State Consumer Disputes Redressal Commission
Industrial Development Bank Of India ... vs Haridas Kanjibhai Karodia on 15 February, 2021
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HF6SFZL OZLIFNLG[ G CTLP zLP GFCZ[ JW] N,L, SZTF\ H6FJ[, S[4 V[5[,[g8 A\[S 5MTFG[ V[Hg8 TZLS[ U6FJL HJFANFZLDF\YL K8SJF 5|ItG SZ[ K[P 5Z\T]4 V[5[,[g8 A\[S VF SFD[ ;lJ"; 5|MJF.0Z K[ VG[ OZLIFNL VG[ V[5[,[g8 A\[S JrR[GM ;\A\W ;lJ"; 5|M.JF.0Z VG[ U|FCSGM K[P T[YL V[5[,[g8 A\[S[ ;A;L0L DF8[GL VZHL AFAT[ IMuI SFI"JFCL SZ[, G CMJFYL ;[JFDF\ BFDL NXF"JL K[P N,L,MG\] ;DF5G SZT\F zLP GFCZ[ H6FJ[, S[4 lJwJFG HL<,F SlDXG[ TDFD TyIM T5F;L ;];\UT VG[ gIFIL C]SD SZ[, K[ VG[ T[YL V[5[,[g8 A\[SGL V5L, ZN SZL lJwJFG HL<,F SlDXGGM C]SD SFID SZJF lJG\TL K[P *P VF SFD[ Z[S0" T5F;TF\ H6FI K[ S[4 GLR[GL AFATM :JLSFI" CSLST K[P s!f OZLIFNLV[ W\WFGF lJSF; VY"[ $ZP_5 ,FBGL 8D",MG ;FDFJF/F A\[S 5F;[YL ,LW[, K[P BORICHA APPEAL NO.41/2013 PAGE NO 1 TO 9 5 sZf ;FDFJF/F A\[S[ D\H]Z SZ[, 8D",MG p5Z Z]FP (4$!4___qv ;A;L0L ;ZSFZzLGF lGID D]HA SIDBI 5F;[YL D/L XS[ T[D CTLP (P OZLIFNL TZO[ V[JL TSZFZ ,[JFDF\ VFJL K[ S[4 T[VM ;ZSFZzLGF lGIDMG];FZ ;FDFJF/F A\[S[ D\H]Z SZ[, 8D",MG p5Z Z]FP(4$!4___qv ;A;L0L D[/JJF CSSNFZ CTFP 5Z\T]4 T[DGL TFP *v!ZvZ_!_ GL VZHL TDFD HZ]ZL DFlCTL ;FY[ ;FDFJF/F A\[S[ SIDBI G[ ;DIDIF"NFDF\ DMS,[, G CMJFYL T[VMG[ ;A;L0L D/L XS[, G CTLP VF SFD[ V[5[,[g8 A\[S[ OZLIFNLG[ TFP Z5v&vZ_!Z GF ZMHGM 5T| ,B[,4 H[ 5FG G\P (_ YL ZH] K[4 H[DF\ GLR[ D]HA H6FJ[, K[P "We are in receipt of your application dated May 16, 2012 (received at CPIO's office on May 28, 2012), seeking certain information under the RTI Act.
The CLCSS application of M/s Akshar Wire Cut Industries (AWCI) with reference date, 13.08.2010 (date of last disbursement of the term loan by IDBI) was received by our Rajkot Branch on December 07, 2010. On scrutiny at IDBI Bank's Head Office, certain discrepancies/deficiencies were observed and the application was returned to the Branch for necessary updation/compliance. The Branch has informed that it had, on various occasions, orally/telephonically communicated to the customer to do the needful in this regard. The completed application was, however, received by the Branch only in end- October 2011.
As per SIDBI's Circular dated 29.06.2011, cases with reference date till 30.09.2010 were required to reach the office of the DC (MSME) by 30.09.2011. SIDBI also declined to accept claims, which did not meet this criterion. In view of the above, the application of AWCI could not be submitted to SIDBI."
BORICHA APPEAL NO.41/2013 PAGE NO 1 TO 9
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I/We hereby undertake(s) and assure(s) and agree(s) that IDBI Bank Ltd, shall not be in way liable or responsible for obtaining sanction of capital subsidy from Government of India/SIDBI for the governmental financial assistance in respect of the loan covered under CLCSS and is not to prejudice right or remedies of the Bank against me/us irrespective and independent of the agreement in respect of any other advances made or to be made by the Bank to me/us.
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