is dissatisfied with the instruction or
                     decision of the consultant, the contractor may, within
                     15 days of the receipt of consultant‟s decision,
                     appeal to the Employer who shall afford an
                     opportunity to the contractor to be heard, of the
                     letter so desires, and to offer evidence in support of
                     his appeal. The Employer shall give his decision
                     within 30 days of receipt of contractor‟s appeal. If
                     the contractor is dissatisfied with this decision, the
                     contractor shall within a period of 30 days from
                     receipt of the decision, give notice to the Employer
                     for appointment of arbitrator failing which the said
                     decision be final binding and conclusive and not
                     referable to adjudication by the arbitrator.

                     ii)       Except where the decision has become final,
                     binding and conclusive in terms of Sub Para (i)
                     above disputes or difference shall be referred for
                     adjudication       through         arbitrator   appointed   by
                     Employer. If the arbitrator so appointed is unable or
                     unwilling to act or resign his appointment or vacates
                     his office due to any reason whatsoever another sole
                     arbitrator shall be appointed in the manner
                     aforesaid. Such person shall be entitled to proceed
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                     with the reference from the stage at which it was left
                     by his predecessor.

                               It is a term of this contact that the party
                     invoking arbitration shall give a list of disputes with
                     amounts claimed in respect of each such dispute
                     along with the notice for appointment of arbitrator
                     and giving reference to the rejection by the Employer
                     of the approval.

                            It is also a term of this contract no person other
                     than a person appointed by such Employer or the
                     administrative head of the department appointed by
                     such Employer or the administrative head of the
                     department as aforesaid should act as arbitrator and
                     if for any reason that is not possible, the matter shall
                     not be referred to arbitrator at all.

                             It is also a term of this contract that if the
                     contractor      does       not     make   any   demand   for
                     appointment of arbitrator in respect of any claims in
                     writing as aforesaid within 45 days of receiving the
                     intimation from the Employer or his authorized
                     representative that the final bill is ready for payment,
                     the claim of the contractor shall be deemed to have
                     been waived and absolutely barred and the Employer
                     shall be discharged and released of all liabilities
                     under the contract in respect of these claims.

                                 The arbitration shall be conducted in
                     accordance with the provisions of the Arbitration
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                     and Conciliation Act, 1996 (26 of 1996) or any
                     statutory modification or re-enactment thereof and
                     the rules made there under and for the time being in
                     force shall apply to the arbitration proceeding under
                     this clause.

                                 It is also a term of the contract that if any
                     fees are payable to the arbitrator these shall be paid
                     equally by both the parties.

                             It is also a term of the contract that the
                     arbitrator shall be deemed to have entered on the
                     reference on the date he issues notice to both the
                     parties calling them to submit their statement of
                     claims and counter statement of claims. The venue of
                     the arbitration shall be such place as may be fixed by
                     the arbitrator in his sole discretion. The fees, if any,
                     of the arbitrator shall, if required to be paid before
                     the award is made and published, be paid half by
                     each of the parties. The cost of the reference and of
                     the award (including the fees, if any, or the
                     arbitrator) shall be in the discretion of the arbitrator
                     who may direct to any by whom and in what manner
                     such costs or any part thereof shall be paid and fix
                     or settle the amount of costs to be so paid.
                                All arbitration shall be held at PATNA and
                     at no other place."


        7.              Learned counsel for the petitioner submits that any

        condition mentioned in the agreement, putting clause of time within
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        which the party has to take remedy is void, further submitted that

        any clause in the agreement, which postulates forfeiture of right is

        also bad in law. It has been submitted that, any clause in the

        agreement would not be able to extinguish the right and remedy of

        petitioner before the period prescribed in statutory provision; to that

        extent that clause is void in view of Section 28(1) (b) of the

        Contract Act and would be treated to have been deleted.


        8.               Whereas, learned counsel for the respondents submits

        that as all the liabilities arising from the terms of the contract have

        been discharged as full and final payment has been made and

        within 45 days of payment of final bill the petitioner has not sought

        for appointment of Arbitrator, hence, it will be treated that all the

        liabilities have been discharged or waived, in such circumstances, it

        is no longer the matter to be referred for arbitration as it does not

        remain arbitral issue.


        9.              The second issue is required to be decided as to

        whether the right of adjudication by Arbitrator has extinguished on

        account of expiry of specified period in terms of the agreement as

        the claim for appointment of Arbitrator was not made within

        prescribed time limit, so it will be deemed that the claim has been

        discharged.
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        10.             In this case, it has to be decided whether the claim

        arising from the agreement or whether the claim made by the

        petitioner-Company for referring the dispute, has already

        extinguished on account of discharge of the contract as the

        petitioner-Company has received entire amount arising out of the

        work contract without any objection.


        11.             The third issue has to be adjudicated regarding the

        limit of adjudication by this Court while deciding the issue of

        appointment of Arbitrator and referring the dispute to the Arbitrator

        as well as the payment of amount by the respondents and received

        by the petitioner without demur, will be treated that no longer

        dispute exist for arbitration, in such view of the matter, the dispute

        raised in the present case is no longer an arbitral issue.


        12.             The respondents have taken the plea that the right of

        appointment of Arbitrator has extinguished on account of terms of

        the agreement, which stipulates that if the contractor does not make

        any demand for appointment of arbitrator in respect of any claim, in

        writing, as aforesaid, within 45 days from the date of receiving the

        intimation from the employer or his authorized representative that

        final bill is ready for payment, the claim of the contractor shall be

        deemed to have been waived and absolutely barred and the
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        employer shall be discharged / released from all the liabilities under

        the contract in respect of all the claims. So, the period of 45 days‟

        time, within which, to make a claim for appointment of arbitrator,

        in failure, the claim of the contractor will be deemed to have been

        waived and absolutely barred, employer shall be treated to have

        been discharged or released from all the liabilities under the

        Contract.


        13.             To understand the different facets of provisions, this

        Court will have to examine the different angles of provisions of

        Section 28 of the Contract Act and its affect on contract, prior to its

        amendment and post amendment. It has been claimed by the

        petitioner-Company that prior to amendment of Section 28 of the

        Contract Act, the clause in agreement stipulating extinguishment of

        remedy has been held by the Hon‟ble Supreme Court to be void as

        it operates against the provisions of Section 28 of the Contract Act,

        which provides that any agreement, restricting absolutely from

        enforcing his right under or in respect of any contract by usual legal

        proceeding in the ordinary Tribunal or reducing the period of

        limitation other than the limitation provided under the statute to that

        extent is void, but there is no bar prohibiting the parties to enter

        into an agreement relating to extinguishment of the right if it is
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        claimed within period mentioned in the agreement. The

        extinguishment of remedy is one thing and extinguishment of right

        is another thing.


        14.             To understand this issue, it will be relevant to quote

        Section 28 of the Contract Act, prior to its amendment:-


                        "28. Every agreement by which any party thereto
                        is restricted absolutely from enforcing his right
                        under or in receipt of any contract by the usual
                        legal proceedings in the ordinary tribunals or
                        which limits the time which he may thus enforce
                        the right is void to that extent."


        15.             This portion of Section is prior to amendment, which

        is relevant to understand the ultimate effect of amendment. Prior to

        amendment of Section 28 of the Contract Act can be dissected in

        two parts; first part which prohibits the terms of agreement by

        which party thereto is restricted absolutely from enforcing his right

        under on receipt of any contract by usual proceeding in ordinary

        Tribunal. Meaning thereby, there cannot be any restriction

        absolutely from enforcing his right in respect of contract by usual

        legal proceeding, the Tribunal created under the ordinary law.

        Second restriction has been imposed that the parties to an

        agreement are not allowed to substitute their own period of
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        limitation in place of the period laid down in the General Law. But

        the parties to an agreement are allowed to insert the clause in

        agreement in the nature of prescription that is to say, they are free

        to provide that if a party does not enforce his right within a

        specified period, then the rights accruing under the contract shall be

        forfeited or extinguished or that a party shall be discharged from all

        liabilities under the Contract. In other words, a clause limiting the

        time for enforcing a remedy has been prohibited, but a clause

        limiting the duration upto which the rights remain alive, and

        extinguishing those rights at the end of such period, is permissible.

        In sense, an agreement which limits the party within which a party

        to an agreement may enforce his right under any contract by a

        proceeding in a Court of law is void to that extent. But the Section

        does not invalidate any clause in the agreement in nature of

        stipulating their own period of prescription that is to say, an

        agreement which mentions that at the end of specified period, if the

        rights thereunder are not enforced the right itself will cease to exist.


        16.             This issue came for consideration before the Hon‟ble

        Supreme Court and different High Courts, in which the Court has

        considered the stipulation which provides the period within which

        the right is not claimed, will be treated to have been forfeited /
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        extinguished or party would be treated to have been discharged

        from all the liabilities under the contract.


        17.             The issue of extinguishment of right on account of the

        provisions in the terms of agreement came for consideration before

        the Bombay High court in the case of the New India Assurance

        Co. Ltd. vs. Radheshyam Motilal Khandelwal, reported in AIR

        1974 Bombay, 228. The aforesaid case is related to incorporation

        of the terms of contract on insurance. There was clear condition

        forfeiture of in case of fraudulent claim or failure to bring an action

        within the stipulated period on repudiation of claim by the insurer.

        It was held that condition mentions terms clause of policy in

        question and was binding on parties. Further it was held that the

        condition did not violate the provisions of Section 28 of the

        Contract Act.


        18.             Similar issue came for consideration before the Kerala

        High court in Kerala Electrical and Allied . vs Canara Bank And

        Ors. reported in AIR 1980 Kerela 151 . In that case, a clause in the

        bank guarantee provided that suit or action to enforce claim under

        the guarantee was to be filled within six months from the date of

        expiry of guarantee, is not sustainable but the condition in

        agreement postulates the party will be forfeited or released if he
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        does not assert his right within the time. The question arose

        whether the clause was valid with reference to section 28 of the

        Contract Act, the claim stipulating forfeiture of right has been held

        to be valid and the court held that right of claimant and liability of

        the bank will remain alive only for a period of six months after the

        expiry of the period of duration of the guarantee and that right of

        the person in whose favour the guarantee was executed were

        extinguished on expiry of that period. In other words, there is an

        extinction of the right of the plaintiff under the contract and

        discharge of the defendants from liability. The Court held that time

        limit imposed in contractual clause keeping right and liability alive

        was not hit by Section 28 of the Contract Act, conclusion so

        reached is of course is in harmony with the earlier decisions.


        19.             The same issue came for consideration before the

        Hon‟ble supreme court in the case of Vulcan Insurance Co. Ltd vs.

        Maharaj Singh & Another , reported in AIR 1976, page-287. In

        that case, the Vulcan Insurance Company was engaged itself in the

        general insurance business. After nationalization, it was named as

        United India Fire and General Insurance Company Ltd. The

        respondent-Maharaj Singh, the insurer, was carrying the business of

        manufacturing Bone Manure etc. in his mills at Khatauli. He
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        entered into an arrangement with respondent No. 2 for taking

        advance of money on the security of the factory premises,

        machineries and the stock of goods. A mortgage deed was executed

        by him in favour of the respondent bank for that purpose. The Bank

        insured the mortgage properties from time to time with the

        appellant company under three insurance policies, the terms

        governing the same being identical. A fire broken out in the factory

        premises, caused a loss, informed the Insurance Company about the

        fire, whereupon the representative of the Bank and the Insurance

        Company and some surveyors visited the factory premises.

        Respondent no. 1 claimed that due to fire he had suffered a loss on

        account of damage to the fixed assets as well as to the stock of

        goods. The amount of damage was assessed to the tune of Rs.

        4,620/- The respondent No.1 wrote a letter dated 1.1.1963 as the

        claim has been repudiate, under Clause-13 of the Insurance Policy,

        a difference had arisen between the parties and hence respondent

        no. 1 proposed to appoint a sole arbitrator to resolve the dispute and

        if the company was not agreeable to the appointment of sole

        arbitrator, he may be treated as a nominee of respondent no. 1. The

        Insurance Company replied that as it had repudiated his claim the

        arbitration clause in the policies was rendered inoperative and no

        arbitration proceeding could be commenced by appointment of any
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        arbitrator. An application under Section 20 of the Arbitration Act,

        1940 was filed in the Civil Court, Muzaffarnagar (Uttar Pradesh).

        The appellant took an objection to the jurisdiction of the Court to

        entertain the application in view of special clause in the policies

        excluding the jurisdiction of courts other than the court at Delhi.

        The Muzaffarnagar Civil court allowed that objection and directed

        the return of the application. The Delhi High Court dismissed the

        application holding that the dispute arising out of the repudiation of

        the liability under clause 13 by the Insurance Company was within

        the scope of the arbitration agreement contained in clause 18 and a

        reference to arbitration could be made, but, as per clause 19, the

        petition was barred by limitation. The matter reached to the

        Hon‟ble Supreme Court. Clause 19 of the agreement with the

        Insurance Company provides that "in no case whatever shall the

        company be liable for any loss or damage after the expiration of

        twelve months from the happening of the loss or damage unless the

        claim is the subject of pending action or arbitration."



        20.             This cause deals with the extinguishment of the right.

        The Hon‟ble Supreme Court ultimately held that such clause 19

        does not violate section 28 of the Contract Act. The clause of

        Insurance Company provided that all the benefit under the
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        Insurance Policy shall be forfeited if the claim was not brought

        with specified period. The insertion of clause-19 has been held to

        be valid.


        21.             It will be relevant to quote paragraph No.19 and 23 of

        the said judgment, which read as follows:-

                    19. Following the decision of the House of Lords in
                    Jureidini's case (1915) AC 499 (supra) a Bench of the
                    Bombay High Court in the Eagle Star and British
                    Dominions Insurance Co. v. Dinanath, ILR 47 Bom 509 =
                    (AIR 1923 Bom 249) while interpreting an identical
                    Clause 13 said at p. 521 (of ILR) = (at p. 252 of AIR):

                          "But in clause 13 there are various contingencies set
                          out which is established entitle the insured to bring
                          an action without an award having been made by
                          arbitrators. One of these contingencies is "if the
                          claim be made and rejected" which if established
                          gives a right of action, the period of limitation
                          provided for the suit being filed at three months from
                          the date of the rejection. While it is also provided
                          that where arbitration takes place in pursuance of
                          condition 18 of the policy, three months' time should
                          be allowed for a suit to be brought after the award
                          has been made. Therefore it is quite obvious that a
                          right of action accrued after the company rejected
                          the claim. Naturally that question would have first to
                          be decided by suit as under clause 18 that question
                          could never have been referred to arbitration."

                    We approve the law so enunciated by the Bombay High
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                    Court.

                    23. We do not propose, as it is not necessary, to decide
                    whether the action commenced by respondent no. 1
                    under Section 20 of the Act for filing of the arbitration
                    agreement and for appointment of arbitrators was barred
                    under clause 19 of the policy. It has been repeatedly held
                    that such a clause is not hit by Section 28 of the Contract
                    Act and is valid; vide-The Baroda Spinning and Weaving
                    Company Limited v. The Satyanarayan Marine and Fire
                    Insurance Company Limited, ILR 39 Bom 344 = (AIR
                    1914 Bom 225 (2); Dawood Tar Mahomed Bros. v.
                    Queensland Insurance Co. Ltd., AIR 1949 Cal 390 and
                    The Ruby General Insurance Co. Ltd. v. The Bharat Bank
                    Ltd. AIR 1950 (East)Punj 352. Clause 19 has not
                    prescribed a period of 12 months for the filing of an
                    application under Section 20 of the Act. There was no
                    limitation prescribed for the filing of such an application
                    under the Indian Limitation Act, 1908 or the Limitation
                    Act, 1963. Article 181 of the former did not govern such
                    an application. The period of three years prescribed
                    in Article 137 of the Act of 1963 may be applicable to an
                    application under section 20. Nor are we concerned in
                    this case to decide whether the time taken by respondent
                    no. 1 in prosecuting his application in Muzaffarnagar
                    court could be excluded under section 14(2) of the
                    Limitation Act, 1963. Nor do we propose to decide
                    whether the application under section 20 could be
                    defeated on the ground of the extinction of the liability of
                    the company under clause 19. We may, however, observe
                    in passing that in view of the decision on this Court
                    in Wazirchand Mahajan and another v. Union of India,
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                    (1967) 1 SCR 303 at p. 308 = (AIR 1967 SC 990 at p.
                    993) if the difference which had arisen between the
                    parties was the one to which the arbitration clause
                    applied then the application under Section 20 of the Act
                    could not be dismissed on the ground that the claim
                    would not ultimately succeed either on facts or in law.
                    The matter will have to be left for the decision of the
                    arbitrator. Without any discussion we may just state that
                    the High Court is not right in its view that respondent no.
                    1's claim was not barred under clause 19 because of the
                    provision of law contained in Section 37(3) of the Act."
                    (Emphasis supplied)


        22.             The dispute of extinguishment of right in terms of the

        agreement came for consideration before the Hon‟ble Supreme

        Court in the case of East and West Steamship Co., Georgetown,

        Madras, vs. S.K. Ramalingam Chettiar, reported in A.I.R. 1960,

        S.C.C. 1058, there the ship was to bring consignments from Kerla,

        destitution was fixed at Bombay port trust. The petitioner-company

        took delivery of consignments and goods packed in bags, which

        bore their distinctive and identifying marks, but were unable to

        obtain delivery of 164 bags, out of the consignment sent by

        consigner. In the agreement there was a clause that "in any event

        the carrier and the ship shall be discharged from all liability in

        respect of loss or damage unless suit is brought within one year

        after the delivery of the goods or the date when the goods should
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        have been delivered". One of the defence was taken that in terms of

        the agreement which provides the limitation with respect to

        extinction of right unless the suit is brought within the time

        prescribed. The Court held that there is distinction between the

        extinction of a right and the extinction of a remedy for the

        enforcement of that right though fine distinction character, is of

        greater importance. The Court has considered the discharge from

        the liability and held that "ordinary grammatical sense of

        "discharged from liability" does not connote "free from the remedy

        as regards liability" but are more apt to mean a total extinction of

        the liability following upon an extinction of the right." The Court

        further held that it is difficult to draw a reasonable distinction

        between        the      words       "absolved   from      liability"    and

        "discharged from liability" and think that these words "discharged

        from liability" were intended to mean and do mean that the liability

        has totally disappeared and not only that the remedy as regards the

        liability has disappeared".


        23.             It will be relevant to quote paragraph Nos. 25 and 31

        of the said judgment, which read as follows:-


                      "25. On the next question whether this clause prescribes
                      only a rule of limitation or provides for the extinction of
                      a right to compensation, it will be observed that the
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                      Bombay High Court has not discussed it at all,
                      apparently because on the facts of the case before it
                      would have mattered little whether the provision was one
                      of limitation or of extinction of right. The question is
                      however of some importance in the facts of the Madras
                      case. For if the provision is one of limitation there would
                      be some scope for argument in the facts of that case that
                      the period was extended by acknowledgments of liability
                      within the meaning of Article 19 of the Limitation Act.
                      The question we have to decide is whether in saying that
                      the ship or the carrier will be "discharged from liability
                      ", only the remedy of the shipper or the consignee was
                      being barred or the right was also being terminated. It is
                      useful to remember in this connection the international
                      character of these rules, as has been already emphasized
                      above. Rules of limitation are likely to vary from country
                      to   country. Provisions for extension of          periods
                      prescribed for limitation would similarly vary. We should
                      be slow therefore to put on the word " discharged from
                      liability" an interpretation which would produce results
                      varying in different countries and thus keeping the
                      position uncertain for both the shipper and the ship-
                      owner. Quite apart from this consideration, however, we
                      think that the ordinary grammatical sense of "discharged
                      from liability" does not connote "freed from the remedy
                      as regards liability " but are more apt to mean a total
                      extinction of the liability following upon an extinction of
                      the right. We find it difficult to draw any reasonable
                      distinction between the words "absolved from liability"
                      and " discharged from liability " and think that these
                      words " discharged from liability" were intended to mean
                      and do mean that the liability has totally disappeared
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                      and not only that the remedy as regards the liability has
                      disappeared. We are unable to agree with the learned
                      Judge of the Madras High Court that these words merely
                      mean that " that even though the right may inhere in the
                      person who is entitled to the benefits, still the liability in
                      the opposite party is discharged by the impossibility of
                      enforcement." The distinction between the extinction of a
                      right and the extinction of a remedy for the enforcement
                      of that right, though fine, is of great importance. The
                      Legislature could not but have been conscious of this
                      distinction when using the words "discharged from all
                      liability "in an article purporting to prescribe rights and
                      immunities of the ship-owners. The words are apt to
                      express an intention of total extinction of the liability and
                      should, especially in view of the international character
                      of the legislation, be construed in that sense. It is hardly
                      necessary to add that once the liability is extinguished
                      under     this   clause,    there   is   no   scope   of   any
                      acknowledgment of liability thereafter.

                      31. It cannot be seriously disputed that the stipulation
                      under consideration does directly offend against the
                      provisions of the 8th paragraph. For it seeks at least to
                      "lessen", otherwise than provided in the rules in the
                      Schedule the liability of the ship or carrier for loss or
                      damage to goods or in connection with goods caused by
                      the failure to deliver. This stipulation requiring claim for
                      compensation being made within one month from the
                      date of arrival of the ship is therefore null and void."


        24.             Similar issue came for consideration before the
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        Hon‟ble Supreme Court in the case of National Insurance Co. Ltd.

        vs. Sujir Ganesh Nayak & Co. and Another, reported in (1997) 4

        S.C.C., 366. In that case, the Sujir Ganesh Nayak & Company was

        carrying on business in import and export of cashew. The

        respondent-company has taken insurance relating to riot and strike.

        As there was a labour dispute, the strike was called by the worker,

        physically obstructed the movement of goods, on that account the

        respondent-Company sustained loss, which was refused by the

        appellant-Insurance Company as condition No.19 of the Insurance

        policy stipulates that "in no case whatever shall the Company be

        liable for any loss or damage after the expiration of 12 months from

        the happening of loss or the damage unless the claim is the subject

        of pending action or arbitration". The plea was contested in view

        of Section 28 of the Contract Act that the right to seek relief has

        been shortened the time which was prescribed by the common law

        and as such it would fall within the mischief of the provisions. The

        Hon‟ble Supreme Court has considered the judgment of the Punjab

        High Court, where it was held that "such a clause did not limit the

        time within which the insured enforce his right, but only limits the

        period during which the contract will remain alive". The Court after

        considering the judgments passed in large number of cases held that

        "an agreement which in effect seeks to curtail the period of
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        limitation and prescribes a shorter period than that prescribed by

        law would be void as offending Section 28 of the Contract Act, but

        there could be an agreement which do not seek to curtail the time

        for enforcement of the right, but which provide for forfeiture of the

        waiver of the right itself. If no action is made within the period

        stipulated by the agreement, such clause in the agreement would

        not fall within the mischief of section 28 of the Contract Act". It

        has further been held that curtailment of period of limitation to

        approach the Court is not permissible, but the extinction of the right

        itself unless exercised within the specified time limit is permissible,

        in such situation, right cannot be enforced.


        25.             It will be relevant to quote paragraph Nos. 15 and 16

        of the said judgment, which read as follows:-

                      "15. Sahai, J. who wrote a separate but concurring
                      judgment extracted the clause of the Fidelity Insurance
                      Guarantee (which we have extracted earlier) and then
                      posed the question 'what does it mean? What is the
                      impact of Section 28 of the Contract act on such clause?
                      Pointing out the said Section 28 was a departure from
                      the English law (there is no such statutory bar in
                      English law) the learned Judge observation that: (SCC
                      P. 330, para 3)

                          "Even though the phraseology of Section 28 is
                          explicit and strikes at the very root by declaring any
                          agreement curtailing the normal statutory period of
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                          limitation to be void the courts have been influenced
                          by the distinction drawn by English Courts in
                          extinction of right by agreement and curtailment of
                          limitation".

                      Referring to the language of the various terms of the
                      agreement, the learned judge holds in paragraph 8
                      thus: (SCC p.335)

                            "From the agreement it is clear that it does not
                            contain any clause which could be said to be
                            contrary to Section 28 of the Contract Act nor it
                            imposes any restriction to file a suit within six
                            months from the date of determination of the
                            contract as claimed by the company and held by
                            the High Court. What was agreed was that the
                            appellant would not have any right under this bond
                            after the expiry of six months from the date of the
                            termination of the contract. This cannot be
                            construed as curtailing the normal period of
                            limitation provided for filing of the suit. If it is
                            construed so it may run the risk of being violative
                            of Section 28 of the Contract Act. It only puts
                            embargo on the right of the appellant to make its
                            claim known not later of contract. It is in keeping
                            with the principle with has been explained in
                            English decisions and by our own court that the
                            insurance companies should not be kept in dark for
                            long and they must be apprised of their liabilities
                            immediately both for facility and certainty. The
                            High Court erroneously construed it as giving up
                            the right of enforceability of its claim after six
                            months."
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                      16.    From the case-law referred to above the legal
                      position that emerges is that an agreement which in
                      effect seeks to curtail the period of limitation and
                      prescribes a shorter period than that prescribed by law
                      would be void as offending Section 28 of the Contract
                      Act. That is because such a an agreement would seek to
                      restrict the party from enforcing his right in Court after
                      the period prescribed under the agreement expires even
                      though the period prescribed by law for the enforcement
                      of his right has yet not expired. But there could be
                      agreements which do not seek to curtail the time for
                      enforcement of the right but which provide for the
                      forfeiture or waiver of the right itself if no action is
                      commenced with in the period stipulated by the
                      agreement. Such a clause in the agreement would not
                      fall within the mischief of section 28 of the Contract
                      Act. To put it differently, curtailment of the period of
                      limitation is not permissible in view of Section 28 but
                      extinction of the right itself unless exercised within a
                      specified time is permissible and can be enforced. If the
                      policy of insurance provides that if a claim is made and
                      rejected and no action is commenced within the time
                      stated in the policy, the benefits flowing from the policy
                      shall stand extinguished and any subsequent action
                      would be time barred. Such a clause would fall outside
                      the scope of Section 28 of the Contract Act. This, in
                      Brief, seems to be the settled legal position. We may
                      now apply it to the facts of this case."


        26.             Identical issue came for consideration before the

        Hon‟ble Supreme Court in the case of Food Corporation of India
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        vs. New India Assurance Co. Ltd. and Others., reported (1994) 3

        S.C.C. 324, there also Section 28 of the Contract Act vis-a-vis the

        terms of Contract providing the period for the existence of the right

        for a particular period and subsequent to that lead to the forfeiture

        or extinction of the right was under consideration. In this case, the

        suit was filed after six months by the Public Sector Undertaking

        against the Insurance Company for recovery of money. There was

        an agreement between the appellant-Food Corporation of India and

        the rice miller, giving guarantee honest accounting and refund of

        money received by the supplier for supplying rice to the appellant-

        Food Corporation of India. The Insurance Company has given

        guarantee to indemnify for any loss directly from the Company.

        There was a stipulation in the guarantee that in the guarantee

        agreement that the appellant would lose all the claims as against the

        Insurance Company if it was not claimed within six months from

        the date of expiry of the contract of fidelity.      The Court has

        considered that there is distinction between extinguishment of right

        and extinguishment of the remedy, fixing the shorter period for

        remedy, i.e. approaching the Court of Law, violates the provisions

        of Section 28 of the Contract Act, holding that Section 28 is

        explicit and strikes at the very root by declaring any agreement

        curtailing the normal statutory period of limitation to be void, but
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        the provision stipulating for the extinction of right, there is no

        violation of Section 28 of the Contract Act.


        27.             It will be relevant to quote paragraph Nos. 3, 8, 17 and

        18 of the said judgment, which read as follows:-

                      "3. Both the courts below thus found as a fact that an
                      agreement was entered between the appellant and the
                      company on March 24, 1970 stipulating period of
                      guarantee from February 15, 1970 to February 15,
                      1971, that the default occurred on July 1, 1970, that the
                      demand was made on June 17, 1971 and the suit was
                      filed on January 20, 1973 but they differed as a matter
                      of law on the effect of Section 28 of the Contract Act on
                      such agreement. Section 28 is extracted below :

                              "Every agreement, by which any party thereto is
                              restricted absolutely from enforcing his rights
                              under or in respect of any contract, by the usual
                              legal proceedings in the ordinary tribunals, or
                              which limits the time within which he may thus
                              enforce his rights, is void to that extent."

                      The section is a departure from English law as there is
                      no such statutory bar restraining parties from entering
                      into such agreement. In Rehmatunnisa Begum v. Price it
                      was observed as a general principle that, "no man can
                      exclude himself from the protection of the courts". The
                      rationale obviously is to ensure protection against fair
                      dealing even between unequal bargaining parties. The
                      intention and objective being clear the courts' primary
                      responsibility is to construe and interpret it in a manner
                      so as to advance the objective and protect the interest of
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                      the party who might be frustrated by too technical and
                      expensive approach in such matters. Further it is trite
                      saying that the courts should lean in favour of
                      construction which keeps the remedy alive, that is if two
                      constructions are possible then the one favouring
                      continuance of the suit is to be preferred than the one
                      barring the remedy. Even though the phraseology of
                      Section 28 is explicit and strikes at the very root by
                      declaring any agreement curtailing the normal statutory
                      period of limitation to be void the courts have been
                      influenced by the distinction drawn by English Courts in
                      extinction of right by agreement and curtailment of
                      limitation. For instance in Baroda Spg. and Wvg. Co.
                      Ltd. v. Satyanarayen Marine and Fire Insurance Co.
                      Ltd. the agreement providing, "if the claim to be made
                      and rejected, an action or suit be not commenced within
                      three months after such rejection ... all benefits under
                      the policy shall be forfeited" was construed as
                      extinguishing right and not the remedy. Reliance for
                      this was placed on numerous English decisions and the
                      Court was of opinion that, "what the plaintiff was
                      forbidden to do under the agreement was to limit the
                      time within which he was to enforce the right but what
                      he had actually done was to limit the time within which
                      he was to have any rights to enforce and that appears to
                      be very different thing". In Vulcan Insurance Co. v.
                      Maharaj Singh this Court, incidentally, in a different
                      context referred to the decision in Baroda Spg. and
                      observed that a clause like the one which provided that:
                      "In no case whatever shall the company be liable for
                      any loss or damage after the expiration of twelve
                      months from the happening of the loss or damage unless
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                      the claim is the subject of pending action or arbitration"
                      was not hit by Section 28 of the Contract Act. Similar
                      clause was considered in Pearl Insurance Co. v. Atma
                      Ram on which reliance was placed by the High Court.
                      Since the Bombay decision in Baroda Spg.2 has been
                      referred, even though incidentally in Vulcan Insurance
                      and it has been observed that clause like the one which
                      came up for consideration in that case was not hit
                      by Section 28 of the Contract Act the distinction drawn
                      by the Bombay High Court on strength of English
                      decisions between agreements giving up the right to
                      enforce and the one curtailing limitation may be
                      assumed to be valid. The occasion to draw such
                      distinction flows from the anxiety of the courts to
                      interfere as less as possible in agreements unless it is
                      unconscionable or against public policy etc. Where
                      statutory prohibition is placed on agreements and they
                      are declared to be void the provision has to be
                      construed strictly and applied restrictively confining to
                      only those situations which are squarely covered in it. It
                      is for this reason that any agreement which was not
                      specifically covered in Section 28 was not held to be
                      invalid. When this Court observed in Vulcan Insurance
                      that clause like 19, in that, case was not violative
                      of Section 28 it, obviously, meant that where filing of
                      suit within specified time agreed between parties is
                      made dependent on any consideration precedent then
                      such agreement would not be void. And probably,
                      rightly, as then it is not an agreement curtailing
                      limitation but providing for doing one or other thing
                      and filing the suit only after condition precedent was
                      complied. Some of such decisions which were relied by
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                      the High Court were Kasim Ali Bulbul v. New India
                      Assurance Co. Girdharilal Honuman Bux v. Eagle Star
                      and British Dominions Insurance Co. Ltd.; G. Rainey v.
                      Burma Fire and Marine Insurance Co. Ltd.; Pt. Prithvi
                      Nath Mulla v. Union of India and Ramji Karamsi v.
                      Unique Motor and General Insurance Co. Ltd. In all
                      these the filing of the suit within stipulated period was
                      dependent on rejection of claim. It could be validly said
                      that it was not violative of Section 28 of the Contract
                      Act as the agreement did not curtail limitation but
                      provided for that if the suit was not filed within the
                      stipulated period after rejection of clause the plaintiff
                      shall lose all rights or benefits. No further is necessary
                      to be said as it shall be explained later that it was not
                      necessary for the High Court to enter into this aspect at
                      all. As regards the decision in South British Fire &
                      Marine Insurance Co. of New Zealand v. Brajanath
                      Shaha on which reliance was placed by the High Court,
                      it itself observed that it was not very relevant as the
                      effect of Section 28 of the Contract Act on such
                      agreement was not expressly considered. Yet it placed
                      reliance on observations to the effect "it was considered
                      in argument that in England the agreement in clause
                      (18) would be perfectly valid; and it cannot, I think, be
                      contended that insurance companies in India have less
                      need than such companies in England of the protection
                      afforded by an agreement for the acceleration of legal
                      proceedings to be brought against them. That being so,
                      there is no less reason to suppose that the legislature
                      intended Section 28 to have far-reaching effect for
                      which the plaintiff contended". But what the High Court
                      lost sight of was that there was no provision like Section
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                      28 of the Contract Act in English law and, therefore,
                      any agreement curtailing the period of limitation than
                      that what was provided under the ordinary law was not
                      void. The various English decisions, adverted to by the
                      High Court, namely, Bank of England v. Vagliano
                      Brothers, Ford v. Baron, Thimbley v. Barton, Walker v.
                      Nevil therefore, do not appear to be appropriate for
                      deciding either the effect of Section 28 or for the
                      construction of the Fidelity Insurance Guarantee
                      clause. The High Court further placed reliance on the
                      following passage from Porter's Law of Insurance :

                            "In Porter's Law of Insurance (6th Edn.) page 195
                            it is stated that insurance may lawfully limit the
                            time within which an action may be brought to a
                            period less than that allowed by the statute of
                            limitation and that the true ground, on which the
                            clause limiting the time of claim rests and is
                            maintainable is that, by the contract of the parties
                            the right to indemnity in case of loss and the
                            liability of the Company therefor do not became
                            absolute, unless the remedy is sought within the
                            time fixed by the condition in the policy."

                      It is indeed doubtful if the time-limit for bringing an
                      action can be lawfully limited and brought to a period
                      less than that allowed by the Statute. By lawful limit the
                      author appeared to mean by a valid and legal
                      agreement. But no agreement could be entered against
                      statute. The statement was made in context of English
                      law and not Section 28 of the Contract Act. The only
                      extent to which it could be helpful could be in the sense
                      explained in various decisions. That is if curtailment of
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                      limitation is dependent on happening or otherwise of
                      some other agreement it may not be strictly in the
                      mischief of Section 28.

                      8. From the agreement it is clear that it does not
                      contain any clause which could be said to be contrary
                      to Section 28 of the Contract Act nor it imposes any
                      restriction to file a suit within six months from the date
                      of determination of the contract as claimed by the
                      company and held by the High Court. What was agreed
                      was that the appellant would not have any right under
                      this bond after the expiry of six months from the date of
                      the termination of the contract. This cannot be
                      construed as curtailing the normal period of limitation
                      provided for filing of the suit. If it is construed so it may
                      run the risk of being violative of Section 28 of the
                      Contract Act. It only puts embargo on the right of the
                      appellant to make its claim known not later than six
                      months from the date of termination of contract. It is in
                      keeping with the principle which has been explained in
                      English decisions and by our own court that the
                      insurance companies should not be kept in dark for long
                      and they must be apprised of their liabilities
                      immediately both for facility and certainty. The High
                      Court erroneously construed it as giving up the right of
                      enforceability of its claim after six months. Since the
                      period is provided under the agreement the appellant
                      had to move within this period asserting its right and
                      apprising the company of the breach or violation by the
                      miller to enable it either to pay or to persuade the
                      miller to pay itself. It does not directly or indirectly
                      curtail the period of limitation nor does it anywhere
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                      provide that the Corporation shall be precluded from
                      filing suit after expiry of six months. It can utmost be
                      construed as a condition precedent for filing of the suit
                      that the appellant should have exercised the right within
                      the period agreed to between the parties. The right was
                      enforced under the agreement when notice was issued
                      and the company was required to pay the amount.
                      Assertion of right is one thing than enforcing it in a
                      court of law. The agreement does not anywhere deal
                      with enforcement of right in a court of law. It only deals
                      with assertion of right. The assertion of right, therefore,
                      was governed by the agreement and it is imperative as
                      well that the party concerned must put the other side on
                      notice by asserting the right within a particular time as
                      provided in the agreement to enable the other side not
                      only to comply with the demand but also to put on
                      guard that in case it is not complied it may have to face
                      proceedings in the court of law. Since admittedly the
                      Corporation did issue notice prior to expiry of six
                      months from the termination of contract, it was in
                      accordance with the Fidelity Insurance clause and,
                      therefore, the suit filed by the appellant was within time.

                      17. Indisputably, under the material clauses of the
                      respective bonds (contracts) of Fidelity Insurance
                      Guarantee which we have reproduced earlier as
                      contained in a representative bond, the Insurance
                      Company concerned therein has in unequivocal terms
                      undertaken to make good the sum of money up to the
                      limit    specified    therein,    when   claimed   by   the
                      Corporation (appellant) as the loss suffered by it on
                      account of breaches committed by the rice miller
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                      concerned of the terms of the agreement entered into
                      with it. But that undertaking of the Insurance Company
                      to make good the sum of money claimed by the
                      Corporation is made, as seen from the said clauses,
                      subject to the restriction which reads :

                              "... that the Corporation shall have no rights
                              under this bond after the expiry of (period) six
                              months from the date of termination of the
                              contract."

                      18. Contract, the termination of which is envisaged in
                      the above restriction is the contract (agreement) which
                      had been entered into by the rice miller with the
                      Corporation cannot be disputed and in fact does not
                      appear to have been disputed, both in the trial court
                      and the High Court. Since the restriction says that the
                      Corporation shall have no rights under the bond after
                      the expiry of six months from the date of termination of
                      the contract, the rights of the Corporation under the
                      contract continue to exist for six months beyond the
                      period during which the contract could be in force
                      unless the dues of the Corporation under the contract
                      are paid or satisfied in the manner provided for in the
                      clauses of the bond itself, as could be seen therefrom.
                      Therefore, what is envisaged by the 'restriction' is that
                      the Corporation, if wants to exercise or enforce the
                      rights given to it under the Fidelity Insurance
                      Guarantee Bond, it could present before the Insurance
                      Company, the claim for its loss under the contract
                      entered into with the rice miller even up to the period of
                      six months from the date of termination of the contract
                      and not beyond. None of the clauses nor the restriction
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                      in the bond, to which we have adverted, require that a
                      suit or legal proceeding should be instituted by the
                      Corporation for enforcing its right under the bond
                      against the Insurance Company within a period of six
                      months from the date of termination of the contract.
                      Therefore, the restriction adverted to in the clauses of
                      the bond, envisages the need for the Corporation to
                      lodge a claim based on the bond, before the Insurance
                      Company within a period of six months from the date of
                      termination of the contract as becomes clear from the
                      express language of the clause in which that restriction
                      is imposed and the express language of the clauses
                      which have preceded it. In fact the period of limitation
                      for filing a suit or instituting a legal proceeding by the
                      Corporation for recovery of the claim made against the
                      Insurance Company could also be regarded as
                      commencing from the date when the Insurance
                      Company expressly refuses to honour the claim or from
                      a date when its conduct amounts to refusal to honour
                      the claim, in that, such default could also give rise to
                      the cause of action for the institution of the suit or legal
                      proceeding by the Corporation against the Insurance
                      Company. Hence, it would not be correct to say that
                      suits filed by the Corporation out of which the present
                      appeals arise were barred under the restriction
                      adverted to, in that, they were not filed within six
                      months envisaged in that restriction. From this, it
                      follows that the High Court was not right in holding
                      that the „restriction' in the clause of the bond did not
                      enable the Corporation to file its suit against the
                      Insurance Company for non-honouring of its claims,
                      after the lapse of the period of six months from the date
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                      of termination of the contract and consequently in
                      setting aside the decrees of the trial courts on that
                      account".


        28.             In the case of Himachal Pradesh State Forest

        Company Limited vs. United India Insurance company Limited,

        reported in (2009) 2 S.C.C. 252, the question of extinguishment of

        right in terms of the agreement between the parties came for

        consideration as in that case there was a insurance with respect to

        the timber, but on account of heavy rains the insured timber was

        washed away and the appellant-Forest Company Limited suffered a

        loss. Claim was made to the Insurance Company, which was

        repudiated. The Hon‟ble Supreme Court has considered the issue

        fixing a period of limitation extinguishing the right unless suit or

        complaint is filed within certain stipulated period which could be

        less than that prescribed by the Limitation Act, which held not

        violative of Section 28 of the Contract Act. The Court has

        considered the large number of judgments and approved the

        principle that the agreement fixing the period of existence of right

        less than the period prescribed in the Limitation Act is a proper

        agreement does not violate any provisions of law, in such a case,

        the Court has considered the decision passed in Sujir Ganesh Nayak

        Case (supra) and approved the proposition and quoted paragraph
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        Nos. 15, 16, 19, 21 and 23 of the said judgment. In approval, the

        Court has also considered the decision of Food Corporation of

        India case (supra).

        29.             It will be relevant to quote paragraph No. 15 of the

        said judgment, which reads as under:-

                      15. In Sujir Ganesh Nayak's case, this Court was called
                      upon to consider condition 19 of the policy which was in
                      the following terms :(S.C.C. p.370, para 5 )

                              "5. ...Condition- 19. - In no case whatever shall
                              the company be liable for any loss or damage
                              after the expiration of 12 months from the
                              happening of loss or the damage unless the claim
                              is the subject of pending action or arbitration."

                      While construing this provision vis-`a-vis Section 28 of
                      the Contract Act and the cases cited above and several
                      other cases, in addition, this is what the Court ultimately
                      concluded: (Sujir Ganesh Nayak case, S.C.C. pp.375-77,
                      paras 16, 19 and 21)

                            "16. From the case-law referred to above the legal
                            position that emerges is that an agreement which in
                            effect seeks to curtail the period of limitation and
                            prescribes a shorter period than that prescribed by
                            law would be void as offending Section 28 of the
                            Contract Act. That is because such an agreement
                            would seek to restrict the party from enforcing his
                            right in Court after the period prescribed under the
                            agreement      expires      even   though   the   period
                            prescribed by law for the enforcement of his right
                            has yet not expired. But there could be agreements
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                            which do not seek to curtail the time for
                            enforcement of the right but which provide for the
                            forfeiture or waiver of the right itself if no action is
                            commenced within the period stipulated by the
                            agreement. Such a clause in the agreement would
                            not fall within the mischief of Section 28 of the
                            Contract Act. To put it differently, curtailment of the
                            period of limitation is not permissible in view
                            of Section 28 but extinction of the right itself unless
                            exercised within a specified time is permissible and
                            can be enforced. If the policy of insurance provides
                            that if a claim is made and rejected and no action is
                            commenced within the time stated in the policy, the
                            benefits flowing from the policy shall stand
                            extinguished and any subsequent action would be
                            time-barred. Such a clause would fall outside the
                            scope of Section 28 of the Contract Act. This, in
                            brief, seems to be the settled legal position. We may
                            now apply it to the facts of this case.

                            19. The clause before this Court in Food Corpn.
                            case extracted hereinbefore can instantly be
                            compared with the clause in the present case. The
                            contract in that case said that the right shall stand
                            extinguished after six months from the termination
                            of the contract. The clause was found valid because
                            it did not proceed to say that to keep the right alive
                            the suit was also required to be filed within six
                            months. Accordingly, it was interpreted to mean
                            that the right was required to be asserted during
                            that period by making a claim to the Insurance
                            Company. It was therefore held that the clause
                            extinguished the right itself and was therefore not
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                            hit by Section 28 of the Contract Act. Such clauses
                            are generally found in insurance contracts for the
                            reason that undue delay in preferring a claim may
                            open up possibilities of false claims which may be
                            difficult of verification with reasonable exactitude
                            since memories may have faded by then and even
                            ground situation may have changed. Lapse of time
                            in such cases may prove to be quite costly to the
                            insurer and therefore it would not be surprising that
                            the insurer would insist that if the claim is not made
                            within a stipulated period, the right itself would
                            stand extinguished. Such a clause would not be hit
                            by Section 28 of the Contract Act.

                            21. Clause 19 in terms said that in no case would
                            the insurer be liable for any loss or damage after
                            the expiration of twelve months from the happening
                            of loss or damage unless the claim is subject of any
                            pending action or arbitration. Here the claim was
                            not subject to any action or arbitration proceedings.
                            The clause says that if the claim is not pressed
                            within twelve months from the happening of any
                            loss or damage, the Insurance Company shall cease
                            to be liable. There is no dispute that no claim was
                            made nor was any arbitration proceeding pending
                            during the said period of twelve months. The clause
                            therefore has the effect of extinguishing the right
                            itself and consequently the liability also. Notice the
                            facts of the present case. The Insurance Company
                            was informed about the strike by the letter of 28-4-
                            1977 and by letter dated 10-5-1977. The insured
                            was informed that under the policy it had no
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                            liability. This was reiterated by letter dated 22-9-
                            1977. Even so more than twelve months thereafter
                            on 25-10-1978 the notice of demand was issued and
                            the suit was filed on 2-6-1980. It is precisely to
                            avoid such delays and to discourage such belated
                            claims that such insurance policies contain a clause
                            like clause 19. That is for the reason that if the
                            claims are preferred with promptitude they can be
                            easily verified and settled but if it is the other way
                            round, we do not think it would be possible for the
                            insurer to verify the same since evidence may not be
                            fully and completely available and memories may
                            have faded. The forfeiture Clause 12 also provides
                            that if the claim is made but rejected, an action or
                            suit must be commenced within three months after
                            such rejection; failing which all benefits under the
                            policy would stand forfeited. So, looked at from any
                            point of view, the suit appears to be filed after the
                            right stood extinguished. That is the reason why in
                            Vulcan Insurance case while interpreting a clause
                            couched in similar terms this Court said: (SCC p.
                            952, para 23)

                                    "23) ... It has been repeatedly held that such
                                    a clause is not hit by Section 28 of the
                                    Contract Act...."



                            Even if the observations made are in the nature of
                            obiter dicta we think they proceed on a correct
                            reading of the clause."

                      In the light of the fact that Food Corpn. case has been
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                      considered in Sujir Nayak case, no further argument
                      remains in the present matter, as Clause 6(ii) and
                      Condition 19 are, in their essence, pari materia."


        30.              Same issue came for consideration before the Hon‟ble

        Supreme Court in the case of Wild Life Institute of India,

        Dehradun vs. Vijay Kumar Garg, reported in (1997) 10 S.C.C.

        528. In that case, the Wild Life Institute of India entered into a

        contract with private respondent for construction of building of

        Dehradun on the terms of contract set out in the Contract.

        According to the Wild Life Institute several extensions were

        granted to complete the construction. Ultimately, the Contract was

        terminated and payments were made. In that case as per the written

        agreement claim was to be made within 90 days, otherwise claim of

        the Contractor will be deemed to have been waived and absolutely

        barred and the Wild Life Institute of India will be treated to have

        been discharged and released from all the liabilities, has been held

        to be a legal term of the agreement, does not violate the provisions

        of law, which has been discussed in paragraph No.6 of the said

        judgment. It will be useful to quote paragraph No.6 of the said

        judgment, which reads as under:-


                      "6. It is also necessary to refer to the arbitration clause
                      under the contract which clearly provides that if the
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                      contractor does not make any demand for arbitration in
                      respect of any claim in writing within 90 days of
                      receiving the intimation from the appellants that the bill
                      is ready for payment, the claim of the contractor will be
                      deemed to have been waived and absolutely barred and
                      the appellants shall be discharged and released of all
                      liabilities under the contract in respect of these claims.
                      The liability, therefore, of the appellants ceases if no
                      claim of the contractor is received within 90 days of
                      receipt by the contractor of an intimation that the bill is
                      ready for payment. This clause operates to discharge
                      the liability of the appellants on expiry of 90 days as set
                      out therein and is not merely a clause providing a
                      period of limitation. In the present case, the contractor
                      has not made any claim within 90 days of even receipt
                      of the amount under the final bill. The dispute has been
                      raised for the first time by the contractor 10 months
                      after the receipt of the amount under the final bill."


        31.                  The Law Commission of India was constituted to

        examine the justification of clause stipulated in the agreement,

        extinguishing the right less then the period stipulating in common

        law. The Law Commission considered the formulation of provision

        of Section 28 of the Contract Act and its fall out on the general

        public, who generally enter into an agreement especially with

        respect to the insurance matter, was found are at the receiving end.

        Looking to the financial capacity of insurance company vis-à-vis

        the general public and on account of the high bargaining power of
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        the Insurance Company they though had no alternative but to

        accept the conditions provided in the Contract.                The Law

        Commission found itself in anomalous situation that prevail under

        the present law in regard to prescription clause in contract

        extinguishing right under the contract on expiry of specified period.

        The point of consideration, an agreement which limits time within

        which a party to an agreement may enforce his right under any

        contract by proceeding in a Court of law is void to that extent. But

        the Section does not invalidate an agreement in the nature of

        prescription, that is to say, an agreement which provides that, at the

        end of specified period, if the right thereunder is not enforced, the

        right shall cease to exist. The Law Commission of India has

        considered the judgment of the Bombay, Kerla and Pubjab High

        Courts and the Hon‟ble Supreme Court. The Law Commission has

        posed a question whether in the present position requires reform in

        the interest of justice in connection with Section 28 of the Contract

        Act. The Law Commission in paragraph No.3.2 has taken the

        following view:-


                      "3.2. ...But we are not impressed by this argument. The
                      barring of remedy affects only the adjective part of the
                      legal system, while extinction of the right may cause
                      serious hardship and injustice. It is difficult to
                      understand why the parties should be allowed to invent
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                      their own rules of prescription, when they are not
                      allowed to invent something lesser - their own rules of
                      limitation. This position is prima facie illogical, and we
                      have not been able to thing of any countervailing or
                      overriding       consideration    that   may   justify   the
                      illogicality."


        32.             In paragraph Nos. 3.7, 5.1, 5.2 and 5.3 the Law

        Commission has taken the views in the following terms:-


                       "3.7. A revision of the law, by invalidating even
                      prescriptive contractual clauses, is not only required on
                      the merits (for the reasons mentioned above), but will
                      also make the law simplier. At present, in every case, a
                      subtle distinction has to be applied as to whether a
                      clause merely bars a remedy or extinguishes the right.
                      The decision hangs on a fine distinction that is not easy
                      of application, creating uncertainty in the minds of
                      parties for a conflict of approach in actual cases in
                      courts. For example, it has been held that a condition in
                      a life insurance policy that no suit shall be brought on
                      the policy after one year from the death of the insured is
                      void. But a condition in a fire insurance policy that the
                      company shall not be liable for loss or damage after the
                      expiry of twelve months from the happening of the loss
                      or damage, unless the claim was the subject of a
                      pending action of arbitration, does not contravene
                      section 28.


                      5.1. We now come to the changes that are needed in the
                      present law. In our opinion, the present legal position
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                      as to prescriptive clauses in contracts cannot be
                      defended as a matter of justice, logic commonsense or
                      convenience. When accepting such clauses, consumers
                      either do not realize the possible adverse impact of such
                      clauses,    or    are     forced   to   agree   because   big
                      corporations are not prepared to enter into contracts,
                      except on these onerous terms. "Take it or leave it all",
                      is their general attitude, and because of their superior
                      bargaining power, they naturally have the upper hand.
                      We are not, at present, dealing with the much wider
                      field of "standard from contracts" or "standard" terms.
                      But confining ourselves to the narrow issue under
                      discussion, it would appear that the present legal
                      position is open to serious objection from the common
                      man‟s point of view. Further, such clauses introduce an
                      element of uncertainty in transactions which are entered
                      into daily by hundreds of persons.


                      5.2. It is hardly necessary to repeat all that we have
                      said in the proceeding Chapters about the demerits of
                      the present law. Briefly, one can say that the present
                      law, which regards prescriptive clauses as valid while
                      invalidating time limit clauses which merely bar the
                      remedy, suffers from the following principal defects:-


                                 (a) It causes serious hardship to those who are
                                 economically disadvantaged and is violative of
                                 economic justice.

                                 (b) In particular, in harms the interest of the
                                 consumer, dealing with big corporations.

                                 (c) It is illogical, being based on a distinction
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                                which treats the more sever flaw as valid, while
                                invalidating a lesser one.

                                (d) It rests on a distinction too subtle and
                                refined to admit of easy application in practice.
                                It thus, throws a cloud on the rights of parties,
                                who do not know with certainly where they
                                stand,      ultimately   leading   to   avoidable
                                litigation.

                      5.3.      On a consideration of all aspects of the matter,
                      we recommend that section 28 of the Indian Contract
                      Act, 1872, should be suitably amended so as to render
                      invalid contractual clauses which purport to extinguish,
                      on the expiry of a specified terms, rights accruing from
                      the contract. Here is a suggestion for re-drafting the
                      main paragraph of section 28.
                          Revised Section 28, main paragraph, contract act
                          as recommended.
                        28. Every agreement:-
                                (a) by which any party thereto is restricted
                                absolutely from enforcing his rights under or in
                                respect of any contract by the usual legal
                                proceedings in the ordinary tribunals, or

                                (b) Which limits the time within which he may
                                thus enforce his rights, or

                                (c ) which extinguishes the right of any party
                                thereto under or in respect of any contract on
                                the expiry of a specified period or on failure to
                                make a claim or to institute a suit or other legal
                                proceeding within a specified period , or
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                                  (d) which discharges any party thereto from
                                  any liability under or in respect of any contract
                                  in the circumstances specified in clause (c), is
                                  void to that extent."


        33.             The Parliament of India on the basis of the

        recommendation of the Law Commission of India has amended the

        provisions of Section 28 of the Contract Act and declared that any

        condition reducing the period with respect to extinguishment of

        right or discharging the party from liability apart from the common

        law has been declared void to that extent.


        34.             It will be relevant to quote the amended provisions of

        Section 28 of the Contract Act.

                      "28. Agreements in restraint of legal proceedings,

                      void:-

                            (a) by which any party thereto is restricted
                            absolutely from enforcing his rights under or in
                            respect of any contract, by the usual legal
                            proceedings in the ordinary tribunals, or which
                            limits the time within he may thus enforce his
                            rights‟ or
                            (b)     which extinguishes the rights of any party
                            thereto, or discharges any party thereto from any
                            liability, under or in respect of any contract on the
                            expiry of a specified period so as to restrict any
                            party from enforcing his rights, is void to that
                            extent."
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        35.             All the judgments, as stated hereinabove, were decided

        by the Hon‟ble Supreme Court and the different High Courts prior

        to the amendment in Section 28 of the Contract Act, but after the

        amendment the matter again came for considerations before the

        different High Courts.


        36.             In Delhi High Court the issue came for consideration

        in the case of D. Pal & Co. vs. M.C.D., I.L.R. (2007) Supp (6)

        Delhi 75. In that case, amended provisions of Section 28 of the

        Contract Act came for consideration and Delhi High Court has held

        that there is an agreement between the parties to the effect that if

        the Contractor does not make any demand for appointment of

        arbitrator in respect of any claim, in writing, as aforesaid, within 90

        days of receiving the initiation that final bill is ready for payment,

        the claim of the contractor shall be deemed to be waived and

        absolutely barred, ignoring such clause in view of Section 28 of the

        Arbitration Act appointed the arbitrator and referred the matter for

        consideration.


        37.             The Delhi High Court further held that Section 28(b)

        of the Contract Act declared that every agreement which discharges

        a party from any liability or extinguishes right of any party by

        prescribing in a contract a specific restrictive period for enforcing
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        the right shall be void. In view of Section 28(a) of the Contract Act

        by an agreement, parties cannot prescribe a shorter period of

        limitation than the one prescribed by the law to seek remedy in the

        Court of Law. Period of limitation prescribed by the statute cannot

        be reduced and restricted by an agreement. Similarly, in view of

        section 28(b) of the Contract Act, identical ratio will equally apply

        and there cannot be an agreement providing for release or forfeiture

        of right prescribing the shorter period than the period prescribed

        under the Limitation Act or under any Statute.


        38.             It will be relevant to quote paragraph No.11 and 12 of

        the said judgment, which read as under:-


                      "11. The aforesaid observations of the Supreme Court
                      in National Insurance and Company Ltd. (Supra) have
                      now to be read and understood in light of Section 28(b)
                      of the Contract Act. Section 28(b) of the Contract Act
                      declares that every agreement which discharges a party
                      from any liability or extinguishes right of any party by
                      prescribing in a contract a specified restrictive period
                      for enforcing rights shall be void. Thus in view of
                      Section 28(a) of the Contract Act 1872, by an
                      agreement, parties cannot prescribe a shorter period of
                      limitation than the one prescribed by law. Period of
                      limitation prescribed by the statute cannot be reduced
                      and restricted by an agreement. Similarly, in view of
                      Section 28(b) of the Contract Act, 1872, the said ration
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                      will equally apply where an agreement provides for
                      release or forfeiture of rights by prescribing a shorter
                      period than the period prescribed under the Limitation
                      Act, 1963 or under any statute. By a contract, the
                      statutory period for making a claim cannot now be
                      reduced by prescribing forfeiture or discharge, if a
                      claim is not made within a specified time. By the
                      aforesaid amendment, prescriptive clauses which
                      extinguish or provide for forfeiture of rights or
                      discharge of liability for failure by a party to sue within
                      a prescribed time, have been held to be void. The
                      aforesaid amendment has been considered by this court
                      in Expore Computers Pvt. Ltd. Vs. Cals Ltd. and Anr.
                      MANU/DE/2914/2006:131             (2006)   DLT   477,   M/s
                      Naresh Kumar Gupta Vs.The Vice Chairman/Engineer
                      Member D.D.A and Ors. 2000 II AD (Del) 628 and J.K.
                      Anand vs. Delhi Development Authority and Anr.
                      MANU/DE/0555/2001 : 2001 (2) Arb. LR 663 (Delhi)
                      and has been interpreted in the manner stated above.

                      12.    In the case of Expllore Computers Pvt. Ltd.
                      (Supra), it has been held that:-
                            "On a conspectus of the aforesaid judgments, two
                            aspects have to be noted. The first is that it is the
                            terms of the bank guarantee which have to be
                            given due weight and the second is the distinction
                            which is sought to be carved out in National
                            Insurance Company case (supra) between a clause
                            curtailing the period of limitation being void under
                            Section 28 of the Contract Act and a clause which
                            provides for a forfeiture or waiver of a right if no
                            action is commenced within the period stipulated
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                            by the agreement. Insofar as the second aspect is
                            concerned, it cannot be lost sight of that the
                            judgment in National Insurance Company case
                            (supra) was delivered on 23.3.1997 and thus
                            related to the provisions of Section 28 as it stood
                            prior to the amendment because that was the
                            substantive law in force at the time when the cause
                            of action had arisen. The amendment to Section 28
                            was made with effect from 8.1.1997 and it is not
                            disputed that the cause of action in respect of the
                            subject matter in the present suit arose after the
                            amendment. Sub-clause (b) of the amended Section
                            28 deals with the clauses which extinguish the
                            rights of any party thereto or discharge any party
                            from any liability begin void under the said
                            Section. Thus the scope of Section 28 has been
                            widened whereby Clause (a) deals with the
                            position prior to the amendment alone and Clause
                            (b)is in addition."


        39.             Again the matter came for consideration in the case of

        JSW Steel Ltd. vs. AI Ghurir Iron and Steel LLC, reported in

        2015(2) Arb. L.R. 373 (Bombay) and the same issue has been dealt

        with in paragraph No.17 and 25 of the said judgment, there also the

        Court has taken into consideration the effect of the amendment in

        section 28 of the Contract Act and the Court has in paragraph

        No.25 has declared that the contract to extent limiting shorter

        period with respect to discharge from liability and extinguishment
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        of right will be void in view of section 28 and the award was held

        to be valid.


        40.             It will be relevant to quote paragraph Nos. 18, 19, 20,

        24 and 25 of the said judgment, which read as under:-


                       "18. The learned arbitrators have considered the
                       parameters of Section 28. A reading of the section
                       becomes material as the learned arbitrators must be
                       seen to have passed an award in accordance with law.
                       Section 28, as it initially stood, consisted of only the
                       first part of the aforesaid section which is now shown to
                       be Section 28(a). That part dealt with contracts which
                       restricted absolutely a party enforcing any right in any
                       legal proceeding or which limited the time to enforce
                       such right. The first part of the section dealt with such
                       contracts which did not allow one party to at all sue. If
                       the restriction was absolute the contract would be void.
                       Certain contracts only conferred a time less than time
                       which would otherwise be available under the
                       Limitation Act, 1963 to a party to sue. Such contracts
                       which limited the time to enforce the rights were also
                       void to the extent of such limitation. If the contract,
                       therefore, provided that no claim could be made (in a
                       court of law or in any alternate forum such an
                       arbitration) after 30 days from a given date when the
                       law of limitation would allow 3 years within which a
                       party can sue, the contract would be void to the extent
                       of the provision of the period of 30 days. The remainder
                       of the contract would, of course, be effectuated.
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                      19. The legislature amended the section by the addition
                      of clause (b) to Section 28. This amendment was made
                      for specific reasons. The reasons have been set out in
                      the Statement of objects and Reasons (SOR) of the
                      gazetted amendment. The SOR has been shown to court
                      by Mr. Seervai upon the argument of law requiring the
                      court to consider whether clause such as Clause 4.2(b)
                      could be considered void under Section 28(b). It would
                      be material to see the SOR to understand the legal
                      position which prevailed by the judge made law prior to
                      the amendment and for which the legislature considered
                      it necessary to amend the law. The SOR runs thus:-


                              "Statement of Objects and Reasons-

                              1.      The Law Commission of India has
                              recommended in its 97th Report that Section 28 of
                              the Indian Contract Act, 1872 may be amended
                              so that the anomalous situation created by the
                              existing section may be rectified. It has been held
                              by the courts that the said Section 28 shall
                              invalidate only a clause in any agreement which
                              restricts any party thereto from enforcing his
                              rights absolutely or which limits the time within
                              which he may enforce his rights. The courts
                              have, however, held that this section shall not
                              come into operation when the contractual term
                              spells out an extinction of the right of a party to
                              sue or spells out the discharge of a party from all
                              liability in respect of the claim. What is thus hit
                              by Section 28 is an agreement relinquishing the
                              remedy only, i.e. where the time limit specified in
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                              the agreement is shorter than the period of
                              limitation provided by law. A distinction is
                              assumed to exist between remedy and right and
                              this distinction is the basis of the present position
                              under which a clause barring a remedy is void,
                              but a clause extinguishing the rights is valid.
                              This approach may be sound in theory but, in
                              practice it causes serious hardship and might
                              even be abused.


                              2. It is felt that Section 28 of the Indian Contract
                              Act, 1872 should be amended as it harms the
                              interests of the consumer dealing with big
                              corporations and causes serious hardship to
                              those who are economically disadvantaged.

                              3. The Bill seeks to achieve the above objects."


                      20. This would show that there was an anomalous
                      situation created upon the interpretation of Section 28
                      as it then prevailed. That was under Section 28(a) cited
                      above. The SOR states that it has been held by the
                      courts that the unamended Section 28 would invalidate
                      only a clause which would restrict the party from
                      absolutely enforcing its rights or from limiting the time
                      to sue. The SOR further states that the courts have held
                      that this section would not come into operation when
                      any contractual term sets out the extinction of the right
                      to sue or discharges a party from the liability when
                      sued. The legislature considered that, therefore, even
                      when a remedy was relinquished, the agreement would
                      be hit by Section 28. This would be on the basis of
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                      reasonableness       of    agreements.   However,    the
                      legislature thought that though this would be sound in
                      theory, it caused serious hardship to parties and could
                      be abused specially if they were consumers dealing with
                      large corporations. The legislature, therefore, did the
                      act of power balancing. The law came to be amended.
                      The amended law, therefore, caused all contracts where
                      the remedy was relinquished as also where the right to
                      sue was extinguished or a discharge was claimed. All
                      the aforesaid 3 types of agreements would be void and,
                      therefore, unenforceable under the amended law. Mr.
                      Seervai would argue that the learned arbitrators held
                      that consequently Clause 4.2(b) is void as falling within
                      the mischief of Section 28(b) of the Contract Act.

                      24.       In fact, it may be seen that the right of
                      examination of the goods and the consequent right of
                      rejection of the goods which are two statutory rights of
                      the respondent as they buyer would be defeated because
                      the respondent would not have reasonable opportunity
                      of examining the goods and a reasonable time to reject
                      the goods outside the period of 30 days specified in
                      Clause 4.2(b) of the contract. Such an agreement would
                      be void under Section 23 of the Contract Act because if
                      permitted it would defeat the provisions contained in
                      Section 41 and 42 of the Sale of Goods Act.

                      25. It is, therefore, clear that such a contract would be
                      void under Section 28. The arbitrators have so held.
                      The award is, therefore, in accordance with law as seen
                      from the statute."
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        41.             The Delhi High court in the case of Chander Kant and

        Co.      vs.     The       Vice       Chairman,    D.D.A.     and     Ors.

        MANU/DE/2221/2009, considered the effect of amendment in

        Section 28 of the Contract Act. In the aforesaid case, there was a

        provision stipulating 90 days for raising the claim, otherwise, it will

        be deemed to have been waived and absolutely barred and the

        authority shall be treated to have been discharged from all the

        liabilities under the Contract in respect of all claims. The Court has

        held that the effect of amendment in Section 28 of the Contract Act

        will be that any clause extinguishing the right of any party thereto,

        or discharge of any party from any liability under or in respect of

        any contract on the expiry of a specified period less than the period

        prescribed in the limitation Act so as to restrict the time period is

        void.


        42.             It will be relevant to quote paragraph No.8 and 9 of the

        said judgment, which reads as under:-

                       "8.   The 1997 Amendment to the Section now also
                       prohibits clauses which seek to extinguish the rights of
                       any party thereto, or discharge any party from any
                       liability under or in respect of any contract on the
                       expiry of a specified period so as to restrict any party
                       from enforcing his rights. The amendment gave effect to
                       the 97th report of the Law Commission of India. The
                       effect of the amended Section 28 was considered by the
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                      learned single judges of this Court in Hindustan
                      Construction Company Vs. DDA; Kalyan Chand Goyal
                      Vs. Delhi Development Authority (supra); J.K. Anand
                      Vs. DDA & Anr.; MANU/DE/0555/2001: 2001(59) DRJ
                      380 and Union of India Vs. Simplex Concrete Piles
                      India (P) Ltd.;MANU/DE/1119/2003; 2003 (3) Arb. LR
                      536 (Delhi) in which similar causes were held to be not
                      valid in view of the amended provisions of Section
                      28 (b) of the Contract Act. In Explore Computers Pvt.
                      Ltd. Vs. Cals Ltd. & Anr. (supra), Sanjay Kishan Kaul,
                      J considered the decision of Supreme Court in National
                      Insurance Co. Ltd. Vs. Sujir Ganesh Nayak & Co.
                      (supra) and other decisions and held as follows :-

                            "48. The effect of the amendment of Section
                            28 thus made it clear that any clause extinguishing
                            the right of a party or discharging any party from
                            the liability in respect of any contract on expiry of
                            specific period so as to restrict the time period
                            would be void.


                            53. On a conspectus of the aforesaid judgments,
                            two aspects have to be noted. The first is that it is
                            the terms of the bank guarantee which have to be
                            given due weight and the second is the distinction
                            which is sought to be carved out in National
                            Insurance Company Ltd. Case between a clause
                            curtailing the period of limitation being void
                            under Section 28 of the Contract Act and a clause
                            which provides for forfeiture or waiver of a right if
                            no action is commenced within the period
                            stipulated by the agreement. Insofar as the second
                            aspect is concerned, it cannot be lost sight of that
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                            the judgment in National Insurance Company Ltd.
                            Case was delivered on 23.3.1997 and thus related
                            to the provisions of Section 28 as it stood prior to
                            the amendment because that was the substantive
                            law in force at the time when the cause of action
                            had arisen. The amendment to Section 28 was
                            made with effect from 8.1.1997 and it is not
                            disputed that the cause of action in respect of the
                            subject matter in the present suit arose after the
                            amendment. Sub-clause (b) of the amended Section
                            28 deals with the clauses which extinguish the
                            rights of any party thereto or discharge any party
                            from any liability being void under the said
                            section. Thus, the scope of Section 28 has been
                            widened whereby clause (a) deals with the position
                            prior to the amendment alone and clause (b) is in
                            addition.


                            54. In view of the amended section coming into
                            force, the distinction sought to be carved out
                            earlier by the legal pronouncements would not
                            hold good.


                            55. In my considered view it is not open for
                            defendant no.2 to contend that if any suit or claim
                            is not filed within one month of the expiry of the
                            bank guarantee, the right of the plaintiff to
                            institute    any     legal   proceedings   itself   is
                            extinguished. Such a plea would fly in the face of
                            the amended Section 28 as defendant no.2 cannot
                            be discharged from the liability nor can the rights
                            of the plaintiff be extinguished by inclusion of the
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                            clause providing so. I am thus of the considered
                            view that to the extent there is restriction on any
                            suit or claim being filed by the plaintiff beyond a
                            period of one month from the expiry of the bank
                            guarantee, the said clause would not prohibit the
                            plaintiff from instituting the suit as it would be
                            barred by the provisions of the amended Section
                            28 of the Contract Act."

                      9. We are in respectful agreement with the view taken
                      by the learned Judge. In our opinion, in view of the
                      amendment, the distinction which was drawn earlier
                      has been obliterated and the clauses providing for
                      extinction or discharge of the rights of the parties on the
                      expiry of the specified period are also covered by
                      inserting Clause (b) in Section 28 of the Contract Act."


        43.             In the Madras High Court again identical issue came

        for consideration in the case of the Oriental Insurance Company

        Limited vs. Karur Vysya Bank Limited, reported in AIR 2001

        Mad.489. In the aforesaid case, the Court has considered the effect

        of amendment in Section 28 of the Contract act and held that

        "however, the law as it now stands after this amendment not only

        the curtailment of limitation period is impermissible, but also the

        extinction of right, if sought to be brought by the agreement within

        a specified period, which period is less than the period of limitation

        prescribed for the suit under the contract in question is also
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        rendered void".


        44.             In the Karnataka High Court same issue came for

        consideration in the case of Central Ware Housing Corporation vs.

        Ravi Constructions, (AIR 2013 Kant 18), there the question was

        raised with respect to referring the matter to the arbitrator. In the

        aforesaid case, there was a clause which stipulates that if the

        respondent-company does not invoke arbitration clause within 90

        days from the date of stipulated therein, claim was deemed to have

        been waived and barred as per Clause-25 of the Contract. The High

        Court has also considered the effect of amendment and held that the

        agreement which restricts the period of limitation within which

        claims could be referred, as also agreements which extinguish the

        right of a party to prefer a claim or discharges any party from any

        liability under a contract on expiry of a specified period, are void to

        the aforesaid extent. Lastly, it has been held that in view of the

        amendment to Section 28 of the Contract Act Clause 25 of the

        Contract which seeks to extinguish the right to claim on expiry of

        the specified period, less then the period provided under the

        Common Law, offends Section 28(b) of the Contract Act and hence

        the same is void.


        45.             It will be relevant to quote paragraph Nos.5 and 6 of
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        the said judgment, which read as under:-

                      "5. Before the amendment of Section 28 in 1997, the
                      agreements reducing the period of limitation were
                      distinguished from those which did not limit the time
                      within which a party might enforce his rights, but which
                      provided for a release or forfeiture of rights, if no suit
                      was brought within the period stipulated in the
                      agreement; and the latter class of agreements, being
                      outside the scope of the section, were held to be binding
                      between the parties. Thus, in National Insurance Co.
                      Ltd.      v.     Sujir      Ganesh   Nayak     &      Co.
                      (MANU/SC/0491/1997 : AIR 1997 SC 2049), the
                      Supreme Court drew a clear distinction between an
                      agreement which curtails the period of limitation and
                      an agreement which provides for forfeiture or waiver of
                      the right itself, if no action is commenced within the
                      period stipulated by the agreement. The first was held to
                      be void as offending Section 28 but the later was held
                      not falling within the mischief of Section 28. It was,
                      thus, held that curtailment of the period of limitation
                      was not permissible in view of Section 28 but extinction
                      of the right itself, unless exercised within the specified
                      time, was permissible and can be enforced.

                      6. After the 1997 amendment to Section 28 of the Indian
                      Contract Act, 1872, not only the curtailment of the
                      period of limitation is void, but also the extinction of
                      right, if sought to be brought by the agreement within a
                      specific period, which period is less than the period of
                      limitation prescribed for the suit under the Contract in
                      question, is also rendered void. In other words, after the
                      amendment to Section 28 of the Indian Contract Act,
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                      1872 by Act 1 of 1997, the distinction between
                      curtailing of the period of limitation and extinction of
                      the right itself, after the specified period, no longer
                      exists."


        46.             In view of the aforesaid provisions, the amendment

        made in Section 28 of the Contract Act specifically states that the

        period other than the prescribed in the Limitation Act or any other

        Statutory provisions, within which the claim has to be made,

        otherwise it will be treated to have been extinguished, waived and

        partly relieved from all liabilities, has been declared to be void in

        view of Section 28 (i)(b) the Contract Act.


        47.             In the present case, an agreement has been reached

        between the parties, which stipulates that if the contractor does not

        make any demand for appointment of arbitrator in respect of any

        claim in writing, as aforesaid, within 45 days from receiving the

        intimation from the employer or his authorized representative that

        final bill is ready for payment, the claim of the contractor shall be

        deemed to have been waived and absolutely barred and the

        employer shall be discharged or released from all the liabilities

        under the Contract in respect of his claims, is declared to be void on

        account of the amendment in Section 28(i)(b) of the Contract Act

        and it should be ignored to be a part of the agreement as the period
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        which has been provided has been reduced than the period

        stipulated in the Limitation Act. In such circumstances, ignoring

        this provision, this Court holds that parties who have a dispute have

        a right to get adjudication of the said dispute through an arbitrator.

        In the present case the Chankya National Law University did not

        respond by appointing the arbitrator. Hence, this Court in exercise

        of power under Section 11(6) of this Arbitration Act has power and

        jurisdiction for appointment of Arbitrator to adjudicate the dispute

        involved in the present case.


        48.             The second point has been raised by the respondents

        that as the final payment has been received by the petitioner-

        company without demur will be treated that all the liabilities have

        been discharged and no contract between the parties subsists and it

        is no longer remain an arbitral issue and does not require to appoint

        an arbitrator for adjudication of the dispute.


        49.             It will be proper to examine the facts at hand, under

        what limit this Court will have to exercise its own jurisdiction to

        entertain the request for appointment of arbitrator vis-à-vis the

        objection raised by the respondents taking a plea that in view of

        acceptance of final bill, it is no longer an arbitral dispute for

        reference.
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        50.             This aspect has been dealt with by the Constitution

        Bench of the Hon‟ble Supreme Court in the case of S.B.P. & Co.

        vs. Patel Engineering Ltd. and Another, reported in (2005) 8

        S.C.C. page 618, there the Hon‟ble Supreme Court has considered

        the circumstances where the Court has to form an opinion before

        passing the order in reference considering the situation. There have

        been some cases where the appointment of an arbitrator has been

        sought, after the parties had settled the dispute and the party

        concerned had certified that he had no further claims against the

        other contracting party. In other words, there have been occasions

        when dead claims are sought to be resurrected and there have been

        cases where assertions are made of the existence of arbitration

        agreements when, in fact, such existence is strongly disputed by the

        other side, who appears on issuance of notice. The controversies are

        also raised as to whether the claim that is sought to be put forward

        comes within the purview of the arbitration clause. The Chief

        Justice or his designate has necessarily to apply his mind to these

        aspects before coming to conclusion, one way or the other and

        before proceeding to appoint an arbitrator or declining to appoint an

        arbitrator. The Court has also directed that the Chief Justice or his

        designate has to examine as to whether there is an arbitration
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        agreement, as defined in the Act and whether the person who has

        made the request before him, is a party to such an agreement. It is

        further held that it is necessary to indicate that he can also decide

        the question whether the claim was a dead one; or a long-barred

        claim that was sought to be resurrected and whether the parties

        have concluded the transaction by recording satisfaction of their

        mutual rights and obligations or by receiving the final payment

        without objection. It may not be possible at that stage, to decide

        whether a live claim made, is one which comes within the purview

        of the arbitration clause. It will be proper to leave that question to

        be decided by Arbitral Tribunal on taking evidence, along with the

        merits of the claims involved in the arbitration.


        51.             It will be relevant to quote paragraph Nos. 36, 37, 39,

        47 of the Patel Engineering Case (supra):-


                      "36. Going by the above test it is seen that at least in
                      the matter of deciding his own jurisdiction and in the
                      matter of deciding on the existence of an arbitration
                      agreement, the Chief Justice when confronted with two
                      points of view presented by the rival parties, is called
                      upon to decide between them and the decision vitally
                      affects the rights of the parties in that, either the claim
                      for appointing an Arbitral Tribunal leading to an award
                      is denied to a party or the claim to have an arbitration
                      proceeding set in motion for entertaining a claim is
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                      facilitated by the Chief Justice. In this context, it is not
                      possible to say that the Chief Justice is merely
                      exercising an administrative function when called upon
                      to appoint an arbitrator and that he need not even issue
                      notice to opposite side before appointing an arbitrator.


                      37. ...There have been cases where the appointment of
                      an arbitrator has been sought, after the parties had
                      settled the accounts and the concerned party had
                      certified that he had no further claims against the other
                      contracting party. In other words, there have been
                      occasions when dead claims are sought to be
                      resurrected. There have been cases where assertions
                      are made of the existence of arbitration agreements
                      when, in fact, such existence is strongly disputed by the
                      other side who appears on issuance of notice.
                      Controversies are also raised as to whether the claim
                      that is sought to be put forward comes within the
                      purview of the concerned arbitration clause at all. The
                      Chief Justice has necessarily to apply his mind to these
                      aspects before coming to a conclusion one way or the
                      other and before proceeding to appoint an arbitrator or
                      declining to appoint an arbitrator. Obviously, this is an
                      adjudicatory process. An opportunity of hearing to both
                      parties is a must....

                      39. It is necessary to define what exactly the Chief
                      Justice, approached with an application under Section
                      11 of the Act, is to decide at that stage. Obviously, he
                      has to decide his own jurisdiction in the sense whether
                      the party making the motion has approached the right
                      High Court. He has to decide whether there is an
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                      arbitration agreement, as defined in the Act and
                      whether the person who has made the request before
                      him, is a party to such an agreement. It is necessary to
                      indicate that he can also decide the question whether
                      the claim was a dead one; or a long-barred claim that
                      was sought to be resurrected and whether the parties
                      have     concluded        the     transaction   by   recording
                      satisfaction of their mutual rights and obligations or by
                      receiving the final payment without objection. It may
                      not be possible at that stage, to decide whether a live
                      claim made, is one which comes within the purview of
                      the arbitration clause. It will be appropriate to leave
                      that question to be decided by the arbitral tribunal on
                      taking evidence, along with the merits of the claims
                      involved in the arbitration. The Chief Justice has to
                      decide whether the applicant has satisfied the
                      conditions for appointing an arbitrator under Section
                      11(6) of the Act. For the purpose of taking a decision on
                      these aspects, the Chief Justice can either proceed on
                      the basis of affidavits and the documents produced or
                      take such evidence or get such evidence recorded, as
                      may be necessary. We think that adoption of this
                      procedure in the context of the Act would best serve the
                      purpose sought to be achieved by the Act of expediting
                      the process of arbitration, without too many approaches
                      to the court at various stages of the proceedings before
                      the Arbitral Tribunal.

                      47....(iv)The Chief Justice or the designated judge will
                      have the right to decide the preliminary aspects as
                      indicated in the earlier part of this judgment. These will
                      be his own jurisdiction to entertain the request, the
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                      existence of a valid arbitration agreement, the existence
                      or otherwise of a live claim, the existence of the
                      condition for the exercise of his power and on the
                      qualifications of the arbitrator or arbitrators. The Chief
                      Justice or the judge designated would be entitled to seek
                      the opinion of an institution in the matter of nominating
                      an arbitrator qualified in terms of Section 11(8) of the
                      Act if the need arises but the order appointing the
                      arbitrator could only be that of the Chief Justice or the
                      designated judge..."


        52.             In the case of Ambica Construction vs. Union of

        India, reported in (2006) 13, S.C.C., page- 475, there the dispute

        was that the Railway has issued a tender for new works, additions,

        alterations, repair and maintenance. The appellant-Company

        submitted its tender, which was accepted and work Orders were

        issued accordingly and Contract was executed between the parties.

        As the appellant- Company could not complete the work within the

        time framed, made a prayer for extension of time, but his request

        was turned down and certain deductions were made from the

        running bill submitted by the appellant-Company. As per the claim

        of appellant-Company, the Railway administration refused to

        refund even the security deposit unless the appellant submitted a

        no-claim certificate in terms of Clause 43(2) of the General

        Conditions of Contract. The appellant-company called upon to
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        appoint an arbitrator. In view of failure to give proper response

        filed an application under Section 11 of the Arbitration Act before

        the High Court of Calcutta. Accordingly, the arbitrator was

        appointed, who passed an award with cost to the appellant. Feeling

        aggrieved, challenged the award before the learned Single Bench of

        the Calcutta High Court. The High Court set aside the award and

        appointed a new arbitrator. Plea was taken that in view of the

        submissions of no claim certificate in terms of Clause 43(2) of the

        General Conditions of Contract the dispute have been settled and it

        is no longer an arbitral issue. The appellant-Company pleaded that

        that the Railway administration has obtained no objection

        certificate under coercion and duress. The Hon‟ble Supreme Court

        has taken into consideration the age-old maxim necessitas non

        habet legem which means, necessity knows no law. In paragraph

        No.18 of the said judgment, the Hon‟ble Supreme Court has held

        that it is apparent that unless a discharge certificate is given in

        advance, payment of bills are generally delayed. Although, Clause

        43(2) has been included in the General Conditions of Contract, the

        same is meant to be a safeguard as against frivolous claims after

        final measurement.           Having regard to the decision in Reshmi

        Constructions 2004(2) S.C.C.663, it can no longer be said that such

        a clause in the contract would be an absolute bar to a contractor
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        raising claims which are genuine, even after the submission of such

        no-claim certificate.


        53.             It will be relevant to quote paragraph Nos. 13, 14 and

        18 of the said judgment, which read as under:-


                      "13. Mr.Mehta also urged that wrong reliance had been
                      placed by the Division Bench on the decision of this
                      Court in the case of P.K. Ramaiah and Co. vs.
                      Chairman & MD, National Thermal Power Corpn..
                      According to Mr. Mehta the Division Bench should
                      have, on the other hand, taken into consideration the
                      age old maxim Necessitas non habet legem which
                      means that necessity knows no law. According to Mr.
                      Mehta it was out of necessity, namely, to recover its
                      security deposit, that a no-claim certificate had been
                      submitted by the appellant and the same ought not to be
                      held as a bar against the appellant for raising claims in
                      respect of its lawful duties.

                      14. In support of the aforesaid submissions, Mr.Mehta
                      referred to and relied upon the decision of this Court in
                      Chairman       and     MD,        NTPC   Ltd.   vs.   Reshmi
                      Constructions, wherein the aforesaid maxim had been
                      explained and applied to a similar situation where a
                      question had arisen for decision as to whether an
                      arbitration clause in a contract agreement continues to
                      survive despite the purported satisfaction thereof. This
                      Court while adverting to various decisions on the
                      subject, including the decision in P.K. Ramaiah's case
                      (supra), came to the conclusion that notwithstanding the
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                      submission of a no-demand Certificate, the arbitration
                      agreement continued to subsist because of the several
                      reasons indicated in the judgment. Having regard to the
                      views expressed in the aforesaid judgment, Mr. Mehta
                      submitted that the Division Bench of the Calcutta High
                      Court had erred in relying solely on Clause 43(2) of the
                      General Conditions of Contract and the no- Claim
                      Certificate submitted by the appellant in arriving at a
                      conclusion      that     no     further    dispute     existed   for
                      determination in arbitration and the judgment and
                      orders under appeal were liable to be set aside.

                      18. From the submissions made on behalf of the
                      respective     parties        and   in    particular     from    the
                      submissions made on behalf of the appellant, it is
                      apparent that unless a discharge certificate is given in
                      advance, payment of bills are generally delayed.
                      Although, Clause 43(2) has been included in the
                      General Conditions of Contract, the same is meant to be
                      a safeguard as against frivolous claims after final
                      measurement. Having regard to the decision in Reshmi
                      Constructions, it can no longer be said that such a
                      clause in the contract would be an absolute bar to a
                      contractor raising claims which are genuine, even after
                      the submission of such no-claim certificate."


        54.             In the case of Indian Oil Corporation Limited vs. SPS

        Engineering Limited, reported in (2011) 3 S.C.C. page- 507,

        similar issue has been raised how far the Chief Justice or his

        designate however would chose to decide whether the claim is a
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        dead claim or whether the parties have, by recording satisfaction,

        exhausted all rights, obligations and remedies under the contract, so

        that neither the contract nor the arbitration agreement survived.

        When it is said that the Chief Justice or his designate may choose to

        decide whether the claim is a dead claim, it is implied that he will

        do so only when the claim is evidently and patently a long time

        barred claim and there is no need for any detailed consideration of

        claims. Illustration was given that if a contractor makes a claim a

        decade or so after completion of the work without referring to any

        acknowledgement of a liability or other factors that kept the claim

        alive in law, and the claim is patently long time barred, the Chief

        Justice or his designate will decide the issue whether it is a dead

        claim or still is a alive claim, but if the claim has been made

        beyond three years of completion of work, but say within five years

        i.e. from the date of completion of work, bill was drawn up and

        payments were made within three years before the claim, the Court

        will not enter into a disputed question, the Court will leave the

        matter to the decision of the tribunal. There is distinction between

        apparent and obvious dead claims, and claims involving disputed

        issues of limitation is not kept in view, the Chief Justice or his

        designate will end up deciding the question of limitation in all

        applications under Section 11 of the act.
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        55.             It will be relevant to quote paragraph Nos. 15 and 16

        of the said judgment, which reads as under:-

                      "15. An application under Section 11 of the Act is
                      expected to contain pleadings about the existence of a
                      dispute and the existence of an arbitration agreement to
                      decide such dispute. The applicant is not expected to
                      justify the claim or plead exhaustively in regard to
                      limitation or produce documents to demonstrate that the
                      claim is within time in proceedings under Section 11 of
                      the Act. That issue should normally be left to the Arbitral
                      Tribunal. If the Chief Justice or his designate is of the
                      view that in addition to examining whether there is an
                      arbitration agreement between the parties, he should
                      consider the issue whether the claim is a dead one (long
                      time barred) or whether there has been satisfaction of
                      mutual rights and obligation under the contract, he
                      should record his intention to do so and give an
                      opportunity to the parties to place their materials on
                      such issue. Unless parties are put on notice that such an
                      issue will be examined, they will be under the impression
                      that only questions of jurisdiction and existence of
                      arbitration agreement between the parties will be
                      considered in such proceedings.

                      16. The question whether a claim is barred by res
                      judicata, does not arise for consideration in a
                      proceedings under Section 11 of the Act. Such an issue
                      will have to be examined by the arbitral tribunal. A
                      decision on res judicata requires consideration of the
                      pleadings as also the claims/issues/points and the award
                      in the first round of arbitration, in juxtaposition with the
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                      pleadings and the issues/points/claims in the second
                      arbitration. The limited scope of Section 11 of the Act
                      does not permit such examination of the maintainability
                      or tenability of a claim either on facts or in law. It is for
                      the arbitral tribunal to examine and decide whether the
                      claim was barred by res judicata. There can be no
                      threshold consideration and rejection of a claim on the
                      ground of res judicata, while considering an application
                      under Section 11 of the Act."


        56.             Similar issue came for consideration in the case of

        Chairman and M.D., N.T.P.C. Ltd. vs. Reshmi Constructions,

        Builders and contractors, reported in (2004) 2 S.C.C. 663. In that

        case, the respondent-Reshmi Constructions has entered into an

        agreement with the N.T.P.C. for a project at Kayamkulam. After

        completion of the work, the respondent-Reshmi Constructions

        submitted the final bill, which was allegedly not accepted by the

        N.T.P.C., whereafter they themselves prepared the final bill and

        forwarded the same along with a printed format of "No-Demand

        Certificate". The said No-Demand Certificate was signed by the

        respondent-Reshmi Constructions. However, on the same date the

        respondent-Reshmi Construction raised objection, mentioning

        therein that the alleged final bill was signed under coercion, under

        undue influence and under protest only without prejudice to rights

        and claims whatsoever. There was no accord and satisfaction
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        between the contracting parties. Respondent-Reshmi Construcitons

        invoked the arbitration Clause for reference, which was resisted on

        the ground that total amount of payment has been made and the

        final bill has been settled without protest and "No Dues Certificate

        in the standard Performa has been submitted by the Contractor. The

        respondent- Reshmi Constructions filed an application under

        Section 20 of the Arbitration Act before the Subordinate Court,

        which was dismissed. The same was challenged before the Kerala

        High Court, which was allowed. The matter went to the Hon‟ble

        Supreme Court where plea was taken that the application under

        Section 20 of the Arbitration Act was not sustainable to be taken

        into consideration as the respondent-Reshmi Constructions did not

        raise the plea that they have submitted the "No Demand

        Certificate" under coercion and the High Court committed an error

        in passing the impugned order. In paragraph no. 13, the Hon‟ble

        Supreme Court has framed following questions, which are as

        follows:-

                      "(i) Whether after the contract comes to an end by
                      completion of the contract work and acceptance of the
                      final bill in full and final satisfaction and after issuing a
                      No- Demand Certificate by the contractor, can any
                      party to the contract raise any dispute for reference to
                      arbitration?

                      (ii) Whether in view of letter dated 20-12-1990 sent by
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                      the respondent contractor the arbitration clause
                      contained in the agreement can be invoked?

                      (iii) Whether the arbitration clause in the agreement
                      has perished with the contract?"



        57.             Discussing the same the Hon‟ble Supreme Court held

        that the issues required to be adjudicated by the Arbitrator, placing

        reliance on several judgments and applied the principle that on

        completion of the work, the right to get the payment normally arise

        and it is also true that on settlement of the final bill, the right to get

        further payment gets weakened, but claims subsists or does not

        subsist, it is an arbitral issue.


        58.             It will be relevant to quote paragraphs Nos. 17-22 and

        39 of the said judgment which read as under:-

                      17. In Damodar Valley Corporation vs. K.K. Kar this
                      Court held : ( SCC p. 144, para 6 ):

                            "6. It appears to us that the question whether there
                            has been a full and final settlement of a claim
                            under the contract is itself a dispute arising 'upon'
                            or 'in relation to' or 'in connection with' the
                            contract. These words are wide enough to cover
                            the dispute sought to be referred."

                      18. Normally, an accord and satisfaction by itself would
                      not affect the arbitration clause but if the dispute is that
                      the contract itself does not subsist, the question of
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                      invoking the arbitration clause may not arise. But in the
                      event it be held that the contract survives, recourse to
                      the arbitration clause may be taken. (See Union of India
                      v. Kishorilal Gupta and Naihati Jute Mills Ltd. v.
                      Khyaliram Jagannath.)

                      19. In Bharat Heavy Electricals Limited this Court
                      observed that whether there was discharge of the
                      contract by accord and satisfaction or not is a dispute
                      arising out of a contract and is liable to be referred to
                      arbitration.

                      20. Yet again in L.K. Ahuja Sabyasachi Mukharji, J., as
                      the learned Chief Justice then was, laid down the
                      ingredients of Section 20 of the Arbitration Act stating
                      SCC p. 80, para 6)

                              "6. It appears that these questions were
                              discussed in the decision of the Calcutta High
                              Court in Jiwnani Engineering Works Pvt. Ltd. v.
                              Union of India where one of us (Sabyasachi
                              Mukharji, J.) was a party and which held after
                              discussing all these authorities that the question
                              whether the claim sought to be raised was barred
                              by limitation or not, was not relevant for an
                              order under Section 20 of the Act. Therefore,
                              there are to aspects. One is whether the claim
                              made in the arbitration is barred by limitation
                              under the relevant provisions of the Limitation
                              Act and secondly, whether the claim made for
                              application under Section 20 is barred. In order
                              to be a valid claim for reference under Section
                              20 of the Arbitration Act, 1940, it is necessary
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                              that there should be an arbitration agreement
                              and secondly differences must arise to which the
                              agreement in question applied and, thirdly, that
                              must be within time as stipulated in Section 20 of
                              the Act."

                      21. It was held that having regard to the fact that the
                      existence of an arbitration agreement was not denied
                      and there had been an assertion of claim and denial
                      thereof, the matter would be arbitrable. It was
                      observed: ( SCC p. 81, para 8 )

                              "In order to be entitled to ask for a reference
                              under Section 20 of the Act, there must be an
                              entitlement to money and a difference or dispute
                              in respect of the same. It is true that on
                              completion of the work, right to get payment
                              would normally arise and it is also true that on
                              settlement of the final bill, the right to get further
                              payment gets weakened but the claim subsists
                              and whether it does subsist, is a matter which is
                              arbitrable." (emphasis supplied)

                      22. This aspect of the matter has also been considered
                      in Jayesh Engineering Works, wherein following L.K.
                      Ahuja it was held: ( SCC p. 179, para 1)

                            "Whether any amount is due to be paid and how
                            far the claim made by the appellant is tenable are
                            matters to be considered by the arbitrator. In fact,
                            whether the contract has been fully worked out and
                            whether the payments have been made in full and
                            final settlement are questions to be considered by
                            the arbitrator when there is a dispute regarding
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                            the same."

                      39. The fact situation in the present case, would lead to
                      the conclusion that the arbitration agreement subsists
                      because:

                            (i) Disputes as regards final bill arose prior to its
                            acceptance thereof in view the fact that the same
                            was prepared by the respondent but was not
                            agreed upon in its entirety by the appellant herein;

                            (ii) The appellant has not pleaded that upon
                            submission of the final bill by the respondent
                            herein any negotiation or settlement took place as
                            a result whereof the final bill, as prepared by the
                            appellant, was accepted by the respondent
                            unequivocally        and    without   any   reservation
                            therefor;

                            (iii) The respondent herein immediately after
                            receiving the payment of the final bill, lodged its
                            protest and reiterated its claims.

                            (iv) Interpretation and/or application of clause 52
                            of the agreement would constitute a dispute which
                            would fall for consideration of the arbitrator.

                            (v) The effect of the correspondences between the
                            parties would have to be determined by the
                            arbitrator, particularly as regard the claim of the
                            respondent that the final bill was accepted by it
                            without prejudice.

                            (vi) The appellant never made out a case that any
                            novation of the contract agreement took place or
                            that the contract agreement was substituted by a
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                            new agreement. Only in the event, a case of
                            creation of new agreement is made out the
                            question of challenging the same by the respondent
                            would have arisen.

                            (vii) The conduct of the appellant would show that
                            on receipt of the notice of the respondent through
                            its advocate dated 21.12.1991 the same was not
                            rejected outright but existence of disputes was
                            accepted and the matter was sought to be referred
                            to the arbitration.

                            (viii) Only when the clarificatory letter was issued
                            the plea of settlement of final bill was raised.

                            (ix) The finding of the High Court that a prima
                            facie in the sense that there are triable issues
                            before the Arbitrator so as to invoke the provisions
                            of Section 20 of the Arbitration Act, 1940 cannot
                            be said to be perverse or unreasonable so as to
                            warrant interference in exercise of extraordinary
                            jurisdiction under Article 136 of the Constitution
                            of India.

                            (x) The jurisdiction of the arbitrator under the
                            1940 Act although emanates from the reference, it
                            is trite, that in a given situation the arbitrator can
                            determine all questions of law and fact including
                            the construction of the contract agreement. (See
                            Pure Helium India Pvt. Ltd. Vs. Oil and Natural
                            Gas Commission).

                            (xi) The cases cited by the learned counsel for the
                            appellant (P.K. Ramaiah and Company and
                            Nathani Steels) would show that the decisions
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                            therein were rendered having regard to the finding
                            of fact that the contract agreement containing the
                            arbitrator clause was substituted by another
                            agreement. Such a question has to be considered
                            and determined in each individual case having
                            regard to the fact situation obtaining therein."


        59.             In the case of National Insurance Company Ltd. vs.

        Boghara Polyfab Pvt. Ltd. reported in 2009(1) SCC 267, the

        Hon‟ble Supreme Court has delineated what dispute can be gone

        into and what dispute can be left for Arbitrator to decide. In this

        case the respondent-Boghara Polyfab Private Limited obtained a

        standard fire and special perils (with a floater) policy from the

        appellant- Insurance Company. The sum insured was rupees three

        crores, subsequently; it was increased to rupees six crores. The

        respondent-Company has requested the insurer to increase the sum

        insured by another rupees six crores for a period of two months.

        Accordingly, the appellant-Insurance Company issued an additional

        endorsement increasing the sum insured amount. It was alleged by

        the respondent- Company that the additional endorsement cover

        issued by the appellant-Insurance Company was for a period of 69

        days, whereas, the appellant-Insurance Company claimed that the

        period was for 60 days only. The respondent- Company suffered a

        loss on account of heavy rains and flooding, the surveyor
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        assessed the amount of loss to the tune of Rs. 3,18,00000/- and odd.

        The respondent- Company informed the surveyor about the wrong

        assessment, the same was modified to Rs. 3,34,00000/- and odd,

        which was resisted by the respondent- Company and made an

        application that the appellant-Insurance Company forced the

        respondent-Company to accept a lower settlement. The appellant-

        Insurance Company again informed the respondent- Company that

        unless and until the Company issued an undated "discharge

        voucher-in- advance" in full and final settlement, no payment will

        be released towards the claim that in that behalf, the appellant-

        company sent the format of the discharge voucher to be signed by

        the respondent, on account of non-release of the claim, it was a dire

        financial condition and it had no alternative, but to yield to the

        coercion and pressure applied by the appellant. Simultaneously,

        raised the objection and sought for appointment of arbitrator for

        adjudication of the issue, which was rejected. The matter came for

        consideration before the Bombay High Court for appointment of

        arbitrator. The matter was referred to the arbitrator, which was

        challenged before the Hon‟ble Supreme Court. The Hon‟ble

        Supreme       Court      has    framed      the   following   questions   for

        considerations:-


                      "In what circumstances, a court will refuse to refer a
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                      dispute relating to quantum to arbitration, when the
                      contract specifically provides for reference of disputes
                      and differences relating to the quantum to arbitrator?
                      In particular, what is the position when a respondent in
                      an application under Section 11 of the Act, resists
                      reference to arbitration on the ground that the
                      petitioner has issued a full and final settlement
                      discharge voucher and the petitioner contends that he
                      was constrained to issue it dues to coercion, undue
                      influence and economic compulsion?"


        60.             The Hon‟ble Supreme Court has considered the

        decision passed in Patel Engineering Limited case (supra).                In

        paragraph No. 22 the Hon‟ble Supreme Court has categorized the

        issues which the Chief Justice or his designate is bound to decide

        and the issues which should be left out for the arbitral tribunal to

        decide.


        61.             It will be relevant to quote paragraph No. 22 of the

        said judgment, which reads as under:-

                      "22. Where the intervention of the court is sought for
                      appointment of an Arbitral Tribunal under section 11,
                      the duty of the Chief Justice or his designate is defined
                      in SBP & Co. This Court identified and segregated the
                      preliminary issues that may arise for consideration in
                      an application under section 11 of the Act into three
                      categories, that is (i) issues which the Chief Justice or
                      his Designate is bound to decide;(ii) issues which he
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                      can also decide, that is issues which he may choose to
                      decide; and (iii) issues which should be left to the
                      Arbitral Tribunal to decide.

                      22.1. The issues (first category) which Chief Justice/his
                      designate will have to decide are:

                              (a) Whether the party making the application has
                              approached the appropriate High Court.

                              (b) Whether there is an arbitration agreement
                              and whether the party who has applied under
                              Section 11 of the Act, is a party to such an
                              agreement.

                      22.2. The issues (second category) which the Chief
                      Justice/his designate may choose to decide (or leave
                      them to the decision of the arbitral tribunal) are:

                              (a) Whether the claim is a dead (long barred)
                              claim or a live claim.

                              (b) Whether the parties have concluded the
                              contract/ transaction by recording satisfaction of
                              their mutual rights and obligation or by
                              receiving the final payment without objection.


                      22.3. The issues (third category) which the Chief
                      Justice/his designate should leave exclusively to the
                      arbitral tribunal are :

                              (i) Whether a claim made falls within the
                              arbitration clause (as for example, a matter
                              which is reserved for final decision of a
                              departmental authority and excepted or excluded
                              from arbitration).
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                              (ii) Merits or any claim involved in the
                              arbitration."



        62.             In the aforesaid judgment the Hon‟ble Supreme Court

        also considered the effect of acceptance of final amount and effect

        of "No Dues Certificate. It will be relevant to quote paragraph Nos.

        27, 28, 29, 34, 36, 38 and 52 of the said judgment:-


                      "27. While discharge of contract by performance refers
                      to fulfillment of the contract by performance of all the
                      obligations in terms of the original contract, discharge
                      by `accord and satisfaction' refers to the contract being
                      discharged by reason of performance of certain
                      substituted obligations. The agreement by which the
                      original obligation is discharged is the accord, and the
                      discharge      of     the    substituted   obligation   is   the
                      satisfaction. A contract can be discharged by the same
                      process which created it, that is, by mutual agreement.
                      A contract may be discharged by the parties to the
                      original contract either by entering into a new contract
                      in substitution of the original contract; or by
                      acceptance of performance of modified obligations in
                      lieu of the obligations stipulated in the contract.

                      28. The classic definition of the term `accord and
                      satisfaction' given by the Privy Council in Payana
                      Reena     Saminathan         vs.   Pana    Lana    Palaniappa
                      (reiterated in Kishorilal Gupta) is as under: (I.A. PP.
                      145-46)

                            "...The `receipt' given by the appellants and
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                            accepted by the respondent, and acted on by both
                            parties proves conclusively that all the parties
                            agreed to a settlement of all their existing disputes
                            by the arrangement formulated in the `receipt'. It
                            is a clear example of what used to be well known
                            as common law pleading as `accord and
                            satisfaction by a substituted agreement'. No matter
                            what were the respective rights of the parties inter
                            se they are abandoned in consideration of the
                            acceptance by all of a new agreement. The
                            consequence is that when such an accord and
                            satisfaction takes place the prior rights of the
                            parties are extinguished. They have in fact been
                            exchanged for the new rights; and the new
                            agreement becomes a new departure, and the
                            rights of all the parties are fully represented by it."
                            [Emphasis supplied]"


                      29. It is thus clear that the arbitration agreement
                      contained in a contract cannot be invoked to seek
                      reference of any dispute to arbitration, in the following
                      circumstances, when the contract is discharged on
                      account of performance, or accord and satisfaction,
                      or mutual agreement, and the same is reduced to
                      writing (and signed by both parties or by the party
                      seeking arbitration) :

                              (a) Where the obligations under a contract are
                              fully performed and discharge of the contract by
                              performance is acknowledged by a full and final
                              discharge voucher/receipt. Nothing survives in
                              regard to such discharged contract.
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                              (b) Where the parties to the contract, by mutual
                              agreement, accept performance of altered,
                              modified and substituted obligations and confirm
                              in writing the discharge of contract by
                              performance       of      the   altered,   modified   or
                              substituted obligations.

                              (c) Where the parties to a contract, by mutual
                              agreement, absolve each other from performance
                              of their respective obligations (either on account
                              of frustration or otherwise) and consequently
                              cancel the agreement and confirm that there is
                              no outstanding claims or disputes.

                      34. What requires to be noticed is that in Nav Bharat
                      Builders and Nathani Steels, this Court on examination
                      of facts, was satisfied that there were negotiations and
                      voluntary settlement of all pending disputes, and the
                      contract was discharged by accord and satisfaction. In
                      P. K. Ramaiah, the Court was satisfied that there was a
                      voluntary acceptance of the measurements and full and
                      final payment of the amount found due, resulting in
                      discharge of the contract, leaving no outstanding claim
                      or pending dispute. In those circumstances, this Court
                      held that after such voluntary accord and satisfaction or
                      discharge of the contract, there could be no arbitrable
                      disputes.

                      36. In Damodar Valley Corporation, the question that
                      arose for consideration of this Court was as follows:

                              "...where one of the parties refers a dispute or
                              disputes to arbitration and the other party takes
                              a plea that there was a final settlement of all
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                              claims, is the Court, on an application
                              under Sections 9(b) and 33 of the Act, entitled to
                              enquire into the truth and validity of the
                              averment as to whether there was or was not a
                              final settlement on the ground that if that was
                              proved it would bar a reference to the arbitration
                              inasmuch as the arbitration clause itself would
                              perish."

                      In that case the question arose with reference to a claim
                      by the supplier. The purchaser required the supplier to
                      furnish a full and final receipt. But the supplier did not
                      give such a receipt. Even though there was no discharge
                      voucher, the purchaser contended that the payments
                      made by it were in full and final settlement of the bills.
                      This Court rejected that contention and held that the
                      question whether there has been a settlement of all the
                      claims arising in connection with the contract also
                      postulates the existence of the contract which would
                      mean that the arbitration clause operates. This Court
                      held that the question whether there has been a full and
                      final settlement of a claim under the contract is itself a
                      dispute arising `upon' or `in relation to' or `in
                      connection with' the contract; and where there is an
                      arbitration clause in a contract, notwithstanding the
                      plea that there was a full and final settlement between
                      the parties, that dispute can be referred to arbitration.
                      It was also observed that mere claim of accord and
                      satisfaction may not put an end to the arbitration
                      clause. It is significant that neither P.K. Ramaiah nor
                      Nathani Steels disagreed with the decision in Damodar
                      Valley Corporation but only distinguished it on the
                      ground that there was no full and final discharge
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                      voucher showing accord and satisfaction in that case.

                      38. In Union of India vs. L.K. Ahuja & Co. this Court
                      observed: ( SCC p.81, para 8) :

                              "8. ...In order to be entitled to ask for a
                              reference under section 20 of the Act, there must
                              be an entitlement to money and a difference or
                              dispute in respect of the same. It is true that on
                              completion of the work, right to get payment
                              would normally arise and it is also true that on
                              settlement of the final bill, the right to get further
                              payment gets weakened but the claim subsists
                              and whether it does subsist, is a matter which is
                              arbitrable."

                      There was no full and final discharge or accord and
                      satisfaction in that case.

                      52.    Some illustrations (not exhaustive) as to when
                      claims are arbitrable and when they are not, when
                      discharge of contract by accord and satisfaction are
                      disputed, to round up the discussion on this subject are
                      :

                              (i) A claim is referred to conciliation or a pre-
                              litigation Lok Adalat. The parties negotiate and
                              arrive at a settlement. The terms of settlement
                              are drawn up and signed by both the parties and
                              attested by the Conciliator or the members of the
                              Lok Adalat. After settlement by way of accord
                              and satisfaction, there can be no reference to
                              arbitration.

                              (ii) A claimant makes several claims. The
                              admitted     or    undisputed   claims    are   paid.
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                              Thereafter negotiations are held for settlement of
                              the disputed claims resulting in an agreement in
                              writing settling all the pending claims and
                              disputes. On such settlement, the amount agreed
                              is paid and the contractor also issues a
                              discharge voucher/no claim certificate/full and
                              final receipt. After the contract is discharged
                              by such accord and satisfaction, neither the
                              contract     nor     any   dispute   survives   for
                              consideration. There cannot be any reference of
                              any dispute to arbitration thereafter.

                              (iii) A contractor executes the work and claims
                              payment of say Rupees Ten Lakhs as due in terms
                              of the contract. The employer admits the claim
                              only for Rupees six lakhs and informs the
                              contractor either in writing or orally that unless
                              the contractor gives a discharge voucher in the
                              prescribed format acknowledging receipt of
                              Rupees Six Lakhs in full and final satisfaction of
                              the contract, payment of the admitted amount
                              will not be released. The contractor who is hard
                              pressed for funds and keen to get the admitted
                              amount released, signs on the dotted line either
                              in a printed form or otherwise, stating that the
                              amount is received in full and final settlement. In
                              such a case, the discharge is under economic
                              duress on account of coercion employed by the
                              employer. Obviously, the discharge voucher
                              cannot be considered to be voluntary or as
                              having resulted in discharge of the contract by
                              accord and satisfaction. It will not be a bar to
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                              arbitration.

                              (iv) An insured makes a claim for loss suffered.
                              The claim is neither admitted nor rejected. But
                              the insured is informed during discussions that
                              unless the claimant gives a full and final voucher
                              for a specified amount (far lesser than the
                              amount claimed by the insured), the entire claim
                              will be rejected. Being in financial difficulties,
                              the claimant agrees to the demand and issues an
                              undated discharge voucher in full and final
                              settlement. Only a few days thereafter, the
                              admitted amount mentioned in the voucher is
                              paid. The accord and satisfaction in such a case
                              is not voluntary but under duress, compulsion
                              and coercion. The coercion is subtle, but very
                              much real. The `accord' is not by free consent.
                              The arbitration agreement can thus be invoked to
                              refer the disputes to arbitration.

                              (v) A claimant makes a claim for a huge sum, by
                              way of damages. The respondent disputes the
                              claim. The claimant who is keen to have a
                              settlement and avoid litigation, voluntarily
                              reduces the claim and requests for settlement.
                              The respondent agrees and settles the claim and
                              obtains a full and final discharge voucher. Here
                              even if the claimant might have agreed for
                              settlement due to financial compulsions and
                              commercial pressure or economic duress, the
                              decision was his free choice. There was no
                              threat,    coercion       or    compulsion   by   the
                              respondent.        Therefore,     the   accord    and
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                              satisfaction is binding and valid and there cannot
                              be any subsequent claim or reference to
                              arbitration."



        63.            The Hon‟ble Apex Court held that, where the obligation

        under a contract are fully performed and discharged of contract by

        performance is acknowledged by full and final discharge/receipt

        nothing survives in regard to such discharged contract, where the

        parties to the contract, by mutual agreement, accept performance of

        altered, modified and substituted and confirm in writing the

        discharge of contract by performance of the altered, modified or

        substituted obligation, where the parties to a contract, by mutual

        agreement, absolve each other from performance of their respective

        obligation and consequently cancel the agreement and confirmed

        that there is no outstanding claim and dues.


        64.             Ultimately, the Hon‟ble Supreme Court has refused to

        interfere with the order of reference and held that nothing stated

        any final opinion on the issue whether there was accord and

        satisfaction nor discharge of contract and held that any thing stated

        or any expression will not be taken into consideration with respect

        to merits of any claim or contentions of the parties.


        65.             In the case of Union of India and Others vs. Master
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        Construction Company, reported in (2011) 12 S.C.C., page 349,

        challenge was made of the order of the High Court; thereby the

        matter was referred under Section 11(6) of the Arbitration Act for

        adjudication of the dispute by the arbitrator. In that case, the

        respondent-Master Construction Company was awarded a contract

        by the Union of India for construction of the building within

        specified time. There was a provision for adjudication of the

        dispute through arbitrator. Work was completed by the respondent-

        Company albeit belatedly. The petitioner-Company furnished no

        claim certificate and the final bill was signed. The final bill was

        released to the respondent-Company including the bank guarantee.

        Thereafter, the respondent-Company withdrew no claim certificate

        and lodged certain claims, in such circumstances, the plea was

        taken by the respondent-company that no claim certificate was

        issued under the financial constrain and coercion, claimed that the

        appellant-Union of India has arbitrarily withheld the payment. The

        Hon‟ble Supreme Court has considered the large number of

        references and extensively quoted the different paragraphs of

        Bhargo Polyfab case (supra) in paragraph Nos. 2 to 17 and held

        that in a case where the claimant contends that discharge voucher

        or no claim certificate has been obtained by fraud, coercion, duress

        or undue influence and the other side contends the correctness
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        thereof, the Chief Justice or his designate must look into this aspect

        to find out at least, prima facie, whether or not the dispute is bona

        fide and genuine. The dispute raised by the claimant with regard to

        validity of discharge voucher or no-claim certificate or settlement

        agreement, if prima facie, appears to be lacking in credibility, there

        may not be necessary to refer the dispute for arbitration at all in

        view of the fact. In that case, the Hon‟ble Supreme Court arrived to

        finding that "No Claim Certificates" were given voluntarily and set

        aside the order of High Court, refused to send the matter for

        arbitration.


        66.             It will be relevant to quote paragraph Nos. 12 to 17 of

        the said judgment, which read as under:-

                       12.    With regard to the jurisdiction of the Chief
                       Justice/his designate in the proceedings under Section
                       11 of the 1996 Act, this Court culled out the legal
                       position in paragraph 51 of the report as follows:
                       (Bhoghara Polyfab (P) Ltd. case, S.C.C. p. 294)

                              "51. The Chief Justice/his designate exercising
                              jurisdiction under Section 11 of the Act will
                              consider whether there was really accord and
                              satisfaction      or   discharge   of   contract   by
                              performance. If the answer is in the affirmative,
                              he will refuse to refer the dispute to arbitration.
                              On the other hand, if the Chief Justice/his
                              designate comes to the conclusion that the full
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                              and final settlement receipt or discharge voucher
                              was the result of any fraud/coercion/ undue
                              influence, he will have to hold that there was no
                              discharge of the contract and consequently, refer
                              the dispute to arbitration. Alternatively, where
                              the Chief Justice/his designate is satisfied prima
                              facie that the discharge voucher was not issued
                              voluntarily and the claimant was under some
                              compulsion or coercion, and that the matter
                              deserved detailed consideration, he may instead
                              of deciding the issue himself, refer the matter to
                              the Arbitral Tribunal with a specific direction
                              that the said question should be decided in the
                              first instance."

                      13. The Bench in Boghara Polyfab Private Limited in
                      S.C.C. paras 42 and 43 (p.291), with reference to the
                      cases cited before it, inter alia, noted that there were
                      two categories of the cited cases; (one) where the Court
                      after considering the facts found that there was a full
                      and final settlement resulting in accord and satisfaction,
                      and there was no substance in the allegations of
                      coercion/undue influence and, consequently, it was held
                      that there could be no reference of any dispute to
                      arbitration and (two) where the court found some
                      substance in the contention of the claimants that `no
                      dues/claim certificates' or `full and final settlement
                      discharge vouchers' were insisted and taken (either in
                      printed format or otherwise) as a condition precedent
                      for release of the admitted dues and thereby giving rise
                      to an arbitrable dispute.

                      14.    In   Boghara        Polyfab   Private   Limited,   the
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                      consequences of discharge of the contract were also
                      considered. In S.C.C. para 25 (p. 284), it was explained
                      that when a contract has been fully performed, then
                      there is a discharge of the contract by performance and
                      the contract comes to an end and in regard to such a
                      discharged contract, nothing remains and there cannot
                      be any dispute and, consequently, there cannot be
                      reference to arbitration of any dispute arising from a
                      discharged contract. It was held that the question
                      whether     the    contract       has   been   discharged   by
                      performance or not is a mixed question of fact and law,
                      and if there is a dispute in regard to that question, such
                      question is arbitrable.

                      15. The Court in Boghara Polyfab case, however, noted
                      an exception to this proposition. The exception noticed
                      is that where both the parties to a contract confirm in
                      writing that the contract has been fully and finally
                      discharged by performance of all obligations and there
                      are no outstanding claims or disputes, courts will not
                      refer any subsequent claim or dispute to arbitration. Yet
                      another exception noted therein is with regard to those
                      cases where one of the parties to the contract issues a
                      full and final discharge voucher (or no-dues certificate,
                      as the case may be) confirming that he has received the
                      payment in full and final satisfaction of all claims, and
                      he has no outstanding claim. It was observed that
                      issuance of full and final discharge voucher or no-dues
                      certificate of that kind amounts to discharge of the
                      contract by acceptance or performance and the party
                      issuing     the     discharge voucher/certificate      cannot
                      thereafter make any fresh claim or revive any settled
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                      claim nor can it seek reference to arbitration in respect
                      of any claim.

                      16. In SCC para 26 (pp. 284-85), this Court in Boghara
                      Polyfab Private Limited held that if a party which has
                      executed the discharge agreement or discharge
                      voucher, alleges that the execution of such document
                      was on account of fraud/coercion/undue influence
                      practised by the other party, and if that party
                      establishes the same, then such discharge voucher or
                      agreement is rendered void and cannot be acted upon
                      and consequently, any dispute raised by such party
                      would be arbitrable.

                      17. In S.C.C. para 24 (p. 284) in Boghara Polyfab
                      Private Limited1, this Court held that a claim for
                      arbitration cannot be rejected merely or solely on the
                      ground that a settlement agreement or discharge
                      voucher has been executed by the claimant. The Court
                      stated that such dispute will have to be decided by the
                      Chief     Justice/his     designate   in   the   proceedings
                      under Section 11 of the 1996 Act or by the Arbitral
                      Tribunal."


        67.             In the case of Bharat Rasiklal Ashra vs. Gautam

        Rasiklal Ashra and another, reported in (2012) 2 S.C.C. 144, the

        Hon‟ble Supreme Court in paragraph No.10 has framed the

        following issue for consideration:-

                      10. Therefore, the following question arises for
                      consideration in this appeal:

                            "Where the arbitration agreement between the
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                            parties is denied by the respondent, whether the
                            Chief Justice or his designate, in exercise of power
                            under section 11 of the Act, can appoint an
                            arbitrator without deciding the question whether
                            there was an arbitration agreement between the
                            parties, leaving it open to be decided by the
                            arbitrator?"


        68.             Placing reliance on the judgment of Patel Engineering

        Limited (supra and the National Insurance Company Limited

        (supra) held that an arbitrator can be appointed only if there is an

        arbitration agreement in regard to the contract in question. If there

        is an arbitration agreement in regard to contract with A and no

        arbitration agreement in regard to contract with B, obviously a

        dispute relating to contract B cannot be referred to arbitration on

        the ground that contract A has an arbitration agreement. The

        Hon‟ble Supreme Court further held that the Chief Justice or his

        designate is required to examine the allegations of fabrication and

        forgery made by a party in regard to the contract containing the

        arbitration agreement, before appointing an arbitrator under Section

        11 of the Act, the proceedings under the said section will cease to

        be summary proceedings.


        69.             It will be relevant to quote paragraph Nos. 12, 16 and

        17 of the said judgment, which read as under:-
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                      "12. Following the decision in S.B.P. & Co., this court
                      in National Insurance Co. Ltd. held as follows:
                      (National Insurance Co. Ltd. case, SCC p. 283, paras
                      22 & 22.1-22.3)

                            "22. Where the intervention of the court is sought
                            for    appointment          of   an   Arbitral   Tribunal
                            under section 11, the duty of the Chief Justice or
                            his designate is defined in SBP & Co. This Court
                            identified and segregated the preliminary issues
                            that may arise for consideration in an application
                            under section 11 of the Act into three categories,
                            that is (i) issues which the Chief Justice or his
                            Designate is bound to decide; (ii) issues which he
                            can also decide, that is issues which he may
                            choose to decide; and (iii) issues which should be
                            left to the Arbitral Tribunal to decide.

                          22.1) The issues (first category) which Chief
                          Justice/his designate will have to decide are:


                              (a) Whether the party making the application has
                              approached the appropriate High Court.

                              (b) Whether there is an arbitration agreement
                              and whether the party who has applied
                              under section 11 of the Act, is a party to such an
                              agreement.


                      22.2) The issues (second category) which the Chief
                      Justice/his designate may choose to decide (or leave
                      them to the decision of the arbitral tribunal) are:
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                              (a) Whether the claim is a dead (long barred)
                              claim or a live claim.
                              (b) Whether the parties have concluded the
                              contract/ transaction by recording satisfaction of
                              their mutual rights and obligation or by
                              receiving the final payment without objection.

                              22.3) The issues (third category) which the Chief
                              Justice/his designate should leave exclusively to
                              the arbitral tribunal are :

                                  (i) Whether a claim made falls within the
                                  arbitration clause (as for example, a matter
                                  which is reserved for final decision of a
                                  departmental authority and excepted or
                                  excluded from arbitration).

                                   (ii) Merits or any claim involved in the
                                  arbitration."


                      16. The learned counsel for the first respondent next
                      submitted that if the Chief Justice or his designate is
                      required to examine the allegations of fabrication and
                      forgery made by a party in regard to the contract
                      containing the arbitration agreement, before appointing
                      an    arbitrator     under section    11 of   the   Act,   the
                      proceedings under the said section will cease to be a
                      summary proceedings, and become cumbersome and
                      protracted, necessitating recording of evidence, thereby
                      defeating the object of the Act. In our considered view
                      this apprehension has no relevance or merit. Existence
                      of a valid and enforceable arbitration agreement is a
                      condition precedent before an arbitrator can be
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                      appointed under section 11 of the Act. When serious
                      allegations of fraud and fabrication are made, it is not
                      possible for the Court to proceed to appoint an
                      arbitrator without deciding the said issue which relates
                      to the very validity of the arbitration agreement.
                      Therefore the fact that the allegations of fraud, forgery
                      and fabrication are likely to involve recording of
                      evidence or involve some delay in disposal, are not
                      grounds for refusing to consider the existence of a valid
                      arbitration agreement.

                      17. The apprehension that such contentions are likely to
                      be raised frequently to protract the proceedings
                      under section 11 of the Act or to delay the arbitration
                      process, thereby defeating the purpose of section 11 of
                      the Act is also without basis. Where agreements have
                      been performed in part, such a contention will not be
                      entertained. It is only in a very few cases, where an
                      agreement which had not seen the light of the day is
                      suddenly propounded, or where the agreement had
                      never     been     acted     upon   or   where   sufficient
                      circumstances exist to doubt the genuineness of the
                      agreement, the Chief Justice of his designate will
                      examine this issue. This course has repeatedly held that
                      on the ground of termination, performance or
                      frustration of the contract, arbitration agreement
                      cannot be avoided. The legislature has entrusted the
                      power of appointment of an arbitrator to the holders of
                      high judicial offices like the Chief Justice or Judge of
                      the Supreme Court/High Court, with a view that they
                      can identify and effectively deal with false or vexatious
                      claims made only to protract the proceedings or defeat
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                      arbitration. If a party is found to have falsely contended
                      that the contract was forged/fabricated, the Chief
                      Justice or his designate may subject such part to heavy
                      costs so that such false claims are discouraged. Be that
                      as it may."


        70.             On conspectus of the aforesaid facts and circumstances

        of the case with judicial circumspection, it has to be looked into as

        to arbitral dispute fit for reference before the Arbitrator. From

        aforesaid discussion, the principle that has been derived and culled

        out, has to be applied and has to be decided in the present case

        whether it is desirable for this Court to appoint an arbitrator and

        refer the matter for adjudication of the dispute as it appears that

        from the record that there was an agreement between the parties for

        construction of the boys hostel. Claim was all through made by the

        petitioner-Company for cost incurred in "carriage of materials",

        amounting to Rs.63,18,345.40/-. Claim was made by 22.02.2009,

        24.08.2009

, 02.09.2010, 24.12.2010, 24.2.2011, 5.5.2011, 02.09.2011 and 14.09.2011. The respondent-Chankya National Law University replied by letter dated 21.02.2011, mentioning that the representation has been referred to the consultant M/s. Gherzi Estern Ltd., Kolkata and vide letter dated 09.08.2012 refused to entertain the claim of extra carriage charge and stated that no further correspondence in this regard will be entertained. Patna High Court REQ. CASE No.8 of 2014 dt.16-11-2016 104/106

71. The petitioner-company made additional claim for interest against accumulated security deposit. Correspondence was again made vide letter dated 03.03.2012 and vide letter dated 07.05.2013 the petitioner-company requested the respondents to appoint an arbitrator to settle the dispute, which was responded by the respondent-Chankya National Law University vide letter dated 18.05.2013, stating therein that Clause-25 of the agreement prescribed 45 days time limit for making demand for appointment of arbitrator or in respect of any claim from the date of intimation of final bill ready for payment. If the claim is not made within stipulated period, the claim of the contractor shall be deemed to have been waived and absolutely barred and the institution shall be discharged of all the liabilities under the contract in respect of these claims. Accordingly, the demand for appointment of Arbitrator is absolutely barred and as such rejected as the final order bill was paid on 7.1.2012 and within 45 days no demand was made in respect of any claim. It has further been stated that even otherwise the claim of carriage material does not have any merit and rejected with intimation on 12.10.2011 itself and so far the claim of interest on security deposit is concerned, the same is absolutely imaginary, hostile and without substance.

Patna High Court REQ. CASE No.8 of 2014 dt.16-11-2016 105/106

72. It appears from the record that consistent claim has been made by the petitioner-Company for release of the additional amount, which was resisted by the respondent-Chankya National Law University and finally rejected the claim of the petitioner- company for appointment of arbitrator, applying Clause 25 of the agreement, which extinguish the right and treated to have been discharged from all liability, unless the claim for appointment of Arbitrator is made within 45 days is void as it violates the provisions of Section 28 of the Contract Act as discussed hereinabove and same cannot be invoked to the prejudice of the petitioner-company. The respondents have not brought any "No Dues Certificate", or "Discharge Certificate" only claiming that final payment has been made on 7.1.2012.

73. It has been argued by the respondents that as the payment has been made without demur on that account, it will be treated to have been discharged. However, on perusal of the materials available on record, it cannot be said that the claim of the petitioner-Company is a dead claim as all through the petitioner- company is claiming the additional amount. Whether the petitioner- company is entitled to the payment of additional amount or whether the respondent-Chankya National Law University has discharged Patna High Court REQ. CASE No.8 of 2014 dt.16-11-2016 106/106 from all the liability, are the questions of facts is an arbitrable issue that has to be decided by the Arbitral Tribunal. Hence, this Court holds that the dispute of less payment or entire payment or Chankya National Law University has any liability to pay any amount, is a subject matter of arbitration for adjudication cannot be decided in view of limited jurisdiction and in view of the attending facts and circumstances of the case. This issue is left to be decided by the Arbitral Tribunal.

74. In such view of the matter, the contention of the respondent-Chankya National Law University that this Court should refuse to appoint an arbitrator as the dispute is no longer an arbitral issue is not acceptable to this Court and the same is rejected. Accordingly, this Court is of the view that that the matter is fit to be referred to the arbitrator for adjudication of the dispute.

75. Let this case be listed 29.11.2016 for appointment of the arbitrator.

Sd/-

(Shivaji Pandey, J) pawan/-

AFR/NAFR      A.F.R.
CAV DATE       26.08.2016
Uploading Date 22.11.2016
Transmission
Date