State Consumer Disputes Redressal Commission
Paramjeet Kour vs Branch Manager on 22 May, 2014
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''11. In view of aforesaid, the appeal succeeds and is
allowed. The impugned order is set aside. The case is
remanded back to the District Forum, with direction to take
into consideration the documents, which have been filed by
the appellant/Insurance Company before us along with
application under Order 41 Rule 27 CPC. The District
Forum, is further directed to provide opportunity to the
respondent/complainant for filing necessary material to
contradict the contents of the documents, which have been filed by the appellant/Insurance Company and also to show that the driver of the insured vehicle was duly permitted by the Licensing Authority to drive transport vehicles also and thereafter the endorsement in the driving licence was unnecessarily and unauthorisedly cancelled by someone. After doing this exercise, the matter be decided afresh. Office of this Commission is directed to send the documents, which have been filed before us during the course of hearing of this appeal by the appellant/Insurance Company, along with application under Order 41 Rule 27 CPC, to the District Forum for taking into consideration the same in the consumer complaint.
10- gekjs le{k fopkj.kh; iz'u ;g gS fd D;k nq?kZVuk fnukad dks eqd'sk dqekj }kjk oS/k ,oa izHkkoh Mªk;fox a yk;lasl /kkfjr djrk Fkk vkSj og iz'uk/khu okgu pykus gsrq l{ke Fkk \ // 7 // 11- ifjoknh dh vksj ls eqd'sk dqekj vk- yfyr dqekj dh Mªk;fox a yk;ll as dh Nk;kizfr izLrqr fd;k x;k gS] ftleas ekVsj lk;fdy foFk x;
s j] ykbZV ekVsj Oghdy] Vªkl a iksVZ Oghdy] gSoh xqM~l Oghdy] gSoh islt as j Oghdy dk mYy[sk gS tks fd fnukd a 16-11-2009 dks tkjh gqvk gS fnukd a 12-11-2012 rd izHkkoh gkusk crk;k x;k gS vkSj iqu% bldk fnukd a 13-11-2013 dks uohuhd`r fd;k x;k gS vkSj ftleas 12-02-2008 crk;k x;k gS rFkk lp w uk ds vf/kdkj ds rgr tkudkjh nh xbZ gS ] ftlds vuqlkj Mªk;fox a yk;lasl nLrkot s Øek d a ,e-@30349 rRdkyhu yk;lasl vFkkWfjVh nqxZ }kjk tkjh djuk crk;k x;k gS A 12- Jh enuizlkn yk/skh vf/koDrk dks tulp w uk vf/kdkjh vfrfjDr {k= s h; ifjogu vf/kdkjh dks lp w uk ds vf/kdkj ds rgr vkosnu izLrqr dj tkudkjh ekx a k x;k gS vkSj ftleas Hkh eqd'sk dqekj vkRet yfyr dqekj dk Mªk;fox a yk;lasl ,e@30349@nqxZ] ftleas MCWG + LMV + TRANSPORT VEHICLE +HEAVY GOODS VEHICLE + HEAVY Pass.
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djx s k v k Sj vihy izkf/kdkjh dk fofu'p; ml izkf/kdkjh ij vkc)dj gkx s k ftlus vkn'sk fn;k Fkk A** /N NM N HN V 9M NX YI NI X H @ HV D J L] NR NN X J 6 HNV 9M NX S\N XV GV ODFD N HV D YN T OKHN ¿ ¾ dkbsZ Hkh O;fDr] tks vBkjg o"kZ ls de vk;q dk gS] fdlh lkoZtfud LFkku eas ekVsj ;ku ugha pyk,xk % // 10 // ijraq dkbsZ O;fDr lksyg o"kZ dh vk;q izkIr dj ysus ds i'pkr~ fdlh lkoZtfud LFkku eas fcuk fx;j okyh ekVsjlkbfdy pyk ldsxk A ¼2½ /kkjk&18 ds mica/kkas ds v/khu jgrs gq,] dkbsZ Hkh O;fDr ] tks chl o"kZ ls de vk;q dk gS] fdlh lkoZtfud LFkku eas ifjogu ;ku ugha pyk,xk A ¼3½ dkbsZ f'k{kkFkhZ vuqKfIr ;k pkyu&vuqKfIr ml oxZ d]s ftlds fy, mlus vkonsu fd;k gS] fdlh ;ku dks pkyus ds fy, fdlh O;fDr dks rc rd ugha nh tk,xh tc rd fd og bl /kkjk ds v/khu ml oxZ ds ;ku dks pykus ds fy, ik= ugha gS A 16- /kkjk&17 ekVsj ;ku vf/kfu;e ds izko/kku ds vuqlkj tc fdlh O;fDr dk yk;lasl fujLr fd;k tkrk gS] rks lp w uk lacfa/kr dks fn;k tkuk vkKkid gS A lp w uk nuss dk nkf;Ro yk;lfaslx a vFkkWfjVh dk gS vkSj ;fn yk;lasl tkjh djus okys vf/kdkjh us /kkjk&17 dk ikyu ugha fd;k gS] rks mlds fy, chek daiuh dks mRrjnk;h ugha Bgjk;k tk ldrk gS A ifjoknh us tks Mªk;fox a yk;ll as i'sk fd;k gS] mls vuqlkj ifjoknh dh tUefrfFk fnukd a 31-12-1989 gS rFkk Mªk;fox a yk;ll as eas tks i"` Bkd a u fd;k x;k gS og 13-11-2009 dks fd;k x;k gS A bl izdkj ftl le; i`"Bkd a u fd;k x;k Fkk ] ml le; pkyd dh vk;q 20 o"kZ ls de Fkk A /kkjk&4 dh mi/kkjk&2 ds vraZxr ;g Li"V gS fd og fdlh ykd s LFkku eas Vªkl a iksVZ Oghdy dk pkyu ugha dj ldrk gS vkSj bl izdkj Li"V gS fd ftl fnu i`"Bkd a u fd;k x;k gS ml fnu Mªk;oj eqd'sk dqekj ds ikl Vªkl a iksVZ Oghdy ds fy, Mªk;fox a yk;lsl a izkIr djus ds fy, l{ke ugha Fkk A // 11 // 17- nq?kZVuk fnukd a 26-05-2011 dks ?kfVr gqvk Fkk tcfd Mªk;fox a yk;lasl dk i`"Bkd a u fnukd a 13-11-2009 dks fujLr dj fn;k x;k Fkk A tc ,d ckj dksbZ i`"Bkadu fujLr dj fn;k x;k gS] rks tc rd mlds lcaa/k eas iqu% ;g i`"Bkafdr u fd;k tkos fd fdlh fo'k"s k okgu dks pykus grsq vuqKfIr tkjh fd;k tkrk gS ] rc rd ;g ugha dgk tk ldrk fd og pkyd iowZ esa i`"Bkfadr okgu dks pykus gsrq oS/k ,oa izHkkoh Mªk;fox a yk;lasl /kkfjr djrk Fkk A bl izdj.k eas {k= s h; ifjogu dk;kZy; }kjk i"` Bkd a u dks fujLr dj fn;k x;k Fkk vkSj gkykfad /kkjk&17 ekVsj ;ku vf/kfu;e ds izko/kku ds vuqlkj] bldh lp w uk lcafa/kr pkyd dks fn;k tkuk Fkk] ijraq {k= s h; ifjogu dk;kZy; }kjk i`"Bkd a u fujLr gkuss dh lp w uk ugha fn;s tkus ls ;g ugha dgk tk ldrk fd Mªk;oj ds ikl oS/k ,oa izHkkoh Mªk;fox a yk;ll as Fkk A QyLo:i] b'a;ksjs'ak diauh dks mRrjnk;h ugha Bgjk;k tk ldrk gS vkSj bl izdj.k eas Hkh Mªk;oj eqd'sk dqekj dk tks i"` Bkd a u 13-11-2009 gSoh xqM~l Oghdy ds lca/ak eas gS ] og fujLr gks pqdk Fkk vkSj ,l s h fLFkfr eas ekuk tkox s k fd nq?kZVuk fnukd a dks pkyd eqd'sk iz'uk/khu okgu pykus ds fy, l{ke ugha Fkk A 18- QyLo:i ftyk Qkjse us tks vkn'sk ikfjr fd;k gS] og i.wkZr% fof/klEer~ gS mleas fdlh izdkj dh vfu;ferrk ,oa voS/kkfudrk ugha gS A QyLo:i vkykPs; vkn'sk ij fdlh izdkj ds gLr{ksi fd;k tkuk // 12 // mfpr ugha gS A vr% vihykFkhZ@ifjokfnuh dh vkjs ls izLrqr vihy lkjghu gkuss ls fujLr fd;s tkus ;ksX; gS A ¿ 8 N HZ IU= YN M O N HN= ¾ ¿ OT-K JK XN %'GM ¾ Y ^ N OQ/ N # # # #