Section 101(4) in The Navy (Pay And Allowances) Regulations, 1966
(4)A Regular Officer Aircrew shall be required to subscribe to the D.S.O.P. Fund the difference between Rs. 150 p.m. and the amount of premia paid by him monthly for sustaining endowment assurance policy/policies or convertible life assurance policy/policies with definite conversion to endowment with Life Insurance Corporation of India and/or Postal Life Insurance Fund, in addition to the compulsory minimum rate of subscription payable under the normal rules.]