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[Cites 23, Cited by 1]

Delhi High Court

International Finance ... vs Bihar Sponge & Iron Ltd. & Ors. on 31 May, 2010

Equivalent citations: AIR 2010 DELHI 142, 2010 CLC 1266 (DEL) (2010) 99 CORLA 197, (2010) 99 CORLA 197

Author: Valmiki J. Mehta

Bench: Sanjay Kishan Kaul, Valmiki J.Mehta

 *            IN THE HIGH COURT OF DELHI AT NEW DELHI

 +                  W.P.(C) No. 6915/07 & W.P.(C) No. 3277/08

                                          Reserved on : 25th May, 2010

                                          Pronounced on: 31st May, 2010

      1. W.P.(C) No. 6915/07

        INTERNATIONAL FINANCE CORPORATION,
        WASHINGTON                            ...... Petitioner
                         Through: Mr. Rajiv Nayyar, Senior
                                  Advocate with Ms. Nisha,
                                  Advocate and Ms. Anushree
                                  Tripathi, Advocate.

                    VERSUS

        BIHAR SPONGE & IRON LTD. & ORS.         ....Respondents
                          Through: Mr. Rajeev Sawhney, Senior
                                    Advocate with Mr. Deepak
                                    Khurana, Advocate and Mr. Rohan
                                    Dheman, Advocate for the
                                    respondent No.1.
                                    Mr. Dinkar Singh, Advocate for
                                    the IFCI.
                                    Mr. Gopal Parsad, Advocate for
                                    the respondent No.13.

 2.     W.P. (C) No. 3277/08

        DEG-DEUTSCHE INVESTITIONS-UND
        ENTWICKLUNGSGESELLSCHAFT MBH           ......Petitioner
                         Through: Mr. Amit Chadha, Senior
                                   Advocate with Mr. Ananya
                                   Kumar, Advocate, Mr. Sidharth
                                   Sethi, Advocate and Mr. Kunal
                                   Sinha, Advocate.
                VERSUS

        BIHAR SPONGE & IRON LTD. & ORS.              ....Respondents


W.P.(C) Nos.6915/07 & 3277/08                                   Page 1 of 27
                                 Through:        Mr. Rajeev Sawhney, Senior
                                                Advocate with Mr. Deepak
                                                Khurana, Advocate and Mr. Rohan
                                                Dheman, Advocate for the
                                                respondent No.1.
                                                Mr. Dinkar Singh, Advocate for
                                                the IFCI.
                                                Mr. Gopal Parsad, Advocate for
                                                the respondent No.13.


 CORAM:
 HON'BLE MR. JUSTICE SANJAY KISHAN KAUL
 HON'BLE MR. JUSTICE VALMIKI J.MEHTA

 1.   Whether the Reporters of local papers may be
      allowed to see the judgment?               Yes

 2.    To be referred to the Reporter or not?        Yes
 3.   Whether the judgment should be reported in the Digest? Yes


 %                                    JUDGMENT

 VALMIKI J. MEHTA, J


 1.          These writ petitions have been filed by the two secured creditors

 who had given foreign currency loan (FCL) to the sick company M/s. Bihar

 Sponge & Iron Ltd. (BSIL) impugning the order dated 21.6.2007 passed by the

 Appellate Authority for Industrial and Financial Reconstruction (AAIFR)

 which upheld the order dated 29.7.2004 passed by the Board for Industrial and

 Financial Reconstruction (BIFR). Since the issues involved in both the cases

 are same, both the writ petitions are being disposed of by this common

 judgment.


W.P.(C) Nos.6915/07 & 3277/08                                       Page 2 of 27
  2.          BSIL became a sick company though it had achieved 100%

 production because of the devaluation of rupee against the Deutsche Mark

 (DM) whereby the company‟s liability rose from Rs.28.6 crores to Rs.73.67

 crores. On 19.12.1996, BSIL was declared a sick industrial company and IFCI

 was appointed as an Operating Agency(OA) to formulate the scheme for

 revival of the company. After various proposals were discussed including

 circulation of an earlier Draft Rehabilitation Scheme (DRS), ultimately an

 amended DRS was circulated at the joint meeting of the creditors held on

 15.2.2002. This DRS was accepted by a number of creditors but was opposed

 by the Industrial Finance Corporation (IFC) which mooted an alternative

 proposal of one time settlement. It was proposed by the IFC, the petitioner in

 W.P.(C) No.6915/07 that a sum of Rs.135 crores be paid to the secured

 creditors as follows:

             "i)    65 crores to be paid upfront in cash by the promoters
             including the Government of Jharkhand

             ii)   Balance Rs.70 crores to be paid over a period of 10
             years carrying interest @ 8% P.A. On Rupee Term Loan
             (RTL) and @ LIBOR on Foreign Currency Loan (FCL) loan
             from company‟s internal accruals.

             GOJ (Government of Jharkhand) was required to furnish the
             guarantee for timely payment of balance Rs. 70 crores."

 3.          This alternative proposal put forth by IFC on 18.1.2002 with cut

 off date as 30.9.2001 was discussed between the creditors and accepted by

 them. There were further developments, discussions and proceedings before

W.P.(C) Nos.6915/07 & 3277/08                                      Page 3 of 27
  BIFR as regards DRS. However, at the hearing held on 17.2.2003, BIFR

 considering the DRS passed an order as follows:

         "(i) GOJ would decide in three weeks whether they are agreeable
         to extend the reliefs and concessions as provided in the DRS
         including investment of Rs.50 crores in the company and
         guaranteeing the repayment of the balance OTS dues to the
         secured creditors.

         However, in case GOJ is not agreeable to extend their support to
         the DRS as circulated by BIFR vide order dated 27.11.2002 or no
         agreed rehabilitation proposal is received from the private
         promoters, the OA would issue advertisements in leading
         newspapers within 2 weeks inviting offer for the
         takeover/leasing/amalgamation/ merger for rehabilitation with or
         without OTS of the dues of FIs and Banks...."

4.           The Patna High Court in a writ petition filed by Bihar State

Industrial Development Corporation (BSIDC) on 2.9.2003 ordered the sick

company to deposit Rs.12 crores in a no lien account with the OA by

08.09.2003. The Hon‟ble High Court further directed that in the event the said

deposit is made within time, the OA will not proceed with the direction of BIFR

for issue of an advertisement for change of management.


5.           A Special Leave Petition was filed by IFC in the Hon‟ble Supreme

Court challenging the Patna High Court order dated 2.9.2003 and seeking

transfer of the writ petitions preferred by the company and also by BSIDC.

The same was listed for hearing on 23.4.2004. After hearing the parties the

Hon‟ble Supreme Court observed as follows:



W.P.(C) Nos.6915/07 & 3277/08                                      Page 4 of 27
       "The reasoning of the BIFR in the order dated 17.2.2003 cannot be
      faulted. Sufficient opportunities appeared to have been given at
      every stage to the private promoters and the Government of
      Jharkhand to invest the amounts as proposed in the scheme of IFCI.
      The order for advertisement may give a better deal to the secured
      creditors to give a last chance to the private promoters and the
      Government of Jharkhand to take advantage of the scheme framed
      by IFCI instead allowing the appeal right away, we direct (emphasis
      supplied);
            (1)... the private promoters shall deposit an amount of
      Rs.32.50 crores by 12.7.2004 with the IFCI.......
             (2)....The State‟s offer to give Rs.32.50 crores under the IFCI
      scheme is also hedged in by several conditions, namely, that the
      assistance would be given under the provisions of the Jharkhand
      Industries Rehabilitation Scheme 2003; the assistance       would be
      considered only when the BIFR approved the proposal after taking
      consent        of the financial institutions and the State Government
      and only if the security would be given to the State in terms of the
      guidelines prescribed by the Reserve Bank of          India        and
      Nationalized Banks.
                    We are not prepared to impose any such conditions as
      far as the State‟s participation in the scheme is concerned. The issue
      of security in respect of the loan         must be worked out between
      the State and the promoters, if it so desires. It is being made clear
      that the State‟s securities, if any, in the company‟s assets can only be
      subject to the claims of the secured creditors who are already before
      the BIFR...."
      While approving BIFR‟s order dated 17.02.2003, the Hon‟ble Supreme

Court made certain modifications to the DRS, which had earlier been approved

by all the secured creditors.


6.           On 12.7.2004, when the aforesaid appeal came up for hearing, the

Hon‟ble Supreme Court passed the following order:


      "The deposit has been made by the State of Jharkhand of an amount
      of Rs.32.50 crores with the operating agency, namely, I.F.C.I within

W.P.(C) Nos.6915/07 & 3277/08                                         Page 5 of 27
       the time specified in the order dated 23rd April, 2004. This, therefore,
      leaves two questions to be determined, one of the approval of the
      draft scheme and the other is distribution of Rs.65 crores at present
      being held by the IFCI. Both these questions should be left to the
      Board of Industrial and Financial Reconstruction who will dispose of
      the matter within a period of two weeks from date subject to the
      parties communicating this order to the Board forthwith. Any
      objection to the draft scheme which the parties may have, may be
      taken before the BIFR.

      As far as the second question is concerned the IFCI will in the
      meanwhile and, if possible, within one week, distribute the amount of
      Rs.65 crores amongst the secured creditors according to its
      calculations. In the event there is any dispute as to the quantum
      receivable by any secured creditor the matter may be taken up by such
      secured creditor before the Board.

         The application for impleadment is allowed.

         The civil appeal is disposed of accordingly.

      The cases which are transferred, are disposed of in terms of the order
      dated 23.4.2004 read with the order passed today."

7.             At the hearing subsequently held on 29.7.2004 before BIFR the

impugned order was passed in which inter alia it was observed by BIFR as

under:


           ".... The issue basically boiled down to whether the Government
           Guarantee could be compensated by an interest charge of 1% or
           3%. He, therefore, suggested that interest on FCL could be paid at
           LIBOR+1%....The representative of the secured creditors agreed
           with the OA‟s suggestion. The representative of the IFCI(OA)
           further submitted that the amount of Rs.65 crores had been
           distributed among the secured creditors on the basis of rupee value
           of their principal outstanding dues and no cushion was available for
           giving higher amounts. However, cushion of 5% had been built
           into the scheme in respect of balance Rs.70 crores payable over the
           next 7 years."

W.P.(C) Nos.6915/07 & 3277/08                                         Page 6 of 27
 8.             The aforesaid shows that BIFR on considering the submission

made by OA that increase of 3% interest on FCL would adversely affect the

liability of the company and Debt Coverage Service Ratio (DCSR) would go

below 1.33, which in turn will make the scheme non viable and duly

considering the submission made on behalf of IFC suggesting that the interest

on FCL should be payable at LIBOR +3% in lieu of non availability of

guarantee (which was to be furnished by the Government of Jharkhand) directed

that the instalments in respect of both Rupee Term Loans (RTL) and FCL

would be payable at quarterly intervals and the sick company would pay 1%

incremental interest to the secured creditors in lieu of Guarantee which was

supposed to be given by GOJ but not given. The BIFR also observed that the

rupee value of the foreign currency dues had been crystallized as on 30.09.2001

and since there was no cushion available in respect of the upfront payment made

in respect of the FCL, no additional amounts could be paid to the creditors. By

its order dated 29.07.2004 BIFR sanctioned the Draft Rehabilitation Scheme

with certain modifications in spite of the aforesaid objections of the writ

petitioners.


9.             This order of BIFR was challenged by IFC by raising the two

following issues:


      i)   Denial of interest @ LIBOR+3% for the Foreign Currency
      Lenders (FCL) by the BIFR was illegal as the DRS was wrongly
      amended by BIFR without taking consent to the petitioners/secured

W.P.(C) Nos.6915/07 & 3277/08                                      Page 7 of 27
       creditors and which consent was mandatory under Section 19 of Sick
      Industrial Companies (Special Provisions) Act, 1985 (SICA)

      ii)    Denial of the liability of the company to make good the
      shortfall/deferential amount on the upfront payment which was on
      account of exchange rate fluctuation on the date of payment as against
      the cut of date of 30.09.2001 was unjustified.

      Similar were the objections of DEG before AAIFR, the other secured

creditor who has filed the W.P.(C) No.3277/08. It was contended by the writ

petitioners before AAIFR that despite the recording of the objections taken by

IFC and DEG, and the clear position where the FCL lenders had expressed their

consent to the scheme only subject to payment of LIBOR+3% interest and

payment of shortfall due to foreign exchange fluctuation, BIFR proceeded to

pass the impugned order and recorded at para 15 concluding that the additional

1% interest would be payable in lieu of the interest as originally provided for in

the scheme by all secured creditors and thereby approved the scheme providing

for LIBOR+1% for FCL as opposed to the agreed LIBOR+3% interest rate

demanded by the writ petitioners. It was argued that the sick company in the

SLP in the Supreme Court had filed an affidavit agreeing to pay LIBOR + 3%

which the company cannot back out of.


10.          AAIFR, therefore, crystallized the first aspect which required its

decision in paragraph 30 of the impugned judgment which reads as under:


       "30. The issue relevant for adjudicating the dispute according to
       the appellants is whether BIFR can scale down a liability or dilute
       any of the terms of sacrifices and financial assistance and compel

W.P.(C) Nos.6915/07 & 3277/08                                        Page 8 of 27
         a secured creditor to consent to a scheme contrary to the
        acceptable terms to such a creditor and (b)-whether it is open for
        BIFR to substitute its own discretion judgment in place of the
        secured creditor‟s business judgment."

11.          Before this Court also the same arguments were raised as were

raised before BIFR and AAIFR. An additional issue has also been urged on

behalf of the respondent herein and which was that the order of BIFR dated

29.7.2004 was a consent order, therefore, appeal did not lie against the said

order to AAIFR.


12.          AAIFR on the two issues held as under:


      "41. On the first issue it is clear that in the event Government of
      Jharkhand had furnished guarantee the payment of OTS dues of IFC
      (W) and DEG would have been subject to payment of interest at
      LIBOR; whereas BIFR had allowed interest at LIBOR+1% since the
      guarantee of Government of Jharkhand was not forthcoming.
      However, the financial interests of IFC(W) and DEG are not adversely
      affected as a result of the scheme approved by BIFR.

      42.     On the second issue the submission made in writing and
      suggestions/objections in respect of the DRS circulated in 2004 was
      considered and overruled by BIFR in the hearing held on 29.7.2004,
      when the impugned order was passed. In the absence of consent BIFR
      has the power to adopt such other measures as may be deemed fit in the
      interests of reviving the company."

13.          So far as the issue that BIFR could not have amended the draft

scheme as was approved by the secured creditors by reducing the future interest

on payment of the balance amount of Rs.70 crores from LIBOR +3% to LIBOR

+1%, the issue is really one that whether consent of all the secured creditors is


W.P.(C) Nos.6915/07 & 3277/08                                        Page 9 of 27
 necessary for approval of any modification to a DRS by BIFR i.e. without the

consent of the secured creditors under Section 19 of SICA can there not be

modifications to a DRS which was circulated and accepted by the secured

creditors. We have recently had an occasion to consider this aspect in W.P.(C)

No.8644/09 titled as Oman International Bank S.A.O.G. Vs. AAIFR decided

on 5.5.2010 and in which we have held that it is not mandatory to seek consent

of all the secured creditors for approval of a draft scheme and modifications can

be made thereto by BIFR as it thinks fit for revival of the sick company. We

have, therefore, approved what has been held by AAIFR in para 42 of the

impugned judgment reproduced above. Our reasoning in the case of Oman

International Bank S.A.O.G. Vs. AAIFR is contained in paras 7 to 11 and 13

of the said judgment and which read as under:


          "7.            The Statement of objects and reasons of SICA
          may be referred to at this stage, and which reads as follows:

          "Statement of objects and reasons               The ill effects of
          sickness in industrial companies such as loss of production, loss
          of employment, loss of revenue to the Central and State
          Governments and locking up of investible funds of banks and
          financial institutions are of serious concern to the Government
          and the society at large. The concern of the Government is
          accentuated by the alarming increase in the incidence of sickness
          in industrial companies. It has been recognized that in order to
          fully utilize the productive industrial assets, afford maximum
          protection of employment and optimize the use of the funds of
          the banks and financial institutions, it would be imperative to
          revive and rehabilitate the potentially viable sick industrial
          companies as quickly as possible. It would also be equally
          imperative to salvage the productive assets and realize the
          amounts due to the banks and financial institutions, to the extent

W.P.(C) Nos.6915/07 & 3277/08                                        Page 10 of 27
           possible, from the non-viable sick industrial companies through
          liquidation of those companies.
             It has been the experience that the existing institutional
          arrangements and procedures for revival and rehabilitation of
          potentially viable sick industrial companies are both inadequate
          and time-consuming. A multiplicity of laws and agencies makes
          the adoption of coordinated approach for dealing with sick
          industrial companies difficult. A need has, therefore, been felt to
          enact in public interest a legislation to provide for timely
          determination by a body of experts of the preventive,
          ameliorative, remedial and other measures that would need to be
          adopted with respect to such companies and for enforcement of
          the measures considered appropriate with utmost practicable
          dispatch.
             The salient features of the Bill are-
             (i)    application of the legislation to the industries specified
          in the Final Schedule to the Industries (Development and
          Regulation) Act, 1951, with the initial exception of the
          scheduled industry relating to ships and other vessels drawn by
          power, which may however be brought within the ambit of the
          legislation in due course;

             (ii) identification of sickness in an industrial company,
          registered for not less than seven years, on the basis of the
          symptomatic indices of cash losses for two consecutive financial
          years and accumulated losses equaling or exceeding the net
          worth of the company as at the end of the second financial year;

             (iii) the onus of reporting sickness and impending sickness
          at the stage of erosion of fifty per cent. or more of the net worth
          of an industrial company is being laid on the Board of Directors
          of such company; where the Central Government or the Reserve
          Bank is satisfied that an industrial company has become sick, it
          may make a reference to the Board, likewise if any State
          Government, scheduled bank or public financial institution
          having an interest in an industrial company is satisfied that the
          industrial company has become sick, it may also make a
          reference to the Board;

             (iv) establishment of Board consisting of experts in various
          relevant fields with powers to enquire into and determine the
          incidence of sickness in industrial companies and devise suitable


W.P.(C) Nos.6915/07 & 3277/08                                         Page 11 of 27
           remedial measures through appropriate schemes or other
          proposals and for proper implementation thereof;

             (v) constitution of an Appellate Authority consisting of
          persons who are or have been Supreme Court Judges, senior
          High Court Judges and Secretaries to the Government of India,
          etc., for hearing appeals against the order of the Board."
          (Emphasis added)

          8.        A reading of the aforesaid Statement of objects and
          reasons shows that the effect of sickness in industrial companies
          is of serious concern not only to the government but also to the
          society at large. The objects and reasons further show that there
          is a need to fully utilize the productive industrial assets and
          afford maximum protection to employment and it is imperative
          to revive and rehabilitate the potentially viable sick industrial
          companies. When we read the aforesaid Statement of objects
          and reasons alongwith Section 20 of the Act, it becomes clear
          that winding up of a company is to be resorted to only as a last
          eventuality and only when it becomes just and equitable to wind
          up the sick industrial company. That the proposition as was very
          vehemently canvassed on behalf of the petitioner has no legs to
          stand upon becomes clear also from the expression "one or
          more" as found in Section 18 of the Act. The expression „one or
          more‟ includes „all‟ i.e. all measures including financial
          concessions. This expression "one or more" indicates that more
          than one eventuality can be adopted and acted upon by BIFR to
          rehabilitate and revive a sick industrial company and not only
          one eventuality of resorting to other sub sections of Section 18
          except its sub section (1)(e) . Section 19(4) will have to be
          harmoniously construed with the expression „one or more‟ as
          found in Section 18 so as to further the object of the Act. There
          cannot be a reading of the provisions of Section 19(1) and 19(4)
          of the Act in the manner as is suggested by the learned senior
          counsel for the petitioner further becomes abundantly clear when
          we read Section 18(3)(b) of the Act alongwith the expression
          "the Board may adopt such other measures" as found in Section
          19(4). In our opinion, this expression "the Board may adopt
          such other measures" cannot be restricted to only measures other
          than those prescribed under Section 18(1)(a) and 18(1)(e) of the
          Act. Section 18(3)(b) states categorically that the Board would
          make modification to a scheme of revival and rehabilitation of a
          company in case of any objection from a creditor, therefore, a

W.P.(C) Nos.6915/07 & 3277/08                                       Page 12 of 27
           conjoint reading of Section 18(3)(b), Section 19(1) and Section
          19(4) shows that the other measures which are talked of in
          Section 19(4) would be the modification of a scheme in the light
          of the objections of a secured creditor, however, the same cannot
          mean that the objections can prevent the drawing up and
          implementation of a sanctioned scheme by an obdurate minority
          secured creditor. In fact, we must point out that a company
          becomes sick only because its net worth is eroded and it is
          unable to pay its creditors and when we talk of revival and
          rehabilitation of sick company as a first step and measure
          ordinarily and in a vast majority of cases, at the outset, BIFR has
          necessarily to bring about a composition between the creditors
          by bringing about reduction of their claims and dues of the sick
          company towards the creditors by adopting a principle which
          would treat the secured creditors fairly and equally, depending of
          course on the facts and circumstances of each case.

          9.        There is yet another reason why we cannot accept the
          arguments as urged on behalf of the petitioner that a single
          creditor can prevent BIFR in bringing about a scheme which
          envisages reduction in the dues payable by the sick company to
          its secured creditors. This additional reason is the amendment
          which has been brought about to SICA by Section 41 and
          schedule of the Act 54 of 2002 which amended Section 15 of
          SICA after promulgation of the Securitization and
          Reconstruction of Financial Assets and Enforcement of Security
          Interest Act, 2002. As a result of this amendment, a third
          proviso has been brought about in sub Section (1) of Section 15
          that the secured creditors who represent not less than 3/4 th in the
          value of the amount outstanding against financial assistance
          disbursed to the sick company can bring about an abatement of
          proceedings pending before BIFR. This proviso reads as under:
          "Provided also that on or after the commencement of
          Securitisation and Reconstruction of Financial Assets and
          Enforcement of Security Interest Act, 2002, where a reference is
          pending before the Board for Industrial and Financial
          Reconstruction, such reference shall abate if the secured
          creditors, representing not less than three-fourth in value of the
          amount outstanding against financial assistance disbursed to the
          borrower of such secured creditors, have taken any measures to
          recover their secured debut under sub-section(4) of section 13 of
          that Act."


W.P.(C) Nos.6915/07 & 3277/08                                         Page 13 of 27
                     A plain reading of this proviso added by the Act 54 of
          2002 shows that the consent of at least 3/4 th of the secured
          creditors is necessary for the proceedings before BIFR to abate.
          This proviso further brings into focus the legislative intent that a
          minority creditor cannot frustrate the proceedings before BIFR
          for rehabilitation and revival of the sick industrial company. The
          Legislature has thought it fit that at least 75% of the secured
          creditors must join hands to bring about an abatement to the
          proceedings before BIFR. If that be so, it cannot be understood
          as to how one secured creditor can in fact bring about an
          abatement of the proceedings before BIFR because giving of
          financial concessions by reducing the dues payable by a sick
          industrial company is always the heart and basic structure of any
          scheme for revival and rehabilitation of a sick industrial
          company. After all, if no financial concession in the form of
          reduction of dues payable by a sick company to its creditors is
          given, then, what will be the use of other measures under Section
          18 such as change of management or sale/lease of assets of a
          sick company and so on. None of these other measures would in
          themselves help in rehabilitation and revival of the sick
          industrial company and which measures could have been
          adopted by the sick company without being a sick company
          governed by SICA. It is for this reason that the Legislature has
          advisedly and intentionally used the expression "one or more" as
          found in Section 18, and which aspect we have already adverted
          to above that the Board may take one or more measures i.e. it is
          not confined only to one measure of refusing financial assistance
          by means of concession to a sick industrial company. Revival of
          a sick industrial company is a complex process involving
          discussions with secured creditors, other creditors, labour and
          other personnel employed with the company, dues of the revenue
          authorities and so on. If such complex procedure can be
          frustrated and set at naught by a single secured creditor, then,
          what is the purpose and use of enactment of SICA.

          10.            That the Statement of objects and reasons of
          SICA ought to be referred to for interpreting the provisions of
          the Act is clear from various judgments of the Supreme Court
          including the judgments reported as KSL and Industries Ltd.
          Vs. M/s. Arihant Threads Ltd. & Ors. 2008 (9) JT 381: 2008
          (12) SCR 702, Morgan Securities and Credit Pvt. Ltd. Vs. Modi
          Rubber Ltd. AIR 2007 SC 683: 2006 (14) Scale 267 and M/s.


W.P.(C) Nos.6915/07 & 3277/08                                         Page 14 of 27
           Rishabh Agro Industries Ltd. Vs. P.N.B. Capital Services
          Limited AIR 2000 SC 1583: 2000 (5) SCC 515.

          11.              There are two other aspects which we must note
          in support of the interpretation which we seek to give to Section
          19(4) of the Act. The first aspect is that even when a company is
          not sick and proceedings are resorted to by the company under
          Section 391 to Section 394 of the Companies Act, 1956 to bring
          about a composition and settlement with its creditors, it is the
          majority of the secured creditors who do prevail, meaning
          thereby minority secured creditors cannot frustrate a scheme
          which is propounded by the majority of the secured creditors. If
          a minority secured creditor cannot frustrate a scheme of
          composition under Section 391 to Section 394 of the Companies
          Act, 1956, there is no reason why a minority shareholder should
          be able to frustrate the revival and rehabilitation of a sick
          industrial company by refusing to accept a reduced amount and a
          statutory settlement which is brought about by approval of a
          rehabilitation scheme by BIFR as per the proposal of the
          operating agency and arrived at after duly considering the
          suggestions and objections of all the concerned stake holders
          including the creditors under Section 18(3)(b) of the SICA.
          SICA after all is for imposition of a valid statutory settlement
          which forms part of a sanctioned scheme. The second aspect is
          that by virtue of Section 529-A of the Companies Act, the dues
          of the workers are to be treated as equal to the dues payable to a
          secured creditor. Therefore, dues of even one of the workers can
          be in a manner of speaking be said to be the dues claimed by a
          secured creditor, but can it be contended that one worker can
          frustrate a rehabilitation and revival scheme as proposed by
          BIFR after duly taking into consideration the views, suggestions,
          objections and contentions of the majority of the workmen?
          Surely not. Therefore, in our opinion, a minority creditor or any
          minority group cannot frustrate the majority by putting a spoke
          in the wheel by objecting to the sanction of a rehabilitation and
          revival scheme of a sick industrial company so as to cause the
          frustration in the object of revival of a sick company.
          Xxxxxxx
          13.            One last factor we must mention that the recent
          commercial crisis arising in the western world from insolvencies
          of transnational companies shows that the bedrock on which
          SICA was enacted was indeed a sound one on the basis of the

W.P.(C) Nos.6915/07 & 3277/08                                        Page 15 of 27
           needs of the society as a whole, though litigants have at times
          misused the provisions of Act, and in view of the judgments of
          the Supreme Court, both BIFR and AAIFR must play a proactive
          role to ensure that this does not happen."

14.          The first issue, therefore, that consent of all the secured creditors

including the writ petitioners was necessary before BIFR could have amended

the scheme, is not a contention which deserves acceptance and the same is

accordingly rejected.

15.          Mr. Rajiv Nayyar and Mr. Amit S. Chadha, Learned Senior

Counsels, on behalf of the petitioners, sought to contend that there was a

conflict between the judgment passed by this Court in Oman International

Bank's case and an earlier judgment of a Division Bench of this Court in the

case of Kotak Mahindra Bank Ltd. Vs. A.A.I.F.R. and Ors., (2008) 144

Company Cases 588 (Delhi) and therefore it was argued that the issue whether

the consent of all the secured creditors is mandatory before approving of a draft

scheme ought to be referred to a larger bench for decision. The following

paragraph of the decision in the case of Kotak Mahindra Bank Ltd. was relied

upon and which reads as under:

       "15. In the instant case, the fact situation is totally different from
       that in the case of NGEF. Here, the sale of assets has been
       directed by the AAIFR which was competent to do so. There is no
       abdication or delegation in that regard in favour of the High
       Court. The order passed by the AAIFR clearly records a decision
       to sell the surplus assets. Even, Mr. Kaul did not find any fault
       with that direction. It was, however, argued by learned Counsel
       that so long as the proceedings under SICA are pending, the
       company cannot be permitted to approach the High Court even for
       purposes of a scheme of arrangement/compromise regarding the

W.P.(C) Nos.6915/07 & 3277/08                                          Page 16 of 27
        debts payable to the secured creditors. The decision in NGEF's
       case does not, in our opinion, go that far. It is confined to
       examining whether the BIFR could give up its role and either
       delegate its powers or abdicate in favor of the High Court the
       exclusive power vested in the BIFR for disposal of the assets of
       the company. The decision cannot be torn out of the above
       context. The Supreme Court was not in the case of NGEF
       examining whether a sick company can be permitted to approach
       the High Court for a scheme of arrangement/compromise with the
       secured creditors under Sections 391-392 of the Companies Act,
       in a case where such an arrangement was not legally permissible
       under Section 19(2) of the SICA which required the consent of all
       the creditors. There may have been some merit in the contention
       of Mr. Kaul if the AAIFR was permitting something to be done in
       the High Court which was within its own competence, for in that
       case, it could be argued that if the BIFR or AAIFR are themselves
       competent to examine an issue or grant a relief, they should not
       refer the parties to the High Court for any such determination
       under any other enactment like the Companies Act. The fact of
       the matter, however, is that a scheme of arrangement was not
       possible under Section 19(3) of SICA unless all the secured
       creditors consented to the same. The AAIFR noted that while a
       overwhelming majority of the secured creditors were agreeable to
       a settlement with the company by making sacrifices, the petitioner
       Kotak Mahindra holding only 2% of the outstanding debt was not
       ready to do so. This attitude of the petitioner frustrated any such
       scheme being made effective under Section 19 of SICA. The only
       other option then was a scheme under Sections 391-394 of the Act
       which could be brought about even with the consent of the
       secured creditors holding 75% of the outstanding debts. It is
       manifest that the AAIFR considered it necessary to make a
       reference to the High Court under the Companies Act as it was
       not by itself competent to bring about a scheme of
       settlement/compromise. There was, thereforee, no question of any
       abdication nor was there any delegation by the AAIFR of its
       functions to the High Court as was sought to be contended by Mr.
       Kaul. The decision in NGEF's case does not, thereforee, advance
       the case of the petitioner. So also the decision of the High Court
       of Bombay in Ashok Organic Industries Ltd. v. Asset
       Reconstruction Co. (India) Ltd. (ARCIL) relied upon by Mr. Kaul
       does not lend any support to the case of the petitioner. The Court
       was not, in that case, concerned with Section 22 of the Companies
       Act nor has the court examined whether Section 22 of SICA could

W.P.(C) Nos.6915/07 & 3277/08                                       Page 17 of 27
         be invoked by AAIFR to permit institution of proceedings under
        Section 391-394 of the Companies Act in the fact situation in
        which the said proceedings have been permitted in the instant
        case."

16.          We are unable to agree with the contention as raised by the learned

senior counsel for the writ petitioners that there is a conflict between the ratio of

the decision of this Court in Oman International Bank and the ratio of the

decision in the case of Kotak Mahindra Bank Ltd. The issue which arose in the

case of Kotak Mahindra Bank Ltd, was whether on refusal of consent by the

secured creditors, can BIFR acting under the Sick Industrial Company (Special

Provisions) Act, 1985 (SICA) refer the matter to the Company Court for

approval of a scheme for arrangement and composition under Sections 391 to

394 of the Companies Act, 1956. Answering this issue, it was held by the

Division Bench that the matter could be referred to the Company Court. The

ratio of the decision was based on the issues which have been crystallized in

that case for decision and which are found in paras 1 and 2 of the said decision

which read as under:


          "1. The short question that falls for consideration in this writ
          petition is whether the order passed by the Appellate
          Authority for Industrial and Financial Reconstruction (for
          short 'AAIFR') granting permission under Section 18(1)(e) of
          Sick Industrial Companies (Special Provisions) Act, 1985
          (for short 'SICA) to approach the appropriate High Court for
          submitting a scheme of arrangement/compromise qua the
          secured creditors of the company under Section 391 of the
          Companies Act suffers from error of law or jurisdiction. The
          petitioner, who claims to have secured in its favor the
          assignment of a debt which the respondent-sick company

W.P.(C) Nos.6915/07 & 3277/08                                           Page 18 of 27
           owed to M/s Fuji Bank Ltd alleges that the order passed by
          the AAIFR granting permission to the respondent-company
          suffers from an illegality inasmuch as SICA is a special
          enactment no authority including the High Court exercising
          powers under any other enactment can, during the pendency
          of the proceedings under SICA, entertain or sanction any
          scheme of arrangement or compromise. Before we examine
          the merits of that contention, we may briefly set out the facts
          giving rise to the controversy:

          2. The respondent-company was declared sick by the Board
          for Industrial and Financial Reconstruction in terms of an
          order dated 20th April, 2006 passed in Case No. 395/2003.
          The Board noted that the respondent-company was not in a
          position to work out a scheme under Section 17(2) of the Act
          on its own and that the provisions of Section 18 shall have to
          be explored in public interest. The Board, accordingly,
          appointed the IDBI as an Operating Agency (OA) with
          directions to advertise for change of management keeping in
          view the guidelines given in the order. The Board noted that
          all the secured creditors had decided not to support the
          present management thereby necessitating a change. The
          following passage appearing in the order passed by the BIFR
          makes this position clear.

            The Bench observed at that stage that the company in its
          letter dated 18.4.06 had submitted to BIFR that they were
          quite willing to give up control of JandN to ensure JandN's
          future. Moreover, all secured creditors had unanimously
          decided not to support the present management"

17.          It is, therefore, quite clear that in the case of Kotak Mahindra

Bank Ltd. it was not decided whether refusal of a secured creditor to a draft

scheme would mean that a draft scheme could not be passed without the consent

of all the secured creditors. In fact, the judgment proceeded on the basis that

there is a refusal of the secured creditors to the DRS and whereafter the issue

called upon for decision was whether or not the matter could be referred to the


W.P.(C) Nos.6915/07 & 3277/08                                        Page 19 of 27
 Company Court, although SICA is a subsequent and special Legislation than the

Companies Act, 1956. The ratio in the decision of Kotak Mahindra Bank

Ltd.(supra) is not a ratio for the proposition that what are the options available

to BIFR if the secured creditors refuse consent. There is no ratio in the said

decision as regards whether BIFR is shackled and necessarily bound to refuse

the approval of the draft scheme merely because one or more secured creditors

oppose the DRS. The ratio of a judgment has to be seen in the context of the

facts of the case and the language of the decision of a Court of law is not to be

read as that of a statute. This has been held by the Constitution Bench of the

Supreme Court in the case of Padma Sundra Rao Vs. State of Tamil Nadu

2002(3) SCC 533 and in which it has been held as under:

          "9. Courts should not place reliance on decisions without
          discussing as to how the factual situation fits in with the fact
          situation of the decision on which reliance is placed. There is
          always peril in treating the words of a speech or judgment as
          though they are words in a legislative enactment, and it is to be
          remembered that judicial utterances are made in the setting of
          the facts of a particular case, said Lord Morris in British
          Railways Board v. Herrington 9. Circumstantial flexibility,
          one additional or different fact may make a world of difference
          between conclusions in two cases."
                                                    (underlining added)


18.          We may also note that the ratio of the decision in the case of Kotak

Mahindra Bank Ltd. stands overruled by the Supreme Court in the decision

reported as Tata Motors Ltd. Vs. Pharmaceutical Products of India Ltd.

2008(7) SCC 619, and in which decision, it has been held that the provisions of

SICA will prevail over the provisions of the Companies Act inasmuch as the

W.P.(C) Nos.6915/07 & 3277/08                                         Page 20 of 27
 SICA is a special and subsequent Legislation. It was held in the case of Tata

Motors Ltd      that once the matter is before BIFR/AAIFR, then, it is not

permissible to refer the matter to a Company Court under Sections 391 to 394

of the Companies Act. We, therefore, reject the contention that the decision in

the case of Kotak Mahindra Bank lays down the ratio that BIFR cannot modify

a DRS approved by the secured creditors without the consent of the secured

creditors.

19.          The second issue which has been argued on behalf of the writ

petitioners is that the scheme provided for the cut off date for payment as 30th

September, 2001 and since the DRS was only approved vide order dated

29.7.2004, the authorities below erred in refusing to grant additional payment

on account of depreciation in the value of the rupee from 2001 to 2004. The

contention is that besides the payment of Rs.65 crores which was to be made as

upfront payment as part of total payment of Rs.135 crores to the secured

creditors, there should be an additional payment towards the foreign exchange

rate fluctuation. It is contended that failure of the authorities below to hold in

favour of the petitioners on this aspect should invite the interference of this

Court under Article 226 of the Constitution of India. It was further contended

that the secured creditors in the joint meeting dated 19.8.2002 before the OA

had specifically raised this issue.

20.          In reply, Mr. Rajeev Sawhney, Learned Senior Advocate on behalf

of the respondent, invited our attention to the different paras of the draft scheme

W.P.(C) Nos.6915/07 & 3277/08                                         Page 21 of 27
 as also the order of the Supreme Court dated 23.4.2004 in Civil Appeal

No.2787/04 titled as International Financial Corporation Vs. Bihar State

Industrial Development Corporation and the subsequent order dated 12.7.2004

therein. By so referring it was contended that in none of these orders before the

Supreme Court or in the DRS there is any reference to the payment of Rs.65

crores as a nebulous figure which is subject to foreign exchange fluctuation. In

fact, it is contended that the order of the Supreme Court of July, 2004 is in clear

proximity to the impugned order of BIFR dated 29.7.2004 and in the order of

the Supreme Court, reference is to a specific figure viz. of Rs.65 crores, and

hence it is not permissible to urge that foreign exchange fluctuation should be

paid for the period from 2001 to 2004.

21.          We agree with the contention as raised by the learned senior

counsel for the respondent that writ petitioners though at one point of time may

have sought a higher payment on the ground of foreign exchange fluctuation,

they clearly had given up this issue at a subsequent stage in the proceedings

before the Supreme Court. The orders dated 23.4.2004 and 12.7.2004 of the

Supreme Court refer to a crystallized/final/frozen figure of payment of Rs.65

crores without any linkage to the foreign exchange fluctuation.          We have

already reproduced in the earlier portion of this judgment, the order of the

Supreme Court dated 12.7.2004 which clearly refers to the payment of a freezed

amount of Rs.65 crores. Further, we are unable to agree with the arguments of

the learned senior counsel for DEG that para 8.6(vii) of the DRS envisages the

W.P.(C) Nos.6915/07 & 3277/08                                         Page 22 of 27
 providing of a cushion for foreign exchange fluctuation. A reference to this

paragraph would show that the same only provided for short fall arising out of

the delayed implementation of the schedule fixed in the sanctioned scheme or

for any other such reason after the sanctioning of the scheme and not for issues

prior to the sanctioning of the scheme. BIFR was justified in concluding in para

15 of its judgment that there was no cushion available in respect of upfront

payment of 65 crores and hence no additional amount could be paid as urged on

behalf of the respondent.

22.           The last issue which calls for our decision is the issue which was

urged on behalf of the respondent that no appeal lay before the AAIFR because

the order dated 29.7.2004 of BIFR was a consent order. This argument is

predicated on the basis of para 9 of the judgment of BIFR and which reads as

under:

         "9.         Shri Singh on behalf of IFCI (OA) submitted that FCL
         tenders accounted for 50% of the OTS and increase of 3% interest
         on FCL would adversely affect the liability of the company and
         DSCR would go below 1.33. The issue basically boiled down to
         whether the Govt. guarantee could be compensated by an interest
         charge of 1% or 3%. He, therefore, suggested that interest on FCL
         could be paid at LIBOR + 1% and all the secured creditors could
         retain the right to accelerate the repayment schedule if the cash
         flow of the company so warrants. The representatives of the
         secured creditors agreed with the OA‟s suggestion.               The
         representative of IFCI (OA) further submitted that the amount of
         Rs.65 crores had been distributed among the secured creditors on
         the basis of the Rupee Value of their principal outstanding dues and
         no cushion was available for giving higher amounts. However, a
         cushion of 5% had been built into the scheme in respect of balance
         Rs.70 crores payable over the next 7 years."


W.P.(C) Nos.6915/07 & 3277/08                                         Page 23 of 27
 23.          Mr. Sawhney also drew our attention to paragraph 38 of the

impugned order of AAIFR wherein in sub para 4 of the paragraph, this specific

contention was raised but which argument/contention has not been decided by

the AAIFR. We feel Mr. Sawhney is right and that this is an additional and

independent reason why we cannot accept the contention as now raised by the

writ petitioners to the judgment dated 29.7.2004 passed by BIFR.                This

paragraph shows that all the secured creditors including the writ petitioners had

given their consent. Obviously, after giving the consent, there must have been a

rethink on behalf of the petitioners and it is for which reason that subsequently

IFC had given its written submissions before BIFR that it was in fact opposing

the grant of interest @ LIBOR + 1% instead of LIBOR +3%. The other writ

petitioner i.e. DEG raised this ground only in the appeal before the AAIFR for

the first time. On this aspect, it would be profitable to refer to the observations

of the Supreme Court in the case of State of Maharashtra v. Ramdas Shrinivas

Nayak, (1982) 2 SCC 463, wherein the Supreme Court has observed as under:

        "4. When we drew the attention of the learned Attorney-General to
      the concession made before the High Court, Shri A.K. Sen, who
      appeared for the State of Maharashtra before the High Court and led
      the arguments for the respondents there and who appeared for Shri
      Antulay before us intervened and protested that he never made any
      such concession and invited us to peruse the written submissions
      made by him in the High Court. We are afraid that we cannot launch
      into an enquiry as to what transpired in the High Court. It is simply
      not done. Public policy bars us. Judicial decorum restrains us. Matters
      of judicial record are unquestionable. They are not open to doubt.
      Judges cannot be dragged into the arena. "Judgments cannot be
      treated as mere counters in the game of litigation." We are bound to
      accept the statement of the Judges recorded in their judgment, as to
      what transpired in court. We cannot allow the statement of the Judges
      to be contradicted by statements at the Bar or by affidavit and other

W.P.(C) Nos.6915/07 & 3277/08                                         Page 24 of 27
       evidence. If the Judges say in their judgment that something was
      done, said or admitted before them, that has to be the last word on the
      subject. The principle is well-settled that statements of fact as to what
      transpired at the hearing, recorded in the judgment of the court, are
      conclusive of the facts so stated and no one can contradict such
      statements by affidavit or other evidence. If a party thinks that the
      happenings in court have been wrongly recorded in a judgment, it is
      incumbent upon the party, while the matter is still fresh in the minds
      of the Judges, to call the attention of the very Judges who have made
      the record to the fact that the statement made with regard to his
      conduct was a statement that had been made in error. That is the only
      way to have the record corrected. If no such step is taken, the matter
      must necessarily end there. Of course a party may resile and an
      appellate court may permit him in rare and appropriate cases to resile
      from a concession on the ground that the concession was made on a
      wrong appreciation of the law and had led to gross injustice; but, he
      may not call in question the very fact of making the concession as
      recorded in the judgment.

      5. In R v. Mellor Martin, B. was reported to have said:
      "We must consider the statement of the learned Judge as absolute
      verity and we ought to take his statement precisely as a record and act
      on it in the same manner as on a record of Court which of itself
      implies an absolute verity."
      6. In King-Emperor v. Barendra Kumar Ghose Page, J. said:
      "... these proceedings emphasise the importance of rigidly
      maintaining the rule that a statement by a learned Judge as to what
      took place during the course of a trial before him is final and decisive
      : It is not to be criticized or circumvented; much less is it to be
      exposed to animadversion."
      7. In Sarat Chandra Maiti v. Bibhabati Debi Sir Asutosh Mookerjee
      explained what had to be done:
      "... It is plain that in cases of this character where a litigant feels
      aggrieved by the statement in a judgment that an admission has been
      made, the most convenient and satisfactory course to follow,
      wherever practicable, is to apply to the Judge without delay and ask
      for rectification or review of the judgment..."
      8. So the Judges‟ record is conclusive. Neither lawyer nor litigant
      may claim to contradict it, except before the Judge himself, but
      nowhere else."

24.           The aforesaid observations, therefore, make it clear that it was

mandatory for the writ petitioners to approach BIFR immediately after passing

of the judgment on 29.7.2004 that they had never given such a concession and

W.P.(C) Nos.6915/07 & 3277/08                                          Page 25 of 27
 the statement of fact recorded in the judgment is wrong. Admittedly, no such

application was made. The matter, therefore, must rest there and in our opinion,

in view of the decision of the Supreme Court in the case of Ramdas Shrinivas

Nayak (supra) it is not permissible for the writ petitioners to contend that they

did not given their consent to the draft scheme as stated in para 9 of the

judgment of BIFR. The decision of the Supreme Court in Ramdas Shrinivas

Nayak (supra) case has been followed in various judgments thereafter and some

of these judgments are Ramvir Singh Vs. Union of India 2009 (3) SCC 97,

Food Corporation of India Vs. Bhanu Lodh 2005(3) SCC 618, Commissioner

of Customs Vs. Bureau Veritas 2005 (3) SCC 265 and Commissioner of

Endowments Vs. Vittal Rao 2005(4) SCC 120.

25.          In any case, we are satisfied that there is no financial repercussion

or prejudice to the writ petitioners merely by giving the interest on future

payment at LIBOR +1% because the issue argued by the petitioners was only of

their risk assessment and not that of lesser payment. Admittedly, the writ

petitioners are getting a higher rate of interest than they would have got if the

government of Jharkhand had given the sovereign guarantee and in which latter

case they would only have got the LIBOR rate. There is therefore no financial

loss to the writ petitioners and so held by AAIFR in para 41 of the impugned

judgment. Further, in exercise of our jurisdiction under Article 226 of the

Constitution of India, we would not like to interfere with the two concurrent

decisions of the BIFR and AAIFR which are specialized bodies dealing with

W.P.(C) Nos.6915/07 & 3277/08                                        Page 26 of 27
 these issues. In fact, it is for this purpose, we put it to the learned senior counsel

for the petitioners that if we substitute the rate of interest of LIBOR +1% to

LIBOR +1.5% or LIBOR +2% or LIBOR +3%, then how will our judgment and

estimation be better than the authorities below, who had acted upon the advice

of the OA. To this direct query, there was obviously no convincing answer.

We, therefore, feel that there is no illegality committed by both BIFR and

AAIFR in granting interest @ LIBOR + 1% in view of the submission of the

OA that increase of 3% interest on the foreign currency would affect the

liability of the company and the Debt Servicing Ratio would go below 1.33.

26.          In view of the above, we find no force in the writ petitions which

are therefore dismissed leaving the parties to bear their own costs.




                                                      VALMIKI J. MEHTA, J.

MAY 31, 2010 SANJAY KISHAN KAUL, J. Ne W.P.(C) Nos.6915/07 & 3277/08 Page 27 of 27