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[Cites 8, Cited by 0]

Karnataka High Court

N Suresh Prabhu, vs Corporation Bank on 30 August, 2012

Author: Subhash B.Adi

Bench: Subhash B Adi

                                                  1

           IN THE HIGH COURT OF KARNATAKA AT BANGALORE

                 DATED THIS THE 30TH DAY OF AUGUST 2012

                                             BEFORE

                 THE HON'BLE MR. JUSTICE SUBHASH B ADI

                                WRIT PETITION NO.7245/2011                                 R
                                          C/W
    WRIT PETITION NOS.122-135/2011,7718-7746/2011, 8103-8109/2011, 13558- 13559/2011,39683/2010,
     40431-40461/2010, 40850-40917/2010, 23522-23553/2011, 24739/2011, 36917-36920/2011, 1154/2012,
                                     32048-32051/2011, 13322/2011,
                                  25641-42/2011 & 32475-32602/2010

IN WP NO.7245/2011

BETWEEN :

N SURESH PRABHU,
AGED 57 YEARS, S/O LATE N.R. PRABHU,
R/AT RAVALAPPA NIVAS, OPP:KABETTU
PRIMARY SCHOOL, SALMARA, KARKALA.
UDUPI DISTRICT.                                             ...PETITIONER

( BY SRI. M N PRASANNA ALONG WITH SRI. P.S.RAJAGOPAL, SR.COUNSEL
FOR P.S.RAJAGOPAL ASSTS., ADVS. )

AND :

1           CORPORATION BANK
            A BODY CONSTITUTED UNDER THE BANKING
            COMPANIES(ACQUISITION AND TRANSFER OF
            UNDERTAKINGS) ACT, 1980.
            REP. BY ITS GENERAL MANAGER,
            PERSONNEL ADMINISTRATION DIVISION,
            HEAD OFFICE, MANGALADEVI TEMPLE ROAD,
            PANDESHWAR, MANGALORE.

2          INDIAN BANKS ASSOCIATION,
           WORLD TRADE CENTRE COMPLEX,
           CENTRE-I, 6TH FLOOR, CAFFE PARADE,
           MUMBAI, BY ITS CHAIRMAN.           ...RESPONDENTS
                             2

( BY SRI.ABHILASH RAJU FOR SRI. RAMDAS, SR.COUNSEL FOR
M/S SUNDARASWAMY & RAMDAS, ADVS., )

IN WP Nos.122-135/2011

BETWEEN :

1     H L BHASKARA
      S/O H N LAXMINARAYANA RAO
      AGED ABOUT 52 YEARS,
      R/A NO.218/8, C CROSS,
      PIPELINE ROAD, BAHUBALINAGAR,
      JALAHALLI, BANGALORE-560013

2     S KRISHNA SWAMY
      S/O SINNANNA KANGEYA GOUNDAR
      AGED ABOUT 53 YEARS
      R/A G-4, NATARAJ APARTMENTS,
      147, ARUL NAGAR, THINDAL,
      ERODE-638 012, TAMIL NADU

3     SHRIDHAR SHARMA,S/O LATE RAM SINGHASAN
      SHARMA, AGED ABOUT 54 YEARS,
      R/A NO.C-1, 2ND FLOOR,
      GEETANJALI PARK,
      ARIADAHA, KOLKATA-700057

4     V SESHAPANI S/O V RAMA RAO
      AGED ABOUT 49 YEARS,
      R/A NO.C-4, 4TH FLOOR,
      MALANAD MANSION,
      KAGGADASAPURA MAIN ROAD,
      OPP. S.C.T INSTITUTE OF TECHNOLOGY
      BANGALORE-560075

5     ACHYUTUNI SRINIVASA MURTHY
      S/O SUBRAHMANYAM
      AGED ABOUT 54 YEARS,
      R/A NO.402, RAAVI RESIDENCY,
                            3

     4TH LINE, A.T.AGRAHARAM, GUNTUR-522004

6    SAMPATH SARATHY
     S/O R PARTHASARATHY
     AGED ABOUT 49 YEARS,
     R/A A-802, RENAISSANCE PARK III
     IST MAIN ROAD, SUBRAMANYA NAGAR,
     WEST MALLESHWARAM, BANGALORE-560055

7    SHRIKANT KAMAT S/O PEERAJI KAMAT
     AGED ABOUT 57 YEARS,
     R/A AMTI S KAMAT
     FLAT NO.204, APURVA APARTMENTS,
     SECTOR 20, B.BIROLI,
     NEW MUMBAI-400708

8    B S RATHNAKUMAR SHANBHAG
     S/O LATE B SANJEEV SHANBHAG
     AGED ABOUT 57 YEARS,
     R/A NO.1573, SRI MAHALAKSHMI
     6TH MAIN, 8TH CROSS, BEHIND
     CANARA BANK, VIJAYANAGAR II STAGE,
     MYSORE-570 017

9    P RAJENDRAN S/O P PERUMAL
     AGED ABOUT 56 YEARS,
     R/A NO.2/272, BHARATHITHASAN STREET,
     5TH CROSS, SAKTHINAGAR,
     IYER BUNGALOW, MADURAI-625 014

10   SURYA NARAYAN MOHAPATRA
     S/O BIJAYARAM MOHAPATRA
     AGED ABOUT 53 YEARS,
     R/A PLOT NO.68, VIDHANI MOUNT VIEW,
     A-21, SECTOR-17, VASHI, NAVI MUMAI
     MAHARASTRA-400 703

11   G RAJAMONEY JEYAKUMAR
     S/O GNANIAH,AGED ABOUT 55 YEARS,
                                4

        R/A NO.11, IST STREET,
        TOOVEYPURAM, TUTICORIN-628 003
        TAMIL NADU

12      K S DEVARAJA S/O K N SHAMANNA
        AGED ABOUT 54 YEARS,
        R/A NO.26/3, 2ND CROSS,
        ESHWARA NAGARA,
        BANASHANKARI II STAGE,
        BANGALORE-560070

13      SATISH CHANDER CHOPRA
        S/O H E M CHANDER CHOPRA
        AGED ABOUT 57 YEARS,
        R/A HOUSE NO.2130, POCKET-B-2,
        VASANT KUNJ, NEW DELHI-110 070

14      B RAMESH KAMATH
        S/O LATE B GOPALAKRISHNA KAMATH
        AGED ABOUT 58 YEARS,
        R/A FLAT NO.20, BUILDING NO.61,
        SHRI BHUVANENDRA CHS LIMITED,
        SUDHINDRA NAGAR, DAHISAR EAST,
        MUMBAI-400068                   ...PETITIONERS

( BY SRI. M N PRASANNA FOR P.S.RAJAGOPAL ASSTS., ADVS.,)

AND :

1       SYNDICATE BANK
        A BODY CONSTITUTED UNDER THE BANKING
        COMPANIES (ACQUISITION & TRANSFER OF
        UNDERTAKINGS)ACT, 1970
        R/BY ITS GENERAL MANAGER PERSONNEL
        DEPARTMENT, STAFF WELFARE DIVISION
        HEAD OFFICE, MANIPAL-576 119, UDUPI DIST

2       INDIAN BANKS ASSOCIATION
        WORLD TRADE CENTRE COMPLEX,
                             5

      CENTRE-1, 6TH FLOOR, CUFFE PARADE,
      MUMBAI-400005
      R/BY ITS CHAIRMAN

3.    UNION OF INDIA
      BY ITS SECRETARY TO GOVERNMENT
      MINISTRY OF FINANCE
      DEPARTMENT OF FINANCIAL SERVICES
      BANKING DIVISION, JEEVAN DEEP BUILDING
      PARLIAMENT STREET,
      NEW DELHI-110 001            ...RESPONDENTS

( BY S RI.K.RADHESH PRABHU FOR M/S PRABHU & DAVE, ADVS.,
FOR R1; SRI.RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R2; SRI. A HANUMANTHAPPA, CGC FOR R3 )

IN WP Nos.7718-7746/2011

BETWEEN :

1     M BHASKAR BHAT S/O M SRINIVAS BHAT
      AGED ABOUT 50 YEARS
      R/AT MOGERI, POST KERGAL
      576 201 KUNDAPURA TALUK
      UDUPI DISTRICT

2     S KUMAR S/O S SRINIVASAN
      AGED ABOUT 60 YEARS
      R/AT FLAT G 5, DAFFODIL BLOCK
      VANDALUR PARK APARTMENTS,
      S.G.S.S.T ROAD, URAPAKKAM RANCHEEPURAM
      DISTRICT, TAMIL NADU- 603 201

3     G CHANDRAKANTHAN S/O LATE V GOVINDA PAI
      AGED ABOUT 62 YEARS
      R/AT PRASANTHI H.NO. 31/1013,
      CHANDANAKAVU A N PURA
      ALAPPUZHA- 688 011
                             6

4    CHAKOR RAJAN VASUDEO S/O RAJAN G VASUDEO
     AGED ABOUT 50 YEARS, R/AT A 1, FLAT NO 3, PRAMILA
     NAGAR, CO-OPERATIVE HOUSING SOCIETY
     LIMITED, BAPU BAGWE ROAD, KANDHARPADA
     DAHISAR (WST), MUMVAI- 400 068
5    SMT G GEETHA W/O C GURUVAIAH
     AGED ABOUT 56 YEARS
     R/AT NO 130, I D CROSS SATHYANARAYANA
     LAYOUT, BASAVESHWARANAGAR,
     BANGALORE 560079

6    Y C KRISHNAMOORTHY S/O LATE CHIKKUSA
     NAIKAR
     AGED ABOUT 61 YEARS
     R/AT NO 7/113 VARADARAO STREET,
     YELANDUR 51 441,
     CHICKMAGALUR DISTRICT

7    MS ANURADHA S KENKRE D/O SRI SHAM VASANTH
     KENKRE, AGED ABOUT 60 YEARS
     R/AT NO B 31, SHRI GAJANAN CO-OPERATIVE
     HOUSING SOCIETY, LT DILIP GUPTA MARG,
     MAHIM (WEST) MUMBAI- 400 016

8    TADALA SATYANARAYANA MURTHY S/O LATE
     SURYANARAYANA
     MURTHY AGED ABOUT 53 YEARS
     R/AT FLAT NO 203 II BLOCK
     ETERNAL SAI AMRUTHA RESIDENCY
     2-2-1075/13/A BAGH AMBERPET,
     HYDERABAD - 500 013

9    B POOJARY S/O BALA POOJARY
     AGED ABOUT 58 YEARS
     R/AT NO D/615, RAJSATYAM, ASHOKVAN
     DAHISAR (EAST)
     MUMBAI - 400 068

10   PADMA KRISHNASWAMY W/O BS VENKOBA RAO
                             7

     AGED ABOUT 56 YEARS
     R/AT NO B 9, SREE BADARI NIVAS,
     ESHWAR LAYOUT J P NAGAR 7 PHASE,
     BVANGALORE- 560 062

11   P S N MURTHY S/O VENKANNA
     AGED ABOUT 57 YEARS
     R/AT NO 70-15-33/1,
     SURESH NAGAR, J N T U POST,
     KAKINADA, EAST GODAVARI DISTRICT,
     A.PO

12   DILIP SRIDHAR SAWANT S/O SHRIDHAR N SAWANT
     AGED ABOUT 60 YEARS
     R/AT NO 2/402, YASHODHAN APARTMENT,
     FOUR BUNGALOW J P ROAD, ANDHERI (WEST)
     MUMBAI - 400 053

13   B V SREENATH S/O B VENKATESHAIAH
     AGED ABOUT 52 YEARS
     R/AT NO 436-D, II CROSS IDEAL GHOMES TOW
     RAJARAJESHWARI NAGAR,
     BANGALORE - 560098

14    VAIDYA AJAYKUMAR VISHWANATH
     S/O VISHWANATH DATTATREYA VAIDYA
     AGED ABOUT 55 YEARS
     R/AT SMRUTI B 108,
     INDIRANAGAR, BIJAPUR ROAD,
     SHOLAPUR - 413 004


15   SHASHIKANT VISHNU BHATT S/O VISHNU NARASIMHA
     BHATT, AGED ABOUT 58 YEARS
     R/AT NO 20, BAGESHRI C.H.S.
     KHOT WADI SANTACRUZ (WEST)
     MUMBAI - 400 054

16   S C POONIAN S/O HARNAM POONIAN
                             8

     AGED ABOUT 57 YEARS
     R/AT VILLAGE DHANIRWAD (P.O)
     SALHASWAD DISTRICT, JHAJJAR
     HARYANA

17   G R GURUPRASAD S/O G RAGHAVENDRA RAO
     AGED ABOUT 54 YEARS
     R/AT NO 319-C, 9TH MAIN ROAD 9TH CROSS,
     NTI LAYOUT VIDYARANAPURA
     BANGALORE - 560 097

18   RAVINDER KUMAR RAINA
     S/O LATE PROF. NILA KANTH RAI,
     AGED ABOUT 52 YEARS
     R/AT HOUSE NO D 42, SECTOR DELTA I
     GREATER NOIDA - 201 306, U.P

19   MS. VIJAYA G RAO S/O M S NEMIRAJ
     AGED ABOUT 52 YEARS
     R/AT PHANI L.B.S. ROAD,
     VIDYANAGAR, TUMKUR- 572 103

20    J VENKATARAMAN S/O LATE S JANAKIRAMAN
     AGED ABOUT 59 YEARS
     R/AT FLAT B 28, RAGAMALIKA
     APARTMENTS, PH 3, MEDAVAKKAM KOOT ROAD
     JUNCTION, CHENNAI- 600 100

21   G LOGANATHAN S/O L GOPALAKRISHNAN
     AGED ABOUT 50 EYARS
     R/AT NO 77 I FLOOR 4TH MAIN
     GOKULAM 3RD STAGE,
     MYSORE 570 002

22   KARKADA ANANTHAYA SHANBHOGUE,
     S/O LATE SRINIVAS S H
     AGED ABOUT 60 YEARS
     R/AT"PADMAVATHI H.NO 3-39(B),
     CHEMPI POST YEDABETTA, VIA SASTHAN 576 2
                           9

     UDUPI TALUK AND DISTRICT

23   N RAJAGOPAL S/O S NEELAKANTAN
     AGED ABOUT 60 YEARS
     R/AT 1833/E2, GNANANADAR ILLAM
     KUBERA NAGAR, I STREET (EXTESION)
     VENGIKKAL, THIRUVANNAMALAI - 606 604

24   MENINO FRANCIS DIAS S/O FRANCIS DIAS
     AGED ABOUT 46 YEARS
     R./AT SHRI SWAMI SAMARTH DARSHAN
     CO-OPERATIVE HOUSING SOCIETY LIMITED,
     402, PAKKADI KHAREGAON KALWA,
     DISTRICT THANE, MAHARASHTRA- 400 605

25   MRS. ARCHANA U KUDTARKAR D/O MANGESH M
     SAVARDEKAR
     AGED ABOUT 50 YEARS
     R/AT NO 801, YOGESH TOWER,
     R M BHATTAD MARG, BORIWILI (WEST)
     MUMBAI - 400 092

26   RAJASHRI BALRAM SAVANT
     S/O DR BALRAM KRISHNA SAVANT
     AGED ABOUT 47 YEARS
     R/AT NO 5/C 302,
     MERIDIEN, PATILIPUTRA NAGAR MHADA OSHIWARA
     LINK ROAD JOGESHWARI (WEST)
     MUMBAI - 400 102

27   H KRISHNAPRASAD S/O I K HUCHU RAO
     AGED ABOUT 51 YEARS
     R/AT NO 131, 3RD CROSS,
     VITHALNAGAR HBCS, NEAR BESCOM
     OFFICE, ISRO LAYOUT,
     BANGALORE- 560 078

28   S SURESHKUMAR S/O SUBRAMANIAN K
     AGED ABOUT 57 YEARS
                               10

        R/AT NO 102/41, 15TH CROSS,
        16TH MAIN, PADMANABHANAGAR,
        BANGALORE - 560070


29      K SARVOTHAMA KAMATH S/O KG KAMATH
        AGED ABOUT 68 YEARS
        R/AT NO 82, SANGAMA TMS LAYOUT,
        33 A MAIN 5TH CROSS I PHASE
        J P NAGAR, BANGALORE - 560 078 ...PETITIONERS

( BY SRI. M N PRASANNA FOR P.S.RAJAGOPAL ASSTS., ADVS., )


AND :

1        CANARA BANK
        A BODY CONSTITUTED UNDER THE
        BANKING COMPANIES' (ACQUISITION
        & TRANSFER OF UNDERTAKINGS) ACT
        1970, HEAD OFFICE
        112, J.C.ROAD,
        BANGALORE - 560 002,
        REPRESENTED BY ITS GENERAL MANAGER (PERSONNEL)

2       INDIAN BANKS ASSOCIATION,
        WORLD TRADE CENTRE COMPLEX,
        CENTRE I, 6TH FLOOR CUFFE PARADE,
        MUMBAI - 400 055
        REP BY ITS CHAIRMAN

3       UNION OF INDIA,
        BY ITS SECRETARY TO GOVERNMENT
        MINISTRY OF FINANCE,
        DEPARTMENT OF FINANCIAL SERVICES,
        BANKING DIVISION JEEVAN DEEP
        SERVICES, BANKIND DIVISION, JEEVAN DEEP
        BUILDING, PARLIAMENT STREET,
        NEW DELHI- 110 001                   ...RESPONDENTS
                              11


( BY K.SUBHA ANANTHI FOR M/S KASTURI ASSTS., ADV. FOR R-1;
SRI.RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY AND
RAMDAS, ADV. FOR R2; SRI. C.S.GIRISH KUMAR, CGC FOR R3)

IN WP Nos.8103- 8109/2011

BETWEEN :

1     CAPT. ALLEN CLARKE
      S/O LATE FRANCIS CLARKE
      AGED ABOUT 52 YEARS
      R/A NO. 108, ST. MARY" ROAD
      BISHOP DAVID NAGAR
      VELLORE-632 001 T.N.

2     MS. VARSHA SHENOY
      D/O PANDURANG SHENOY
      AGED ABOUT 52 YEARS
      R/A B3(1&2) SAUDAMINI CHS
      BHUSARI COLONY PAUD ROAD
      PUNE-411 038

3     M S MANI
      S/O M S SETHURAM
      AGED ABOUT 58 YEARS
      R/AT NO. B-105, NIRMAN GALAXY
      VIKAS NAGAR, PUMP HOUSE
      ANDHERI EAST
      MUMBAI-400 093

4     M J SUBRAMANYAM
      S/O M V JAMBUNATHAN
      AGED ABOUT 56 YEARS
      R/A NO.3 (OLD NO.12)
      KAMAKSHIP0URAM 2ND STREET
      WEST MAMBALAM
      CHENNAI-600033
                               12

5       SANKARA NARAYANA SHENOY
        S/O LATE PADMANABHA SHENOY
        AGED ABOUT 63 YEARS
        R/A "KRISHNA", KOLKARE
        KOTESHWAR-576 222
        KUNDAPUR TALUK
        UDUPI DISTRICT

6       VARADARAJ AYYANGAR A V S
        S/O RANGACHARYA
        AGED ABOUT 49 YEARS
        R/A NO. B-902, VICEROY PARK
        PLOT NO.3, PALMBEACH ROAD
        SECTOR-18, SANPADA
        NAVI MUMBAI-400 705

7       P G SUSHAMA
        W/O P K GOPALAN
        AGED ABOUT 58 YEARS
        R/A "GITA GARDENS", CHUNDA KOLLY
        PAMBRA P.O, SULTAN BATHERY
        WAYANAD, KERALAM-673 592      ...PETITIONERS

(BY SRI. M N PRASANNA FOR P.S.RAJAGOPAL ASSTS., ADVS.,)

AND :

1       SYNDICATE BANK
        A BODY CONSTITUTED UNDER THE BANKING
        COMPANIES (ACDQUISITION & TRANSFER OF
        UNDERTAKINGS) ACT, 1970
        R/BY ITS GENERAL MANAGER
        PERSONNEL DEPARTMENT, STAFF WELFARE
        DIVISION, HEAD OFFICE, MANIPAL-576 119,
        UDUPI DISTRICT

2       INDIAN BANKS' ASSOCIATION
        WORLD TRADE CENTRE COMPLEX
        CENTRE-D1, 6TH FLOOR, CUFFE PARADE
                                13

        MUMBAI-400 005
        R/BY ITS CHAIRMAN

3       UNION OF INDIA
        BY ITS SECRETARY TO GOVERNMENT
        MINISTRY OF FINANCE
        DEPARTMENT OF FINANCIAL SERVICES
        BANKING DIVISION, JEEVAN DEEP BUILDING
        PARLIAMENT STREET
        NEW DELHI-110 001                   ...RESPONDENTS

( BY SRI. K RADHESH PRABHU FOR M/S PRABHU & DAVE FOR R1;
SRI. RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS FOR R2; SRI. A.HANUMANTHAPLPA, CGC FOR R3)

IN WP Nos.13558- 13559/2011

BETWEEN :

1       MADHUKAR HEROORKAR
        AGED ABOUT 59 YEARS,
        S/O LATE HANUMANTHARAO HEROORKAR, R/AT
        BHAGYALAKSHMI NIVAS, 6TH MAIN,10TH
        CROSS, PADMANABHANAGAR,
        BANGALORE

2       ARUN G. NAIK
        AGED ABOUT 62 YEARS,
        S/O LATE GANAPATI C. NAIK,
        RESIDING AT NO. 1059, 1ST FLOOR,
        16TH CROSS, CHANDALAYOUT I STAGE,
        NEAR SIDDAGANGA PUBLIC SCHOOL
        BANGALORE.                       ...PETITIONERS

( BY SRI. M N PRASANNA FOR M/S P.S.RAJAGOPAL ASSOCIATES,
ADVS., )


AND :
                               14


1    STATE BANK OF HYDERABAD
     A BODY CONSTITUTED UNDER THE STATE BANK
     OF INDIA AND SUBSIDIARIES ACT, 1955
     HAVING ITS HEAD OFFICE AT GUN FOUNDRY
     HYDERABAD REP BY ITS GENERAL
     MANAGER (PERSONNEL)

2    INDIAN BANKS" ASSOCIATION WORLD
     TRADE CENTRE COMPLEX, CENTRE-I,
     6TH FLOOR, CUFFE PARADE, MUMBAI
     REPRESENTED BY ITS CHAIRMAN

3     UNION OF INDIA
      BY ITS SECRTARY TO GOVERNMENT,
      MINISTRY OF FINANCE, DEPARTMENT
      OF FINANCIAL SERVICES, BANKING
      DIVISION, JEEVAN DEEP BUILDING,
      PARLIAMENT STREET,
      NEW DELHI                     ...RESPONDENTS

( BY SRI. S K M SHETTY, ADV., FOR R1;
SRI. RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R2; SRI.HANUMANTAPPA, CGS FOR R3 )

IN WP No.39683/2010

BETWEEN :

M. BHAGWANDAS S/O LATE NARAYANA P KARKERA
AGED ABOUT 61 YEARS, EARLIER WORKING AS
CLERK, SYNDICATE BANK, KUNJIBETTU BRANCH
UDUPI AND PRESENTLY R/A DAS MANDIR,
MALPE-576 118,
UDUPI TALUK AND DISTRICT            ...PETITIONER

(BY SRI. M N PRASANNA FOR
M/S P.S.RAJAGOPAL & ASSTS., ADVS., )
                                 15

AND :

SYNDICATE BANK
A BODY CONSTITUTED UNDER THE BANKING
COMPANIES (ACQUISITION & TRANSFER OF
UNDERTAKINGS) ACT, 1970 R/BY ITS GENERAL
MANAGER (P), ORGANISATION AND METHODS
DIVISION, HEAD OFFICE, MANIPAL-576 104
UDUPI DISTRICT                                    ...RESPONDENT

(BY SRI. K RADHESH PRABHU FOR M/S PRABHU &DAVE, ADVS.,)

IN WP Nos.40431-40461/2010

BETWEEN :

1       SYNDICATE BANK OFFICERS ASSOCIATION(REGD.)
        (A TRADE UNION REGISTERED UNDER THE
        TRADE UNIONS ACT, 1926), 4TH FLOOR,
        LAWRECNE & MAYO HOUSE, 276, D.N. ROAD,
        FORT,MUMBAI-01, REP BY ITS
        GENERAL SECRETARY

2       A MANOHAR KAMATH
        AGED ABOUT 59 YEARS
        S/O SRINIVASA KAMATH.A
        R/AT LAXMI DOOMAPPA APARTMENT,
        II FLOOR, OLD KENT ROAD, PANDESHWAR,
        MANGALORE- 575 001

3       S RAJAGOPALA
        AGED ABOUT 52 YEARS
        S/O S K SRINIVASAMURTHY,
        R/AT NO. 992, 23RD MAIN, 4TH "T" BLOCK,
        JAYANAGAR, BANGALORE- 560 041

4       SMT A SHYAMALA
        AGED ABOUT 56 YEARS
        D/O G ANANTHAPADMANABHAN,
                                16

    R/AT NO. 169/1, MARUTHI STREET,
    I CROSS, SUBBAIYANAPALYA,
    BANASAWADI ROAD,
    BANGALORE-560 033

5   K R NATARAJAN
    AGED ABOUT 56 YEARS
    S/O E RAMASASTRY
    R/AT NO. 177, 2 "G" MAIN ROAD,
    II BLOCK, NAGARABHAVI, II STAGE,
    BANGALORE-560 072

6   S N SRIPRAKASH
    AGED ABOUT 53 YEARS
    S/O S K NARAYANAN
    R/AT NO. 750, SECTOR-28,
    NOIDA- 201 301

7   DR SMITA SUDHIR DATYE
    AGED ABOUT 58 YEARS
    D/O DINKAR Y MANOHAR
    R/AT SURVEY NO 17/1, PLOT NO.7
    VIDNYAN NAGAR CO-OPERATIVE HOUSING
    SOCIETY, OFF: NDA ROAD, BAWDHAN KHURD,
    PUNE- 411 021

8   DESHPANDE PRAKASH KRISHNAJI
    AGED ABOUT 61 YEARS
    S/O LATE KRISHNAJI A DESHPANDE
    R/AT GERHERA BUILDING, FLAT- G- 502
    SAUDAGAR, PUNE- 411 027

9   H SURESH PRABHU
    AGED ABOUT 60 YEARS
    S/O H SUBBA RAO,
    R/AT DOOR NO. 4-5-34A,
    OPP. GAYATHRI DIGITAL PALACE,
    MAIN ROAD, KINNIMULKYU,
    UDUPI- 576 101
                              17


10   PADMANABHA BHANDRY
     AGED ABOUT 56 YEARS
     S/O NAGESH BHANDARY
     R/AT NO. 3-3-92, K1, "SHRADDHA"
     AMBALPADY,
     UDUPI- 576 103

11   YADAV SURESHKUMAR SAHEBRAO
     AGED ABOUT 55 YEARS
     S/O YADAV SAHEBRAO NANASAHEB,
     R/AT "JANJIRA" MOTIBAG,
     KEDGAON,
     AHEMEDNAGAR- 414 005

12    YASHWANT PAWAR
     AGED ABOUT 56 YEARS
     S/O ANANTRAO PAWAR,
     R/AT NO. 852 "B" ,
     "AWANTIKA" APARTMENT,
     NEAR TELEGRAM OFFICE, SUBASH ROAD,
     KOLHAPUR- 416 012

13   MADHUSUDAN TANDON
     AGED ABOUT 58 YEARS
     S/O HARISHANKAR TANDON
     R/AT NO. 538A/ 205,
     TRIVENINAGAR, SITAPUR ROAD,
     LUCKNOW- 226 020

14   OMPRAKASH BIAL
     AGED ABOUT 61 YEARS
     S/O LATE SHANKAR DASS,
     R/AT GALI NO.2, SAHEBJADA
     AJITSINGHNAGAR, BEHIND JAI KISAN
     COLD STORE, HOSHIARPUR- 146 001

15   K N N KAMATH
     AGED ABOUT 61 YEARS
                             18

     S/O LATE K NARASIMHA KAMATH
     R/AT "PANCHAJANYA"
     DOOR NO. 4-250, LAXMINDRA NAGAR,
     I CROSS ROAD, KUNJIBETTU
     UDUPI- 576 102
16   SMT USHA G RAO
     AGED ABOUT 60 YEARS
     S/O SHANKAR RANGAPPA NAYAK
     RESIDING AT NO. 4/129, "SHRI DHAM"
     I FLOOR, BEHIND INDRALI ENGLISH MEDIUM
     HIGH SCHOOL, SRINIVASANAGAR, INDRALI,
     P O KUNJIBETTU, UDUPI- 576 102


17   A PREMANANDA PAI
     AGED ABOUT 69 YEARS
     S/O A PANDUNRANGA PAI
     R/AT "ANJANA", I CROSS, 5TH MAIN,
     VIBHUDAPRIYANAGAR,
     UDUPI- 576 102

18   SHRIKRISHNA ANANT YADNOPAVIT
     AGED ABOUT 57 YEARS
     S/O ANANT PANDURANG YADNOPAVIT
     R/AT FLAT NO. P-11, SUYOG HEIGHTS,
     SNEH PARADISE, RAMBAG COLONY, PAUD ROAD,
     PUNE- 411 038

19   MRS. DOROTHI VICTOR ARANHA
     AGED ABOUT 60 YEARS
     D/O ALBERT REBELIO,
     R/AT NO. 504, " SHEETAL CHHAYA"
     SITLADEVI TEMPLE ROAD,
     NEAR VICTORIA CHURCH, MAHIM,
     MUMBAI- 400 016

20   CHANDRAVADAN D LOTWALA
     AGED ABOUT 62 YEARS
     S/O DAYABHAI
                             19

     R/AT G-33, NEW NAVJYOT SOC,
     OPP. NIKITA PARK, MEMNAYUR,
     AHMEDABAD- 380 052


21   M M VINOD
     AGED ABOUT 53 YEARS
     S/O K P KANARAN
     R/AT " SHIVAS BHASYYAM ",
     HOUSE NO. 8-B, OKKIAM FOUNDRY
     ROAD, THORIAPAKKAM, CHENNAI- 600 096

22   Y GOKUL DASS
     AGED ABOUT 53 YEARS
     S/O LATE N RAM DAS MENON,
     R/AT NO. 14/63/1, 8TH MAIN,
     KAVALBYRASANDRA NEW EXTENSION,
     R. T NAGAR P.O, BANGALORE- 560 032

23   S SHIRDHAR
     AGED ABOUT 51 YEARS
     S/O N SRINIVASAN,
     R/AT FLAT NO. 108, RAMYA REGENCY,
     F-4 STREET, JEEVANBHIMANAGAR,
     BANGALORE- 560 075

24   K PARTHASARATHY
     AGED ABOUT 49 YEARS
     S/O P KRISHNAMURTHY
     R/AT NO. 140/1, GROUND FLOOR,
     I MANIN ROAD, K G NAGAR,
     BANGALORE- 560 019

25   SADANAND M ATHAVALE
     AGED ABOUT 60 YEARS
     S/O MORESHWAR HARI ATHAVALE
     R/AT PLOT NO. 34, "SAHAKAR"
     UNIT NO2, ROAD NO.4, ABHINAGAR NAGAR,
     BORIVILLI ( EAST) MUMBAI- 400 066
                             20



26   M J SUBRAMANYA
     AGED ABOUT 56 YEARS
     S/O M V JAMBUNAHAN
     R/AT NEW NO. 3, OLD NO. 2,
     KAMAKSHIPURAM 2ND STREET,
     WEST MAMBALAM, CHENNAI- 600 033

27   U SATISH SHENOY
     AGED ABOUT 57 YEARS
     S/O U UMANATH SHENOY
     R/AT " SHRI SHANTADURGA NILAYA,
     SRI MANGESH APARTMENT,
     6-4-58, HARISHCHANDRA MARG,
     UDUPI- 576 101

28   REGINALD A FERNANDES
     AGED ABOUT 60 YEARS
     S/O APOLINARO FERNANDES,
     R/AT NO. 40/10, MANISH NAGAR,
     ANDHERI (WEST), MUMBAI- 400 053

29   K RAGHUPATHI
     AGED ABOUT 51 YEARS
     S/O K R ASHWATHAIAH
     R/AT NO. 1259, 23RD CROSS, 23RD MAIN,
     BANASHANKARI II STAGE,
     BANGALORE- 560 070

30   H VEDHANARAYANANA
     AGED ABOUT 62 YEARS
     S/O V HARIAHARA IYER,
     R/AT NO. C-2, SREE GANAPATHY RESIDENCY,
     L V B NAGAR, KARUR- 639 002

31   SMT K GEETHA R SHENOY
     AGED ABOUT 64 YEARS
     W/O K R SHENOY
                               21

      R/AT SHREE RAVAINATH,
      III MAIN ROAD, V P NAGAR,
      INDRALI, UDUPI- 576 102               ...PETITIONERS

( BY SRI. M N PRASANNA FOR M/S P.S.RAJAGOPAL ASSTS.,ADVS., )
AND :

1     SYNDICATE BANK
      ( A BODY CONSTITUTED UNDER THE BANKING
      COMPANIES( ACQUISTION & TRANSFER OF
      UNDERTAKINGS) ACT 1970, REP BY ITS
      GENERAL MANAGER, PERSONNEL DEPARTMENT,
      STAFF WELFARE DIVISION, HEAD OFFICE,
      MANIPAL- 576 119, UDUPI DIST

2     INDIAN BANKS ASSOCIATION
      WORLD TRADE CENTRE COMPLEX,
      CENTRE-1, 6TH FLOOR, CUFFEE PARADE,
      MUMBAI- 400 005,
      REP BY ITS CHAIRMAN

3     UNION OF INDIA
      BY ITS SECRETARY TO GOVERNMENT
      MINISTRY OF FINANCE,
      DEPARTMENT OF FINANCIAL SERVICES,
      BANKING DIVISION, JEEVAN DEEP
      BUILDING, PARLIAMENT STREET,
      NEW DELHI- 110 001                ...RESPONDENTS

( BY SRI. K.RADHESH PRABHU FOR M/S PRABHU & DAVE,ADVS.,
FOR R1; M/S SUNDARASWAMY & RAMADAS, ADVS.,FOR R2; SRI.
ASHOK N.PATIL, CGC FOR R3)


IN WP Nos.40850- 40917/2010

BETWEEN :

1     B SHANKARA ACHARYA
                             22

    S/O.LATE B VITTAL ACHARYA
    AGED ABOUT 62 YEARS
    R/AT.NO.691, SAMCHI, NARAYAN NAGAR
    I BLOCK, 20TH B CROSS,
    KANAKAPURA ROAD, DODDAKALLASANDRA
    BANGALORE 560 067

2   K RAGHUVEERA SHENOY
    S/O.K RAGHAVENDRA SHENOY
    AGED ABOUT60 YEARS
    R/AT.NO.803 (7), 4TH A CROSS,
    PUNDALIKANAGAR, SYNDICATE BANK
    STAFF COLONY, MOODALAPALYA
    BANGALORE 560 072

3   U PANDARI NATH BHAT
    S/O.U RAGHAVENDRA K BHAT
    AGED ABOUT 63 YEARS
    R/AT.M-31, MAHALASA 3RD FLOOR
    SHANTHANANDA RESIDENCY
    MISSION HOSPITAL ROAD
    UDUPI 576 101

4   VENKATRAMAN S IYER
    S/O.LATE M S SUBBAIAH
    AGED ABOUT 56 YEARS
    R/AT.FLAT NO.103, BUILDING, NO.11-J
    NEAR JAIN MANDIR,
    NEELAMNAGAR PHASE II
    MULUND EAST
    MUMBAI 400 081

5   G S KARANTH
    S/O.LATE SASRI SITARAM KARANTH
    AGED ABOUT 62 YEARS
    R/AT.NO.77, ADARSH
    18TH MAIN, BTM LAYOUT IST STAGE
    BANGALORE- 560 068
                              23

6    SMT SATYAVATI K SHANBHAG
     W/O.KRISHNA SHANKAR SHANBHAG
     AGED ABOUT 58 YEARS
     R/AT.SHANTERI, NEAR SHANDILYA ASHRAM
     NAGASHETTIKOPPA
     KESHVAPUR, HUBLI - 520 023

7    K RAJARAM ADIGA
     S/O.LATE S GANESH ADIGA
     AGED ABOUT 60 YEARS
     R/AT.HOUSE NO.1, SRI RAKSHA
     MANJUNATH NAGAR GOKUL ROAD
     HUBLI - 580 030

8    R SAMPATH KUMAR
     S/O.LATE K RAMACHANDRA
     AGED ABOUT 55 YEARS
     R/AT.VIJAY DEEP
     B-3-33/1, (2), KADRI BEHIND KPT
     MANGALORE - 575 004

9    K GOPAL KRISHNAN
     S/O.LATE GOVINDANKUTTY NAIR
     AGED ABOUT63 YEARS
     R/AT.NO.102, PARIDIGM HEIGHTS
     233, I CROSS, 38TH MAIN, BEHIND SILK
     BOARD, BTM II STAGE,
     BANGALORE -560 068

10   VISHWANATH KAMATH
     S/O.NAGESH KAMATH
     AGED ABOUT 59 YEARS
     R/AT.HOUSE NO.8-72E, GOWRI NIVAS
     SARALEBETTU ROAD,
     MANIPAL- 576 104 UDUPI DIST

11   HANUMESH ACHARYA K UPPRAL
     S/O.KOPRESHACHARYA UPPRAL
     AGED ABOUT60 YEARS
                            24

     R/AT.PLOT NO.48-A, SHANKAR COLONY
     I ROAD, S N PET,
     BELLARY- 585 103


12   PHANI RAJ A
     S/O.ANANTHARAMAIAH I S
     AGED ABOUT 52 YEARS
     R/AT.BANAKA, 151, 2ND MAIN ROAD
     SARVABHOWMANAGAR,
     CHIKKALLASANDRA
     BANGALORE- 560 021

13   VINOD HEGDE M
     S/O.LATE M NARAYANA HEGDE
     AGED ABOUT 58 YEARS
     R/AT.C-204, SANGEETHA APARTMENTS
     162/1, 5TH CROSS ROAD,
     MALLESHWARAM
     BANGALORE - 560 003

14   T D SHANKARAN
     S/O.T D DORAIRAJAN
     AGED ABOUT 50 YEARS
     R/AT.FLAT NO.202, SAWERA APARTMENTS
     NO.409, I STAGE, III BLOCK, 5TH CROSS
     HBR LAYOUT, KALYAN NAGAR P O
     BANGALORE- 560 043

15   R V SIRSALIMUTT
     S/O.H S VEERABHADRAIAH
     AGED ABOUT 52 YEARS
     R/AT.D NO.419/1, KUVEMPU ROAD
     (LAWYER ROAD) OPP KUVEMPU AUTO STAND
     NEAR JAYADEVA CIRCLE
     DAVANAGERE

16   APPAGOUDA R PATIL
     S/O.RAMAGOUDA A PATIL
                           25

     AGED ABOUT 52 YEARS
     R/AT.PLOT NO.2784, IST FLOOR
     PALLAVI, GANESH MARG
     SECTOR-12, MAHANTESHNAGAR
     BELGAUM - 590 016

17   M ARUL NAMBI
     S/O.A MUTHUSAMI
     AGED ABOUT 51 YEARS
     R/AT.FLAT NO.406,
     PRAKRUTHI PROVIDENCE CREST
     5TH MAIN, I CROSS, TATANAGAR
     ANNEX, KODIGEHALLI, BANGALORE- 560 092

18   Ms. A SHYAMALA
     D/O.SRI ANANTHAPADMANABHAN G
     AGED ABOUT 56 YEARS
     R/AT.NO.169/1, MARUTHI STREET
     I CROSS, SUBBAYYANA PALYA,
     BANASAWADI ROAD,
     BANGALORE- 560 033

19   C RAJA RAMAN
     S/O.K P CHAKKARAI
     AGED ABOUT 53 YEARS
     R/AT.FLAT NO.C-304,
     SNEHA SPLENDOUR APARTMENTS
     T SUBBANNA LAYOUT,
     HOODI CIRCLE BANGALORE -560 048

20   R RAVI KUMAR
     S/O.K G RAMAKRISHNAN
     AGED ABOUT 53 YEARS
     R/AT.NO.43/29, A SATHYANARAYANAPURA
     CHINITHAMMIPUDUR
     COIMGATORE- 641 103

21   S S MAKANDAR
     S/O.SAYED HAFEEZ
                               26

     AGED ABOUT 52 YEARS
     R/AT.NO.SF-1, SNEHA SUKHVAS
     DR A M C MAIN ROAD,
     KAVALABYRASANDRA
     BANGALORE- 560 032

22   NATARAJAN K R
     S/O.K RAMASASTRY
     AGED ABOUT 56 YEARS
     R/AT.NO.177, 2ND G MAIN ROAD
     11TH BLOCK, NAGARABHAVI 2ND STAGE
     BANGALORE- 560 072

23   N SURYAPRAKASH RAO
     S/O.N SUBBA RAJU
     AGED ABOUT 54 YEARS
     R/AT.FLAT NO.8, VEENA PARTMENTS
     R K NAGAR, MALKAJGIRI
     HYDERABAD -500 047

24   K PRAKASH RAO
     S/O.RAMA MURTHY
     AGED ABOUT 55 YEARS
     R/AT H NO.10-2-318/1/A/23 I FLOOR
     PLOT NO.23, INDIRANAGAR,
     VIJAYANAGAR COLONY
     HYDERABAD- 500 057

25   KUPPALA CHINNA REDDANNA
     S/O.VENKATA REDDY K
     AGED ABOUT60 YEARS
     R/AT PLOT NO.143, OPP E SEVA
     MOTHINAGAR, ERRAGADDA
     HYDERABAD- 500 018

26   MURALIDHAR SHARMA
     S/O.GOPALA CHARY
     AGED ABOUT 51 YEARS
     R/AT.H NO.3-10-26/27/A
                            27

     RTC COLONY, NAR E SEVA
     RAMANTHAPUR,
     HYDERABAD -500 013


27   M K N M R D PRASAD
     S/O.LATE BASAVA KOTAIAH
     AGED ABOUT 58 YEARS
     R/AT.NO.102, GAYATRI HOME
     BARKATNAGAR, CHAITANYAPURI
     HYDERABAD- 500 060

28   P GOPALAKRISHNA KURUP
     S/O.LATE K PRAMESHWARA KURUP
     AGED ABOUT 59 YEARS
     R/AT.FLAT NO.7, LIC OFFICERS QUARTERS
     ADARSH NAGAR SAIFEBAD
     HYDERABAD- 500 063

29   S SRI RANGANATH,
     S/O.LATE S VENKATESWARA RAO
     AGED ABOUT 46 YEARS
     R/AT.H NO.17-3, ROAD NO.1,
     SRI KRISHNANAGAR, DILSHUKNAGAR
     HYDERABAD- 500 060

30   K A NARENDRA RAO
     S/O.LATE A VAMAN RAO
     AGED ABOUT61 YEARS
     R/AT.SHRI NIVAS, IST FLOOR,
     H NO.3 W-5-488/2 & 3
     VASANTH VIHAR COMPOUND
     MANJUNATHA COLONY, KADRI
     MANGALORE -575 004

31   V V G SANKAR
     S/O.K VARASAMY PILLAI
     AGED ABOUT 57 YEARS
     R/AT.NO.C-504, NAGARJUNA MAPLE HEIGHTS
                             28

     B NARAYANAPURA,
     MAHADEVAPURA POST,
     BANGALORE- 560 016


32   H ASWATHANARAYANA REDDY
     S/O.LATE K A BASIREDDY
     AGED ABOUT 55 YEARS
     R/AT.HOUSE NO.3, IV MAIN,
     NAVAPRIYA SHELTERS, KUVEMPU NAGAR
     KANAKAPURA MAIN ROAD,
     DODDAKALLASANDRA,
     BANGALORE -560 062

33   V SURENDRA KAMATH
     S/O.SANTHAPPA KAMATH
     AGED ABOUT60 YEARS
     R/AT.SOWRABAH, 16-126-D8,
     III MAIN, IST CROSS,
     HUDCO MIG COLONY
     MANIPAL -576 104 UDUPI DIST


34   NARUMANCHI RAMANA ADITYA
     S/O.NARUMANCHI VEERABHADRA RAO
     AGED ABOUT 50 YEARS
     R/AT.G-1, HARSHA RESIDENCY
     6TH MAIN, IST CROSS,
     SARVABHOUMANAGAR, CHIKKALASANDRA
     BANGALORE- 560 061

35   SMT ANASUYA A A
     W/O.LATE A D AIYANNA
     AGED ABOUT 57 YEARS
     R/AT.NO.4/1, GIRIYA BOVI PALYA MAIN
     SIDDARTHANAGAR,
     MYSORE - 11

36   SMT PRATIBHA JAYANNA
                             29

     W/O.SRINIVASA MURTHY S R
     AGED ABOUT 48 YEARS
     R/AT.NO.2, BLOCK 8, MADHUVANA HOUSING
     LAYOUT, SRIRAMAPURA II STAGE
     MYSORE - 570 023

37   DEEPAK ANANTH GHANGURDE
     S/O.ANANT SADASHIV GHANGURDE
     AGED ABOUT 53 YEARS
     R/AT.NO.A/99, MAHINDRA & MAHINDRA
     CO OPERATIVE HOUSING SOCIETY LTD
     SRIKRISHNA NAGAR, BOVIWILI EAST
     MUMBAI- 400 066

38   VASANT PARAMESHWAR RAO
     S/O.SRI PARAMESHWAR RAO
     AGED ABOUT 56 YEARS
     R/AT.SAI NISARG PARK
     OPP SWARAJ GARDEN, FLAT NO.103 A WING
     IST FLOOR, PIMPLE SAUDANAGAR
     PUNE - 411 027

39   R VENKATESHWARAN
     S/O.V R RAJAN
     AGED ABOUT 56 YEARS
     R/AT.C/O.SUNDARAM
     FLAT NO.9, I FLOOR, ESR CASTLE
     PLOT NO.77, MARUTHA NAGAR,
     VEDAVALLI,
     COIMBATORE- 641 041

40   K SUDHAKAR BHAT
     S/O.LATE K PANDURANGA BHAT
     AGED ABOUT61 YEARS
     R/AT.NO.7, SYNDICATE BANK STAFF COLONY
     7TH MAIN, III CROSS,
     BANASHANKARI III STAGE,
     BANGALORE- 560 085
                             30

41   I RAMACHANDRA PAI
     S/O.LATE DEVENDRA PAI
     AGED ABOUT 58 YEARS
     R/AT.A-01, RAJARAJESHWARI NIVAS
     VAJAPAYEE NAGAR, OFF HOSUR ROAD
     BENNIGANAHALLI
     BANGALORE -560 068

42   V RAMAKRISHNAN
     S/O.J S VEERABHADRAN
     AGED ABOUT 57 YEARS
     R/AT.F-4, 57, INDIRA GANDHI STREET
     KAVERI RANGAN NAGAR
     SALIGRAM
     CHENNAI- 600 093

43   C NARASIMHA PRASAD
     S/O.C RAMA KRISHNA MURTHY
     AGED ABOUT 58 YEARS
     R/AT.503, ANANDA NILAYA, BEHIND A BLOCK
     9TH CROSS, OFF AECS LAYOUT,
     CHINNAPPANAHALLI
     BANGALORE- 560 037

44   PRASHANTH PAI K
     S/O.LATE K VINODARAYA PAI
     AGED ABOUT 57 YEARS
     R/AT.D.NO.12-3-81, CONVENT ROAD
     KDABETHY,
     UDUPI- 576 101

45   BALAJI SRINIVASAN K
     S/O.KANNA A
     AGED ABOUT 47 YEARS
     R/AT.C-5, LAKE VIEW APARTMENTS
     ANNA ROAD, PERUNGUDI
     CHENNAI - 600 096

46   R SHIVAKUMAR
                             31

     S/O.V RAMAMOORTHY
     AGED ABOUT 55 YEARS
     R/AT.PLOT NO.8, C NAGAPPA NAGAR
     IST CROSS STREET, NAGAPPA NAGAR
     CHROMEPT,
     CHENNAI- 600 044

47   T SHYAMSUNDAR
     S/O.T VEDANTHA CHARI
     AGED ABOUT 53 YEARS
     R/AT.NO.171, FLAT NO.3, MCC APARTMENTS
     2ND MAIN, 5TH CROSS,
     GRIHALAXMI LAYOUT,
     BANGALORE - 560 079


48   T SWAMINATHAN
     S/O.DR R THYAGARAJAN
     AGED ABOUT 53 YEARS
     R/AT.F-1, AKSHAYA
     58/46, 28TH CROSS STREET
     INDIRANAR, ADYAR
     CHENNAI- 600 020

49   V LAKSHMI NARASIMHAN
     S/O.M VENKATASUBRAMANIAN
     AGED ABOUT 53 YEARS
     R/AT.NO.61/1, RAMS 3RD MAIN ROAD
     KASTHURBAI NAGAR, ADYAR
     CHENNAI- 600 020

50   R NARASIMHAN
     S/O.N RANGASWAMY
     AGED ABOUT65 YEARS
     R/AT.NO.H4, BENOO FLAT, 2ND CROSS
     STREET, BESANT NAGAR
     CHENNAI -600 090

51   A RAVI PRAKASH
                              32

     S/O.SRI A AIYAVU
     AGED ABOUT 54 YEARS
     R/AT.NO.1015, 39TH CROSS, II BLOCK
     RAJAJINAGAR
     BANGALORE- 560 010
52   HARIDASKUMAR H R
     S/O.KUNDAIAH GOWDA
     AGED ABOUT 53 YEARS
     R/AT.NO.48, 5TH MAIN
     KUVEMPUNAGAR,
     DODDAKALLASANDRA
     BANGALORE- 560 062

53   JEEVENDRA BALLAL
     S/O.LATE N BHUJAHATI BALLAL
     AGED ABOUT61 YEARS
     R/AT.NO.4-30/4, RAJHOMES LAYOUT
     SUNKATGUDDA, BIJAI NEW ROAD
     MANGALORE- 4


54   Y KRISHNANANDA
     S/O.LATE Y SADANANDA SHENOY
     AGED ABOUT 55 YEARS
     R/AT.SADANAND
     M S COLONY, TELLAR ROAD
     KARKALA -574 104

55   KESHAV BHAT J
     S/O.LATE J MADHAV BHAT
     AGED ABOUT59 YEARS
     R/AT.FLAT NO.301, DIVYA DEEPA APARTMENT
     BIJAI, MANGALORE -575 004

56   B VARADARAJ PAI
     S/O.LATE B SRINIVASA PAI
     AGED ABOUT 55 YEARS
     R/AT.NO.1-5-16-1037/16
     ANUPAMA II CROSS,
                            33

     SPRING FIELD,
     CHELIMBI,
     MANGALORE -575 006


57   SRINVASAN P A
     S/O.P U A ESWARAN
     AGED ABOUT 57 YEARS
     R/AT.RADHE SHYAM NO.34/1,
     II CROSS, VIVEKANANDANAGAR
     BANGALORE -560 033

58   R RAMANATHAN
     S/O.P R RAJARATNAM
     AGED ABOUT55 YEARS
     R/AT.C/O.V R ANANDANARAYANAN
     RAM AGENCIES, HAJI BUILDING
     FORT ROAD, KANNUR KERALA STATE


59   S SRIDHAR
     S/O.K R SUNDARAM IYER
     AGED ABOUT 52 YEARS
     R/AT.FLAT NO.341, RANKA NEST
     35/1, K K S ROAD, OKALIPURAM
     BANGALORE- 560 021


60   JAYADEVAN C
     S/O.LATE K M V NAMBUDIRI
     AGED ABOUT 50 YEARS
     R/AT.C/O.KOCHUMADHAVAN
     3/103, MANIKANTA NAGAR
     EDAYARAPALAYAM, KUNIYAMTHUR
     COIMBATORE -641 008

61   K V SURESH
     S/O.LATE M SETHUMADHAVAN NAIR
     AGED ABOUT 53 YEARS
                             34

     R/AT.BLOCK-1, C-3, CEEBROS MAYFAIR
     APARTMENTS, 2A, LIC COLONY ROAD
     VIJAYANAGAR, VELACHERY
     CHENNAI -600 042

62   M V SAI BABU, S/O.M V APPA RAO
     R/AT.PLOT NO.105, H NO.50/B, ROAD NO.2
     AGED ABOUT 48 YEARS
     NEW NAGALE, SARDARNAGAR (M)
     RANGAREDDI DISTRICT,
     HYDERABAD

63   J KALYANA SUNDARAM
     S/O.LATE H JAMBUNATHAN
     AGED ABOUT 57 YEARS
     R/AT.NO.244, NAVIN BALAJI COMPLEX,
     SARAN APARTMENTS, IST FLOOR
     GANDHI CHOWK DHALI ROAD,
     UDUMALPET, TIRUPUR DISTRICT
     TAMIL NADU

64   M DAMODAR BHAT
     S/O.M PANDURANGA BHAT
     AGED ABOUT60 YEARS
     R/AT.FLAT NO.468, C BLOCK,
     MAHAVEER TUSCAN
     HOODI CIRCLE, WHIE FIELD MAIN ROAD
     BANGALORE- 560 058

65   VENKATESAN T, S/O.LATE S T V NARASIMHAN
     R/AT.NO.B-5, DEEP SAGAR
     AGED ABOUT 50 YEARS
     CHS N S PHADKE MARG, ANDHERI EAST
     MUMBAI - 400 069

66   M C AGARWAL
     S/O.LATE LAXMI NARAIN AGARWAL
     AGED ABOUT 53 YEARS
     R/AT.29-B, KIRTI NAGAR
                               35

     TANK ROAD,
     JAIPUR - 302 018

67   B RADHKRISHNA BHAKTA
     S/O.LATE GOPAL BHARTA
     AGED ABOUT 59 YEARS
     R/AT.D-59, ANJALI C H S LTD,
     90 FEET ROAD, GAVANPADE,
     MULUND EAST
     MUMBAI - 400 081

68   G MANICKASUNDARAM
     S/O.LATE M GOVINDASWAMY
     AGED ABOUT 58 YEARS
     R/AT.NO.72, IST MAIN ROAD,
     SREE AYYAPPAN NAGAR
     VIRUGAMBAKKAM
     CHENNAI - 600 092                       ...PETITIONERS

(BY SRI. M N PRASANNA FOR M/S S.RAJAGOPAL ASSTS., ADVS.,)
AND :

1    SYNDICATE BANK
     A BODY CONSTITUTED UNDER THE BANKING
     COMPANIES (ACQUISITON & TRANSFER OF
     UNDERTAKINGS) ACT, 1970,
     REP BY ITS GENERAL MANAGER
     PERSONNEL DEPARTMENT,
     STAFF WELFARE DIVISION
     HEAD OFFICE, MANIPAL 576 119
     UDUPI DISTRICT

2    INDIAN BANKS ASSOCIATION
     WORLD TRADE CENTRE COMPLEX,
     CENTRE 1, 6TH FLOOR, CUFFE PARADE
     MUMBAI 400 005,
     REP BY ITS CHAIRMAN

3    UNION OF INDIA
                               36

      BY ITS SECRETARY TO GOVERNMENT
      MINISTRY OF FINANCE
      DEPARTMENT OF FINANCIAL SERVICES
      BANKING DIVISION, JEEVAN DEEP BUILDING
      PARLIAMENT STREET,
      NEW DELHI - 110 001                 ...RESPONDENTS

( BY SRI.K.RADHESH PRABHU FOR M/S PRABHU AND DAVE,
ADVS. FOR R1; SRI. K.RAMADAS, SR.COUNSEL FOR M/S
SUNDARASWAMY & RAMDAS, ADVS., FOR R2; SRI.
S.N.ASWATHANARAYAN, CGC, FOR R3 )

IN WP Nos.23522- 23553/2011

BETWEEN :

1     M.P RAMACHANDRA RAO
      AGED ABOUT 57 YEARS,
      S/O.M. PADMANABA RAO
      GF 2, CHAITRASRI ENCLAVE, 12/1, I MAIN
      II BLOCK, THYAGARAJA NAGAR,
      NEAR JAIN TEMPLE,
      BANGALORE

2     K.P BHAT
      AGED ABOUT 62 YEARS,
      S/O. LATE GANAPATHY BHAT,
      NANDA DEEPA, BEJAI NEW ROAD,
      5TH CROSS, BEJAI, MANGALORE

3     JOSEKUTTY EAPEN
      AGED ABOUT 60 YEARS,
      S/O. VARKEY EAPEN,
      SRAMPICKAL HOUSE,
      VAZHAPPALLY POST, CHANGANACHERRY
      KOTTAYAM

4     T.V MURALEEDHARAN
      AGED ABOUT 54 YEARS,
                             37

    S/O. V. KRISHNA PISHARODY
    31/916, "KRISHNASREE"
    MAYANAD POST,
    CALICUT

5   P.K CHATHUKUTTY
    AGED ABOUT 58 YEARS,
    S/O P.K.KUNHULAN,
    "SOUPARNIKA", PURATHE KAMMILI
    PARAMBA, VENGERI POST OFFICE
    CALICUT

6   S.S. VENKITACHALAM
    AGED ABOUT 60 YEARS,
    S/O S.N SESHA IYER,
    PLOT "# 6, "SARADHA"
    CHEMBAKA HOUSING COLONY
    B.C. ROAD, BEYPORE
    CALICUT

7   V.K. NARAYANAN
    AGED ABOUT 55 YEARS,
    S/O. V.P KRISHNA IYER
    19/1815, SREE KRISHNA
    BHAJANA KOIL LANE,
    CHALAPURAM,
    CALICUT

8   SUNANDA RATNAKAR
    AGED ABOUT 58 YEARS,
    S/O. D.NARAYANA DAS
    MIG C-42, DR. A.S. RAONAGAR,
    HYDERABAD

9   R. VENKITESWARAN
    AGED ABOUT 58 YEARS,
    S/O. P. RAMA IYER,
    "OM" SUBRAMANIAN TEMPLE ROAD,
    (VIA) JAWAHARLAL ROAD,
                            38

     POONITHARA,
     COCHIN



10   MOHAN R. SHASTRI
     AGED ABOUT 59 YEARS,
     S/O RAMACHANDRA N. SHASTRI
     "VISHALAKSHI", PLOT NO.202, SURYODAYA
     CO.OP. HSG SOC, KANSAI SECTION
     AMBARNATH-EAST, (DR. THANE, MAHARASHTRA)

11    P.S GOPALAKRISHNAN
     AGED ABOUT 62 YEARS,
     S/O. C.V. SUBRAMANIAN
     1/723, SIVAN KOVIL STREET
     OD KALAPATHY, KALAPATHY
     POST OFFICE, PALAKKAD

12   N.KUMARASWAMY
     AGED ABOUT 56 YEARS,
     S/O. N. SUBBARAO,
     323, "SREE TULASI", I STAGE,
     II MAIN, II CROSS, NIVEDITANAGAR
     MYSORE

13   S. MURALITHARAN
     AGED ABOUT 59 YEARS,
     S/O. V.S. SRINIVASAN,
     C/O. SRI C. SIVARAMAN C1204,
     AISHWARYA EXCELLENCY, OPP. TO TIN
     FACTORY,K.R PURAM,
     BANGALORE

14   K.A. BHANUMATHI
     AGED ABOUT 60 YEARS,
     D/O K.A. KORAN, BHAVANA,
     TC 9/2633, ELAMKAM GARDENS
     A 69, VELLAYAMBALAM,
                            39

     TRIVANDRUM

15   B.MOHANLAL
     AGED ABOUT 51 YEARS,
     S/O B. LAL SINGH,H.NO.2-320
     BALLEPALLY VILLAGE, OPP. TO S.F.S. CHOOL
     KAMMAN URBAN MANDAL,
     KHAMMAN DT.

16   G. VIJAYAKUMAR
     AGED ABOUT 60 YEARS,
     S/O. R. GOPALAN NAIR, "GEETHANJALY,
     PULIPPARA ROAD,
     NEDUMANGAD
     TRIVANDRUM DISTRICT

17   V. HARIHARAN
     AGED ABOUT 59 YEARS,
     S/O VENKATACHALA IYER
     B 7, "ARUNODAYAM"
     CAPITAL RESIDENCY APARTMENTS,
     PUSHPAGIRI, PUNKUNNAM (PO)
     TRICHUR

18   ASHOK MALLA
     S/O RAJ NARAIN MALLA,
     104, PARAMOUND APARTMENTS,
     8, GYAN PARK,
     TELEPHONE NAGAR,
     INDORE (M.P)

19   V DHARMARAJA IYER
     S/O D VAIDYANATHAN
     AGED 62 YEARS
     FLAT NO.3, "GAYATHRI APARTMENT"
     KANTHARAJA URS ROAD, LAKSHMIPRUAM
     MYSORE-570 004

20   K N SURENDRA
                             40

     S/O P RAGHAVAN NAIR
     AGED 59 YEARS
     H.NO. 12/468, "KOMALA NIVAS"
     KARALA STREET, KOPPAM
     PALAKKAD-678 001

21   NUPUR SEN
     S/O BINOY KISHNA BOSE
     AGED 56 YEARS
     27/5, PRINCE GOLAM MOHAMED SHAH ROAD
     KOLKATA-700 095

22   HIMANSU SEKHAR KAYAL
     S/O UDDHAB CHANDRA KAYAL
     AGED 58 YEARS
     46/1, R N TAGORE ROAD
     KOLKATA-700 063

23   DEBI PRASAD ACHARJYA
     S/O N K ACHARJEE
     AGED 55 YEARS
     7A, BROJA MOHAN MANDAL ROAD
     1ST FLOOR, SANTOSHPUR
     KOLKATA-700 075

24   P K NATH
     S/O MONMOHAN NATH
     AGED 58 YEARS
     8, MUKHERJEE PARK ROAD
     BHAT PARK P.O-743 123
     24, PARGANA (NORTH) DT. (W.B.)

25   R K MISHRA
     S/O H C MISHRA
     AGED 60 YEARS
     68/178, PRATAP NAGAR
     SANGANER, JAIPUR-302 030

26   C P KHURANA
                              41

     S/O PREM DASS
     AGED 59 YEARS
     42, RAJA PRAK
     AMBALA CANTONMENT

27   V B CHOLKAR
     S/O BHALCHANDRA
     AGED ABOUT 59 YEARS
     B-5, BELA APARTMENT
     B/H, MANISHA SOCIETY
     VASNA ROAD, BARODA-390 015

28   K RAJAGOPAL
     S/O P K KANNAN
     AGED 54 YEARS
     "SRI PADUKA" NO. 146, 3 "E" CROSS
     KASTURI NAGAR EAST OF NGEF
     BANGALORE-560043

29   CHAKOR RAJAN VASUDEO
     S/O RAJAN G VASUDEO
     AGED 50 YEARS
     BLDG. NO.A-1, FLAT NO.3
     PRAMILANAGAR CO.OP. HOUSING SOCIETY LTD
     BAPU BAGWE ROAD, KANDHARPADA, DAHISAR
     (WEST), MUMBAI-400068

30   GANESH B POOJARY
     S/O BALA POOJARY
     AGED 48 YEARS
     RAJSATYAM BUILDING
     FLAT NO. 615, "D" WING
     MARUTI NAGAR, ASHOKVAN
     DAHISAR (E), MUMBAI-400068

31   V K SADANANDAN
     S/O V R KOCHUKUTTAN
     AGED 62 YEARS
     "SHREYAS", L B S ROAD
                                42

        EDAPALLY POST OFFICE
        KOCHI-682 024

32      SMT. KRISHNA DEB
        D/O LATE JYOTHI BIKASH ROY
        AGED 54 YEARS, 402, GARFA MAIN ROAD
        KOLKATA-700 075                        ...PETITIONERS

( BY SRI. VENUGOPAL M S, ADV., )

AND :

1       CANARA BANK
        REP BY THE CHAIRMAN & MANAGING DIRECTOR
        HEAD OFFICE
        112, J C ROAD
        BANGALORE-560 002

2       THE COMPETENT AUTHORITY
        CANARA BANK (EMPLOYEES) PENSION
        REGULATIONS, 1995, CANARA BANK
        HEAD OFFICE, 112, J C ROAD
        BANGALORE-560 002

3       INDIAN BANKS ASSOCIATION
        WORLD TRADE CENTRE COMPLEX
        CENTRE 1, 6TH FLOOR
        CUFF PARADE,
        MUMBAI-400 005                        ...RESPONDENTS

( BY SMT. K SUBHA ANANTHI FOR M/S KASTURI ASSTS., ADVS.,
FOR R2; SRI. RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R3; R1-SD)

IN WP No.24739/2011
BETWEEN :

SRI. N SHAKARANARAYANA
S/O.LATE H NANJUNDAPPA
                                  43

R/O.HOSAHALLI VILLAGE
SAGAR TALUK
SHIMOGA DISTRICT                         ...PETITIONER

( BY S RI. S V PRAKASH, ADV.,)
AND :

BANK OF MAHARASHTRA
A BODY CONSTITUTED UNDER THE
BANKING COMPANIES (ACQUISITION AND
TRANSFER OF UNDERTAKINGS) ACT 1970,
REP BY ITS CHAIRMAN AND MANAGING
DIRECTOR, CENTRAL OFFICE AT LOKMANGAL
PUNE 411 005                          ...RESPONDENT

( BY SRI. RAMESH UPADHYAYA, ADV., )


IN WP Nos.36917- 36920/2011

BETWEEN :

1     SMT MEERA YOGA
      W/O SRI G R YOGANARASIMHA,
      AGED ABOUT 54 YEARS,
      R/A NO.106/1, 15TH CROSS,
      MAHABALA GAYATHRI DEVI,
      PARK EXTENTION, VYALLIKAVAL
      BANGALORE-560 003

2     SRI JAYAPRAKASH
      S/O G V SHIVANNA
      AGED ABOUT 62 YEARS,
      R/A NO.1056, HAMSA
      NEW KANTHARAJA URS ROAD,
      KUVEMPUNAGAR, MYSORE-570023

3     SRI SURESH BABU
      S/O S KRISHNARJUNA RAO
                              44

     AGED ABOUT 62 YERAS,
     R/A NO.79, 4TH CROSS,
     KALIDASA LAYOUT,
     SRINAGAR, BANGALORE-560050

4    SMT RAJESWARI KUMAR
     W/O SRI S KRISHNARJUNA RAO,
     AGED ABOUT 52 YEARS,
     R/A NO.D-32, BEL COLONY,
     JALAHALLI, BANGALORE-560 013     ...PETITIONERS

(BY SRI. V S NAIK & MANJULA N KULKARNI, ADVS., )
AND :

1     THE CHAIRMAN
      INDIAN BANKS ASSOCIATION
      WORLD TRADE CENTER COMPLEX,
      CENTER-I VI FLOOR,
      CUFFE PARADE, MUMBAI 400 005

2     THE MANAGING DIRECTOR
      STATE BANK OF MYSORE
      HEAD OFFICE, K.G.ROAD,
      BANGALORE-560 009              ...RESPONDENTS

( BY SRI. RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R1; SRI. S V NARASIMHAN, ADV. FOR R2 )

IN WP No.1154/2012

BETWEEN :

N SURESHAN
AGED ABOUT 51 YEARS
S/O S NAGARAJA
R/A C/O MARAPPA, OPP MARUTHI HIGH SCHOOL
OFF KANAKAPURA ROAD, TATHAGUNI POST
BANGALORE- 560 062                      ...PETITIONER
                                45

(BY SRI. M N PRASANNA FOR
M/S P.S RAJAGOPAL & ASSTS., ADVS., )



AND :

1       CORPORATION BANK
        A BODY CONSTITUTED UNDER THE BANKING
        COMPANIES (ACQUSITION & TRASNFER OF
        UNDERTAKINGS) ACT 1980, REP BY ITS
        GENERAL MANAGER,PERSONNEL
        ADMINISTRATION
        HEAD OFFICE, MANGALADEVI EMPLE ROAD
        PANDESHWAR, MANGALORE-575 001

2       INDIAN BANKS ASSOCIATAION
        WORLD TRADE CENTRE COMPLEX
        CENTRE-1, 6TH FLOOR CUFF PARADE
        MUMBAI-400 005 REP BY ITS CHAIRMAN

3       UNION OF INDIA
        BY ITS SECRETARY TO GOVERNMENT
        MINISTRY OF FINANCE, DEPARTMENT OF
        FINANCIAL SERVICES, BANKING DIVISION
        JEEVAN DEEP BUILDING,
        PARLIAMENT STREET,
        NEW DELHI-110 001            ...RESPONDENTS

(BY SRI.RAMDAS, SR. COUNSEL FOR M/S. SUNDARSWAMY AND
RAMDAS ASSTS., ADVS., FOR R1 AND R2 )

IN WP Nos.32048-32051/2011

BETWEEN :

1       SRI RAMALINGAM K K
        AGED 50 YEARS
        S/O SRI KRISHNAN K R
                                  46

        R/A FLAT NO.S2, MADHURA RESIDENCY,
        NO.255, ANKAPPA LAYOUT, (BEHIND GARDEN
        SCHOOL) CHIKKALLASANDRA,
        BANGALORE 560 061

2       SRI A SURENDRA PAI
        AGED 54 YEARS
        S/O LATE K L N PAI
        R/A 1ST CROSS, ALN LAYOUT,
        MANIPAL 576 119
        UDUPI DISTRICT

3       SRI B R KRISHNA RAO
        AGED 60 YEARS
        S/O LATE SRI B N RAMALINGAIYA
        R/A NO.3900, INDIRA NILAYA, 13TH MAIN,
        VAJRAMUNI ROAD, KUMARASWAMY LAYOUT
        2ND STAGE, BANGALORE 560 078

4       SRI PRABHALA MOHANA RAO
        AGED 56 YEARS
        S/O PRABHALA NARAYANA MURTHY
        R/A PLOT NO.30, 1-1-48/24/2-1, ROAD NO.2
        SHRUNGERI COLONY, KOTHAPET
        HYDERABAD - 500 035                        ...PETITIONERS

( BY SRI. V S NAIK & MANJULA N KULKARNI, ADVS., )

AND :

1       THE CHAIRMAN
        INDIAN BANKS ASSOCIATION
        WORLD TRADE CENTER COMPLEX
        CENTER-I, VI FLOOR,CUFFE PARADE,
        MUMBAI 400 005

2       THE MANAGING DIRECTOR
        STATE BANK OF MYSORE
        HEAD OFFICE, K G ROAD,
                             47

        BANGALORE 560 009           ...RESPONDENTS

( BY SRI.RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMADAS FOR R1; SRI.K.V. NARASIMHAN, ADV., FOR R2 )

IN WP No.13322/2011

BETWEEN :

SRI M G MADHAVA MURTHY
AGED 58 YEARS
S/O SRI GURURAJACHAR
R/A NO.47, DHATRI
NEAR PRAJNA BHARATHI SCHOOL,
DODDAKALLASANDRA
BANGALORE - 560 062                   ...PETITIONER

( BY SRI.V S NAIK & MANJULA N KULKARNI, ADVS.,)

AND :

1       THE CHAIRMAN
        INDIAN BANKS ASSOCIATION
        WORLD TRADE CENTRE COMPLEX,
        CENTRE I, VI BLOCK,
        CUFFE PARADE,
        MUMBAI 400 005

2       THE MANAGING DIRECTOR
        STATE BANK OF MYSORE
        HEAD OFFICE
        K G ROAD,
        BANGALORE 560 009           ...RESPONDENTS

( BY SRI.RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R1; SRI.S V NARASIMHAN, ADV., FOR R2)
                               48

IN WP Nos.25641-42/2011

BETWEEN :

1       SMT P S SAROJA W/O SRI P A CHANDRA GUPTA
        AGED ABOUT 54 YEARS
        R/AT NO 657, 2ND FLOOR 6TH MAIN
        11TH CROSS, J P NAGAR, II STAGE,
        BANGALORE- 560 078

2       SRI A G KRISHNAMURTHY S/O A N GUNDURAO
        AGED ABOUT 60 YEARS
        R/AT NO 72, HAYASYA 3RD MAIN 10TH CROSS,
        SHREYAS COLONY J P NAGAR,
        7TH PHASE,
        BANGALORE- 560 078                    ...PETITIONERS

( BY SRI. V S NAIK & MANJULA N KULKARNI, ADVS., )

AND :

1       THE CHAIRMAN
        INDIAN BANKS ASSOCIATION WORLD TRADE
        CENTER COMPLEX, CENTER I , VI
        FLOOR, CUFFE PARADE MUMBAI 400 005

2       THE MANAGING DIRECTOR
        STATE BANK OF MYSORE
        HEAD OFFICE, K G ROAD,
        BANGALORE 560 009             ...RESPONDENTS

( BY SRI.RAMDAS, SR.COUNSEL FOR M/S SUNDARASWAMY &
RAMDAS, ADVS., FOR R1; SRI.S V NARASIMHAN, ADV., FOR R2)

IN WP Nos.32475-32602/2010

BETWEEN :

1       DADA PEER
                           49

    S/O LATE BABA BUDEN SAHED
    AGED ABOUT 55 YEARS
    R/A NO.4, 8TH B MAIN
    BTM LAYOUT I STAGE
    BANGALORE-560029

2   P S SUNDAR
    S/O P R SRINIVASAN
    AGED ABOUT 55 YEARS
    R/A NO.2572, 11TH MAIN
    E BLOCK, II STAGE, RAJAJINAGAR
    BANGALORE-560010

3   R RAMPRASAD
    S/O LATE P RANGACHAR
    AGED ABOUT 56 YEARS
    R/A NO.A101, KRISHNA VILAS
    APARTMENT 6TH CROSS, ASHOKNAGAR
    N R COLONY, BANGALORE-560050

4   H N RAMESH
    S/O NAGENDRAIAH
    AGED ABOUT 57 YEARS
    R/A NO.90, 5TH CROSS, PANDURANGANAGARA
    BANNERGHATTA ROAD
    BANGALORE-560076

5   CR MURRALI
    S/O LATE C RANGASWAMY IYENGAR
    AGED ABOUT 55 YEARS
    R/A G3, SAIMATHURA GRACE-II, 118/3, 7TH
    CROSS, C K ACHUKATTU, BANASHANKARI III
    STAGE, BANGALORE-560085

6   G S RAMANUJA
    S/O G R S DESHIKACHAR
    AGED ABOUT 55 YEARS
    R/A NO.11 "SRIRANGAMH CROSS
    TELECOM LAYOUT, VIJAYANAGAR BANGALORE
                             50


7    SMT S LALITHA
     D/O H S SRINIVASA MURTHY
     AGED ABOUT 53 YEARS
     R/A NO.546, 42ND CROSS, 8TH BLOCK
     JAYANAGAR
     BANGALORE-560082

8    SMT RADHA SRIRAM
     S/O LATE DR L V RAJAGOPAL
     AGED ABOUT 58 YEARS
     R/A NO.107, 4TH MODEL HOUSE STREET
     BASAVANAGUDI
     BANGALORE-560 004

9    K SUNDARARAJ
     S/O K V KRISHNAN
     AGED ABOUT 49 YEARS
     R/A NO.G-1, SUDARSAN ENCLAVE
     II, ARTILLERY ROAD, ULSOOR
     BANGALORE-560 008

10   C SUBRAMANIAN
     S/O C S CHELLAPPA
     AGED ABOUT 54 YEARS
     R/A "MEENA" PLOT 156, 3RD CROSS
     4TH MAIN, NRUPATHUNGANAGAR
     J P NAGAR 8TH PHASE
     BANGALORE-560 076

11   B N SRINATH
     S/O B NARAYANA MURTHY
     AGED ABOUT 52 YEARS
     R/A NO.1004, 9TH MAIN, 10TH CROSS
     2ND STAGE, WEST OF CHORD ROAD
     BANGALORE-560 086

12   H P MURALEEDHARA PAI
     S/O LATE H PADMANABHA PAI
                            51

     AGED ABOUT 57 YEARS
     R/A H.NO.51, 2ND MAIN 4TH CROSS
     SECTOR-2, NOBONAGAR,
     BANNERGHATTA ROAD
     BANGALORE-560 076

13   P RADHAKRISHNAN NAIR
     S/O K K R NAIR
     AGED ABOUT 51 YEARS
     R/A NO.306, CANARA BANK LAYOUT
     5TH MAIN KODIGEHALLI
     BANGALORE-560 097

14   S RADHAKRISHNAN
     S/O R SETARAM
     AGED ABOUT 52 YEARS
     R/A NO.T4, BENAKA CLUSTERS, 2 B STREET,
     I MAIN, SESHADRIPURAM
     BANGALORE-560 020

15   K RAVINDRANATH
     S/O R KANNAN
     AGED ABOUT 54 YEARS
     R/A NO.132, 9TH CROSS, SECTOR-1
     NOBO NAGAR, BANNERGHATTA ROAD
     BANGALORE-560 076

16   K V NIREESH KUMAR S/O VASUDEVAN NAIR
     AGED ABOUT 47 YEARS,
     R/A NO.15, RANGAPPA GARDENS,
     UDAYAPURA, KANAKAPURA ROAD,
     BANGALORE-560 082

17   P V A V KRISHNAN S/O P R VEDANTHA CHAR
     AGED ABOUT 51 YEARS,
     R/A NO.25, D.N.Y.AHSRAMA ROAD,
     SRINIVASA LAYOUT, NEAR KASI VISHWANATHA
     LAYOUT, K.R.PURAM, BANGALORE-560 036
                            52

18   N V VIJAY KUMAR S/O N C JOGA RAO
     AGED ABOUT 49 YEARS,
     R/A NO.62, 5TH CROSS,
     SARASWATHIPURAM, NYANAPPANAHALLI,
     IIMB POST, BANGALORE-560 068

19   V SRINIVASAN S/O K VENKATRAMAN
     AGED ABOUT 49 YEARS,
     R/A FLAT E-406, RAJEJA PARK,
     MAGADI ROAD, BANGALORE-560 079

20   K L S RAO S/O K LAKSHMINARASIMHAIAH
     AGED ABOUT 54 YEARS,
     R/A FLAT NO.602, BUILDING NO.12,
     SHANTHIPARK APARTMENT,
     9TH BLOCK, JAYANAGAR,
     BANGALORE-560 069

21   A S SANTI SWAROOP S/O A S R K RAO
     AGED ABOUT 44 YEARS,
     R/A D.NO.70-2A-9/2,
     GATATRI NILAYAM, RAMANAIAHPET,
     KAKINADA, E.G.DISTRICT,
     A.P

22    P VENKATESAN S/O V PARTHASARATHY
     AGED ABOUT 49 YEARS,
     R/A FLAT 002, VIKAS RESIDENCY,
     IST CROSS, KANAKA LAYOUT,
     PADMANABANAGAR, BANGALORE-560 070

23   D R N SAM ASIR S/O S DAVID RATHINARAJ
     AGED ABOUT 48 YEARS,
     R/A NO.B1, CASABLANCA,
     68, 5TH CROSS, P & T LAYOUT,
     HORAMAVU MAIN ROAD,
     BANGALORE-560 043

24   S ASWATHANARAYANA S/O LATE N M
                            53

     SRINIVASAIAH
     AGED ABOUT 52 YEARS,
     R/A NO.7/3399, 6TH CROSS,
     BASAVESHWARANAGAR,
     KOLLEGAL-571 440
     CHAMARAJNAGAR DISTRICT

25   R S DESHPANDE S/O SRIPAD
     AGED ABOUT 56 YEARS,
     C/O ADITYA R DESHPANDE,
     FLAT NO.3026, SOBHA IRIS,
     OUTER RING ROAD, OPP. INTEL,
     DEVARABISANAHALLI, BANGALORE

26   B SENTHIL KUMAR
     S/O M BALASUBRAMANIAN
     AGED ABOUT 52 YEARS,
     R/A SAI DWARAKA, 28TH 4TH CROSS STREET,
     PURUSHOTHAM NAGAR,
     CHROMEPET, CHENNAI-600 046

27   S BALASUBRAMANIAN S/O B SETHURAMAN
     AGED ABOUT 53 YEARS,
     R/A STAFF QUARTERS, AMRITA SCHOOL OF ENG
     26/27, OFF. SARJAPURA ROAD,
     KASAVANAHALLI, BANGALORE-560 035

28   S V SUDARSHAN S/O S B VASANTHA RAJAIAH
     AGED ABOUT 53 YEARS,
     R/A 296, 5TH MAIN, CANARA BANK COLONY,
     VIDYARANYAPURA POST,
     BANGALORE-560 097

29   DEVIDAS DOIJODE S/O NARAYANA RAO
     AGED ABOUT 50 YEARS,
     R/A AASTHA G1 BLOCK 6,
     JAYANTI GARDENS APARTMENTS,
     9TH MAIN, 7TH CROSS,
     SHAKAMBARI NAGAR, J.P.NAGAR
                             54

     PHASE-I, BANGALORE-560 078

30   H V PRASAD S/O H V VENKATESHAIAH
     AGED ABOUT 51 YEARS,
     R/A 42/3, EAST ANJANEYA TEMPLE STREET,
     BASAVANAGUDI, BANGALORE-560 004

31   SMT SANDHYA VENKATESH D/O B C KULKARNI
     AGED ABOUT 51 YEARS,
     R/A 205, D1, 14TH MAIN,
     SUBRAMANYA NAGAR,
     BANGALORE

32   SHASHIKANTHA RAO BEKAL
     S/O N R BEKAL
     AGED ABOUT 59 YEARS,
     R/A 2208, 23RD CROSS, 5TH MAIN,
     II STAGE, BANASHANKARI,
     BANGALORE-560 070

33   R N SATYA MURTHI S/O LATE R V NARAYANA RAO
     AGED ABOUT 60 YEARS
     R/AT NO 25, SRI RAMA 5TH CROSS,
     0TH MAIN BSK III STAGE,
     BANGALORE 560 085

34   H J CHITTARANJAN
     S/O LATE H M JAYATHIRTHA RAO
     AGED ABOUT 61 YEARS
     R/AT NO 13, AMBA NILAYA, 13TH CROSS,
     SWIMMING POOL, EXTENSION,
     MALLESWARAM,
     BANGALORE 560 003

35   K VASANTHA LAL S/O LATE S KRISHNA LAL
     AGED ABOUT 60 YEARS
     R/AT 15/2 4TH CROSS
     GUPTHA LAYOUT, ULSOOR,
     BANGALORE 560 008
                           55


36   DINESH SHIVARAM SHASTRI
     S/O B SHVIARAM SHASTRI
     AGED ABOUT 51 YEARS
     R/AT NO 143, VINYASA PANDURANGANAGAR
     OPP HSBC, BANNERGHATTA ROAD,
     BANGALORE 560 076
37   T V SHASHIDHAR S/O LATE T VENKATA RAO
     AGED ABOUT 55 YEARS
     R/AT " ATRIA VILLA" GF 6,
     DT ROAD, MALLESWARAM
     BANGALORE 560 003

38   P PRAKASH PRABHU S/O P SARVOTHAM PRABHU
     AGED ABOUT 52 YEARS
     R/AT "KRISHNA NO 31, 13TH MAIN,
     SHAKAMBARI NAGAR JP NAGAR,
     I PHASE, BANGALORE 560 078

39   S BASAVARAJU S/O SIDE GOWDA
     AGED ABOUT 51 YEARS
     R/AT NO 7, MATHA 6TH CROSS,
     SUPRAJA NAGARA,
     KONANAKUNTE, BANGALORE

40   SMT H N GAYATHRI D/O H N NARASIMHA MURTHY
     AGED ABOUT 51 YEARS
     R/AT NO 347, TANMAYI 8TH CROSS,
     PAVAMANA NAGARA GOTTIGERE,
     BANNERGHATTA ROAD,
     BANGALORE 560 083

41   T KRISHNA S/O MAHALINGA NAIK
     AGED ABOUT 59 YEARS
     R/AT NO 20, TYPE IV QUARTERS,
     CVRDE OFFICERS COLONY
     VIKASNAGARA, AVADI
     CHENNAI 600 054
                           56

42   B N VENKATESH S/O B R NARAYANA
     AGED ABOUT 55 YEARS
     R/AT " KRISHNA DHAMA"
     13/B, LAL BAHADUR SHASTRY ROAD,
     PADMANABHANAGAR,
     BANGALORE 560 070

43   S CHANDRASHEKAR S/O D SHANMUGAM
     AGED ABOUT 54 YEARS
     R/AT NO 46/3 5TH MAIN,
     VENUGOPAL LAYOUT, SBM COLONY
     ANAND NAGAR, BANGALORE 560 024

44   H M SHIVASHANKAR S/O LATE H V MUKUNDAIAH
     AGED ABOUT 56 YEARS
     R/AT 2627, DHRUTHI, 38TH CROSS,
     9TH BLOCK, JAYANAGAR,
     BANGALORE 560 069

45   P T NARASIMHAN S/O LATE P T RANGACHARI
     AGED ABOUT 60 YEARS
     R/AT NO 15/5, OLD NO 28/5, R R FLATS,
     KRISHNAPURI R.A. PURAM
     CHENNAI 600 028


46   S MURALI S/O LATE A R SRINIVASARAGHAVAN
     AGED ABOUT 52 YEARS
     R/AT FLAT NO 302 SAAPHIRE REGENCY
     TOWERS, OFF GHOD BUNDER ROAD,
     BEHIND MUCHHALA POLY TECH.
     COLLEGE, KAVESAR, THANE WEST,
     MUMBAI 400 601

47    K N CHINNAKRISHNAN S/O KC NARASIMHAN
     R/AT 9/4, MGR STREET,
     AGED ABOUT 57 YEARS, VENKATESAN
     NAGAR, GKM COLONY, CHENNAI 600 082
                             57

48   M PALANIAPPAN S/O S M MANICKAM
     AGED ABOUT 55 YEARS,
     R/AT FLAT SF-4, 9/363, CHINNA ANDAN KOIL
     NARAYANA NAGAR, KARUR 639 002

49   R RAAJ KUMAR S/O G RAJAGOPAL
     AGED ABOUT 51 YEARS,
     R/AT AG-2, SAIJOTHI APARTMENTS
     PLOT NO.13TH STREET
     SATHYAVATHY NAGAR, PADI
     CHENNAI 600 050

50   M D KANNAN S/O M R DESIKAN
     AGED ABOUT 62 YEARS,
     R/AT 39/1, 5E ASPEN GARDEN
     8TH MILEJ, HESARGHATTA ROAD
     BANGALORE 57.

51   B H GOVINDA REDDY S/O B HANUMAPPA
     AGED ABOUT 61 YEARS,
     R/AT NO.198-24, 9TH C MAIN
     PIPELINE ROAD, VIJAYANAGAR
     BANGALORE 40

52   V RAMADURAI S/O P V VARADAN
     AGED ABOUT 55 YEARS,
     C/O V JAGANNATHAN,
     NEW NO.5, D B SHANMUGAM STREET,
     AYANAVARAM CHENNMAI 600 023

53   V MADHAVA RAO S/O LATE S VENAKTCHALAIAH
     AGED ABOUT 54 YEARS,
     R/AT FLAT NO.302, 3RD FLOOR
     NO.305-306, MAHAGIRI
     RESIDENCY 9TH MAIN KHCS
     BHUVANESHWARINAGAR,
     J P POST BANGALORE 56

54   S R ESWARAN S/O LATE S SAMPANGI RAMAIAH
                             58

     AGED ABOUT 59 YEARS,
     R/AT NO.7-64, OLDPOST OFFICE STREET,
     KUPPAM 517 425 A.P.

55   K M ANANTHASAYANAM S/O K S MUTHUKRISHNAN
     AGED ABOUT 51 YEARS,
     R/AT NO.29, FIRST FLOOR
     N.G.G.O. COLONY MAIN RAOD,
     ERODE 638 009.

56   SMT N UMA D/O M NATARAJAN
     AGED ABOUT 51 YEARS,
     R/AT FLAT NO.S/3, PRATHAMESH
     APARTMENTS 17TH CROSS, 6TH MAIN,
     MALLESHWARAM, BANGALORE 55

57   V L GANAPATHI SUBRAMANIAN
     S/O V M LAKSHMINARAYANAN
     AGED ABOUT 49 YEARS,
     R/AT FLAT A4, ASHA THARANG,
     45, BABU RAJENDRA PRASAD STREET,
     WEST MAMBALAM CHENNAI 600 033

58   V PRASANNA KUMAR S/O C M VASUDEVA MURTHY
     AGED ABOUT 46 YEARS,
     R/AT NO.88-A, PAVANA DHAMA
     I BLOCK, THYAGARAJA NAGAR
     BANGALORE 560 082

59   S SRINIVASAN S/O S SUDNARA RAJAN
     AGED ABOUT 49 YEARS,
     R/AT 6/4, II FLOOR, VEVEKANANDANAGAR
     LINK ROAD, VIVEKANANDANAGAR
     BANGALORE 560 033

60   N MURALI S/O LATE R.NARAYANAN
     AGED ABOUT 51 YEARS,
     R/AT 76/5, II FLOOR JAMBU NIVAS DAGONAL
     ROAD, V V PURAM, BANGALORE 4
                             59


61   R CHADNRASEKARAN S/O RAMARAO
     AGED ABOUT 47 YEARS,
     C/O MRS. VASANTHI MUKUNDARAO
     I MAIN ROAD, KAVAL BYRASANDRA R T NAGAR
     BANGALORE

62   FRANK ANTONY
     S/O M ANTONY
     AGED ABOUT 50 YEARS
     R/A 611, 6TH MAIN, 1ST STAGE
     2ND BLOCK, HBR LAYOUT
     BANGALORE-560043

63   K S VASAN
     S/O V KRISHNAMOORTHY
     AGED ABOUT 50 YEARS
     R/A L202, GOLDEN SQUARE
     SUNDER NAGAR, KALINA
     SANTA CRUZ EAST
     MUMBAI-400 098

64   K RAMAKRISHNAN
     S/O LATE K A KUMBESWARA IYER
     AGED ABOUT 53 YEARS
     R/A A 702, MEENAXI APARTMENTS
     GEN A K VAIDYA MARG
     GOKULDHAM, GOREGAON(E)
     MUMBAI-400 063


65   RANJAN KUMAR
     S/O SRI KRISHNA MOHAN SAHAI
     AGED ABOUT 47 YEARS
     R/A "KUSUM VILLA" ROAD NO.2
     HOUSE NO. 2/36, INDRAPURI
     PATNA-800 024

66   R S DODDA BYREGOWDA
                             60

     S/O LATE R M SHIVANNA
     AGED ABOUT 52 YEARS
     R/A NO. 350, 1ST CROSS, 5TH MAIN
     CANARA BANK LAYOUT
     KODIGEHEALLI, VIDYARANYAPURA(PO)
     BANGALORE-560 097

67   T N SUNDARAM,
     FLAT NO.6, NEW COSMOS CO-OP
     HOUSING SOCIETY, JUHU
     VERSOVA LINK ROAD, ANDHERI(WEST)
     MUMBAI-400 053

68   RAMADAS NAYAK
     S/O K MANJUNATH NAYAK
     AGED ABOUT 59 YEARS
     R/A NO. 305, CRYSTAL APARTMENTS
     KODIALGUTHU (WEST)
     MANGALORE

69   G B KULKARNI
     S/O B G KULKARNI
     AGED ABOUT 64 YEARS
     R/A NO. 848, 6TH MAIN, KSRTC LAYOUT
     J P NAGAR II PHASE
     BANGALORE-560 078

70   K V SUBRAMANIAN
     S/O S V RAJAN
     AGED ABOUT 61 YEARS
     R/A A-48, "SAIKRUPA", RAMANIS
     MAYURI, CHINNAVEDAMPATTI
     COIMBATORE- 641 049

71   SMT. S USHA
     D/O R SRINIVASAN
     AGED ABOUT 52 YEARS
     R/A 8, 19TH MAIN, 20TH CROSS
     M S B ROAD, S M S LAYOUT
                             61

     J P NAGAR, 5TH PHASE
     BANGALORE

72   ANAND BHASKAR PRASADE
     S/O LATE BHASKAR LAXMAN PRASADE
     AGED ABOUT 59 YEARS
     R/A B1/206 BORIVLI HURIOM CHSL
     S V ROAD, BORIVLI(W)
     MUMBAI-400 092

73   N RAGHUNATHAN
     S/O A K NARAYANA IYER
     AGED ABOUT 52 YEARS
     R/A OLD NO. 62A, NEW NO. 17A
     GAJAPAJTHY STREET
     SHENOY NAGAR, CHENNAI-600 030

74   K S SHEKAR
     S/O K S SANTHANA GOPALAN
     AGED ABOUT 57 YEARS
     R/A HT-3, "ANIRUDDH"
     VASUNDHARA APARTMENTS
     AGRINI HOUSING COMPLEX, 78, TPK ROAD
     ANDALPURAM, MADURAI-625 003

75   RAMACHANDRA V HEGDE
     S/O VENKARAMANA HEGDE
     AGED ABOUT 56 YEARS
     R/A 128, "VEDIKE", SECTOR 2
     4TH CROSS, NOBONAGAR
     OPP: BANNERGHATTA ROAD
     S O S POST OFFICE, BANGALORE-560 076

76   M V KUMAR
     S/O LATE M K VENKATA RAO
     AGED ABOUT 59 YEARS
     R/A NO. 85, 2ND FLOOR, 20TH MAIN
     J C NAGAR, MAHALAKSHMIPURAM
     BANGALORE-560 086
                              62


77   P MANJUNATH PAI
     AGED ABOUT 60 YEARS
     S/O P LAKSHMAN PAI
     R/A NO. 138, 6TH CROSS, I SECTOR,
     NOBONAGAR, BANNERGHATTA ROAD,
     BANGALORE- 560 076

78   B VISHWANATHA PAI
     AGED ABOUT 60 YEARS
     S/O B GOPAL PAI
     R/AT NO. 16, " ANURADAH " 17TH MAIN,
     1ST CROSS, AICOBOO NAGAR,
     I PHASE , BANGALORE- 560 068

79   A SRINIVASAN
     AGED ABOUT 49 YEARS
     S/O K N ARUNCHALAM
     R/AT NO. 9/19, DR. NATESAN SALAI,
     ASHOKNAGAR, CHENNAI- 600 083

80   SHARADA MOHAN
     AGED ABOUT 53 YEARS
     D/O N K RANGANATHAN
     R/A NO. 91, 5TH MAIN, 5TH CROSS,
     2ND STAGE, RPC LAY-OUT,
     VIJAYANAGAR, BANGALORE- 560 040

81   VISHAL RAGHAVENDRA DESHPANDE
     AGED ABOUT 51 YEARS
     S/O RAGHAVENDRA H DESHPANDE
     R/AT " ANUGRAHA ", 4TH MAIN,
     1ST CROSS, GANDHINAGAR,
     DHARWAD- 580 004

82   SUMATHI KRISHNAMURTHY
     AGED ABOUT 47 YEARS
     S/O K S SRINIVASAN,
     R/AT 987, V BLOCK, 66TH CROSS,
                             63

     RAJAJINAGAR,
     BANGALORE0- 560 010

83   ASHOK RAO
     AGED ABOUT 57 YEARS
     S/O B H RAO
     R/A CH# 15, 4TH MAIN, 5TH CROSS,
     SARASWATHIPURAM,
     MYSORE- 570 009

84   SUBHASH VISHNUPANT KALE
     AGED ABOUT 60 YEARS
     S/O VISHNUPANT MAARTAND KALE,
     R/AT FLAT NO. 101, BROOK SIDE
     CHS LTD., RAMNAGAR COLONY,
     BAVDHAN, PUNE- 411 021

85   S A PATIL
     AGED ABOUT 60 YEARS
     S/O AYYANAGOWDA PATIL
     R/AT PLOT NO. 478, SREE
     VEERABHADRESHWARA KRUPA,
     RAMTEERTHANAGAR,
     BELGAUM

86   T SATHYANARAYANA
     AGED ABOUT 59 YEARS
     S/O T N SADGURU MURTHY
     R/AT HOUSE N. 96, 7TH MAIN,
     V R LAY-OUT, MATHIKERE,
     BANGALORE- 560 054

87   S JAYARAMAN
     AGED ABOUT 62 YEARS
     S/O S SUBRAMANIAM
     R/AT FLAT 3A, ARCOT VILLA,
     18, MOSQUE ROAD, FRASER TOWN,
     BANGAORE- 560 005
                            64


88   B PARAMESHWARAM
     AGED ABOUT 48 YEARS
     S/O D BALASUBRAMANIAN
     R/AT NO. 56, WHEELERS ROAD,
     II CROSS, SINDHI COLONY,
     BANGALORE- 560 005

89   KRISHNAVENI. R. MAYYA
     AGED ABOUT 61 YEARS
     S/O P VASUDEVA UPADHYAYA
     R/AT NO. 714, 38TH CROSS,
     17TH MAIN, 4TH " T" BLOCK,
     JAYANAGAR, BANGALORE- 560 011

90   A R MADHAVAN
     AGED ABOUT 62 YEARS
     S/O LATE DR. K. RAJAGOPAL
     R/A NO. B OO7 GARADI APARTMENTS,
     K R ROAD, TATA SILK FARM,
     BASAVANGUDI,
     BANGALORE- 560 004

91   R S YADAV
     AGED ABOUT 61 YEARS
     S/O J B JADAV
     NO. 689, SECTOR 4A,
     R/A AVOS VIKAS COLONY,
     SIKANDRA, AGRA- 282 007

92   V S JAYRAM
     AGED ABOUT 52 YEARS
     S/O LATE V S SREENIVASAN
     R/A NO. 159, TEACHERS COLONY,
     6TH CROSS, BSK II STAGE,
     BANGALORE- 560 070

93   C SRINIVASA REDDY
     AGED ABOUT 63 YEARS
                             65

     S/O LATE CHENNA REDDY
     R/AT NO. 152, 4TH CROSS,6TH MAIN,
     J P NAGAR III PHASE,
     BANGALORE- 560 078

94    D.KRISHNADOSS,
     AGED ABOUT 48 YEARS
     S/O LATE E.S.DAMODARAN,
     R/A NO.1A, BLOCK-C,
     MAHALAKSHMI FLATS,
     45, GUGAN STREET, KODAMBAKKAM,
     CHENNAI 600 024

95   N.RAMU, AGED ABOUT 53 YEARS
     S/O LATE SRI. NARAYANAPPA,
     NO.722, 7TH B CROSS,
     8TH MAIN, SHASTRINAGAR,
     TYAGARAJANAGAR P.O.,
     BANGALORE-560 028

96   R.SHANKARANARAYANA
     AGED ABOUT 52 YEARS
     S/O LATE S.L.RAJAGOPAL
     R/A NO.204, 7TH CROSS,
     TEACHERS COLONY, 2ND STAGE,
     SUBRAMANYAPURA ROAD,
     NEAR BANASHANKARI,
     BANGALORE-560 050

97   B.MONOHARAN,
     AGED ABOUT 52 YEARS
     S/O BALAJI SINGH
     R/A A-703, GOKULAM APARTMENT,
     8TH MILE, KANAKAPURA ROAD,
     VASANTHAPURA,
     BANGALORE-560 062

98   N.PUSHPAKARAN,
     AGED ABOUT 54 YEARS
                             66

      S/O NAGABUSHANAM,
      R/A NO.113, BASKAR COLONY,
      III STREET VIRUGAMBAKKAM,
      CHENNAI-600 092



99    A.K.SUBRAMANIAN NAMBOODIRI
      AGED ABOUT 56 YEARS
      S/O A.K.KRISHNAN NAMBOODIRI,
      R/A B 101, SRADDHA SPLENDOR,
      RAMAGONDANAHALLI, WHITEFIELD,
      BANGALORE-560 066

100   K.A.GOVINDA RAO
      AGED ABOUT 47 YEARS
      S/O K.ANANTHA SWAMY RAO,
      R/A NO.16, GURU ANUGRAHA,
      7TH CROSS, UDAYAGIRI I STAGE,
      MYSORE 570 019

101   M.NAGESH PRABHU
      AGED ABOUT 51 YEARS
      S/O V.S.PRABHUM
      R/A TREASURY MANAGER
      M/S LULU INTERNATIONAL EXCHANGE
      ABUDABI

102   K.SURESH K PAI,
      AGED ABOUT 58 YEARS
      S/O LATE K.SUBRAYA PAL,
      R/A E-1, 5TH FLOOR, SRI SHARADA
      APARTMENTS 7TH CROSS,
      GANDHINAGAR, MANGALORE 575003

103   T.DINAKAR
      AGED ABOUT 59 YEARS
      S/O TMADHAVA MAYYA,
      R/A NO.204, ANAND APARTMENTS,
                              67

      PINTO S LANE, KARANGALPADY
      MANGALORE-575 003

104   MS MANDAKINI MURTHY,
      AGED ABOUT 59 YEARS
      D/O GLSLMURTI,
      R/A C/O D.N.VENKAT RAO, 1242
      8TH A CROSS, GIRINGAR II PHASE,
      BANGALORE-560085

105   C.V.SUNDARA RAO,
      AGED ABOUT 61 YEARS
      S/O JAYARAMAIAH,
      R/A H.NO.7258, YADAV STREET,
      R.N.PET, NELLORE 524001

106   M.MURALI,
      AGED ABOUT 57 YEARS
      S/O R.MACHAVACHARI,
      R/A C/O MR. S JAYARAM, 159,
      TEACHERS COLONY, 6TH CROSS,
      BSK II STAGE, NEAR KADIRANALLI CORSS,
      BANGALORE 560 070

107   GURUPRASAD SHENOY
      AGED 47 YEARS
      S/O B K SHENOY
      R/A FLAT NO.102, TOWER 19,
      ORCHID PETALS, SOHNA ROAD,
      GURGAON - 122 001

108   ANAND B TALGERI
      AGED 47 YEARS
      S/O BALACHANDRA M TALGERI
      R/A SF 9, ATRIA VILLA, PALACE
      GUTTAHALLI ROAD, MALLESWARAM,
      BANGALORE - 560 003

109   R NAGASUBRAMANIAN
                                68

      AGED 44 YEARS
      S/O S RAMAMOORTHY
      R/A C/O R MEENAKSHI, 94,
      PRASHANT APARTMENTS,
      PAPTARGANG, NEW DELHI - 110 092


110   RAVADA SUDHAKAR
      AGED 58 YEARS
      S/O LATE RAVADA GUNNESWARA RAO
      R/A C/O RVS SHEKAR, FLAT NO.404,
      BLOCK 9, HILL RIDGE STRINGS,
      GACHIBOWLI,
      HYDERABAD - 500 032

111   LAKSHMANA KUMAR PARIMI
      AGED 51 YEARS
      S/O DURGA PRASAD RAO PARIMI
      R/A H NO.37, EWS, B K GUDA
      S R NAGAR,
      HYDERABAD - 500 038

112   M V RAO
      AGED 59 YEARS
      S/O LATE M VEERABHADRA RAO
      R/A FLAT NO.201, D NO.6-3-1195/96
      K P APARTMENTS, BEGUMPET,
      KUNDANGBAGH LANE,
      HYDERABAD - 500 016

113   C K S BHASKAR
      AGED 57 YEARS
      S/O LATE C RAGHAVA RAO
      R/A 1-8-725/A/1, 1ST FLOOR,
      VEGETABLE MARKET ROAD,
      NALLAKUNTA,
      HYDERABAD - 500 044
`
114   S B R BABUJI
                              69

      AGED 60 YEARS
      S/O LATE S V S MAWYAH,
      R/A FLAT NO.103, MAGADHA TOWERS,
      H NO.1-9-3 & 1-9-9/6,
      STREET NO.1, RAMNAGAR,
      HYDERABAD - 500 020

115   K V NAGESHWARA RAO
      AGED 55 YEARS
      S/O LATE SURYANARAYANA
      R/A F.105, VIVEK VARDHAN,
      APARTMENTS, 1-1-421/1, GANDHINAGAR,
      HYDERABAD - 500 080

116   V KISHORI
      AGED 58 YEARS
      W/O VAJRAMANI SRINIVAS
      R/A NO.785/A, 5TH CROSS,
      7TH MAIN, MAHALAXMI LAY-OUT,
      HYDERABAD - 500 045

117   S MALLIKARJUNA
      AGED 55 YEARS
      S/O S SESHAIAH
      R/A FLAT NO.301, PRASANT NIVAS,
      ROOM NO.2, EXTN. JUBLEEHILLS,
      HYDERABAD - 500 045

118   MOHAN SHETTY
      AGED 55 YEARS
      S/O SHEENA SHETTY
      R/AT NO.603, HANDARSHAN APTS,
      SJP ROAD,BORIVLI WEST,
      MUMBAI - 92

119   K RATNAKAR SHENOY
      AGED 54 YEARS
      S/O LATE K VITTALDDAS SHENOY
      R/A 12-1-92, MITHILA COMPOUND,
                              70

      DONGERKERY ROAD,
      MANGALORE 575 003

120   PHADKE DURGA RAMAN
      AGED 57 YEARS
      W/O RAMAN SHANKAR PHADKE,
      R/A 780.2, YESHWANT SHREE,
      SHIVAJINAGAR,
      PUNE - 411 004

121   S P DATAR
      AGED 58 YEARS
      S/O DATAR PRABHAKAR GAJANAN
      R/A SARTHAK, 669.3, SANJAWAT,
      SDC, BIBWEWADI,
      PUNE - 37

122   BALIGA VASUDEV VISHWANATH
      S/O.BALIGA VISHWANATH
      AGED ABOUT 60 YEARS,
      R/A FLAT NO.1, ARUNIMA APARTMENTS
      BHUSARI COLONY, PAVD ROAD,
      S NO.98/67, KOTHRUD,
      PUNE 411 038

123   D G NAMJOSHI
      S/O.GOVIND NAMJOSHI
      AGED ABOUT 60 YEARS,
      R/A 2/51, RAMANAND, CO OP
      HOUSING SOCIETY, SUBHASH ROAD,
      VILE PARLE (E) MUMBAI 400 057

124   RAMESH CHAND
      S/O.LATE SH CHIRANJILAL
      AGED ABOUT 59 YEARS,
      R/A M N 117, BLOCK C
      SECTOR 11, FARIDBAD- 121 006
      HARYANA
                               71

125     BHIMRAO BHAMADAS HAJARE
        S/O.BHAMADAS HAJARE
        AGED ABOUT 59 YEARS,
        R/A AVANDI APARTMENT A
        WING FLAT NO.203, LEFT BHUSARI
        COLONY PAND ROAD, KOTHROD
        PUNE 411 038

126     G H DESAI
        S/O.HARI PANDURANG DESAI
        AGED ABOUT 60 YEARS,
        R/A B.405, MULUND KUMAR CHS LTD
        EASTERN EXP HISHWAY MULUND
        MUMBAI 81

127     VILAS DINKAR SOMAN
        S/O.DINKAR MUKUND SOMAN
        AGED ABOUT 54 YEARS,
        R/A C/203, MULUND SHREE SAWAN CHS
        MHADA COLONY, NAVGHAR ROAD,
        MUMBAI 400 081

128     M JAYA BHARATHI
        S/O.M RAMARAM BHAT
        AGED ABOUT 50 YEARS,
        R/O.NO.127, GF IST STAGE,
        10TH CROSS, INDIRANAGAR,
        BANGALORE 560 038                    ...PETITIONERS

( BY SRI. M N PRASANNA FOR P.S.RAJAGOPAL & ASSTS., ADVS.,)

AND :

1       CANARA BANK
        A BODY CONSTITUTED UNDER THE
        BANKING COMPANIES' (ACQUISITION & TRANSFER OF
        UNDERTAKI;NGS) ACT 1970,
        HEAD OFFICE 112, J C ROAD,
        BANGALORE 560 002
                             72


2    INDIAN BANKS ASSOCIATION
     WORLD TRADE CENTRE COMPLEX,
     CENTRE-I, 6TH FLOOR, CUFFE PARADE
     MUMBAI 400 005, REP BY ITS CHAIRMAN

3    UNION OF INDIA
     BY ITS SECRETARY TO GOVERNMENT
     MINISTRY OF FINANCE
     DEPARTMENT OF FINANCIAL SERVICES
     BANKING DIVISION, JEEVAN DEEP BUILDING
     PARLIAMENT STREET,
     NEW DELHI 110 001                   ...RESPONDENTS

(BY K.SUBHA ANANTHI, ADV. FOR M/S KASTURI ASSTS.,ADVS.,
FOR R1 & R2; SRI. S PRAKASH SHETTY CGC FOR R3 )

     WRIT PETITION NO.7245/2011 IS FILED UNDER ARTICLES 226
& 227 OF THE CONSTITUTION OF INDIA PRAYING TO QUASH THE
ORDER DATED 19.10.2010 UNDER ANNEXURE-K TO THE WRIT
PETITION, AND ORDER DATED 8.11.2010 UNDER ANNEXURE-M TO
THE WRIT PETITION, ISSUED BY THE 1ST RESPONDENT / BANK
AND DIRECT THE 1ST RESPONDENT / BANK BY ISSUE OF A WRIT
IN THE NATURE OF MANDAMUS TO ACCEPT THE OPTION
EXERCISED BY THE PETITIONER BY HIS LETTER DATED 17.9.2010
TO COME OVER TO PENSION SCHEME OF THE BANK, TREAT HIM
AS PENSION OPTEE AND GRANT HIM ALL BENEFITS THAT FLOW
FROM H.O. CIRCULAR NO.670/2010 DATED 24TH AUGUST 2010
UNDER ANNEXURE-G TO THE WRIT PETITION, FORTHWITH.

      WRIT PETITION NOS.122-135/2011 ARE FILED UNDER
ARTICLE 226 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE ORDERS DTD.25.9.10 ISSUED TO THE P1 DTD.24.9.10
ISSUED TO the P2 DTD 12.10.10 ISSUED TO THE P7 DTD 25.10.10
ISSUED TO THE P10 AND DTD 6.10.10 ISSUED TO THE P14 ALL BY
TH R1 BANK PRODUCED AT ANNEXS-EE, EE1, EE2, EE3 AND EE4
RESPECTIVELY BY WHICH THE R1 BANK HAS REJECTED THE
APPLICATION OF THE PETITIONERS FOR OPTING FOR PENSION &
ETC.,
                                73


      WRIT PETITION NOS.7718/-7746/2011 ARE FILED UNDER
ARTICLES 226 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE        LAST SENTENCE READING- "SIMILARLY
EMPLOYEES WHO HAVE GONE ON VRS UNDER VRS SCHEME
EXISTING in the BANK ARE ALSO NOT ELIGIBLE TO OPT" - AT
CLAUSE (5) OF ANNEXURE TO CIRCULAR DTD.21.8.2010 (UNDER
ANNEXURE-X TO THE WRIT PETITION) AS CONTRARY TO THE
SETTLEMENT AND JOINT NOT DATED 27.4.2010 & ETC.,

      WRIT PETITION NOS.8103-8109/2011, 40431-40461/2010, 40850-
40917/2010 ARE FILED UNDER ARTICLE 226 OF THE
CONSTITUTION OF INDIA PRAYING TO QUASH THE PHRASE 'ON
SUPERANNUATION' APPEARING INELIGIBILITY CONDITION NO.2
READING THOSE WHO WERE IN THE SERVICE OF THE BANK
PRIOR TO 29.9.1995 AND CONTINUED TO BE IN THE SERVICE ON
OR AFTER THE SAID DATE AND RETIRED ON SUPERANNUATION
AFTER THAT DATE AND THE SENTENCE READING AT CLAUSE 7
OF MODALITIES OF NEW OPTION READING EMPLOYEES OF NEW
OPTION READING EMPLOYEES WHO CEASED TO BE in the
SERVICE OF THE BANK ON OR AFTER 29.9.1995 BY ANY OTHER
MODE OF VOLUNTARY RETIREMENT OTHER THAN UNDER THE
SPECIAL VRS 2000 SCHEME SHALL NOT BE ELIGIBLE TOOPT FOR
PENSION & ETC.,

      WRIT PETITION NOS.13558-559/2011 ARE FILED UNDER
ARTICLE 226 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH CLAUSE (V) OF THE CIRCULAR DATED 28.08.2010
BEARING NO.PER 2010-11/51 UNDER ANNEX. Z) to the WRIT
PETITION ) IN SOR FAR IT EXCLUDES THE PETITIONERS WHO
HAVE VOLUNTARILY RETIRED UNDER REGULATION 19 AS
CONTRARY TOT HE SETTLEMENT AND JOINT NOTE DATED
27.04.2010, NEGOTIATIONS LEADING THERETO AND ALSO
VIOLATIVE OF STATE BANK OF HYDERABAD (EMPLOYEES')
PENSION REGULATIONS, 1995 AND STATE BANK OF HYDERABAD
OFFICERS' SERVICE REGULATIONS 1979 AND AS BEING
VIOLATIVE OF ARTICLES 14, 16(1), 21 AND 41 OF THE
CONSTITUTION OF INDIA BY ISSUE OF AN APPROPRIATE WRIT,
ORDER OR DIRECTION AND CONSEQUENTLY QUASH ORDER
                              74

DATED 26TH OCTOBER 2010 (UNDER ANNEX, EE TO THE WRIT
PETITIONAND ORDER DATED 26TH OCTOBER 2010 & ETC.,


      WRIT PETITION NO.39683/2010 IS FILED UNDER ARTICLE 226
OF THE CONSTITUTION OF INDIA PRAYING TO QUASH CLAUSE (7)
UNDER CHAPTER "GENERAL INSTRUCTIONS" CONTAINED IN THE
TERMS AND CONDITIONS OF EXTENDING ANOTHER OPTION TO
JOINT THE PENSION SCHEME BY THOSE WHO DID NOT OPT FOR
PENSION EARLIER UNDER CIRCULAR DATED 16.9.2010 (UNDER
ANNEXURE-L TO THE WRIT PETITION ) READING & ETC.,

      WRIT PETITION NOS.23522-553/2011 ARE FILED UNDER
ARTICLE 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE ANNEX.K TOT HE BANK CIRCULAR BEARING
NO.297/2010 INDEX NO.STF-18 DATED 21.08.2010 READING
"SIMILARLY EMPLOYEES WHO HAVE GONE ON VRS UNDER VRS
SCHEME EXISTING IN THE BANK ARE ALSO NOT ELIGIBLE TO
OPT." AND QUASH THE SAME & ETC.,


     WRIT PETITION NO.24739/2011 IS FILED UNDER ARTICLE 226
& 227 OF THE CONSTITUTION OF INDIA PRAYING TO QUASH THE
ENDORSEMENT ISSUED BY THE RESPONDENT-BANK DT.21.12.10
VIDE ANNEX-H TO THE WP & ETC.,

     WRIT PETITION NOS.36917-920/2011 ARE FILED UNDER
ARTICLE 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE ENDORSEMENTS/LETTERS (1) DATED 6.12.2010 AND
(2) DATED 12.8.2011 (3) DATED 6.12.2010, (4) DATED 6.12.2010
ISSUED TO THE PETITIONERS 1 TO 4 THE ORIGINALS OF WHICH
ARE PRODUCED AND MARKED AS ANNEXURES-F, G,H & J
RESPECTIVELY, ISSUED BY THE CHIEF MANAGER (PGP) OF THE
2ND RESPONDENT-BANK, SINCE THE SAME ARE ARBITRARY AND
ILLEGAL AND ALSO IN VIOLATION OF ARTICLES 14 & 16 OF THE
CONSTITUTION OF INDIA & ETC.,

    WRIT PETITION NO.1154/2012 IS FILED UNDER ARTICLE 226
OF THE CONSTITUTION OF INDIA PRAYING TO QUASH THE
                              75

ORDER DATED 13.10.2010 VIDE ANNEXURE-R. ISSUED BY THE 1ST
RESPONDENT BANK AND DIRECT THE 1ST RESPONDENT/BANK
BY ISSUE OF A WRIT IN THE NATURE OF MANDAMUS TO ACCEPT
THE OPTION OF THE PETITIONER FOR PENSION UNDER THE
SETTLEMENT DATED 27.4.2010 AND GRANT HIM ALL
CONSEQUENTIAL BENEFITS THAT FLOW THEREFROM.

     WRIT PETITION NOS.32048-51/2011 ARE FILED UNDER
ARTICLE 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE ENDORSEMENTS (1) DTD.6.12.10 AND (2) DTD.6.12.10
(3) DTD.6.12.10 AND (4) 6.12.10 THE ORIGINAL OF WHICH ARE
PRODUCED AND MARKED AS ANNEX-G & K RESPECTIVELY,
ISSUED BY THE CHIEF MANAGER (PGP) OF THE R2-BANK, SINCE
THE SAME ARE ARBITRARY AND ILLEGAL AND ALSO IN
VIOLATION OF ARTICLES 14 AND 16 OF THE CONSTITUTION OF
INDIA & ETC.,

      WRIT PETITION NO.13322/2011 IS FILED UNDER ARTICLE 226
& 227 OF THE CONSTITUTION OF INDIA PRAYING TO QUASH THE
ENDORSEMENT DT.6.12.10, THE ORIGINAL OF WHICH IS
PRODUCED & MARKED AS ANN-H , ISSUED BY THE CHIEF
MANAGER (PGP) OF THE R2 BANK, SINCE THE SAME IS
ARBITRARY & ILLEGAL & ALSO IN VIOLATION OF ARTICLES 14 &
16 OF THE CONSTITUTION OF INDIA & ETC.,

     WRIT PETITION NOS.25641 & 25642/2011 ARE FILED UNDER
ARTICLE 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING
TO QUASH THE ENDORSEMENT DT.6.12.10 AND DATED 6.12.10 THE
ORIGINALS OF WHICH ARE PRODUCED AND MARKED AS ANNEX-
E & F RESPECTIVELY, ISSUED BY THE CHIEF MANAGER OF THE
R2 BANK, SINCE THE SAME ARE ARBITRARY AND ILLEGAL AND
ALSO IN VIOLATION OF ART, 14 & 16 OF THE CONSTITUTION OF
INDIA & ETC.,

     WRIT PETITION NOS.32475-32602/2010 ARE FILED UNDER
ARTICLE 226 OF THE CONSTITUTION OF INDIA PRAYING TO
QUASH THE LAST SENTENCE READING - 'SIMLARLY EMPLOYEES
WHO HAVE GONE ON VRS UNDER VRS SCHEME EXISTING IN THE
BANK ARE ALSO NOT ELIGBLE TO OPT' - AT CLAUSE (5) OF
                                     76

ANNEXURE TO CIRCULAR NO.297/2010 DATED 21.08.2010 (UNDER
ANNEXURE W TO THE WRILT PETITION) AS CONTRARY TO THE
SETTLEMENT AND JOINT NOTE DATED 27.04.2010, NEGOTIATIONS
LEADING TERETO AND ALSO VIOLATIVE OF CANARA BANK
(EMPLOYEES) PENSION REGULATIONS, 1995 AND CANARA BANK
OFFICERS' SERVICE REGULATIONS 1979 AND AS BEING
VIOLATIVE OF ARTICLES 14, 16(1), 21 AND 41 OF THE
CONSTITUTION OF INDIA BY ISSUE OF AN APPROPRIATE WRIT &
ETC.,

     THESE PETITIONS COMING ON FOR DICTATING ORDERS
THIS DAY, THE COURT MADE THE FOLLOWING:

                               ORDER

All these petitioners being denied of pensionary benefits under the joint note dated 27.4.2010, are before this Court.

2. The brief background of these cases is that:

3. There was a persistent demand for pension as a third terminal benefit. In the banking industry, except the payment of provident fund and the gratuity, there was no provision for pensionary benefit. The service conditions of the employees was based on the terms of settlement between the employees' Union and the Management, based on such settlement, the Bank was framing the regulation with the approval of the Central Government. However, the Banking Industry 77 noticing the persistent demand, constituted a non-statutory body called "The Indian Banks Association" (in short referred as 'I.B.A.') to negotiate with the employees' association and various Trade Unions of the Banks.

4. The IV Pay Commission submitted its report on 1.1.1986, recommending the liberalised pension scheme for the Central Government employees. The Bank Employees' Association and the Trade Unions of the Banks found that, the liberalised pension scheme also be introduced in the Banking industry, as the liberalised pension scheme is recommended by the IV Pay Commission for Central Government employees. Added to this, the Reserve Bank of India introduced pension scheme for its employees on 1.11.1990, with effect from 1.1.1986. Boosted by the Reserve Bank of India's decision to provide pensionary benefit to its employees, the banking employees intensified their demonstration. When, despite their repeated demands, and agitation, both the Central Government as well as the I.B.A. did not heed to their request, the Trade Unions of the Banks decided to go on indefinite strike and call notice was given to go on strike from 78 2.11.1993. In the meanwhile, the I.B.A. having noticed the seriousness of the situation, for the first time, the I.B.A. and the Trade Union agreed to meet on the issue of providing pension to the Bank employees, accordingly, on 21.10.1993, they agreed to formulate the pensionary scheme on par with R.B.I. In pursuance of negotiations on 25.10.93 a recommendation was sent to the Government of India for adopting pensionary benefit to the employees of the commercial banks. In furtherance of recommendation, both agreed to fix a date for signing the agreement. As many as 59 banks represented through I.B.A. signed the memorandum of agreement on 29.10.1993, fixing the effective date from 1.11.1993. It was agreed to introduce the pensionary benefit as a second retirement benefit, as against the contributory provident fund.

5. The said scheme was made applicable to those employees, who were in service as on 1.1.1986 and retired thereafter including existing employees. A draft circulars were prepared by various banks accordingly for the benefit of Bank employees, an information was issued to enable the intending employees for exercising their option for opting the pensionary benefit, however, the circular/regulations 79 contained a clause for forfeiture of pension in case the employee is found to be involved in a strike against the Bank. However, in bipartite agreement, it was not agreed. This clause was contrary to the terms of the settlement agreed to between the Trade Union and the I.B.A. Apprehending the forfeiture, only 48% of the employees opted for pensionary benefit, 52%, they did not exercise their option and sought for different mode of terminal benefits like V.R.S., resignation or under other schemes.

6. In the meanwhile, some of the employees, who could not exercise option in time, sought for extension of time, and on refusal of the same, approached this Court. The said writ petitions came to be dismissed, against which, writ appeals were filed and writ appeals also came to be dismissed, as against which, S.L.P.No.3634/2006 and other connected petitions were filed before the Apex Court, the Apex Court by order dated 22.2.2008 granted leave.

7. After the grant of leave and while the civil appeals were pending, second round of negotiation started between the I.B.A. and the Employees' Trade Unions of the Banks for granting second option, 80 accordingly, on 25/26.2.2008, a meeting was held, in the said meeting, it was agreed to grant second option to the employees, who could not exercise their option earlier. On 27.10.2007, a memorandum was also entered into and finally, a joint note came to be signed on 27.4.2010 by the Indian Bank Association and the Trade Union of the employees of the Banks and other parties. The joint note provided for second option to those, who had not exercised their option at the first instance, were provided to exercise second option. The said benefit was made applicable to such of employees, who were in service prior to 29.9.1995 in respect of nationalized bank and 26.3.1996 in respect of other banks, and who continued in service till 27.4.2010 or had retired, they could exercise their option within 60 days from the date of joint note.

8. Petitioners herein, who could not exercise the option at first instance, exercised their option within the stipulated time, as per the joint note. However, their request for grant of pension was rejected by the respondent - Banks by issuing endorsements/communications mainly on the grounds that:

81

1) as they have resigned; or
2) voluntary retirement opted by them does not come within the purview of pension regulation; or
3) the scheme under which they have retired, does not provide for pension, as their retirement is not on attaining the age of superannuation or is under voluntary retirement under Regulation 29 of the Pension Regulations of 1995.

9. As against such rejections, petitioners are before this Court.

10. Sri.P.S.Rajagopal, learned Senior Counsel appearing for some of the writ petitioners submitted that, the joint note dated 27.4.2010, permits all such employees of the Banks, who were in service prior to 29.9.1995 and continued in service till the date of joint note or retired before the date of joint note to opt for pension, and the petitioners come within the requirement. He relied on the terms and conditions of the joint note and referred to the same. The relevant terms of joint note reads as under:

"Another option for joining the existing Pension 82 Scheme shall be extended to those Officers . . . ."

(2)(a) who were in the service of the bank prior to 29 th September 1995 in case of Nationalized Banks/26 th March 1996 in case of Associate Banks of State Bank of India and continue in the service of the bank on the date of this Joint Note;

(b) exercise an option in writing within 60 days from the date of offer, to become a member of the Pension Fund and

(c) authorise the Trust of the Provident Fund of the bank to transfer the entire contribution of the bank along with interest accrued thereon to the credit of the Pension Fund. (3)(a) were in service of the bank prior to 29 th September 1995 in case of Nationalized Banks/26 th March 1996 in case of Associate Banks of State Bank of India and retired after that date and prior tot he date of this Joint Note;

(b) exercise an option in writing within 60 days from the date of offer to become a member of the Pension Fund and

(c) refund within 30 days after expiry of the said period of 60 days, the entire amount of the banks contribution to the Provident Fund and interest accrued there received by the officer on retirement together with his share in contribution towards meeting 30% of Rs.3115 crores which is estimated and reckoned as the funding gap for those eligible under Clause (3), (4) and (5) of the Joint Note. On an individual basis, the payment over and above the bank's contribution to Provident Fund and interest thereon has been worked out at 56% of the said amount of bank's contribution to Provident Fund and 83 interest thereon received by the officer on retirement." He further submitted that, the joint note came to be signed after prolonged discussion and deliberation between the Indian Banks Association and Trade Unions of the employees of the Banks. The main deliberation was as to provide second option, and to remove the forfeiture clause. The second option was agreed to enable such employee, who under the fear of forfeiture, could not exercise their option and opted for some other mode of retirement. The second option under joint note does not exclude the Bank employee, who had retired or resigned, if such employee has rendered qualifying service and comes within the terms of the joint note, then is entitled for second option.

11. The main terms of the joint note is that, the employees, who (1) were in service of the Bank prior to 29 th September 1995 in case of nationalized banks/26.3.1996 in case of associate banks of State Bank of India and continued to be in service of the Bank as on the date of joint note.

84

(2) were in service of the Bank prior to 29 th September 1995 in case of nationalized bank/26.3.1996 in case of associate banks of State Bank of India retired after the said date and prior to the joint note.

12. All such employees are covered under the joint note. He submitted that, the petitioners herein are not questioning the terms of the joint note, but are claiming relief under the joint note. The joint note stipulates only two conditions, one that the officer must be in service prior to 29.9.1995 either he should have continued in service as on the date of joint note or he had retired before the joint note. The word "retired" contemplates all kinds of retirements from the service. The word "retired" is not qualified,, to mean only on superannuation, to exclude other modes of retirement. To support his arguments, he also relied on clause (7) of the joint note and submitted that, even in case of retirement under Special Voluntary Scheme, such officers are also covered. This clause includes, even special class of retirement. All that is necessary is that, the Bank officer/employee must be in service prior to 29.9.1995 in case of Nationalized bank and 26 th March 1996 in case of other Banks and continued in service till the date of 85 joint note or retired before the date of joint note, and he must have rendered qualifying service. In case of voluntary retirement, the required qualifying service is 20 years. These petitioners have fulfilled all conditions.

13. He contended that, in case of special voluntary retirement scheme, the qualifying service is reduced to 15 years, still they are eligible under Clause 7 of the joint note. Hence, submitted that, there is no reason to exclude the petitioners from the pension scheme.

14. He further submitted that, the pension scheme is applicable to the Bank employees, who are covered under the different clauses of joint note, who fulfill the condition that they were in service prior to 29.9.1995 either continued as on the date of joint note or retired before same, but had put in qualifying service, in case of voluntary retirement, 20 years, in case of special retirement under the Special Voluntary Retirement Scheme 15 years, and others who retired on attaining the age of superannuation, such of the employees were eligible to opt for pension under the Regulations.

86

15. He further submitted that, those who could not opt for pension at the first option, and retired either by voluntary retirement or resignation or retired under different scheme, but were covered under terms of joint note were eligible to exercise the second option. Some of the officials out of fear, they could not exercise their first option, and took retirement on voluntary scheme or resigned.

16. As regard to the resignation, he relied on the judgment of this Court as well as the Apex Court, and submitted that, even if the employee has resigned, what is important is not how his services come to an end, whether he was qualified to acquire voluntary retirement in terms of clause (29) of the Bank (Employees') Pension Regulations 1995, resignation does not disentitle the employee, if he is otherwise qualified under the pension scheme. To support his arguments, he relied on the following judgments:

1. AIR 2011 SC 2990 in the matter of Sheelkumar Jain
-vs- The New India Assurance Co.Ltd. & Ors.;
2. Order passed in W.P.No.24158-24160/2011 dated 18.4.2012; Writ Appeal Nos.2956-2977/2012 dated 30th July 2012;
87
3. AIR 1997 SC 565 in the matter of Union of India and others -vs- Lt.Col.P.S.Bhargava;
4. 2009(16) SCC 422 in the matter of Syndicate Bank -vs-

Smt.Satya Srinath and submitted that, the learned Single Judge of this Court in W.P.Nos.24158-24160/2011 dated 18.4.2012 wherein Clause-7 of the Circular dated 7.9.2010 issued by the Vjaya Bank was called in question. The learned Single Judge held that, the Clause-7 of the Circular is violative of Article 14 of the Constitution of India interalia observing that:

"In deciding the entitlement of an employee for pension and other pensionary benefits, the Court should necessarily bear in mind the well settled position in law that where an employee put in more than minimum qualifying service for pension under the relevant Regulations or the Rules, even in case of resignation after putting in the qualifying service, the employee would be entitled to pension and otherwise the rule denying the pension merely on the ground that the employee has resigned even though the employee has put in required service prescribed under the relevant Regulations or the Rules, will be violative of Article 14 postulates and the provision of Article 16 of the Constitution."

17. The Division Bench of this Court in W.A.Nos.2956- 2977/2012 by relying on the Sheelkumar Jain's case (supra) and 88 distinguishing the case in UCO Bank -vs- Sanwar Mal reported in AIR 2004 SC 2135 has observed that:

"an Officer has to his credit the minimum period of qualifying service, he earns a right to get pension and as the Regulations stand that right to get pension can be taken away only if an order is passed under Regulations 3 or 16."

Further submitted that, the Courts will have to keep in mind the purposes of the statutory provisions to grant pensionary benefits to employees, who have rendered minimum qualifying service. Merely because he has tendered resignation, it cannot be construed as to deprive of an employee of the benefit of the pension under the Scheme. This Court has upheld that even in case of resignation, an employee, if he is otherwise qualified and has to his credit the minimum period of qualifying service, he would become entitled for exercising his option for pensionary benefit under the Scheme.

18. Further, in the matter of Satya Srinath's case (supra), the Apex Court considering the retirement and the resignation has observed that, the officer, if he had a minimum qualifying service, he is entitled 89 for pension. He further submitted that, as far as resignation is concerned, the matter has been concluded by the decision of the Division Bench and also by the decision of the Apex Court, as such, even if the person has resigned, resignation by itself does not disentitle such officer.

19. He also submitted that, though some of the petitioners had earlier approached this Court, seeking extension of time and the said request was rejected by the learned Single Judge and also by the Division Bench, however, such officers had approached the Apex Court in S.L.P.No.3634/2006 and connected matters. The Apex Court by order dated 22.2.2008 was pleased to grant leave. After granting leave, the I.B.A. started negotiations for second option. Accordingly, the meeting held on 25/26.2.2008 and as a result of such negotiation, a joint note came to be signed on 27.4.2010. Having regard to these circumstances and the joint note providing for exercise of second option, the petitioners, who had approached the Apex Court, filed a miscellaneous application seeking to withdraw the Civil Appeals by specifically mentioning that, in view of the settlement providing for 90 second option, they may be permitted to withdraw the Civil Appeals. Accordingly, the Apex Court by its order dated 18.4.2012 permitted all the appellants to withdraw the Civil Appeals and the order of dismissal of the Civil Appeals as withdrawn reads as under:

"These applications have been filed by the appellants to withdraw the appeals in view of the settlement arrived at between the parties.
Learned Counsel appearing on behalf of respondent No.1 in I.A.No. . . . in Civil Appeal No.1366 of 2008 says that he does not have any objection.
In view of the above, the appeals are dismissed as withdrawn."

20. The rights of the Bank officials, who had earlier filed writ petitions and the time was not extended, it did not extinguish their right to exercise their second option. The second option is provided to those, who could not exercise their option at the first instance. The second option that was provided was open to such officers. There is no bar or exclusion to exercise the second option. It is also not the terms of the joint note.

91

21. He further contended that, there is no distinction between the retirement on superannuation, voluntary retirement or voluntary retirement under the Special Scheme as long as the officers possess a minimum qualifying service, they can exercise the option for pensionary benefit by complying with the other terms and conditions therein. In this regard, he referred to the definition of "retired" under Clause-2 sub-clause (x) of the Pension Regulations 1995 and submitted that, Pension Regulations provide for three kinds of retirement viz., (1) Retirement on attaining the age of superannuation; (2) Voluntary retirement in terms of Regulation 29 of the Regulations;

(3) Premature retirement before attaining the age of superannuation. He also referred to Clause-19 of the O.S.R. and submitted that, the purpose of Clause-19 of the O.S.R. is to determine the age of retirement, as the Clause-28 and Clause-29 of the Pension Regulations 1995, do not fix the age of retirement, they only provide for retirement on superannuation, voluntary retirement or special voluntary 92 retirement, but as far as determination of age is concerned, it is determined in pursuance of Clause-19 of OSR, as such, invoking of Clause-19 and treating some of the voluntary retirement as under

Clause 19 does not make any difference between the voluntary retirement under Clause 29 of the Pension Regulations and retirement under the scheme under Clause 19 of O.S.R. Since all these petitioners have qualifying service as on 29.9.1995, some of them retired before signing of the joint note, some of them continued in service, when the petitioners possess the minimum qualifying service, use of the phrase 'voluntary retirement' under Clause 19 of O.S.R., does not make any difference as far as exercising the option under the joint note is concerned.

22. He also submitted that, when the settlement was arrived, the Banks were aware that the employees, who were in service as on 29.9.1995, who continued as on 27.4.2010 or, who had retired before the date of joint note will all be eligible for the benefit under the Pension Scheme, as such, the financial estimation was known and accordingly, the Banks were aware of the financial consequences. 93 Further, the rejection of their request for pension is not in terms of the joint note, but it is in terms of the circular, none of the rejection/communication have referred to the joint note, but they refer to the circular, as such, even if there is anything contained in the circular, which is contrary to the joint note, is not sustainable nor is binding on the petitioners.

23. Sri.V.S.Naik, learned Counsel appearing for some of the petitioners submitted that, the petitioners, who had exercised option under the "Exit Option Scheme", though it is termed as Exit Option, but when the document was signed, it was treated as voluntary retirement. Further, even the Exit Option itself contemplated that the persons exercising the Exit Option are also eligible for exercising option for Pension Scheme, as the Pension Scheme was made applicable. Even otherwise, he relied on an unreported judgment of the Andhra Pradesh High Court in W.P.No.9069/2011 between Sreeram Ramamurthy and Andhra Bank and submitted that, while interpreting Clause 2 sub-clause (y), the definition of "retirement", the Andhra Pradesh High Court has held that, the Joint Note as well as the circular 94 refer to the retirees from the bank and the word "retiree" in generic term includes all categories of retirees. Restricting the meaning of the said word only to those, who retired voluntarily or on superannuation, is not only against the object and purpose of the agreement under the Joint Note and the circular but would also amount to reading something else therein. Secondly, the definition of retirement, as defined under Clause-2 sub-clause (y) covers all cases of cessation from service. Hence, the word 'retired' used in the Joint Note and circular has to be understood broadly, as per definition.

24. He submitted that, even under the Exit Option Scheme itself provides that the persons opting for Exit Option are entitled for the pension. Though retirement is under Exit Scheme, but it was treated as voluntary retirement, as such, there was no reason to deny the benefit under the joint note for pensionary benefit.

25. Sri.Kasturi, learned Senior Counsel appearing for some of the respondents submitted that, joint note is a contract between the Officers' Association and the Indian Bank Association. The terms of 95 the contract cannot be altered or interpreted, they are binding, as they are, on the parties to the contract. If one party wants to alter, the second party has to have the notice and it must be in terms of Clauses- 13 and 14 of the joint note, as such, petitioners cannot file a writ petition to address their grievance on interpretation of the terms of the joint note. He further submitted that, the term "resignation" and "retirement", both are not synonyms, they have a different meaning, resignation is forfeiture of one's claim, retirement is happening of an event; resignation may occur at any time, but retirement occurs at certain point of time, as such, there is no reason to treat the resignation as retirement to invoke the terms of the settlement.

26. To support his contentions, he relied on the judgment reported in (2004) 4 SCC 412 in the matter of UCO Bank and Others

-vs- Sanwar Mal and submitted that, the terms agreed by the parties are binding on them, neither the court nor the parties can unilaterally alter the terms of contract, once they are agreed and signed.

27. Sri.Ramdas, learned Senior Counsel appearing for the I.B.A. 96 referred to bipartite settlement and the Pension Regulations 1995 and also O.S.R. and submitted that, before referring to the joint note, the background of the joint note is necessary. Various financial implications are involved. Having regard to the financial implications and having regard to the long drawn negotiation, joint note came to be signed and joint note restricts the benefit only to such employees, who covered under it.

28. The word "retirement" in the joint note is referable to Clause 2 sub-clause (y) of the Pension Regulations 1995. The definition of "retirement" only includes the retirement on attaining the age of superannuation, voluntary retirement under Regulation 29 and premature retirement by bank before attaining the age of superannuation. If the Officer had retired on attaining the age of superannuation and if he falls in terms of Clause (1) or Clause (2), he becomes entitled for exercising his option, if one retires under Regulation 29 on voluntary retirement, he is also covered under the joint note, but if the Bank had introduced a scheme in exercise of its power under Clause-19 of the O.S.R., such retirements are not covered 97 under Regulation 28 or Regulation 29. He referred to Clause-7 of the joint note and pointed out that, in respect of special voluntary retirement, which was introduced for a period of only one month in 2000, such of the employees, who come under the special voluntary retirement, who had exercised their option under the special voluntary retirement, their interest was protected by specially providing under Clause-7 of the joint note, any other retirement or cessation from service is not covered under the joint note, as such, invoking every other retirement under the joint note would run counter to the terms agreed by both the parties. Since it is an agreement arrived by both the parties, it is not open to interpret to mean and to include any other categories within the ambit of word "retired". He also referred to Regulation-29 and submitted that, voluntary retirement means, only under Regulation 29 and not otherwise, all other retirements come under Clause-19 of OSR, as such, such retirements are not included within the terms of the joint note.

29. He referred to fourth proviso to Clause-19 of the O.S.R. wherein the Regulations may provide for fixing the retirement age even 98 earlier to superannuation. However, any such benefit given to the employees is not covered under Regulation-29 of the Pension Regulations. He referred to the documents, to point out that, the terms of discussion and negotiation did not include all kinds of cessation from service, but specifically agreed only in respect of the retirement benefit, which is stipulated under Regulation 28 and Regulation 29 of the Pension Regulations. He referred to Regulation 28 to point out that, special voluntary retirement has also become part of Regulation 28 so as to enable them to opt for pensionary benefit in terms of the joint note, as such, any other interpretation is not permissible in terms of settlement. To support his submission, he relied on the following decisions:

1) AIR 1977 SC 322 in the matter of Herbertsons Ltd.

-vs- The Workmen of Herbertsons Ltd. And others;

2) 1999(4) Kar.L.J. 628 (DB) in the matter of Canara Bank, Head Office, J.C.Road, Bangalore -vs-

B.M.Ramachandra and others;

3) (2001) 9 SCC 318 in the matter of Bank of India -vs- Indu Rajagopalan and others;

4) (1981) 4 SCC 627 in the matter of Tata Engineering & Locomotive Co.Ltd. -vs- their Workmen.

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30. Sri.S.V.Narasimhan, learned Counsel appearing for the State Bank of Mysore, adopted the argument of Sri.Ramdas, learned Senior Counsel. In addition to that, he submitted that, the respondent for whom he is appearing has introduced the Exit Option Scheme and it was not the voluntary retirement or retirement, it was a special scheme under which the employees were provided for voluntary exit from service to avoid frustration and stagnation. Such exit policy or Scheme is not contemplated within the joint note nor it was a part of negotiation. In addition to the same, for exiting from service of the bank, special incentives by way of ex gratia were provided, as such, such officers cannot themselves equate on par with the persons retiring on superannuation or voluntary retirement under Regulation 29 of the Pension Regulations, the Exit Option Scheme is under Clause-19 sub- clause (1) of O.S.R. Hence, case of such officers is not covered under the joint note.

31. Sri.Radhesh Prabhu, learned Counsel appearing for some of the Banks submitted that, all the petitioners in the writ petitions he is appearing, have retired after 27.4.2010, they all fall under Clause-3 of 100 the joint note, however, they do not fall within the term "retired" as their retirement is under Clause-19 sub-clause (1) of the O.S.R. He also submitted that, resignation is different from retirement, as such, person, who has resigned from service, cannot exercise his option treating himself as a retired employee. Further submitted that, once the option is exercised by filing a writ petition and after disposal of the writ petition and writ appeal, very same petitioners cannot once again exercise very same option, though it is offered second time. If they have lost the option, there is no right to claim one more option for the same purpose. He also relied on the judgment reported in (2004) 4 SCC412 in the matter of UCO Bank and Others -vs- Sanwar Mal and the judgment reported in AIR 2011 SC 2990 in the matter of SheelkumarJain-vs-The New India AssuranceCo.Ltd.& Ors.

32. Sri.S.K.M.Shetty, learned Counsel appearing for the State Bank of Hyderabad submitted that, before 2001, there is no voluntary retirement scheme, the State Bank of Hyderabad has a different policy of qualifying service from 15 to 20 years and the minimum age of 50 years. Though he admitted that, both the petitioners had put in service 101 of 38 years and 34 years, however, they do not fall either under the Special Voluntary Retirement Scheme or Voluntary Retirement Scheme. The voluntary retirement was given only on medical ground and as such, the petitioners do not fall under the category of voluntary retirement.

33. By way of reply, Sri.P.S.Rajagopal, learned Senior Counsel once again referred to Clause 2 sub-clause (y) of the Pension Regulation 1995 to submit that, "retired" as defined at Clause 2 sub- clause (x) includes deemed retirement also and submitted that, the word referred to in the joint note is retired and not retirement. Even otherwise, he submitted that, on interpretation two views are possible, the view which is beneficial to the employee must be adopted. Further submitted that, all the officers have put in more than 20 years of service, they fulfill all the requirement under Regulation 29 of the Pension Regulations and if their retirement is voluntary retirement, having fulfilled qualifying service and other criteria, there is no reason to put them in another category to deny the benefit of voluntary retirement. He also submitted that, civil appeals are withdrawn only 102 because there was a settlement and joint note, which enable the appellants before the Supreme Court to exercise second option. As such, they have not relinquished their right to exercise their option.

34. Having regard to the rival contentions raised by both the parties, the points that arise for consideration in these writ petitions are:

1. Whether the dismissal of Civil Appeal Nos.1364, 1365, 1366, 1367, 1368, 1369, 1371/2008 disentitle the appellants therein from invoking the second option under joint note dated 27.4.2010?
2. Whether the Officer is tendering his resignation even after having rendered qualifying service becomes ineligible to exercise his option under the joint note?
3. Whether the voluntary retirement under Clause 19 of O.S.R. is covered under the terms of the joint note?
4. Whether Exit Option Scheme is outside the scope of joint note?
5. Whether the relief sought for by the petitioners involves the interpretation and alteration of the terms of the joint note?
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Point No.1:

35. Whether some of the petitioners, who had earlier filed writ petitions seeking extension of time to exercise option at the first instance, having failed to get the relief in the writ petitions and confirmed in writ appeals, have lost their right to exercise their second option.

36. It is not in dispute that, writ petitions were filed seeking extension of time to opt for pension, and their writ petitions and also appeals have been dismissed. However, it is pertinent to note that, they had filed S.L.P. before the Supreme Court and the Apex Court by order dated 22.2.2008 had granted leave. While the civil appeals were pending, the negotiations started between the Association of Banks and the Association of the Employees of the Banks and thereafter, the joint note came to be signed on 27.4.2010. The Clause-D of the joint note reads as under:

"(D). The United Forum of Bank Unions (UFBU) representing workmen and officers in Banks were requesting to allow another option to those who were in the service of the Banks prior to 29th September 1995 in case of Nationalized Banks / 26th March 1996 in case of 104 Associate Banks of State Bank of India and continued in service on or after that date and did not opt for pension when offered as per the Scheme. IBA was not agreeable to the demand and reiterated its inability to extend the present Pension Scheme to those who had not opted for pension on cost consideration. However, both the parties agreed to discuss alternate proposals. The same was incorporated in the fifth paragraph of the Joint Note on salary revision for officers dated 2nd June 2005. The UFBU pursued the demand inspite of the above position and offered to share a portion of the initial finding liability on one-time basis for extending pension to the non optees."

37. By protracted negotiations and series of talks, the employees agreed to contribute Rs.1,800/- crores, being 30% of the estimated funding gap for extending pension to those employes who were in the service of the bank prior to 29 th September 1995 n the case of Nationalized banks and 26th March 1996 in case of Associate Banks of State Bank of India and continue to be in service thereafter and did not opt for pension. They had also requested to extend the Pension Scheme. Accordingly, it was agreed that:

"Another option for joining the existing Pension Scheme shall be extended to those Officers . . . ."

(2)(a) who were in the service of the bank prior to 29 th 105 September 1995 in case of Nationalized Banks/26 th March 1996 in case of Associate Banks of State Bank of India and continue in the service of the bank on the date of this Joint Note;

(b) exercise an option in writing within 60 days from the date of offer, to become a member of the Pension Fund and (ci) authorise the Trust of the Provident Fund of the bank to transfer the entire contribution of the bank along with interest accrued thereon to the credit of the Pension Fund. (3)(a) were in service of the bank prior to 29 th September 1995 in case of Nationalized Banks/26 th March 1996 in case of Associate Banks of State Bank of India and retired after that date and prior tot he date of this Joint Note;

(b) exercise an option in writing within 60 days from the date of offer to become a member of the Pension Fund and

(c) refund within 30 days after expiry of the said period of 60 days, the entire amount of the banks contribution to the Provident Fund and interest accrued there received by the officer on retirement together with his share in contribution towards meeting 30% of Rs.3115 crores which is estimated and reckoned as the funding gap for those eligible under Clause (3), (4) and (5) of the Joint Note. On an individual basis, the payment over and above the bank's contribution to Provident Fund and interest thereon has been worked out at 56% of the said amount of bank's contribution to Provident Fund and interest thereon received by the officer on retirement." 106

38. From the joint note, it is clear that, the joint note provided an option for joining the existing Pension Scheme to those, who were in service prior to 29.9.1995 and continued as on the date of joint note or retired prior to signing of the joint note. It does not exclude any employee who comes within the terms of the joint note. It is not in dispute that, such petitioners had not exercised option at the first instance, as such, they had sought for extension of time to exercise option, it was not extended. It means that, such of the employee did not exercise their option. It is not the case of the Bank that though such petitioners exercised their option in time, but was rejected.

39. In this case, since the second option admittedly was given to such employees, who had not exercised their option, though some of these petitioners did invoke earlier option and some of them were not successful in seeking extension, it is not that they had exercised their option and it is rejected, what is said is that, they could not exercise their option in time. As such, it means that, they had not exercised their option. Not exercising the option was also for the reason that the circular and Regulation of the Banks stipulated a condition that the 107 officer or employee, who is involved in the strike, will not be entitled to claim the benefit under the existing pension scheme. This was not the term of negotiation between the Employees' Association and the Association of the Bank, as such, most of the employees had not exercised their option and it is stated that, only 48% of the employees opted and 52% employees did not opt. Large number of employees could not exercise their option under the fear of forfeiture of their claim on account of one way or the other, if they are treated as involved in a strike against the banks, this became an issue for negotiation for the second option. Some of the petitioners, who had approached this Court, had only sought for extension of time and if that extension is not granted, it means that, they did not exercise their option earlier, as such, they also became entitled for exercising their option. Further the Apex Court had taken note of the fact that, in view of the settlement providing for second option, the Civil Appeals were withdrawn and it is not an abandonment of right to exercise an option. Under the terms of joint note, all that is required s that, the employee of the Bank must be in service prior to 29.9.1995 in case of Natonalized 108 Banks and 26.3.1996 in case of other Banks, either continued in service or retired as on the date of joint note, if he is qualified, such employee is entitled to exercise his option. When the retirement of Bank employees either on attaining the age of superannuation or on voluntary, if he has rendered the qualifying service and agreeable to fulfill other conditions as stipulated under the joint agreement, he is entitled to exercise the option for pension.

40. No distinction can be made between two employees, who have rendered the requisite qualifying service and who are eligible to opt for voluntary retirement, but one opt to resign, another opt to take voluntary retirement, as both have requisite qualifications to opt for voluntary retirement. To deny the benefit to opt for pension under joint note only on the ground that, he has resigned, such interpretation would amount to creating discrimination amongst the similarly placed employees, and is violative of Article 14 of the Constitution of India.

41. Though there is no reference to resigned employees, however, this Court as well as the Apex Court on consideration have 109 held that, the employee who has rendered qualifying service for voluntary retirement, but has resigned, is also entitled for the pensionary benefits. A Division Bench of this Court in the earlier decision in Smt.Satya Srinath -vs- Syndicate Bank reported in ILR 2003 KAR 2605 has held that, "In deciding the entitlement of an employee for pension and other pensionary benefits, the Court should necessarily bear in mind the well settled position in law that where an employee put in more than minimum qualifying service for pension under the relevant Regulations or the Rules, even in case of resignation after putting in the qualifying service, the employee would be entitled to pension and otherwise the rule denying the pension merely on the ground that the employee has resigned even though the employee has put in required service prescribed under the relevant Regulations or the Rules, will be violative of Article 14 postulates and the provision of Article 16 of the Constitution."

Thus, from the observation in the said judgment, makes it clear that, it is not the word "resignation" or "retirement" is important to opt for pensionary benefit, but, what is important is, whether the officer was having a minimum qualifying service to opt for pensionary benefit. The said judgment is followed by the learned Single Judge of this 110 Court in W.P.Nos.24158-24160/2011 and connected matters dated 18 th April 2012 wherein the Vijaya Bank had rejected the claim of an employee of the Bank for pensionary benefit on the ground that, he has resigned and not entitled for pension in terms of Clause 7 of the Circular, the Clause 7 reads as under:

"This option to join the Pension Scheme shall not be extended to those employees (Officers and Award Staff)who ceased to be in the service of the Bank in any manner other than the categories mentioned in the Regulation."

42. The petitioners therein had tendered their resignation. Since it was other than the categories mentioned under Clause-7 of the circular, the request of such resigned employees was rejected, and the said employees approached this Court. This Court relying on the decision in Smt.Satya Srinath's case and also in Sheelkumar Jain's case held that, Clause-7 of the Circular No.10191 dated 7.9.2010 is violative of Article 14 and 16 of the Constitution of India and accordingly, has quashed the same.

43. A Division Bench of this Court in Writ Appeal Nos.2956- 111 2977/2012 dated 30th July 2012 at para-6 and 7 observes thus:

"6. It is also noteworthy that attention of the learned Single Judge was not drawn to the decision of the Hon'ble Supreme Court in Syndicate Bank Bangalore-Vs- Satya Srinath upholding the decision of the Division Bench of this court, which was duly reflected upon in the impugned order. Satya Srinath was held by its employer, the Syndicate Bank, to have resigned by operation of a separate deeming Regulations. The employer, the Syndicate Bank did not hold any Disciplinary Enquiry and thus, the cession of services could not have been construed as punitive in nature. Once again the Apex Court emphasized the difference between 'resignation' and 'retirement' and directed that since the respondent therein had put in 20 years of qualifying services, she was entitled tot he benefits of the 'Pension Scheme'.
7. We must immediately pen down the circumstances in which the Writ Petitioners opted to 'resign' rather than 'retire'. At the material point of time, the Regulations debarred retirement where the concerned employees had participated in a strike. It is not disputed that from the very inception of its inclusion this clause was remonstrated against by the Unions, leading eventually to its withdrawal altogether. At that stage, the employees were given a second opportunity/option to opt for the pension scheme by returning the benefits already received by them and making pecuniary adjustment so as to fall in line with the pension formulations and calculation. Immediately, the Writ petitioners had exercised the second option but it was the bank which declined to admit them to the benefits of pension scheme. As in the other precedents, the fact that they had already put in requisite number of years of service qualifying 112 them to pensionary benefits in accordance with the modified pension scheme, impel us likewise to hold them entitled to those benefits.

44. Thus, from the above observation, it leaves no doubt in my mind that, what is required is not the nature of retirement, but what is required is minimum qualifying service and the fulfillment of all other conditions and not the manner in which his service came to an end, if such cessasion was not punitive, but voluntary or under any scheme formulated by the Banks. If the resignation was not punitive and was voluntary and such employee had to his credit minimum qualifying service, such employee if complies with the other conditions, he cannot be denied of the pensionary benefit.

45. The Apex Court in a judgment reported in Lt.Col.P.S.Bhargava (supra), has observed that:

"an Officer has to his credit the minimum period of qualifying service, he earns a right to get pension and as the Regulations stand that right to get pension can be taken away only if an order is passed under Regulations 3 or 16."
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46. Thus, looking from any angle, if the resignation is not the term, which bars the officers of the Banks from opting the Pension Scheme, there is no reason to restrict the meaning of the word "retirement", retirement means cessation from bank's service either on attaining the age of superannuation or by voluntary retirement, what is to be seen is, the purpose for which and for whose benefit, the Scheme is introduced, the Scheme itself postulates that the employees, who were in service prior to 29.9.1995 continued or retired as on the date of the joint note.

47. Hence, I hold that the officers, who have resigned after having rendered qualifying service and who fulfill other conditions for opting the pension under the joint note, are entitled for pension. Point No.3:

48. As regard to third point, it was argued at length interalia contending that, the retirement under Clause 28 and 29 of the Pension Regulations, is different from special retirement under Clause-19 of the O.S.R. However, it was not disputed by the learned Counsels for the respondents - Banks that, the petitioners have rendered minimum 114 qualifying service in the Bank and they could have applied for voluntary retirement under Clause 29 of the Pension Regulations 1995. It is also not the case of the respondents that, the pension scheme is only applicable to the employees, who had retired on attaining the age of superannuation. But it is admitted that the pension scheme is applicable to the employees, who have taken voluntary retirement under Clause 29 of the Pension Regulations of 1995.

49. It is also not the case of the respondents that, the resignation or special retirement or retirement under Exit Option, were by way of punitive measure.

50. It is also pertinent to note that, most of the Bank employees did not opt for pension at the first instance out of fear of forfeiture on the ground of their alleged involvement in strike against the Banks. It is in these circumstances, some of the employees, instead of opting for pension opted for different mode of retirement. As otherwise they would have also exercised their option for pension at the first instance itself.

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51. It is also pertinent to note that, it is because of the forfeiture clause, negotiations started once again for second option and joint note was signed giving second option. Hence, the second option was given with intention to provide opportunity to such employees.

52. As far as the word "retirement" is concerned, both "retired" and "retirement" are defined under Clause 2(x) and (y) of the Pension Regulations 1995.

53. The word "retired" includes deemed retirement also, i.e., cessation from service.

54. The word "retirement" as defined under Clause 2 sub-clause (y)includes

(a) on attaining the age of superannuation specified in Service Regulations or Settlements;

(b) on voluntary retirement in accordance with provisions contained in Regulation 29 of these regulations;

(c) on premature retirement by the Bank before attaining the age of superannuation specified in Service Regulations or Settlement.

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55. As far as clauses (a) and (b) are concerned, both are covered under the Pension Scheme. As far as Clause (c) is concerned, it is premature retirement by the Bank not by the voluntary act of the employee. It is not the case of the respondent - Bank that, any of the petitioners were forced by the Bank to go for premature retirement. Petitioners' case does not fall under Clause 2(y)(c) of the Pension Regulations 1995. However, the retirement of the petitioners is sought to be distinguished on the ground that, the retirement of the petitioners do not fall under Regulation 28 or 29, as, is not special voluntary retirement nor on attaining the age of superannuation nor it is voluntary retirement, but such termination comes under Clause 19 of the O.S.R. However, to seek for voluntary retirement under Regulation 29, the employee must have rendered minimum 20 years of qualifying service and fulfills all other conditions, such as, issuing notice of his intention to retire by giving notice of three months in advance. Regulation 29 reads as under:

29. Pension on Voluntary Retirement:
1) On or after the 1st day of November 1993, at any time after an employee has 117 completed twenty years of qualifying service he may, by giving notice of not less than three months in writing to the appointing authority retire from service;

Provided that this sub-regulation shall not apply to any employee who is on deputation or on study leave abroad unless after having been transferred or having returned to India he has resumed charge of the post in India and has served for a period of not less than one year:

Provided further that this sub-regulation shall not apply to an employee who seeks retirement from service for being absorbed permanently in an autonomous body or a public sector undertaking or company or institution or body, whether incorporated or not to which he is on deputation at the time of seeking voluntary retirement:
Provided that this sub-regulation on shall not apply to an employee who is deemed to have retired in accordance with Clause(1) of Regulation 2.
2) The notice of voluntary retirement given under sub-regulation (1) shall require acceptance by the appointing authority:
Provided that where the appointing authority 118 does not refuse to grant the permission for retirement before the expiry of the period specified in the said notice, the retirement shall become effective from the date of expiry of the said period.
3)(a) An employeed referred to in Sub-

regulation (1) may make a request in writing to the appointing authority to accept notice of voluntary retirement of less than three months giving reasons therefor:

(b) On receipt of a request under Clause (a), the appointing authority may, subject tot he provisions of Sub-regulation (2) consider such request for the curtailment of the period of notice of three months on merits and if it is satisfied that the curtailment of the period of notice will not cause any administrative inconvenience, the appointing authority may relax the requirement of notice of three months on the condition that the employee shall not apply for commutation of a part of his pension before the expiry of the notice of three months.
4) An employee who has elected to retire under this regulation and has given necessary notice to the effect to the appointing authority, shall be precluded from withdrawing his notice except with the specific approval of such authority;
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Provided that the request for such withdrawal shall be made before the intended date of his retirement.

5) The qualifying service of an employee retiring voluntarily under this regulation shall be increased by a period not exceeding five years, subject to the condition that the total qualifying service rendered by such employee shall not in any case exceed thirty-three years and it does not take him beyond the date of superannuation.

6) The pension of an employee retiring under this regulation shall be based on the average emoluments as defined under Clause (d) of regulation 2 of these regulations and the increase, not exceeding five years in his qualifying service, shall not entitle him to any notional fixation of pay for the purpose of calculating his pension.

56. To opt for voluntary retirement under Clause 29 of the Pension Regulations, the employee must have:

(a) rendered minimum 20 years of qualifying service;
(b) by giving notice, not less than three months;
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(c) subject to acceptance by the authority.

The Regulation 29 also provides for exempting the requirement of giving three months' notice.

57. It is not the case of the respondent - Banks that, any of the petitioners had not put in qualifying service or it violates any of the conditions under Clause 29 of the Pension Regulations.

58. Hence, if the employees who have been qualified to opt for voluntary retirement, but has opted for different mode of retirement, he cannot be discriminated on the ground that, it does not fall under Clause 29 of the Regulations. Such an interpretation would be discriminating and violative of Article 14 of the Constitution of India. No two similarly situated employees could be discriminated on the nomenclature or terminology of their cessation from service.

59. Referring to the retirement of the petitioners under Clause 19 of the O.S.R. is a wrong notion. Clause 19 of the O.S.R. deals with power of the Board to determine the age of retirement. Neither Clause 121 28 nor Clause 29 of the Pension Regulations deals with fixation of age of superannuation or retirement under any scheme.

60. To determine the age of superannuation or for premature or under any special scheme, the Board is conferred with power to determine the age of retirement or earlier age of retirement under special voluntary retirement or voluntary retirement. Hence, the argument that the retirement under Clause 19 of the O.S.R. is different from retirement under Clause 28 and 29 of the Pension Regulations does not merit. Clause 19 referred to under the Scheme for retirement is for determination of age of retirement. For the purpose of prescribing the age of superannuation or prescribing the age under special scheme or voluntary retirement, the Board exercises its power under Clause 19 of O.S.R. Hence, the scope of Clause 19 is different from the scope of the Pension Regulations under Clause 28 and 29. Regulations have to be read and understood having regard to the purpose and the context of provision.

61. The Apex Court in the case of Sheel Kumar (supra), in the 122 case of resignation itself, wherein in respect of an officer, who had tendered his resignation was denied of the pensionary benefits. Referring to the pension on voluntary retirement, having noticed that the appellant before the Supreme Court had completed 20 years of qualifying service and had given 90 days' notice, it is observed at para- 13 as under:

"13. The aforesaid authorities would show that the Court will have to construe the statutory provisions in each case to find out whether the termination of service of any employee was a termination by way of resignation or a termination by way of voluntary retirement and while construing the statutory provisions, the Court will have to keep in mind the purposes of the statutory provisions. The general purpose of the Pension Scheme, 1995, read as a whole, is to grant pensionary benefits to employees, who had rendered service in the Insurance Companies and had retired after putting in the qualifying service in the Insurance Companies. Clauses 22 and 30 of the Pension Scheme, 1995 cannot be so construed as to deprive of an employee of an insurance Company, such as the appellant, who had put in the qualifying service for pension and who had voluntarily given up his service after serving 90 days notice in accordance with sub-clause (1) of Clause 5 of the Scheme, 1976 and after his notice was 123 accepted by the appointing authority."

The observation of the Apex Court amplifies that, grant of pensionary benefit to the employees, who had rendered service and retired after putting in qualifying service, cannot be so construed as to deprive of an employee of pension, who had voluntarily had given up his service. The Apex Court even in case of "resignation" has treated that, it is the qualifying service that is important and not the term of cessation of the employment, it is in this context, observed that, the Court will have to construe the statutory provision having regard to the purpose of the statute. Thus, from the said observation, it is clear that, the Court must consider the purpose for which the scheme is introduced. This Court following the decision in Sheel Kumar's case in W.P.Nos.24158- 24160/2011 has held that, even if it is resignation, if the officer has rendered qualifying service, he is entitled for the benefits under the pension scheme.

62. The learned Single Judge of this Court in another W.P.Nos.3919 to 3994/1996 dated 20th September 1996 having regard 124 to various clauses of the Pension Regulations 1995 at para-9, has observed as under:

"9. I do not see any distinction amongst the retired employees. If a proper construction are given to the Regulations cited supra, in my view the Bank cannot make a distinction among the employees who retired under the scheme of voluntary retirement scheme and employees who retried otherwise because the term 'retirement' which occurs in the Regulations includes voluntary retirement. I do not see any reason to confine voluntary retirement only under Regulation 29 of the Regulations. If such a construction is given to Regulation 29 of the Regulations, it offends Article 14 of the Constitution of India, as argued by the learned Counsel for the petitioners."

63. A Division Bench of this Court in another case reported in 1999(4) Kar.L.J. 628 (DB) (supra) at para-15, in case of voluntary retirement where the package was received by an employee has observed thus:

"15. We are also not impressed by the submissions made on behalf of the appellants that as the voluntarily retired employees had drawn the package of terminal benefits many years before the enforcement of the Regulations, they were not entitled to the grant of pensionary benefit as allegedly there did not exist a relationship of employer and employee at the time of the enforcement of the Regulation. . . ."
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Even in case of an employee receiving the benefit under package scheme, but was qualified for pension, still he is entitled for pension benefit though he approached belatedly.

64. In these cases, facts are not in dispute that, all these petitioners were in service prior to 29.9.1995 and they have put in more than 20 years of qualifying service as per Regulation 29 of the Pension Regulations, all of them were qualified to opt for voluntary retirement under Clause 29 of the Pension Regulations. Maybe, they might have been retired or ceased to be an employee under different schemes, but none of them either have been forced to retire or their cessation from service was, as a punitive measure.

65. Now as far as benefit of pensionary benefit is concerned, pension is not granted by way of charity or bounty to the employee, but it is given having regard to number of years of service rendered in the establishment or bank. It is not all the employees, whose services were terminated from the Banks, would automatically become entitled for pension. Pension is granted if the employee of the Bank has rendered 126 qualifying service, that is, in recognition of their number of years of service in the establishment, by way of compensation for the past service the pension is granted to the employee to spend his retired life. The Apex Court in a case reported in AIR 1992 SC 767 in the matter of All India Reserve Bank Retired Officers Association and others -vs- Union of India and others has observed thus:

"5. The concept of pension is now well known and has been clarified by this Court time and again. It is not a charity or bounty nor is it gratuitous payment solely dependent on the whim or sweet will of the employer. It is earned for rendering long service and is often described as deferred portion of compensation for past service. It is in fact in the nature of a social security plan to provide for the December of life of a superannuated employee. Such social security plans are consistent with the socio- economic requirements of the Constitution when the employer is a State within the meaning of Article 12 of the Constitution."

A Constitutional Bench of the Apex Court in Nakara's case reported in AIR 1983 SC 13 has observed that, classification of pensionary benefits on the basis of the retiring date is not founded on any rational principle and is, therefore, void as violative of Article 14 of the Constitution of India. The object of providing a pension or 127 liberalisation thereof is to provide a decent standard of life to the working people after their superannuation. Hence, where the retirees belong to the same class, no unequal treatment can be permitted on the ground that some retired earlier and some retired later. Though such a question does not arise in these cases, as all these employees, they fall in one class, namely, all of them were in service prior to 29.9.1995, some continued, some retired on the date of signing of the joint note. All such employees become class by themselves. Article 14 of the Constitution does not permit the classification amongst the similarly placed employees. Making distinction amongst such employees on the ground of retiring under different title or head would be nothing but violative of Article 14 of the Constitution of India.

66. Hence, considering from any angle, I do not find there is any distinction between the employees retired under the Voluntary Retirement Scheme or under the Exit Policy Scheme or under any other nomenclature as long as they have put in a number of qualifying service and eligible for voluntary retirement, all will form class by 128 themselves and are covered under the joint note, to opt for pension under the Pension Regulations 1995.

67. Even in case of "exit policy", the terms of the said policy itself provide for pension. Banks themselves have understood that cessation from service under different policies or schemes will not bar the employees from opting for pension, if they have rendered qualifying service. Clause-4 sub-clause (ii) of the Exit Option Scheme reads as under:

"However, pension shall be payable only to those officers who are eligible for the same, in terms of SBM Employees Pension Fund Rules/SBM Officers Service Rules. It is further clarified that officers exercising option under Exit Option Scheme and those who would be permitted to exit, would not be eligible for pension, unless they have completed 20 years of pensionable service under the applicable rules."

Thus, there is no reason to keep out some employees, who have rendered qualifying service, from the purview of pension.

68. Having regard to the observations and having regard to the law laid down by the Apex Court and this Court and having regard to 129 the pensionary scheme, I find that there is no reason to deny the pensionary benefit as long as they fulfill the condition of minimum qualifying service and also fulfill that they were in service prior to 29.9.1995 and either continued or retired as on the date of joint note dated 27.4.2010, if they agree to fulfill other conditions, if any, in this joint note or Pension Regulations.

69. Accordingly, I answer point No.4 in favour of the petitioners. Hence, for the reasons stated above, the Writ Petitions are allowed and the impugned circulars, orders and communication in the respective Writ Petitions, stand quashed and all the petitioners are entitled to exercise their option for Pension under the Pension Regulations.

Banks are directed to accept their option and grant pension by including them under the Pension Scheme in terms of the joint note and the Pension Regulations.

130

*All the Banks are directed to comply with the order of this court within three months from the date of receipt of copy of this order.

Sd/-

JUDGE KNM/-

*The last sentence is substituted Vide order dtd.19.10.2012 131 SBAJ: WP Nos.7245/2011 19.10.2012 & connected matters ORDER ON IA.2/2012 IA.2/2012 is filed for correction of the final order passed by this Court on 30.8.2012 inter-alia seeking the correction of the sentences "Learned counsel for the Indian Banks Association submits that three months' time may be given for compliance. Accordingly, three months' time is granted for compliance from the date of receipt of copy of this order."

Learned counsel for the Indian Banks Association submits that the Court had directed the Banks to comply with the direction.

Considering the said submission, the sentences read as "Learned counsel for the Indian Banks Association submits that three months time may be given for compliance. Accordingly, three months' time is granted for compliance from the date of receipt of copy of this order" is substituted with the sentence "All the Banks are directed to comply with the order of this Court within three months from the date of receipt of copy of this order."

Accordingly, IA.2/2012 is disposed of.

Office is directed to issue the corrected copy of the order dated 30.8.2012.

Sd/-

JUDGE RV