State Consumer Disputes Redressal Commission
B.M. State Bank Of India vs Smt. Reena Naiyar & Anr. on 16 December, 2015
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i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh ,u- ds- JhokLro] vf/koDrkA mRrjoknhx.k dh vksj ls Jh lat; frokjh] vf/koDrkA vkns'k fnukad% 16@12@2015 }kjk%&ekuuh; Jh Mh- ds- iksn~nkj] lnL; vihykFkhZ@vukosnd us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] nqxZ ¼N0x0½ ¼ftls vkxs laf{kIr esa ^^ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad&14@149 **Jherh jhuk uS;~;j ,oa ,d vU; fo:) czkap eSustj] Hkkjrh; LVsV cSad** esa ikfjr vkns'k fnukad&26-06- 2015 ftlds }kjk [email protected] ds ifjokn dks Lohdkj // 2 // djrs gq, ;g vknsf'kr fd;k x;k gS fd vkns'k fnukad ls ,d ekg ds vof/k ds Hkhrj%& **v- vukosnd] ifjoknhx.k dks 80]000@&¼vLlh gtkj :Ik;s½ vnk djsA c- vukosnd] ifjoknhx.k dks mDr jkf'k ij ifjokn izLrqfr fnukad&09-05-2014 ls Hkqxrku fnukad rd 12 izfr'kr okf"kZd dh nj ls C;kt Hkh iznku djsA l- vukosnd] ifjoknhx.k dks okn O;; ds :Ik esa 5]000@&¼ikap gtkj :Ik;s½ Hkh vnk djsA** ls nqf[kr gksdj izLrqr fd;k gSA 02- [email protected] dk ifjokn ftyk Qksje ds le{k laf{kIr esa bl izdkj jgk gS fd [email protected] dk ,d cpr [kkrk dz-&10073947076 vihykFkhZ@vukosnd cSad esa gSA mRrjoknhx.k@ ifjoknhx.k ds }kjk fnukad&10-03-2013 dks ,Vh,e ls 80]000@&¼vLlh gtkj :Ik;s½ dh fudklh djuk crykbZ xbZ gS ftldh tkudkjh fnukad&04-08-2013 dks ikl cqd esa bUnzkt djkrs le; gqbZ ftl ij [email protected] us vihykFkhZ@vukosnd cSad esa f'kdk;r fd;k D;ksafd ,d fnu esa dksbZ Hkh [kkrk /kkjd ,l- ch- vkbZ- ,- Vh- ,e- ls 40]000@&¼pkyhl gtkj :Ik;s½ ls vf/kd ugha fudky ldrk FkkA [email protected] ds f'kdk;r dk dksbZ Hkh tokc vihykFkhZ@ vukosnd }kjk ugha fn;k x;k vkSj uk gh mDr jde mlds [kkrs esa okil fd;k x;kA [email protected] ds }kjk vius vf/koDrk ds ek/;e ls vihykFkhZ@vukosnd cSad dks fnukad&24-02-2013 dks uksfVl tkjh fd;k x;k ftlds tokc esa vihykFkhZ@vukosnd cSad ds }kjk [email protected] dks oLrqfLFkfr dk irk djds lwfpr djus dk gokyk fn;k x;k fdUrq dksbZ lwpuk ugha nh xbZA vihykFkhZ@vukosnd cSad dk mijksDr d`R; lsok esa deh ,oa O;olkf;d dnkpj.k dh Js.kh esa // 3 // vkrk gSA bl rjg [email protected] us vius ifjokn&i= ds dafMdk&7 esa n'kkZ;s vuqlkj vuqrks"k fnyk;s tkus dk fuosnu fd;k gSA 03- [email protected] dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k mRrjokfnuh dz-1@ifjokfnuh dz-1 dk 'kiFk&i= rFkk fof/kd uksfVl fnukad&23-12-2013 ¼izn'kZ ,&1½] ikl cqd ¼izn'kZ ,&2½ rFkk mRrjokfnuh dz-1@ifjokfnuh dz-1 }kjk vihykFkhZ@vukosnd dks izsf"kr vkosnu fnukad&04-08-2013 ¼izn'kZ ,&3½ dh QksVks dkih izLrqr fd;k gSA 04- vihykFkhZ@vukosnd cSad dh vksj ls ftyk Qksje ds le{k fyf[kr dFku izLrqr dj ;g vfHkopu fd;k x;k gS fd vihykFkhZ@vukosnd cSad esa [email protected] dk la;qDr uke ls ,d cpr [kkrk gSA [email protected]] LVsV cSad vkWQ bafM;k ds ,- Vh- ,e- ls 80]000@&¼vLlh gtkj :Ik;s½ dh fudklh ds rF; dks fNik jgs gSa vkSj fu;e dk gokyk ns jgs gSa fd dksbZ Hkh [kkrk /kkjd ,l-ch-vkbZ- ,-Vh-,e- ls ,d fnu esa vf/kdre 40]000@&¼pkyhl gtkj :Ik;s½ ls vf/kd jde fudky ugha ldrkA [email protected] jde fudkyus ;k ugha fudkyus ds laca/k esa dksbZ dFku ugha dj oLrqfLFkfr dks fNikus dh ps"Vk dj jgs gSaA okLro esa [email protected] ,-Vh-,e- /kkjd us fnukad&09-03-2013 dh jkf= 23-00 cts ls jkf= 23-04 cts rd pkj ckj 10]000&10]000@&¼nl&nl gtkj :Ik;s½ dqy 40]000@&¼pkyhl gtkj :Ik;s½ mDr dkMZ ls VªkatsD'ku dz-&5187] 5188] 5189 ,oa 5190 ds }kjk jde fudklh fd;k gSA pwafd jkf= 23-00 cts ls ,- Vh- ,e- fLop lsUVj eqacbZ esa fnu Hkj ds VªkatsD'ku ds feyku dk dk;Z izkjaHk gks x;k Fkk] vr% mDr lHkh fudkfl;ksa dk bUnzkt [email protected] ds cpr [kkrs esa nwljs fnu vFkkZr~ fnukad&10-03-2013 dks fd;s x;sA [email protected] ,- Vh- ,e- /kkjd us fnukad&10-03-2013 ds // 4 // nksigj 12-34 ls 12-37 cts rd 10]000&10]000@&¼nl&nl gtkj :Ik;s½ dqy 40]000@&¼pkyhl gtkj :Ik;s½ mDr dkMZ ds VªkatsD'ku dzekad&5417] 5418] 5419 ,oa 5420 }kjk jde fudklh dh FkhA bl izdkj ,- Vh- ,e- dkMZ /kkjd us fnukad&09-03-2013 ,oa 10-03-2013 dks dqy feykdj 80]000@&¼vLlh gtkj :Ik;s½ dh fudklh dh FkhA izdj.k esa mDr frfFk;ksa ds ts- ih- jksy dh QksVks dkih layXu gSA lqj{kk dh n`f"V ls e'khu dk fuekZ.k ,oa mlesa ;g O;oLFkk dh xbZ gS fd dksbZ O;fDr ,- Vh- ,e- dkMZ ds ek/;e ls vius cpr [kkrs ls ,d fnu esa 40]000@& ¼pkyhl gtkj :Ik;s½ rd gh jde fudky ldrk gS fdUrq fdlh Hkh fLFkfr esa lgh dkMZ ,oa lgh fiu uacj ds fcuk jde dh fudklh laHko ugha gSA LVsV cSad dS'k Iyl ,- Vh- ,e- de MsfcV dkMZ Hkh cSad }kjk tkjh fd;k tkrk gSA ;g dkMZ varjkZ"Vªh; dkMZ gSA mDr dkMZ /kkjdksa ds fy, ,d fnu esa de ls de 100@&¼,d lkS :Ik;s½ ,oa vf/kdre 45]000@&¼iSarkyhl gtkj :Ik;s½ ;k 1000 ;w- ,l- MkWyj fudkyus dh lqfo/kk gSA blh izdkj xksYM@IysfVue dkMZ ls [kkrk /kkjd ,- Vh- ,e- e'khu ls 01 fnu esa 1]00]000@&¼,d yk[k :Ik;s½ rd jde fudky ldrk gSA ,- Vh- ,e- dsfcu esa lqj{kk dh n`f"V ls dSejk yxk;k x;k gS fdUrq dSejksa ds fofM;ks QqVst dks tu lkekU; dks fn[kkus dk dksbZ izko/kku u rks of.kZr gS vkSj u gh dksbZ ,slk vuqca/k cSad ,oa [email protected] ds e/; gqvk gS vkSj uk gh dksbZ blds fy, ncko gh Mky ldrk gSA [email protected] fdlh izdkj dk vuqrks"k izkIr djus ds vf/kdkjh ugha gSa D;ksafd vihykFkhZ@vukosnd cSad us [email protected] dh lsok esa fdlh izdkj dh deh ugha fd;k gSA blfy, ifjokn dks lO;; fujLr fd;s tkus dk fuosnu fd;k gSA 05- vihykFkhZ@vukosnd cSad dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k lquhy djksM+h eq[; izca/kd dk 'kiFk&i= rFkk ts- ih- jksy fnukad&09-03-2013 (Annexure-1)] ts- ih- jksy fnukad&10-03-2013 // 5 // (Annexure-2) dh izekf.kr izfr rFkk fjLikal dksM (Annexure-3) rFkk ,- Vh- ,e- lfoZlsl dh tkudkjh (Annexure-4) dh QksVks dkih izLrqr fd;k gSA 06- ftyk Qksje us mHk;i{kksa dh vksj ls izLrqr nLrkosth lk{;ksa ,oa 'kiFk&i=ksa ds ifj'khyu ds Ik'pkr~ [email protected] ds ifjokn dks ;g fu"d"kZ fudkyrs gq, fd vihykFkhZ@vuksnd cSad us [email protected] dh f'kdk;r dk Rofjr lek/kku ugha fd;k vkSj uk gh bl laca/k esa tkap dh fd mDr 80]000@&¼vLlh gtkj :Ik;s½ fdl O;fDr us fudkys] tcfd [email protected] us vius [kkrs ls mDr njE;ku 80]000@&¼vLlh gtkj :Ik;s½ ,- Vh- ,e- ls fudkys gh ugha Fks] rc fdl izdkj mDr ,- Vh- ,e- ls vU; O;fDr }kjk 80]000@&¼vLlh gtkj :Ik;s½ fudkys x;s ;g xaHkhj eqn~nk Fkk ftls fujkd`r u dj vihykFkhZ@vukosnd cSad us fuf'pr :Ik ls lsok esa fuEurk ,oa O;olkf;d dnkpj.k fd;k gS] vihykFkhZ@vukosnd cSad ds fo:) Lohdkj djrs gq, Åij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gS ftlds fo:) ;g vihy gSA 07- vihykFkhZ@vukosnd cSad dh vksj ls milatkr gksus okys fo)ku vf/koDrk Jh ,u- ds- JhokLro dk eq[; rdZ ;g gS fd ftyk Qksje us ;g le>us esa Hkwy dh gS fd [email protected] }kjk Lo;a vius ,- Vh- ,e- dkMZ dks HkkSfrd :Ik ls vyx&vyx le; esa vkB ckj ,- Vh- ,e- e'khu esa izfo"V dj viuk xqIr fiu uacj ntZ djus ds Ik'pkr~ 10]000&10]000@&¼nl&nl gtkj :Ik;s½ izfr vkgj.k dh nj ls dqy 80]000@&¼vLlh gtkj :Ik;s½ izkIr fd;k gSA mDr vkBksa vkgj.k dh vyx&vyx izfof"V dk fooj.k ,- Vh- ,e- e'khu ds ts- ih- ykWx fjiksVZ esa fof/kor~ lQy varj.k ds :Ik esa varj.k dzekad&5187] 5188] 5189] 5190] 5417] 5418] 5419 ,oa 5420 ds :Ik esa ntZ gS rFkk ftyk Qksje us // 6 // ;g Hkh Hkwy dh gS fd ;s varj.k dh ts- ih- ykWx fjiksVZ esa dksbZ varj.k dh izfof"V rc rd ugha gks ldrh tc rd ,- Vh- ,e- dkMZ dks HkkSfrd :Ik ls ,- Vh- ,e- e'khu esa izfo"V dj [kkrk /kkjd dh O;fDrxr tkudkjh dh fiu uacj dks e'khu esa ntZ u fd;k tk;A mDr 80]000@&¼vLlh gtkj :Ik;s½ dk vkgj.k ,d fnu esa ugha vfirq varj.k dzekad&5187] 5188] 5189 ,oa 5190 ds ek/;e ls fnukad&09-03-2013 dks jkf= 23-- cts ls 23-04 cts rd pkj ckj 10]000&10]000@&¼nl&nl gtkj :Ik;s½ dqy 40]000@&¼pkyhl gtkj :Ik;s½ ,oa vxys fnu varj.k dz- 5417] 5418] 5419 ,oa 5420 ds ek/;e ls fnukad&10-03-2013 dks nksigj 12-34 ls 12-37 cts ds chp pkj ckj 10]000&10]000@&¼nl&nl gtkj :Ik;s½ dqy 40]000@&¼pkyhl gtkj :Ik;s½ bl rjg dqy 80]000@&¼vLlh gtkj :Ik;s½ nks fnu esa fudkys x;s Fks rFkk pwafd fnukad&09-03-2013 dh jkf= 11-00 cts ds Ik'pkr~ mijksDr pkj varj.kksa ds ek/;e ls 40]000@&¼pkyhl gtkj :Ik;s½ dh jkf'k fudkyh xbZ Fkh vkSj jkf= 11-00 cts ls gh ,- Vh- ,e- fLop lsaVj eqEcbZ esa fnu Hkj ds leLr varj.kksa ds feyku dk dk;Z vkjaHk gks x;k Fkk] vr% rduhdh =qfV ds dkj.k ls mDr lHkh fudkfl;kasa dk bUnzkt dqN nsj Ik'pkr~ [email protected] ds [kkrs esa ntZ gqvk vkSj vkSj pwafd jkf= 12- 00 cts ds Ik'pkr~ vaxzsth dSys.Mj ds vuqlkj rkjh[k 09-03-2013 ls ifjofrZr gksdj 10-03-2013 gks pqdh Fkh blfy, mRrjoknhx.k@ ifjoknhx.k ds cpr [kkrs esa fnukad&09-03-2013 ds fudklh fd;s x;s 40]000@&¼pkyhl gtkj :Ik;s½ dh jkf'k fnukad&10-03-2013 dks gksuk iznf'kZr gks jgk gSA ftyk Qksje us ek= cpr [kkrs esa gqbZ izfof"V;ksa dks ns[kdj rFkk ts- ih- ykWx fjiksVZ dks iwjh rjg utj vankt dj xaHkhj Hkwy dh gSA Jh ,u- ds- JhokLro vf/koDrk us ftyk Qksje ds }kjk lh- lh- Vh- Ogh- dSejk yxkus laca/kh funsZ'k ds laca/k esa rdZ fd;k gS fd ,- Vh- ,e- lsUVjksa esa lh- lh- Vh- Ogh- dSejk vo'; yxk gksrk gS ijUrq fjtoZ cSad ds funsZ'kkuqlkj dSejs dks jde fudklh ds LFkku ij Qksdl djrs // 7 // gq, ugha yxk;k tkrk gS D;ksafd mlds Bhd Åij gh [kkrk /kkjd }kjk viuk xqIr fiu uacj ntZ djus dh e'khu esa O;oLFkk gksrh gS vkSj ;fn mDr LFkku dks Qksdl djus gq, lh- lh- Vh- Ogh- dSejk yxk;k x;k rks ,slh fLFkfr esa [kkrk /kkjdksa ds xqIr fiu uacj dh xksiuh;rk Hkax gks tk,xh blfy, ,- Vh- ,e- e'khu esa dsoy e'khu lapkfyr djus okys O;fDr ds psgjs ij gh Qksdl jgrk gSA bl rjg mijksDr vk/kkj ij ftyk Qksje ds vkns'k dks fujLr fd;s tkus ,oa vihykFkhZ@vukosnd cSad dh vihy Lohdkj fd;s tkus dk fuosnu fd;k gSA vihykFkhZ@vukosnd cSad dh vksj ls vius rdZ ds leFkZu esa bl vk;ksx }kjk vihy dz- ,Q,@12@634 LVsV cSad vkWQ bafM;k fo:) MkW- iq:"kksRre yky frokjh esa ikfjr vkns'k fnukad&29-01-2013 ,oa vihy dzekad&,Q,@14@581 LVsV cSad vkWQ bafM;k fo:) Jherh fjadw mik/;k; esa ikfjr vkns'k fnukad&24-02-2015 dk voyacu fy;k gSA 08- [email protected] dh vksj ls milatkr gksus okys fo)ku vf/koDrk Jh lat; frokjh dk eq[; rdZ ;g gS fd ,d fnu esa dksbZ Hkh [kkrk /kkjd ,l- ch- vkbZ- ,- Vh- ,e- ls vf/kdre lhek 40]000@& ¼pkyhl gtkj :Ik;s½ ls vf/kd fudky gh ugha ldrk] tcfd fnukad& 10-03-2013 dks ,- Vh- ,e- ls 80]000@&¼vLlh gtkj :Ik;s½ fudklh fd;k x;k gS rFkk mDr dk bUnzkt mlds ikl cqd esa dh xbZ gSA mDr jkf'k [email protected] dks izkIr ugha gqbZ gSA mDr 80]000@& ¼vLlh gtkj :Ik;s½ dks vihykFkhZ@vukosnd cSad dks okil djuk Fkk ftls okil ugha dj lsok esa fuEurk dk d`R; fd;k gSA bl rjg Jh lat; vf/koDrk us ftyk Qksje ds vkns'k dks mfpr :Ik ls ikfjr vkns'k crkrs gq, mDr vkns'k dk leFkZu fd;k gSA 09- geus mHk;i{k ds fo)ku vf/koDrkvksa dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k ,oa vkyksP; vkns'k dk Hkh ifj'khyu fd;kA // 8 // 10- izLrqr izdj.k esa fopkj.kh; iz'u ;g mn~Hkwr gksrk gS fd fnukad&09-03-2013 dks 23-00 cts ls 23-04 cts rd rFkk fnukad&10-03- 2013 dks 12-34 cts nksigj ls 12-37 cts nksigj rd tks pkj&pkj ckj dqy 80]000@&¼vLlh gtkj :Ik;s½ dk ,- Vh- ,e- ds ek/;e ls vkgj.k fd;k x;k gS ;k ugha fd;k x;k gS\ D;k vihykFkhZ@vukosnd cSad }kjk vius gh fu;eksa ds fo:) ,d fnol esa 40]000@&¼pkyhl gtkj :Ik;s½ ls vf/kd dk vkgj.k vuqKs; djds lsok esa fuEurk dh xbZ gS\ bu fopkj.kh; iz'uksa dk fujkdj.k fuEukuqlkj fd;k tk jgk gSA 11- ,- Vh- ,e- ls vkgj.k ,oa laO;ogkj gsrq lqLFkkfir fu;e ,oa izfdz;k dk izko/kku loZfofnr izko/kku dh Js.kh esa vkrk gSA ,- Vh- ,e- e'khusa mPp rduhd ,oa mRd`"V fuxjkuh }kjk lefFkZr gksrk gS ,oa lEiw.kZ fo'o esa bu lqfo/kkvksa dk mi;ksx nh?kZdky ls vla[; xzkgd djrs gSa rFkk lgh tek ;k vkgj.k dks n'kkZus esa ,- Vh- ,e- vlQy ugha gksrs gSaA vkgj.k dh izfdz;k iw.kZ djus ds ckn laO;ogkj lQy gksrk gS ;k vlQy gksrk gS] nksuksa gh fLFkfr esa ;k rks ,- Vh- ,e- e'khu ls uxn vkgj.k gksrk gS ;k =qfVo'k vkgj.k ugha gksus ls =qfViw.kZ fjiksVZ vkrk gS rFkk jkf'k okil lacaf/kr [kkrs esa tek gks tkrh gSA ,- Vh- ,e- ls dksbZ Hkh laO;ogkj fcuk ,- Vh- ,e- dkMZ rFkk fiu uacj ds lEiUu gks gh ugha ldrk gSA bl izdkj lansg ls ijs ysu&nsu dk rduhdh fooj.k laO;ogkj dh iqf"V djrk gSA 12- izLrqr izdj.k esa [email protected] us ek= dFku fd;k gS fd **,d fnu esa dksbZ Hkh [kkrk /kkjd ,l- ch- vkbZ- ,- Vh- ,e- ls vf/kdre lhek 40]000@&¼pkyhl gtkj :Ik;s½ ls vf/kd ugha fudy ldrkA** blds vfrfjDr mlus ;g Hkh dFku fd;k gS fd vihykFkhZ@ vukosnd cSad ds ,- Vh- ,e- e'khu dh tkudkjh ,oa fu;a=.k mlds ikl ugha gS tcfd vihykFkhZ@vukosnd cSad ds ikl gS rFkk 80]000@&¼vLlh // 9 // gtkj :Ik;s½ mlds [kkrs ls fudklh fn[kykus ds laca/k esa vius [kkrs ds ikl cqd dk QksVks izfr izLrqr fd;k gSA ifjokn&i= ds ifj'khyu ls izrhr gksrk gS fd f'kdk;r **,d fnu esa 40]000@&¼pkyhl gtkj :Ik;s½ ls vf/kd vkgj.k u gks ikus ds vk/kkj ij izLrqr fd;k x;k gS vkSj blds leFkZu esa [email protected] }kjk vius ikl cqd dh QksVks izfr izLrqr fd;k x;k gSA blds [k.Mu esa vihykFkhZ@vukosnd cSad us tokcnkok dh dafMdk&5 esa mYysf[kr fd;k gS fd%& **5- ;g fd f'kdk;r dafMdk&3 ds mRrj esa ;g izLrqr gS fd lqj{kk dh n`f"V ls e'khu dk fuekZ.k ,oa mlesa ;g O;oLFkk dh xbZ gS fd dksbZ O;fDr ,Vh,e dkMZ ds ek/;e ls vius cpr [kkrs ls 1 fnu esa 40]000@&¼pkyhl gtkj :Ik;s½ rd gh jde fudky ldrk gS fdUrq fdlh Hkh fLFkfr esa lgh dkMZ ,oa lgh fiu uacj ds fcuk jde dh fudklh laHko ugha gSA LVsV cSad dS'k Iyl ,Vh,e de MsfcV dkMZ Hkh cSad }kjk tkjh fd;k tkrk gSA ;g dkMZ varjkZ"Vªh; dkMZ gSA mDr dkMZ /kkjdksa ds fy, 1 fnu esa de ls de 100@&¼,d lkS :Ik;s½ ,oa vf/kdre 45]000@&¼iSarkyhl gtkj :Ik;s½ ;k 1000 ;w- ,l- MkWyj fudkyus dh lqfo/kk gSA blh izdkj xksYM@IysfVue dkMZ ls [kkrk /kkjd ,Vh,e e'khu ls 1 fnu esa 1]00]000@&¼,d yk[k :Ik;s½ rd jde fudky ldrk gSA** blls ;g Li"V gksrk gS fd ,- Vh- ,e- ls jde fudkyus dh lhek 40]000@&¼pkyhl gtkj :Ik;s½ ,d O;oLFkk gS fdUrq fdlh Hkh voLFkk esa ,- Vh- ,e- ls jkf'k fcuk ,- Vh- ,e- dkMZ ,oa fiu uacj ds laHko ugha gSA vr% mijksDr ifjizs{; esa [email protected] ds dFku ls lger gksus dk dksbZ vk/kkj ugha ikrs gSaA 13- vihykFkhZ@vukosnd cSad us rdZ fd;k gS fd vfHkdfFkr 80]000@&¼vLlh gtkj :Ik;s½ dk vkgj.k fnukad&09-03-2013 ds jkf= // 10 // 23-00 cts ls 23-04 cts ds e/; rFkk fnukad&10-03-2013 ds 12-34 cts nksigj ls 12-37 cts nksigj ds e/; dky dk gSA vihykFkhZ@vukosnd cSad us ;g Hkh rdZ fd;k gS fd fnukad&09-03-2013 dks jkf= 11-00 cts ds Ik'pkr~ pkj varj.kksa ds ek/;e ls 40]000@&¼pkyhl gtkj :Ik;s½ dh jkf'k fudkyh xbZ Fkh vkSj jkf= 11-00 cts ls gh ,- Vh- ,e- fLop lsaVj eqEcbZ esa fnu Hkj ds leLr varj.kksa ds feyku dk dk;Z vkjaHk gks tkus ds dkj.k ,oa rduhdh =qfV ds lcc ls mDr lHkh fudkfl;ksa dk bUnzkt dqN nsj Ik'pkr~ [email protected] ds [kkrs esa ntZ gqvk vkSj pwafd jkf= 12-00 cts ds ckn vaxzsth dSys.Mj ds vuqlkj rkjh[k 09-03- 2013 ls ifjofrZr gksdj 10-03-2013 gks pqdh Fkh blfy, mRrjoknhx.k@ ifjoknhx.k ds [kkrs esa fnukad&09-03-2013 dks fudklh fd;s x;s 40]000@&¼pkyhl gtkj :Ik;s½ dh jkf'k dh izfof"V fnukad 10-03-2013 dks gksuk iznf'kZr gks jgk gSA vihykFkhZ@vukosnd cSad ds bl rdZ ls vlger gksus dk vk/kkj ge ugha ikrs gSaA 14- ;gka ge vihykFkhZ@vukosnd cSad }kjk izLrqr nLrkost dzekad&,usD'pj&1 ,oa 2 tks fd ts- ih- jksy gS ds fooj.k dk mYys[k djuk pkgsaxs tks bl izdkj gS%& DATE TIME ATM ID 03/09/2013 23:00 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5187 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 93396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID // 11 // 03/09/2013 23:01 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5188 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 83396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID 03/10/2013 23:02 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5189 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 73396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID 03/10/2013 23:04 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5190 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 63396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 // 12 // DATE TIME ATM ID 03/10/2013 12:34 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5417 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 53396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID 03/10/2013 12:35 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5418 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 43396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID 03/10/2013 12:36 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5419 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 33396.70 // 13 // ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 DATE TIME ATM ID 03/10/2013 12:34 S10B012328001 CARD NUMBER 6220180699500001507 TXN NO 5420 RESPONSE CODE 000 WITHDRAWAL Rs. 10000.00 FROM A/C 00000010073947076 MOD BAL Rs. 0.00 AVAIL BAL Rs. 23396.70 ←[Or←(1←)2←[000p←[040q☼←e1←w3←h162 mijksDr nLrkost ls Li"V gksrk gS fd laO;ogkj dzekad&5187] 5188] 5189] 5190 ,oa 5417] 5418] 5419 ,oa 5420 lQy laO;ogkj gS ftlesa fjLikal dksM 000 n'kkZ;k x;k gS tks fd nLrkost ,usD'pj&3 tks fd fjLikal dksM fMfLdzI'ku gS esa nf'kZr "Sucfessful" fooj.k ds leku gS vkSj pwafd mijksDr nLrkostksa ds [k.Mu esa [email protected] us dksbZ xzkg~; lk{; izLrqr ugha fd;k gS blfy, mDr laO;ogkj dks ge lQy laO;ogkj u ekuus dk dksbZ vk/kkj ugha ikrs gSaA 15- fjtoZ cSad ds funsZ'kkuqlkj ,-Vh-,e- lsaVjksa esa LFkkfir lh-lh-Vh-Ogh- dk Qksdl dsoy ,-Vh-,e- e'khu esa ,-Vh-,e- lapkfyr djus okys O;fDr ds Åij jgrk gSA vihykFkhZ@vukosnd cSad us rdZ fd;k gS fd mDr fjdkfMZax ek= 90 fnuksa rd j[kk tkrk gS tcfd mRrjoknhx.k@ ifjoknhx.k us ,-Vh-,e- e'khu esa dfFkr jkf'k ds vkgj.k ds yxHkx 04 ekg ckn izLrqr fd;k gSA vr% lh- lh- Vh- Ogh- QqVst dh ekax Lohdk;Z ;ksX; ugha ikrs gSaA // 14 // 16- mi;qZDr foospuk ds vk/kkj ij ge bl fu"d"kZ ij igaqprs gSa fd 80]000@&¼vLlh gtkj :Ik;s½ dk vkgj.k fd;k x;k gS rFkk lacaf/kr laO;ogkj lQy laO;ogkj gSA ,slh fLFkfr esa vihykFkhZ@vukosnd cSad }kjk [email protected] dh lsok esa dksbZ deh ugha dh xbZ gSA 17- mijksDrkuqlkj izdj.k ds rF;ksa ij fopkj djus ds mijkar ge bl fu"d"kZ ij igaqprs gSa fd vihykFkhZ@vukosnd cSad dh vihy Lohdkj fd;s tkus ;ksX; gS] vr% vihy Lohdkj dh tkrh gSA ftyk Qksje }kjk ikfjr vkyksP; vkns'k fnukad&26-06-2015 vikLr fd;k tkrk gSA ifj.kke Lo:Ik ifjokn fujLr dh tkrh gSA vihy O;; ds laca/k esa dksbZ vkns'k ugha fd;k tk jgk gSA ¼U;k;ewfrZ vkj- ,l- 'kekZ½ ¼lqJh fguk BDdj½ ¼Mh- ds- iksn~nkj½ ¼ujsanz xqIrk½ v/;{k lnL;k lnL; lnL;
@12@2015 @12@2015 @12@2015 @12@2015