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[Cites 9, Cited by 0]

Bangalore District Court

Sudha.A vs Ajit Singh on 6 February, 2024

KABC020023662020




IN THE COURT OF III ADDL. JUDGE AND MOTOR
ACCIDENT CLAIMS TRIBUNAL, COURT OF SMALL
                  CAUSES
               BENGALURU
                 (SCCH-18)

  Dated: This the 06th day of February 2024
           Present:    V.NAGAMANI
                            B.A.L., LL.B., LL.M.,
                      III ADDL. JUDGE &
                      MEMBER, MACT
                      COURT OF SMALL CAUSES,
                      BENGALURU.
                M.V.C.No.417/2020
  Petitioners    1.Sudha A,
                 D/o R. Anand,
                 W/o Late Rakesh T @ Rakesh,
                 Aged about 31 years,

                 2. Shakti R,
                 D/o Late Rakesh T @ Rakesh,
                 Aged about 2 years,

                 3. 9 months child not yet named
                 D/o Late Rakesh T @ Rakesh

                 Since the petitioner No.2 & 3 are
                 minors, represented by their
                 mother and natural guardian
                 Smt.Sudha A
 SCCH-18            2                MVC 417/2020



                4. Thangamani
                W/o R Thangavelu
                Aged about 59 years,

                5. Thangavelu R,
                S/o Raju,
                Aged about 65 years,

                All are residing at No. 105,
                Ward No.31, 'A' Sathyaraj
                Nilayam' M.K. Nagar,
                Hagaribommanahalli,
                Bellary - 583101.

                Also at: 22/B, Maruthinagar,
                Yelahanka Main Road,
                Yelahanka,
                Bangalore- 560064.

                No.34, 28th Cross, 1st Main,
                Maruthinagar, Yelahanka,
                Bangalore - 560064.

                (By Pleader Shri H.G. Srinivas)

                V/s
  Respondents   1. Ajit Singh,
                S/o Balwant Singh,
                Jain Market Shop No.4,
                HP Petrol Pump, NH-8,
                Dharuhera Rewari City &
                District, Haryana - 123106.

                (RC Owner of Lorry bearing
                Reg. No. RJ-02-GB-1661)

                (Exparte)
 SCCH-18               3                  MVC 417/2020



                   2.National Insurance Co. Ltd.,
                   Regional office,
                   No.144, 2nd Floor,
                   Subharam Complex,
                   M.g. Road, Bangalore - 560001.
                   (Policy No.376010311910000471
                   valid from 13.07.2019 to
                   12.07.2020)

                   (By Pleader Shri M.T.Nagaraj)


                 *J U D G M E N T*
     This judgment is emerged consequent upon the

petition filed by the petitioners U/S 166 of M.V. Act,

claiming   compensation      of   Rs.1,50,00,000/-   on

account of the death of Rakesh T @ Rakesh S/o R.

Thangavelu in a road traffic accident.

       FACTS OF THE CASE IN NUTSHELL :

     2. Facts leading to the case of the petitioners

forthcoming in the petition that, on the fateful day of

25.09.2019 at about 1.15 a.m., Rakesh T @

Rakesh, was driving a Car bearing registration

No.KA-53-MD-0990,         from    Devanahalli   towards

Bangalore, on extreme left side of the      B.B. Road,
 SCCH-18                   4             MVC 417/2020



near Venkatal Flyover, Yelahanka, Bengaluru,         at

that time, a     Lorry bearing No.RJ-02-GB-1661,

came with      high speed, in a rash and negligent

manner, and dashed behind the motor cycle. Due to

the tremendous impact, the said         Rakesh T @

Rakesh fell down and sustained grievous injuries on

his body.    Immediately, he was shifted to Lifecare

Hospital, wherein he took the treatment as an

inpatient for 2 days. In spite of best treatment, he

died on 04.10.2019 at home, as        the death nexus

with internal injuries.

     3. It is further stated in the petition that, prior

to the accident, the deceased was hale and healthy,

and was aged about 33 years. And he was working

as a Class-II Civil Contractor and used to earn

Rs.7,50,000/- per annum, and he was contributing

his entire earnings, for the maintenance of his family,

being the sole bread earner of the family. Due to the

unnatural death of the deceased, the petitioners' life
 SCCH-18                5                MVC 417/2020



become dark, miserable and depressed and put to

great financial hardship.

     4. It is alleged in the petition that, the accident

was occurred, due to the negligent act of the driver of

the offending vehicle, Lorry bearing registration

No.RJ-02-GB-1661. In this regard, criminal case was

registered against him, in Crime No.221/2019, for

the offences punishable under section 279 and 337

of I.P.C, by the jurisdictional police, on the basis of

the first information, received in this regard. As

such, the respondent No.1 being the RC owner and

the respondent No.2 being the Insurance Company

are jointly and severally liable to pay compensation

to the petitioners. Hence, the petitioners have

approached this court, seeking compensation of

Rs.1,50,00,000/- consequent upon the death of

Rakesh T @ Rakesh in the alleged accident.

     5. After registration of the case, as usual,

notices were issued to the respondents. In response
 SCCH-18                 6                   MVC 417/2020



to the notices, the respondent No.1 has not appeared

before the court, remained absent, and placed

exparte.      On the other hand, the respondent No.2

had appeared through its counsel and filed the

written statement, in answer to the case of the

petitioner.

      6.   The    respondent   No.2,   in    the   written

statement, has not seriously disputed the accident,

and the death of Rakesh T @ Rakesh. But, seriously

disputed the allegation made against the driver of the

Lorry, and the allegation of actionable negligence on

the part of the driver of the offending vehicle Lorry,

Further, stated that, the driver of the offending

Vehicle had no valid and effective driving license to

drive the said vehicle. Further, admitted about the

validity of the insurance policy of the lorry, as on the

date of the accident, and stated that, neither the

owner of the vehicle nor the jurisdictional police have

complied the mandatory provisions of Section 134(c)
 SCCH-18                 7                  MVC 417/2020



and S.158(6) of the M.V. Act in furnishing the better

particulars. It is mainly contended that, the accident

had occurred, due to the negligence of the deceased.

Apart from this, contended that, the compensation

claimed by the petitioners, is highly excessive,

exorbitant and exaggerated. With all these main

grounds, prayed to dismiss the petition, against the

respondent No.1.

     7.   On the basis of the rival pleadings of both

the parties for final determination of this case,

following issues are framed:

                         *ISSUES*


          1).     Whether the petitioners prove

          that, Rakesh T @ Rakesh had died

          due to injuries sustained by him in a

          motor    vehicle   accident   that   was

          taken place on 25.09.2019 at about

          1.15 a.m. On B.B. Road, Venkatala on

          flyover, Yelahanka, Bangalore, due to

          the rash and negligent driving of the
 SCCH-18                    8                 MVC 417/2020



          driver    of     the      Lorry   bearing

          registration No.RJ-02-BG-11661 in an

          actionable negligence ?

          2).      Whether the petitioners are

          entitled for compensation as prayed

          for? If so, at what rate? From whom?

          3).   What order or award?

     8.   In order to substantiate the case of the

petitioners, petitioner No.1 by name Smt.Sudha A.

stepped in to witness box, on her behalf and also on

behalf of other petitioners,           placed her affidavit

evidence, in lieu of examination-in-chief, who was

examined as PW1 in the case on hand. At the time

of her evidence, 17            documentary evidence got

marked as Ex.P1 to              Ex.P17. In addition this,

placed the evidence            of   Retired ASI by name

Rajanna, examined as PW2. Apart from their

evidence, placed     the       evidence of Dr.Girish H.R.

examined as PW3.
 SCCH-18                    9                       MVC 417/2020



      9. On the other hand, to prove the defenses of

the respondent No.2, has examined the Assistant

Manager by name Himendra Karthik Simha as

RW1. At the time of his evidence, placed two

documents         as     per     Ex.R1       to     Ex.R5,         for

consideration.     After completion of the stage of the

evidence, matter was set down for arguments.

      10.     Heard the argument of both the counsel.

The learened counsel for the petitioners, had filed the

written     arguments.         and   also,      relied    on      some

authorites reported in,

      1. 1994-ACJ-1017, Khairullah and another V/s.

Anitha and others,

      2. 2011-ACJ-2197 between Abdul Rahim and another

V/s. Sundaresan and another,

      3.    ILR   2016   KAR     1409    between         The   General

Manager,ICICI      Lombard       Gen.    Ins.     Co.     Ltd.,    V/s.

Rajendrasingh and others,
 SCCH-18                   10                  MVC 417/2020



      4. CA6237/2021 (SLP © No. 14360/2016 between K.

Anusha and others V/s. Regional manager Sriram General

Insurance Co. Ltd.,

      5. MFA No. 1378/2017 between Sriram General

Insurance Company Limited V/s. Pushpa and

others,

      6. 2023 ACJ 2386 between Laxmi Devi and others

V/s Mehboob Ali and others and

      7. 2021 ACJ 1 between Kirti and others V/s. Oriental

Insurance Co. Ltd.,

      8. MFA 397/2009 (MV) between Smt. Subhashini S.

& others Vs.Sri Appanna & another



      9. 2019-ACJ-923 between New India Assurance Co.

Ltd., Vs. R. Nagaraj & another

      11.    With due respect, I have gone through the

propositions laid down and the observations made in

the aforesaid authorities, on the point of appreciation of
evidence in claim petition, and what are all the points to be

considered when the defence has been taken about contributory

negligence and also observed and discussed about the legal

point when there is an absence of PM report. stating that, that
 SCCH-18                         11                       MVC 417/2020



situation, cannot be said that fatal to the case of the claimants,

when there is a clear evidence with respect to the nexus

between the accidental injuries and subsequent to the death of

the injured. It is also forthcoming in the authorities relied on by

the learned counsel for the petitioners that, the                   detailed

discussion was made in connection with Rule 109 of Motor

Vehicles      Act,   holding   that,   the   principle   of   contributory

negligence is that of petitioners negligence is attracted in part

of his own harm and would does reduce the damages payable to

him and as such it affects the measure of damages. Added to

this discussed in detail about the Sec.149(2) of Motor Vehicles

Act, holding that, if the vehicle had not been parked on the

highway accident would not have happened even if the car was

driven at high speed. Mere failure to avoid the collusion by

taking     some      extraordinary     precaution    does     not    initself

constitute negligence. While discussing the point under Sec.122

of Motor Vehicles Act, observed that, no person in charge of a

motor vehicle, shall cause or allow the vehicle or any trailer to

be abonden or to remain at rest on any public place in such a

position or in such a condition or such a circumstances as to

cause    or    likely   to   cause     danger,   obstruction    or    undue

inconvenience for other user or public or to the passengers. The

owner of the vehicle has the right to drive the vehicle on the

road and also the right to park the vehicle but the parking of

the vehicle cannot cause any danger or obstruction to the
 SCCH-18                        12                    MVC 417/2020



passengers. It is a reasonable restriction and emanates from a

duty to take care. Apart from this, in the authority, there was a

detailed discussion in connection with deduction of personal

expenses with respect to the deceased by counting the numbers

of the dependents. Added to this, in the subsequent authority

relied on by the learned counsel for the petitioners, on

18.01.2024    there   is   a   clear   narration   about   pulmonary

embolism and its effects stating that pulmonary embolism could

be caused only on account of secondary infection, if a person

has sustained fracture. Apart from this, highlight in the

authority relied on dated 10.01.2024 with respect to the

awarding compensation, on the head of marital pleasure to the

wife, when the husband had sustained grievous injuries

consequently, which caused amputation of both legs below hip.



      12.      After hearing the arguments, and on

appreciation of the evidence placed by the petitioners,

I proceed to give my findings on the aforesaid issues

as follows:

              Issue No.1:       In the Affirmative.
              Issue No.2:       Partly, in the Affirmative
              Issue No.3:       As per final order,
                                for the following:
 SCCH-18               13                MVC 417/2020



                 *R E A S O N S*

     ISSUE No.1:

     13.   It is the specific case of the petitioners

that, due to the actionable negligence on the part of

the driver of the Lorry bearing registration No.RJ-

02-BG-1661, alleged accident had taken place.       In

the said accident Rakesh T @ Rakesh, succumbed

to the injuries. The petitioners being the legal

representatives of the deceased filed this claim

petition against the respondents.    It is pertinent to

note that, during the proceedings of the case, the

parents of the deceased, the petitioner No. 4 and 5

were died, and their respective death certificates were

placed on record, as per Ex.P.16 and Ex.P.17.

     14.   On the other hand, the respondent No.2,

had strongly denied the allegation of the actionable

negligence on the part of the driver of the offending

vehicle Lorry. It is the strong contention of the

respondent company that, the deceased being the
 SCCH-18               14                MVC 417/2020



driver of the car, driving the vehicle, in a rash and

negligent manner, which caused accident and its

consequences. As there is no any fault on the part of

the driver of the Lorry.        On the basis of rival

contentions of both the parties, let me to discuss the

evidence available on record, in order to come to the

proper conclusion with respect to the above fact in

issue.

     15. On going through the above issue, burden

is on the petitioners, to prove the same, on the touch

stone of preponderance of probabilities. To discharge

the burden lies on them, the petitioner No.1 by name

Sudha A being the wife of the deceased, on her

behalf and also on behalf of other petitioners relied

on her affidavit evidence, wherein, she reiterated the

main petition averments, mainly with respect to the

actionable negligence on the part of the driver of the

offending vehicle Lorry, which caused accident, as

well as death of her husband.
 SCCH-18                15                 MVC 417/2020



     16.     On the other hand, the respondent

company    had      placed   the   evidence   of     RW.1-

Himendra Karthik Simha, the said witness filed

affidavit and additional affidavit by reiterating all the

contentions forthcoming in the written statement to

the effect that, the deceased was not sustained any

grievous injuries and there is no PM and no charge

sheet for Sec.304A of IPC. As such, there is no nexus

between the accident and injuries sustained by the

deceased as on the date of the accident.        Further,

strongly denied the allegation of the actionable

negligence on the part of the driver of the Lorry.

     17.    In addition to this at the time of the

evidence of the petitioners, relied on the evidence of

Rajanna, Retired ASI and the investigation officer of

Crime No.221/2019, as PW2.          At the time of his

evidence, stated that, the alleged accident had taken

place within the jurisdiction of Yelahanka Traffic

Police Station. Immediately after the accident, his
 SCCH-18                16                  MVC 417/2020



officials shifted the injured to the hospital and

received the police intimation. Immediately he had

been to the hospital on 25.09.2019. But he could not

recorded the statement of injured, as he         lost his

conscious, at that time.      Subsequently he had not

made an effort to approach the injured, to get his

statement.

     18.     Another witness Dr. Girish H.R. at the

time of his evidence, deposed that, he had treated Mr.

Rakesh at Lifecare ICU hospital on 25.09.2019. The

said Rakesh had sustained undisplaced fracture of left

accetabulum anterior rim, roof and posterior rim and

column and lacerated wound on sub mandibular region.

In this regard, he was treated non-operatively with skin

traction, suturing done for cut lacerated wound and

under the chin patient was treated with antibiotics and

supportive   medication.    Thereafter,   discharged   on

27.09.2019. At the time of discharge, he was advised

to continue medication for hypertension and diabetes,

mellitus and other cardiac medication. Subsequently,
 SCCH-18                      17                  MVC 417/2020



he came to know that on 04.10.2019 he was died.

Further, in his evidence, he has opined that, the

death could be resulted to the complications of grievous

injuries due to road traffic accident like Mayocardial

Infarction, deep vein thrombosis, pulmonary embolism.

        19. On perusal of examination in chief evidence

of both side, it is pertinent to note that, accident in

question and the death of the husband of the

petitioner No.1, are not disputed point in issue in the

case on hand. But two material points to be

discussed herein, which are disputed by the other

side,    firstly   in   connection       with   the   actionable

negligence on the part of the driver of the offending

vehicle Lorry. Secondly, with respect to the defence

that, there is no nexus between the accidental

injuries and subsequent to death of the deceased. In

this    regard     it   is   necessary    and    important    to

appreciate the documentary evidence available on

record for consideration.
 SCCH-18                  18                MVC 417/2020



     20.    The petitioners herein to prove their

relationship with the deceased, the same          is not

seriously disputed in the case on hand, relied on the

material documents Ex.P.10 to Ex.P.14 aadhaar

cards, as well as the death certificate of the injured.

The recitals of these two documents, clearly evident

about the relationship between the petitioners and

the deceased. When the relationship between the

petitioners and deceased is not seriously disputed by

the other side, more discussion on these documents

do not warrant.

     21. Among the police papers which laid down

the foundation in connection with the accident in

question,    and in support of the case of the

petitioners, reveal that, alleged accident had taken

place on 25.09.2019. On the same day, one

Basavaneppa       gave   first   information.   The   said

witness is none other than police official of Yelahanka

Traffic police station, who received information about
 SCCH-18                   19              MVC 417/2020



the accident, from the public of the accident spot.

On the basis of his information, criminal law set in

motion against the driver of the lorry and also

against the driver of the car, alleging that they

have    committed    the   offences   punishable   under

Sec.279, 337 and 283 of Motor Vehicles Act. In

the recitals of the Ex.P.2 the complainant has

narrated that, 25.09.2019 when he was on duty in

the night hours, he received information about the

accident from the public. Immediately he rushed to

the spot, and noticed about the accident.

       22.   It is alleged in the complaint that, the

driver of the lorry without following the traffic rules,

was parked the lorry, at that time the driver of the

car, came in a rash and negligent manner and

dashed to the lorry, which caused accident and its

consequences.       The    said   complaint   remained

unshaken.     After this complaint, no whisper about

filing counter complaint, for consideration. On going
 SCCH-18               20               MVC 417/2020



through the said complaint and narration made in

the column No.10 of the Ex.P.1, it is crystal clear

that, against both the vehicles and its respective

drivers, criminal law set in motion which remained

unquestioned well in time before the competent court

of law.

      23. Apart from this, on going through the spot

mahazar conducted by the investigation officer on

25.09.2019, in the presence of panch witnesses also

reflect about involvement of both the vehicles in the

accident, the narration made in the spot sketch

Ex.P.4, depict about the negligence on the part of

drivers of the respective offending vehicles. Another

material document Ex.P.5, report of the motor vehicle

inspector, goes to show that, the     Motor Vehicle

Inspector opined that, alleged accident was not due

to any mechanical defects of vehicles involved in the

accident. Further, the damages noted in the said

document remained unquestioned. After registration
 SCCH-18               21                 MVC 417/2020



of the case against both the drivers, no effort has

been made visa-versa by the respective drivers or its

owners, or family members, to prove their innocence.

     24. Another material document Ex.P.6 wound

certificate goes to show that, on the history of RTA,

on 25.09.2019 the deceased Rakesh had sustained

grievous   injuries   of   undisplaced   fracture   left

accetabulum, anterior rim, roof and posterior rim and

column lacerated wound 5x4x2 cm on chin and left cheek.

The injuries mentioned in the said document are not

seriously disputed by the other side. in Support of

the Ex.P.6, on going through the discharge summary

Ex.P.8, reveals that, the Rakesh was admitted in the

hospital on the same date of the accident on

25.09.2019 at Life Care Hospital. He was discharged

on 27.09.2019. On going through the injuries noted

in the said document, as well as mode of treatment

taken by him, in the hospital, reveal about the

severity of the injuries sustained by the Rakesh
 SCCH-18                    22                 MVC 417/2020



consequent upon the accident. Except the said

medical document, with medical bills Ex.P.15, no

other     documents        available     on    record   for

consideration, in order to know, what are all the

further treatments taken by Mr. Rakesh, subsequent

to his discharge from the hospital. Ex.P11 death

certificate of Rakesh goes to show that, he had died

on 04.10.2019 i.e., within a one week from the date

of discharge from the hospital. No contra materials

from the side of the respondent company, to show

that, there was no connection between the accidental

injuries and the subsequent to the death of Rakesh

after    his   discharge    from   the   hospital,   except

contending that, there is no nexus between the

accidental injuries and the death of Rakesh.

        25.    It is another strong contention of the

respondent that, in order to know the cause of death

PM report has not been placed for consideration. But

it is well settled law that, in the claim petition non-
 SCCH-18               23                MVC 417/2020



production of PM report is not a fatal. Added to this

the evidence of PW.3 clearly speaks that, the death

could be related to the complications of the grievous

injuries sustained by the injured in the accident. On

evaluation of the available evidence on record, on

going through the date of the accident, nature of the

injuries mentioned in the wound certificate and the

discharge summery, and also ongoing through the

date of the death of the injured, prima facie evident

about the accidental injuries and subsequent death

of the deceased, within a span of one week. In

number of decided cases, our own Honourable High

court of Karnataka and the proposition laid down in

the authority relied on by the learned counsel for the

petitioner, it was observed that, absence of the

postmortem report, no ground for rejecting claim.

     26. Ultimately, on going through the Ex.P7-

charge sheet, submitted by the investigation officer,

reveals that, charge sheet has been filed against the
 SCCH-18                24                  MVC 417/2020



driver of the lorry by name Thaleem S/o Asas

Mohammed and also against the deceased T.

Rakesh     as    well as   against   one   prathap   S/o

Thangavelu alleging that, due to the actionable

negligence on the part of the driver of the lorry, as

well as the driver of the car alleged accident had

taken place. At the time of accident, the accused No.2

had no valid DL and the accused no.3 being the

owner of the vehicle, handed over the said car, to the

accused No.2, who had no DL to drive the vehicle as

on the date of the accident. It is crystal clear from the

records that, allegation of actionable negligence made

against the drivers of both the vehicles.    After filing

charge sheet, no effort from the either side for having

questioned the Ex.P.7 before the competent court of

law to prove their innocence.

     27.        On the other hand, the respondent

company except the production of authorization

letter, insurance policy, police notice, reply to the
 SCCH-18                   25                 MVC 417/2020



police notice, no other documentary evidence placed

on record, to show that, due to the sole negligence on

the   part    of   the   deceased,     accident     and   its

consequences were taken place. Further, no evidence

from the side of the company, to prove the innocence

of the driver of the lorry. Even the respondent No.1

being the owner of the said lorry remained as silent

spectator     without    challenging   the   case    of   the

petitioners

      28. Along with the above discussions, let me to

discuss the answers given by the PW.1 to PW3 and

RW.1,   during the course of their respective cross-

examination, in order to test the veracity and

genuineness of the case of the petitioners and the

contentions of the respondent company. At the time

of cross-examination of PW.1, stated that, she has

not witnessed the accident. But admitted that, as on

the date of accident, her husband was driving the car

but in connection with having DL and insurance
 SCCH-18                           26                         MVC 417/2020



policy she has not given proper answer by pleading

her ignorance by answering as:

        ಪೋಲೀಸ್‍ ದಾಖಲೆಯ ಪ್ರಕಾರ ವಾಹನಕ್ಕೆ ವಿಮೆ ಇರಲಿಲ್ಲ ಮತ್ತು ಚಾಲಕನಿಗೆ ಪರವಾನಿಗೆ

ಇರಲಿಲ್ಲ ಎಂದರೆ ಸಾಕ್ಷಿ ನನಗೆ ದಾಖಲೆಗಳ ಬಗ್ಗೆ ಗೊತ್ತಿರುವುದಿಲ್ಲ ಎಂದು ನುಡಿಯುತ್ತಾರೆ.

        29. Further, at the time of cross-examination,

some of the answers given by her to the questions

put to her by the learned counsel for the respondent

company evident that, at the time of occurrence of

the accident, she gave birth to the petitioner No.3 and

she was in the home, in such a pitiable situation, one

cannot expect proper answers from her about cause

of death, production of PM report, inquest mahazar

and also in connection with the recitals of the final

report. In page No.9 para No.1 of the cross-

examination of the PW.1, she clearly denied the

suggestion that, due to the sole negligence of her

husband, alleged accident and its consequences were

taken place, but not denied the suggestion that,

charge sheet also been filed against her husband.
 SCCH-18                27                MVC 417/2020



Further, she denied the suggestion that, the injuries

sustained by her husband, are all not severe in

nature.

      30.   At the time of the evidence of the PW.2, by

treating him as hostile witness, on the leave of the

court, when the learned counsel for the petitioners

put   questions,   denied   the   suggestion    that,   he

intentionally   has   not   taken   statement     of    the

deceased, after his discharge from the hospital. But

he has not given proper answer, actually when he

was obtained the death certificate. But admitted that,

in the final report, there is a whisper about receipt of

death certificate, and in continuation, he stated that,

after getting information about the death of the

husband of the PW.1, not made an effort approach

his family members. At the time of cross-examination

of respondent No.2, admitted that, at the time of

filing final report, the deceased was still injured. He

has not executed any inquest mahazar, since he had
 SCCH-18                       28                     MVC 417/2020



not received information about his death. Further, he

admitted that, the suggestion that due to the mistake

on the part of the driver of the car, alleged accident

had taken place as per the documents. Along with

his evidence, it is pertinent to note that, alleged

accident      had     taken     place     on    25.09.2019,         the

husband       of    the    petitioner     No.1      had     died      on

04.10.2019. Final report had filed on 20.03.2020. It

is crystal clear from the recitals of the charge sheet

that, at the time of filing final report, death of the

deceased was in the notice of the investigation officer.

Further, the narration of the history of the case in the

charge sheet, evident about the nexus between the

accidental injuries and the death of the Rakesh.

       31.    At the time of cross-examination of PW.3

in para No.2 admitted that, on the basis of PM report

one can detect cause of death. But denied the

suggestion by answering as follows:ರಾಕೇಶ್ರವರು                      ಆತ್ಮ ಹತ್ಯೆ

ಮಾಡಿಕೊಂಡು ಮೃತಪಟ್ಟಿರುತ್ತಾರೆಂದರೆ ಸಾಕ್ಷಿ ಗಾಯದಿಂದ ಆದ ಅಡ್ಡ ಪರಿಣಾಮದಿಂದಾಗಿ ಅವರು
 SCCH-18                          29                         MVC 417/2020



ಮೃತಪಟ್ಟಿರುತ್ತಾರೆ ಎಂದು ಹೇಳುತ್ತಾರೆ.Further in connection with other


suggestions he answered as follows: ಕಾಲಿಗೆ ಗಾಯವಾದರೆ ಯಾವ
ವ್ಯ ಕ್ತಿಯು ಸಹ ಮೃತಪಡುವುದಿಲ್ಲ ಸಾಕ್ಷಿ ಗಾಯದ ಪರಿಸಿ್ದತಿ ಉಲ್ಬ ಣಗೊಂಡಾಗ ಸಾಯುವ ಪರಿಸಿ್ಧತಿ

ಬರುತ್ತದೆ ಎಂದು ಹೇಳುತ್ತಾರೆ. ಪಲ್ಮ ನರಿ ಎಂಬೋಲಿಸಂನಲ್ಲಿ ಕೂಡಲೇ ಮೃತಪಡುವ ಸಾಧ್ಯ ತೆ ಇರುತ್ತದೆ.

        32. Apart from this, further questions put to

the witness in para No.3 and 4 by looking into the

wound certificate as well as discharge summary will

not helpful to come to the conclusion to believe the

defence of the respondent company that, there is no

nexus between accidental injuries and the death of

Rakesh. No doubt alleged accident taken place on

25.09.2019, Rakesh had died on 04.10.2019, present

petition has been filed on 24.01.2020 to disbelieve

the accident and the death of Rakesh consequent

upon the said accident, no convincing and cogent

evidence is available on record from the side of the

respondent company. If at all the death was not due

to accidental injuries to prove the said crucial

defence, the insurance company has not made an
 SCCH-18                       30                      MVC 417/2020



effort, to appoint the investigator of the company to

get proper report in support of their defence.

        33. At the time of cross-examination of RW.1

admitted that, in the charge sheet, there is a

narration that, after discharge from the hospital

Rakesh was dead in the home. In para No.2 of the

cross-examination, admitted that, alleged accident

had taken place in the mid night and also admitted

the suggestion put to him by the learned counsel for

the petitioners as follows:

ಆಪಾದಿತ ವಾಹನವನ್ನು ಯಾವುದೇ ಸೂಚನೆ ನೀಡದೆ ನಿಲ್ಲಿಸಿದ್ದ ಪರಿಣಾಮವಾಗಿ ಅಪಫ.ಾತ ಆಗಿದೆ
ಎಂದು ಅಂತಿಮ ಆರಕ್ಷಕ ವರದಿಯಲ್ಲಿ ನಮೂದು ಮಾಡಲಾಗಿದೆ ಎಂದರೆ, ಸಾಕ್ಷಿ ಅದು ತಪ್ಪು ಅಂತಿಮ
ಆರಕ್ಷಕ ವರದಿ ಎಂದು ಉತ್ತರಿಸಿರುತ್ತಾರೆ.

        34. Apart from this, denied the suggestion that,

due to sole negligence on the part of driver of the

lorry accident and its consequences were taken place.

At      the    time    of    further      cross-examination            in

connection with the vehicle number nothing has been

elicited to disbelieve the involvement of the offending

lorry     in   the    accident      along      with     car.    Overall
 SCCH-18                    31                    MVC 417/2020



appreciation of the answers given by the witnesses on

comparison with the police documents, it is crystal

clear that against the drivers of both the vehicles

charge sheet has been filed. The narrations made in

the police papers, clearly evident about contributory

negligence on the part of drivers of both the vehicles.

Along     with    this   point,    on    going   through   the

statements       of    witnesses    by    name      Mohammed

Mushak, Naresh, Hemanth also, reflect about the

manner of the accident.

        35. As such it is crystal clear that, there was

negligence on the part of drivers of both the vehicles,

to cause accident. If at all, the driver of the lorry was

careful in parking his vehicle accident could have

been avoided. At the same time, if at all deceased was

careful while driving his vehicle, by observing all

traffic rules and regulations, with moderate speed,

could     have        avoided     the    accident    and   its
 SCCH-18                  32                  MVC 417/2020



consequences. Hence both the drivers are responsible

for the accident.

      36. Accordingly, the petitioner's assertion that,

due to the sole negligence of the driver of the lorry in

question alleged accident taken place is not wholly

tenable under law, as due to negligence of the drivers

of both the vehicles accidental in question had taken

place. Though the petitioners have placed satisfactory

evidence against the driver of the Lorry, it is also true

that, final report also been filed against the deceased.

Accordingly, I am answering the above Issue No.1 in

the Affirmative.

ISSUE No.2:
      37.    Now coming to the point of quantum of

compensation for which, the petitioners are entitle is

concerned, every legal representative who suffers on

account of the death of a person, due to a motor vehicle

accident,    should   have    remedy   for   realization   of

compensation.    Since in the death case, the legal heirs

are   the   claimants.   In the case on hand, the
 SCCH-18                 33                    MVC 417/2020



relationship of deceased with the petitioners is not in

dispute. At the same time, the documents produced

by the petitioners, to prove their relationship with the

deceased marked at Ex.P10, Ex.P12 to Ex.P14. The

same is not disputed by the other side, by placing

contra materials.

        38. Another aspect to be considered herein, on

going through the age particulars of the petitioners,

petitioner No.1 in her young age lost the love and

affection of her husband along with backbone of the

family. Petitioner No.2 and 3 being minor children

lost the love and affection of their father. The

petitioner No.4 and 5 as on the date of petition

though filed claim petition being the dependents of

their    deceased    son,    subsequently      during   the

proceedings of the case reported to be dead by filing

the respective death certificates as per Ex.P.16 and

Ex.P.17. As per the said documents on 13.12.2020

both    petitioner   No.4    and   5   were   died.   Hence
 SCCH-18                34               MVC 417/2020



petitioner No.1 to 3 alone being the wife and children

of the deceased remained as dependents/claimants

in the case on hand. The respondents herein have

not produced any documents on record, to show the

independent economic status of the petitioners.

Further, to disprove their dependency, with the

deceased, during his life time. By taking into

consideration of all these factors, along with the

evidence of PW1, it is crystal clear that, the

petitioners were the dependents to the deceased

during his lifetime.

     39. The petitioners herein, to prove the actual

age of the deceased, as on the date of the accident,

petitioners have produced Aadhar Card marked at

Ex.P10, for consideration. On going through said

document, the date of birth of the deceased has been

mentioned    as   28.02.1986.    The   accident   was

occurred on 25.09.2019. If the said document is

taken into consideration, as on the date of the
 SCCH-18               35                MVC 417/2020



accident, deceased was aged about 33 years. The

said document remained unquestioned by the other

side. Hence, I am of the view that, as on the date of

the accident deceased was aged about 33 years. For

his age, multiplier '16' is applicable as per the ratio

in "Sarala Verma" Case.

     40.    In connection with the work of the

deceased is concerned, in the main petition and also

in the evidence of PW1, stated that, he was working

as a Class-II Civil Contractor and was earning

Rs.7,50,000/- per annum. In support of this stand

of the petitioners, and to prove the income of the

deceased, have produced IT returns as per Ex.P9.

The said IT returns are of the year 2015-2016, 2016-

2017, 2018-2019. Alleged accident had taken place

on 25.09.2019. Hence it is apt to take the income tax

returns of 2018-2019. In the said year the deceased

had declared his income as Rs.5,37,702/-. Net

Taxable income has been mentioned as Rs.40,624/-.
 SCCH-18                 36                   MVC 417/2020



If the tax amount is deducted with the total declared

income, it comes around Rs.4,97,078/- per year.

     41.     Another      point   to    be   taken    in   to

consideration herein that, that, as per the petition, 3

persons were depending on the earnings of the

deceased, during his lifetime.         In this regard, the

deduction of the personal and living expenses is

concerned, the principle laid down by the Honorable

Supreme Court in Sarala Verma Case                   at para

No.14 is to be considered.

     42.    Apart from this, it is also relevant to

discuss, that the Honorable Supreme Court in the

decision reported in,

       2018 SAR (Civil) 81. National Insurance

Company Limited V/s Pranay Sethi and others,

     " It was observed that, "While determining the
     income, an addition of 50 per cent of actual salary
     to the income of the deceased towards future
     prospects, where the deceased had a permanent job
     and was below the age of 40 years, should be
     made. The addition should be 30 per cent, if the
     age of the deceased was between 40 and 50 years.
     In case the deceased was between the age of 50
     and 60 years, the addition should be 15 per cent.
     Actual salary should be read as actual salary less
 SCCH-18                   37                     MVC 417/2020



      tax. In case the deceased was self-employed or on
      a fixed salary, an addition of 40 per cent of the
      established income should be the warrant where
      the deceased was below the age of 40 year. An
      addition of 25 per cent where the deceased was
      between the age of 40 to 50 years. An addition of
      25 per cent where the deceased was between the
      age of 40 and 50 years and 10 per cent where the
      deceased was between the age of 50-60 years
      should be regarded as the necessary method of
      computation. The established income means the
      income minus the tax component. "

      43.    Further, in connection with the deduction

of personal and living expenses is concerned, it is

settled that,      "where the deceased was married, the

deduction   towards   personal   and   living   expenses   of   the

deceased should be one third (1/3rd) where the number of

dependent family members is 2 to 3, 1/4 th where the number of

dependent family member is 4 to 6 and one fifth (1/5 th ) where


the number of the dependant family members exceeds six ." In


the light of the above proposition, in the case on

hand, 1/3rd has to be deducted towards personal

and living expenses out of the total compensation. In

the present case, deceased was aged about 33

years, as on the date of the accident. For this age

multiplier "16" is applicable. And by relying on the

aforesaid principle laid down in the Pranay Sethi's
 SCCH-18                38                MVC 417/2020



case with respect to the age of the petitioner and also

on going through the nature of the occupation

forthcoming in the petition averments, it is evident

that, the deceased was not having permanent job

and accurate income for consideration, except the

documents of income tax returns. As per the above

discussion total income of the deceased prior to the

accident has been taken as Rs.4,97,078/-. By taking

into consideration of age of the deceased, future

prospect of 40% is to be taken into consideration it

comes   around    (Rs.4,97,078/-    +   1,98,831/-)   =

Rs.6,95,909/-.    Added to this, 1/3rd has to be

deducted towards personal and living expenses in

the income of the deceased. Thus net loss income

comes       to     Rs.4,63,939/-        (Rs.6,95,909-

Rs.2,31,970/-). This income has to be multiplied by

multiplier "16". Which comes to Rs.74,23,024/- .

     44. Apart from this aspect, in connection with

the loss of estate, consortium, and with respect to the
 SCCH-18                  39                    MVC 417/2020



funeral expenses, to calculate the quantum of the

compensation     under the aforesaid heads, it is

relevant to note herein the following authority,

    2018 SAR (Civil) 81. National Insurance Company

Limited. V/s Pranay Sethi and others,

       .

The Hon'ble Apex Court discussed various aspects in connection with the claim petition filed by the claimants for compensation. And also observed that while determining the claim petition, the reasonable figures on conventional heads, viz., loss of estate, loss of consortium and funeral expenses should be Rs.15,000/-, Rs.40,000/- and Rs.15,000/- respectively. The aforesaid amount should be enhanced at the rate of 10% in every three years

45. In the light of the proposition laid down in the aforesaid case, I am of the view that, in addition to this, the petitioner No.1 being the wife of the deceased, the petitioner No.2 & 3 are the minor children of the deceased, are entitled for sum of Rs.40,000/- in the head of loss of consortium. Further, the petitioners are also entitled for sum of Rs.15,000/- towards funeral expenses. And also the petitioners are entitled for sum of Rs.15,000/- in the SCCH-18 40 MVC 417/2020 head of loss to the estate. Further the petitioners are entitled for Rs.10,000/- towards transportation of dead body. Apart from this, it is to be note that, in Pranay Sethi's case, the Honourable Apex Court, observed that, after expiry of every three years, from the date of the judgment, 10% is to be added to Rs.70,000/- towards conventional heads. Which comes to Rs.7,000/-. Hence, the petitioners are entitle for Rs.77,000/- towards conventional heads.

46. Another point to be discussed herein, about the medical expenses. As per the records, after the accident, Rakesh T @ Rakesh had shifted to Lifecate hospital and admitted as an inpatient from 25.09.2019 to 27.09.2019. Thereafter, he had died on 04.10.2019 at home, the death nexus with internal injuries. During the said period the petitioners have spent Rs.48,000/- towards medical expenses. The petitioners have produced medical SCCH-18 41 MVC 417/2020 bills as per Ex.P15 to the extent of Rs.48,000/-. Other side has not disputed the said medical bills, except the suggestion that, only to get higher compensation medical bills are created and the medical bills are incorporated in the final bill. To substantiate all these factum and to disprove the medical bills no contra materials are available on record. Further suggestion put to the PW1 to the effect that, medical bills and prescriptions are not tallied with each other has been clearly denied by the other side. Hence, the petitioners are entitled for Rs.48,000/- towards medical expenses.

47. Another point in connection with the argument canvassed by the learned counsel for the petitioners with respect to the compensation under the head of lack of marital pleasure is concerned, I have gone through the authority relied on by the counsel reported in 2019 ACJ 923 between New India Insurance Co. Ltd., Vs. R. Nagaraj & SCCH-18 42 MVC 417/2020 another. In the said case in connection with the grievous injury of amputation of two legs suffered by the petitioner, it was observed that the claimant cannot discharge his marital obligations to his wife, therefore, his wife has to be awarded compensation for loss of marital pleasure from her husband. By this material observation, awarded a sum of Rs.5,00,000/- towards lack of marital pleasure. The facts and circumstances of the said case, is not applicable to the facts and circumstances of the present case since consequent upon the accident husband of the petitioner No.1 by name Rakesh T. lost his life. In such a situation, as per the prepositions laid down in the case of Pranay Sethi compensation has to be awarded.

48. Considering the above facts and circumstances of the case and for the above reason, I am of the opinion that, the petitioners are entitled for total compensation under the following heads.

 SCCH-18                 43                 MVC 417/2020



  Compensation heads             Compensation Amount
  Towards      loss      of Rs. 74,23,024
  dependancy
  Towards      loss      of Rs.   44,000/-
  consortium
  Towards loss of estate    Rs.   16,500/-

  Towards     funeral   & Rs.          16,500/-
  obsequies      ceremony
  expenses
  Towards transportation Rs.           10,000/-
  of dead body
  Medical expenses        Rs.           48,000/-

                Total            Rs. 75,58,024/-



49. Accordingly, the petitioners herein are entitled to get total compensation of Rs. 75,58,024/- (Rupees Seventy five lakhs, fifty eight thousand, twenty four only), along with the interest at the rate of 6% per annum, as per the proposition laid down by the Honourable High court of Karnataka in, MFA No. 103557/2016, Between Sri Ram General Insurance Company Limited V/S. Lakshmi And Others dated. 20.03.2018. And MFA No.30131/2019 dated.12.5.2020.

SCCH-18 44 MVC 417/2020

LIABILITY:

50. In so far as, liability is concerned, it is the assertion of the petitioners that, due to the negligence on the part of the driver of the offending vehicle Lorry bearing registration No.RJ-02-GB-1661, alleged accident had taken place. In the said accident Rakesh T. @ Rakesh had died. As such, the respondent No.1 being the owner and the respondent No.2 being the insurance company of the offending vehicle Lorry are jointly and severally liable to pay compensation to the petitioners.

51. On the contrary it is the strong contention of the respondent company that, since there is no nexus between the accidental injuries and the death of Rakesh. Further due to the sole negligence on the part of the deceased alleged accident had taken place. Another point highlighted that, charge sheet also been filed against the deceased, who was driving the offending car, as on the date of the accident. As SCCH-18 45 MVC 417/2020 such, the insurance company is not liable to pay any compensation to the petitioners.

52. In the light of these two rival contentions, on the shelter of my detailed discussions on issue No.1, I am of the view that, the petitioners herein, have placed satisfactory evidence on record, to show that, due to the negligence on the part of driver of the lorry accident in question had taken place. At the same time, on perusal of the police papers, once again it is relevant to note that, on the basis of first information given by the complainant, criminal law set in motion against the driver of the lorry bearing Reg. No.RJ-02-GB-1661 and also against the driver of the car bearing Reg. No.KA-53-MD-0990. In the recitals of the complaint, as well as in the column No.10 of Ex.P.1, allegation forthcoming against the both the drivers by narrating as follows:

ಲಾರಿಯ ಚಾಲಕ ತನ್ನ ವಾಹನವನ್ನು ಯಾವುದೇ ಸಂಚಾರ ನಿಯಮವನ್ನು ಪಾಲಿಸದೇ ರಸ್ತೆಯ ಮಧ್ಯ ದಲ್ಲಿ ಅಪಫಾತವಾಗುತ್ತದೆ ಎಂದು ಗೊತ್ತಿದ್ದ ರೂ ಸಹ ಸದರಿ ಚಾಲಕ ಬೆಂಗಳೂರು ಕಡೆಗೆ ಹೋಗುವ ಮಾರ್ಗವಾಗಿ ನಿಲ್ಲಿಸಿದ್ದ ಪರಿಣಾಮ, ಅದೇ ಸಮಯಕ್ಕೆ ಹಿಂದಿನಿಂದ ಬಂದ ಕಾರಿನ ಚಾಲಕ SCCH-18 46 MVC 417/2020 ತನ್ನ ವಾಹನವನ್ನು ವೇಗವಾಗಿ ಮತ್ತು ಅಜಾಗರೂಕತೆಯಿಂದ ಚಾಲನೆ ಮಾಡಿಕೊಂಡು ಲಾರಿಯ ಹಿಂಭಾಗಕ್ಕೆ ಡಿಕ್ಕಿ ಮಾಡಿದ್ದ ಪರಿಣಾಮ ಎರಡೂ ವಾಹನಗಳು ಜಖಂಗೊಂಡಿರುತ್ತದೆ.

53. In this regard on going through the recitals of spot mahazar, spot sketch, IMV report as well as final report marked at Ex.P.3 to 5 and Ex.P.7 reveal the same thing. In the Ex.P.1, it is noted that alleged accident had taken place in the midnight at about 1.15 a.m. In para No.2 of cross-examination of RW.1 at page No.4, the question put to the witness and answers given by him, is necessary to reproduce herein:ಅಪಫಾತವು ರಾಷ್ಟ್ರೀಯ ಹೆದ್ದಾರಿಯಲ್ಲಿ ಮಧ್ಯ ರಾತ್ರಿಯಲ್ಲಿ ಸಂಭವಿಸಿದೆ ಎಂದರೆ ಸರಿ. During that period, it is the duty of the drivers of both the vehicles to take proper care with respect to their respective vehicles while parking as well as while driving the vehicle on national highway. If at all the driver of the lorry was parked the vehicle in a place designated for parking with proper indication by following traffic rules, accident would not have been taken place. At the same time, though the SCCH-18 47 MVC 417/2020 deceased was moving on the national highway, he could have taken proper care while driving his vehicle by looking both side and also by driving the vehicle in a moderate speed, to avoid such a dangerous situations. It is crystal clear from the records that, due to the mistake on the part of both the drivers accident had taken place. To prove the innocence visa-versa no exceptional and extraordinary evidence or documents are available on record for appreciation. As such, both the drivers are responsible for the accident, may be the quantum of negligence is distinct.

54. As per law, parking of motor vehicle, on road, without proper precautions prohibited . When the Lorry parked on the road, with no cautionary radiating triangle, indicators, blinkers, or any other device to warm other vehicles, amounts to negligence as per section 122 of Motor vehicles Act. Any vehicle that is parked on the highway must be careful, so as to not be an obstruction to others travelling on the highway. On the other hand, the driver of the car SCCH-18 48 MVC 417/2020 also, to be careful while driving the vehicle, in the night hours.

55. By looking into the entire police papers along with the appreciation of evidence of both the parties, there is a contributory negligence in the case on hand, and the driver of the lorry was more negligent as on the date of the accident, comparing with the driver of the car. On keen observation of the spot sketch marked at Ex.P.4 and the dmages noted in the Ex.P.5 report of the Motor Vehicle Inspector reveal that, more contribution on the part of the driver of the Lorry to cause accident, and its consequences. As such, it is apt to fix the liability to the extent of 85% and the deceased is negligent to the extent of 15%. Accordingly, the respondent No.1 and 2, being the owner and insurance company of the lorry in question are jointly and severally liable to pay compensation to the extent of 85%. SCCH-18 49 MVC 417/2020

56. As per records policy pertaining to the offending vehicle was valid from 13.07.2019 to 12.07.2020. Alleged accident had taken place on 25.09.2019. There is no documents to show that, there is a violation of terms and conditions of the policy. The Ex.R.2 placed by the RW.1 also discloses about the genuineness of existence of the policy as on the date of accident. Hence the respondent No. 2, being the insurance company and indemnifier, has to satisfy the award to the extent 85% out of the total compensation amount determined by this court with interest. In view of the valid insurance policy, the respondent No.2 is liable to pay the 85% compensation with interest at 6% p.a. from the date of petition till its realization. Accordingly, I am answering the issue No.2 partly in the Affirmative.

SCCH-18 50 MVC 417/2020

ISSUE NO.3:

57. In view of my due discussions on issue Nos.1 & 2, I proceed to pass the following;

*O R D E R* The claim petition filed by the petitioners U/S 166 of MV Act is hereby partly allowed with costs.

The petitioners are entitled for compensation of Rs.75,58,024/-/- (Rupees Seventy five lakhs, fifty eight thousand, twenty four only), along with the interest at the rate of 6% per annum, from the date of the petition till the date of deposit.

The respondent No.1 & 2 are jointly and severally liable to pay the compensation to the extent of 85%. In view of the valid insurance policy the respondent No.2 being the insurance SCCH-18 51 MVC 417/2020 company, is liable to pay the compensation to the extent of 85% out of the compensation amount determined by this court, with interest at 6% p.a. from the date of petition till its realization within two months from the date of this order.

On the other hand, remaining 15% liability is fixed on the deceased under contributory negligence.

Out of the compensation amount awarded to the petitioners together with interest, the petitioner No.1 is entitled the share of 60%. The petitioner No.2 & 3 are entitled the share of 20% each.

After deposit of the compensation amount together with interest, the petitioner No.1, shall deposit 40% out of her respective share, in any SCCH-18 52 MVC 417/2020 Nationalized/Schedule bank of her choice, for a period of 3 years. And remaining 60% shall be released to her, through due process of law.

Out of the compensation amount together with interest of petitioner No.2 & 3, entire amount shall be deposited in any Nationalized bank/Scheduled till they attain the age of majority. After attaining the age of majority, entire amount shall be released to them, through due process of law. The natural guardian mother of the minor petitioners is at liberty to withdraw the periodical interest, accrued on their deposited amount, from time to time, and directed to be utilized the same, to the welfare of the minor children.

Advocate fee is fixed at Rs.500/-.

SCCH-18 53 MVC 417/2020

Draw award accordingly.

(*Dictated to the stenographer directly on computer, corrected by me and then pronounced in open court on this the 06th day of February 2024*).

(V.NAGAMANI) III ADDL.SMALL CAUSES JUDGE & ACMM, BANGALORE.* ANNEXURE List of witnesses examined on petitioner's side:

PW-1          Smt.Sudha A
PW-2          Sri. Rajanna
PW-3          Dr.Girish H.R.

List of documents exhibited on petitioner's side:

Ex.P1           FIR
Ex.P2           Complaint
Ex.P3           Spot mahazar
Ex.P4           Spot sketch
Ex.P5           IMV report
Ex.P6           Wound certificate
Ex.P7           Charge sheet
Ex.P8           Discharge summary
Ex.P9           3 Income Tax returns
Ex.P10          Notarized copy of Aadhar Card of
                deceased
Ex.P11          Notarized       copy    of   death
                certificate of deceased
 SCCH-18               54                   MVC 417/2020



Ex.P12 to 14     Notarized copy of Aadhar cards
Ex.P15           2 Bills for Rs.48,000/-
Ex.P16 & 17      Death certificate    of    petitioner
                 No.4 & 5

List of witnesses examined on respondents' side:

RW1 Himendra Karthik Simha List of documents exhibited on respondents' side:

Ex.R1          Authorization letter
Ex.R2          Insurance policy
Ex.R3          Authorization letter
Ex.R4          Police notice
Ex.R5          Reply notice


                 II ADDL.SMALL CAUSES JUDGE
                     & ACMM, Bengaluru. *