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[Cites 4, Cited by 0]

Bangalore District Court

In : Sri. Mahendra.K.N vs The Regional Manager on 23 August, 2022

KABC020039452015




   BEFORE THE MOTOR ACCIDENT CLAIMS TRIBUNAL
       COURT OF SMALL CAUSES, AT BENGALURU
                        (SCCH­24)

    DATED THIS THE 23rd DAY OF AUGUST 2022

         Present: Miss.B.T.ANNAPOORNESHWARI
                              B.A., L.L.B., L.L.M.
                   C/c XXII ADDL., SCJ & ACMM,
                   MEMBER ­ MACT,
                   BENGALURU.

   MVC No.1778/2015, 1779/2015 and 1780/2015

Petitioner in       :     Sri. Mahendra.K.N,
MVC.1778/2015             S/o Late Narayanappa,
                          Aged about 26 years,
                          Residing at Halehuru village,
                          Huliyurudurga,
                          Tumkur District,
                          Karnataka.
                          (By Sri. R.V.Raghavendra,
                          Advocate)

                        V/s
                 2         MVC No.1778, 1779, 1780/2015
                                             SCCH ­ 24

Respondents :   1.   The Regional Manager,
                     M/s ICICI Lombard General
                     Insurance Company Ltd.,
                     No.68, 2nd Floor, SVR Plaza,
                     Hosur Road, Madiwala,
                     Bangalore.
                     (Policy No.3001/1­22116970/00/000
                     valid from 22.11.2013 to 22.11.2014
                     of New Audi (Q7) car)

                     (By: Sri.D.Manjunath,
                     Advocate)
                2.   M/s Thiasohola Plantations Pvt
                     Ltd., No.4/1, Tumkur Road,
                     Yeshwanthapura,
                     Bangalore­560022.
                     (Rep.by its Managing Director,
                     Smt.Vajranagesh).
                     (By: Sri.A.Sampath,
                     Advocate)

                3.   The General Manager,
                     M/s IFFCO TOKIO General
                     Insurance Co.Ltd.,
                     No.141, Sri.Shanthi Towers,
                     4th Floor, 3rd main East, NGEF
                     Layout, Kasturinagar, Bangalore.

                     (Policy No.88446632 valid from
                     27.12.2013 to 26.12.2014 Insurance of
                     Maruthi Ritz Car bearing Reg.No.KA­05­
                     MP­2089).

                     (By: Sri.S.Maheswara,
                     Advocate)
                     3         MVC No.1778, 1779, 1780/2015
                                                 SCCH ­ 24

                4.       Smt.Manasa. B.L,
                         W/o Mohammed Muslafa. A,
                         Residing at No.C­008,
                         Pioneer Paradise, 24th Main road,
                         J.P.Nagar, 7th Phase,
                         Bangalore­560078.

                         (By: Smt. Deepa. J,
                         Advocate).

Petitioner in   :        Smt.Vijayalakshmi,
MVC.1779/2015            Aged about 60 years,
                         W/o Late Lingaiah,
                         No.203, Adarsha Serene,
                         2nd Main road,
                         Behind Govt.High School,
                         Puttenahalli, 7th Phase,
                         J.P.Nagar, Bengaluru­560078.
                         (By Sri.Vivek M.S, Advocate)
                        V/s
Respondents :   1.       The Regional Manager,
                         The ICICI Lombard General
                         Insurance Company Ltd.,
                         No.89, 2nd Floor, SVR Complex,
                         Hosur Road, Madivala,
                         Near Ayappa Temple,
                         Bengaluru­560068.
                         (Policy No.3001/1­22116970/00/000
                         valid from 22.11.2013 to 22.11.2014
                         of New Audi (Q7) car)

                         (By: Sri.D.Manjunath,
                         Advocate)
 4         MVC No.1778, 1779, 1780/2015
                             SCCH ­ 24

2.   M/s Thiasohola Plantations Pvt
     Ltd., No.4/1, Tumkur Road,
     Yeshwanthapura,
     Bangalore­560022.
     (Rep.by its Managing Director,
     Smt.Vajranagesh).
     (By: Sri.A.Sampath,
     Advocate)

3.   The General Manager,
     IFFCO TOKIO General Insurance
     Co.Ltd.,
     3rd Floor, 3rd Block,
     KSMFC, Near Chandrika Hotel,
     Cunningham Road,
     Bengaluru.
     (Policy No.88446632 valid from
     27.12.2013 to 26.12.2014 Insurance of
     Maruti Ritz Car bearing Reg.No.KA­05­
     MP­2089).

     (By: Sri.S.Maheswara,
     Advocate)

4.   Smt.Manasa. B.L,
     D/o Late Lingaiah,
     W/o Late Mohammed Mustafa,
     Aged about 36 years,
     No.203, Adarsha Serene,
     2nd main road, Behind Govt.High
     School, Puttenahalli, 7th Phase,
     J.P.Nagar, Bengaluru­560 078.
     (By: Smt. Deepa. J,
     Advocate).
                     5         MVC No.1778, 1779, 1780/2015
                                                 SCCH ­ 24

Petitioner in   :        Sri. Satish,
MVC.1780/2015            S/o Veeresh,
                         Aged 28 years,
                         Graphic Designer,
                         No.C­008, Poineer Paradise,
                         N.R.Colony, 24th Main,
                         J.P.Nagar, 7th Phase,
                         Bengaluru.

                         (By Sri.D.Ananda Theertha,
                         Advocate)

                        V/s
Respondents :   1.       The Regional Manager,
                         The ICICI Lombard General
                         Insurance Company Ltd.,
                         No.89, 2nd Floor, SVR Complex,
                         Hosur Road, Madivala,
                         Near Ayappa Temple,
                         Bengaluru­560068.
                         (Policy No.3001/1­22116970/00/000
                         valid from 22.11.2013 to 22.11.2014
                         of New Audi (Q7) car)

                         (By: Sri.D.Manjunath,
                         Advocate)
                2.       M/s Thiasohola Plantations Pvt
                         Ltd., No.4/1, Tumkur Road,
                         Yeshwanthapura,
                         Bangalore­560022.
                         (Rep.by its Managing Director,
                         Smt.Vajranagesh).
                         (By: Sri.A.Sampath,
                         Advocate)
                       6        MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

                     3.   The General Manager,
                          IFFCO TOKIO General Insurance
                          Co.Ltd.,
                          3rd Floor, 3rd Block,
                          KSMFC, Near Chandrika Hotel,
                          Cunningham Road,
                          Bengaluru.
                          (Policy No.88446632 valid from
                          27.12.2013 to 26.12.2014 Insurance of
                          Maruti Ritz Car bearing Reg.No.KA­05­
                          MP­2089).

                          (By: Sri.S.Maheswara,
                          Advocate)

                     4.   Smt.Manasa. B.L,
                          D/o Late Lingaiah,
                          W/o Late Mohammed Mustafa,
                          Aged about 36 years,
                          No.203, Adarsha Serene,
                          2nd main road, Behind Govt.High
                          School, Puttenahalli, 7th Phase,
                          J.P.Nagar, Bengaluru­560 078.
                          (By: Smt. Deepa. J,
                          Advocate).


                   COMMON JUDGMENT

     The Petitioners have filed these three petitions under

Sec.166 of Indian Motor Vehicle Act seeking compensation

for the death of Smt.Yashodhamma and injuries sustained

by the Petitioners Sri.Satish and Smt.Vijayalakshmi in a
                       7        MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

road accident dated 05.08.2014.    All the petitions arisen

out of a common accident, therefore all the petitions are

clubbed together, common evidence is recorded and

common judgment is passed.


     2.   The case of the Petitioners in brief is that, on

05.08.2014 at about 2.50 p.m, the deceased Smt.

Yashodhamma (in MVC.1778/2015) and petitioners (in

(MVC.1779/2015 and MVC.17780/2015) were traveling in

Maruthi Ritz Car bearing Reg.No.KA­05­MP­2089 on NH­

206 driven by deceased son­in­law, when they reached

near Devrahalli, Tiptur Taluk, Tumkur district, at that

time the diver of Audi (Q7) new car bearing Reg.No.KA­02­

MH­3776 drove the same at high speed in a rash and

negligent manner and dashed against the Maruti Ritz car,

as a result of which the driver of the Maruti Ritz car

succumbed to the injuries and also the mother of

petitioner in MVC.1778/2015 died at the spot. After the

accident the deceased and injured persons were shifted to
                          8          MVC No.1778, 1779, 1780/2015
                                                       SCCH ­ 24

nearby hospital and thereafter injured persons were

shifted   to    KIMS         Hospital.    Post      Mortem         of

Smt.Yashodhamma was conducted at General Hospital,

Tiptur and her body was handed over to the petitioner,

who spent substantial amount towards funeral expenses.


     3.   It is further case of the Petitioner in MVC

No.1778/2015 that Prior to the accident the deceased

Smt.Yashodamma was aged about 44 years, was running

provision store and earning Rs.30,000/­ per month and

contributing her entire earnings to the family. Due to the

untimely death of the deceased, he is being the only son

was depending on the income of the deceased for his

education got depressed and had been put to great

financial hardship.


     4.   It   is     further     case    of     the    Petitioner

Smt.Vijayalakshmi            in   MVC    No.1779/2015         that

immediately after the accident she was shifted to nearby
                          9         MVC No.1778, 1779, 1780/2015
                                                      SCCH ­ 24

hospital for first aid and then she was shifted to KIMS

hospital, Bengaluru, wherein she was admitted as an

inpatient   for   9   days   and   underwent      surgery     and

discharged. Due to the injuries she was unable to move

thus an attendant was appointed for her care. She being

widow and facing difficulty to lead normal life. She had

spent huge amount towards her treatment, food and

nourishment, conveyance and other incidental charges.

Prior to the date of accident she was hale and healthy and

was working as Proprietor of M/s Arive (A Garments Unit

in Mfg piece Cloths) and earing Rs.25,000/­ per month.


     5.     It is further case of the Petitioner Sri.Sathish in

MVC.1780/2015 that immediately after the accident he

was shifted to nearby hospital for first aid and then he was

shifted to KIMS hospital wherein he took treatment as an

inpatient for a period of 9 days and underwent surgery and

was discharged. Prior to the date of accident he was hale

and healthy and was working as Graphic Designer, earning
                         10       MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

a sum of Rs.30,000/­ per month.         He had spent huge

amount towards his treatment, food and nourishment,

conveyance and other incidental charges.


     6.     Further it is the case of the petitioners in all

cases that the accident occurred due to carelessness, rash

and negligent driving of the Audi(Q7) car by its driver and

hence the respondents No.1 and 2 being the insurer and

owner     of Audi(Q7) car and respondents No.3 & 4 being

insurer and owner are jointly and severally liable to pay the

compensation.


     7.     In response to the summons, the Respondent

No.1 to 4 have appeared through their respective counsel,

the respondent Nos.2 and 4 did not chose to file their

written statements and respondent Nos.1 and 3 filed their

separate written statements.


     8.     The Respondent No.1 in the written statement

stated that the petition is not maintainable either in law or
                        11        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

on facts as on account of one's own negligence on the part

of the deceased/Musthafa on whom the chargesheet is

filed, admitted issuance of policy in favour of the Audi Q7

car bearing Reg.No.KA­02­MH­3776 but subject to the

terms and conditions of the policy and the rest of the

petition averments are denied and submitted that there is

non­compliance of Sections 134(c) and 158(6) of M.V. Act

and sought permission u/Sec.170 of M.V. Act. Further it is

specifically contended that as per the complaint the

negligence was attributed to the drivers of both cars

involved in the accident and the driver of the Maruti Ritz by

name Mustafa was charge sheeted alongwith the driver of

the insured car.   Though the police charge sheeted both

driver but the contents of the complaint are twisted, tilted

and deviated from the contents of the complaint so as to

favour the legal heirs of those who were traveling in Maruti

Ritz and the petitioners.     The complaint indicates the

accident as a head on collision. The conjoint reading of the
                        12          MVC No.1778, 1779, 1780/2015
                                                     SCCH ­ 24

police records would drive to the formidable conclusion

that it was the driver of the Maruti Ritz Car, Mohammed

Mustafa, who alone was accountable for the accident solely

due to his negligence having not visualized the Audi Car

which was coming just behind the Bolero and the driver of

the said Maruti car was driving the said car in a rash and

negligent manner in the middle of the road. There was no

iota of negligence on the part of the driver of the insured

vehicle. The police have falsely implicated the driver of the

insured vehicle along with the driver of the Maruti Ritz at

the behest of the petitioners and other claimants for

wrongful gain.    In absence of any pleadings about the

manner in which the deceased/Musthafa was driving his

car, the rash and negligent driving should be attributed to

the deceased/Musthafa alone. Further specifically denied

the   averments   made      in   columns   3   to   6,   21,      the

relationship, education qualification, experience, income of

the deceased.
                        13        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

     9.   The Respondent No.3 in the written statement

admitted the issuance of policy in favour of the Maruti Ritz

Car bearing Reg.No.KA­05­MP­2089 but subject to the

terms and conditions of the policy, rest of the petition

averments are denied and submitted that there is non­

compliance of Sections 134(c) and 158(6) of M.V. Act.

Further submitted that the petition is bad for mis­joiner of

proper parties as the claim petition clearly shows that the

driver of Audi car bearing No:KA­02­MH­3776 was solely

responsible for the alleged accident. Further submitted that

the the complaint was registered against the drivers of both

the vehicles and after investigation the chargesheet is also

filed against both the drivers, which also shows that the

deceased/Musthafa was also negligent in causing the

accident. Further submitted that the driver of Maruti Ritz

car bearing Reg.No.KA­05­MP­2089 was not holding a valid

and effective driving license at the time of accident and the

insured knowing fully well that the driver did not possess
                        14        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

valid and effective DL willfully entrusted the vehicle to the

said driver thereby committed the breach of the terms and

conditions of the policy. Therefore, prayed for dismissal of

the petition against them.



     10.   On the basis of the above pleadings, this court

has framed the following ;

              ISSUES (IN MVC.1778/2015)

        1) Whether the petitioner proves that he is
           the legal representative of the deceased
           Smt. Yashodamma ?
        2) Whether the petitioner proves that the
           deceased Yashodamma had died due to
           the injuries sustained in the Road Traffic
           Accident that occurred on 05.08.2014 at
           about 2.50 p.m, infront of Siddaramanna's
           House, NH­206, near Devarahalli, Tiptur
           Taluk, Tumkur District, due to the rash
           and negligent driving of the Audi (Q7) new
           car bearing Reg.No.KA­02­MH­3776 by its
           driver as alleged ?
        3) Whether the petitioner is entitled for
           compensation as claimed ? If so, to what
           extent and from whom ?
        4) What order or award ?
                            15            MVC No.1778, 1779, 1780/2015
                                                           SCCH ­ 24




    ISSUES (IN MVC.1779/2015 & MVC.1780/2015)

  1. Whether the petitioner proves that she/he has
     sustained grievous injuries in the Road Traffic
     Accident that occurred on 05.08.2014 at about
     2.50 p.m, infront of Siddaramanna's House,
     NH­206, near Devarahalli, Tiptur Taluk,
     Tumkur District, due to the rash and negligent
     driving of the Audi (Q7) new car bearing
     Reg.No.KA­02­MH­3776 by its driver as
     alleged ?
  2. Whether the petitioner/s is entitled for
     compensation as claimed ? If so, to what extent
     and from whom ?
  3. What order or award ?


     11.    The       petitioner    in     MVC.No.1778/2015             is

examined as PW.1 and produced 10 documents as per

Exs.P1 to P.10 are marked on his behalf. The petitioner in

MVC.No.1779/2015 is examined herself as PW.2 and

produced 2 documents as per               Exs.P.11 and P14.         Dr.

Kumar      M.,    Orthopedic       Consultant,      KIMS     Hospital,

Bengaluru,       is   examined     as    PW.3     and    produced       4

documents as per Exs.P15 to P.18. In order to prove its
                         16        MVC No.1778, 1779, 1780/2015
                                                    SCCH ­ 24

defence, the respondent No.3/Insurance company got

examined    its   official   as   RW.1.     The    respondent

No.1/Insurance Company got examined its official as

RW.2 and got makred Exs.R.1 to R.3.


     12. Heard arguments and perused the entire case

records and materials placed on record.


     13.   My answers to the above issues are as follows:­

                  (IN MVC.1778/2015)
           Issue No.1 : In the Affirmative,
           Issue No.2 : Partly in the Affirmative,
           Issue No.3 : Partly in the affirmative,
           Issue No.4 : As per final order,
                        for the following:

                  (IN MVC.1779/2015)

           Issue No.1 : Partly in the Affirmative,
           Issue No.2 : Partly in the affirmative,
           Issue No.3 : As per final order
                        for the following:
                        17        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

                  (IN MVC.1780/2015)

           Issue No.1 : In the affirmative,
           Issue No.2 : In the negative,
           Issue No.3 : As per final order
                        for the following:

                        REASONS

     14.   ISSUE NO.1 IN MVC.1778/2015:­

     It is the case of the Petitioner that he is the son of

the deceased - Smt.Yashodamma. The Petitioner to prove

this relationship has examined himself as PW.1.            The

PW.1 has specifically deposed this relationship in his

chief­examination.   Apart    from   that,    to   prove    the

relationship the Petitioner has also produced notarized

copy of ration Card of the family of the petitioner as per

Ex.P.10. In the Ex.P.10 - ration Card of the names of the

deceased and the are        mentioned as mother and son.

Further in the Exs.P.6 and P.8 the inquest mahazar and

chargesheet the name of the petitioner shown as the son
                        18        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

of the deceased.      These documents have not been

seriously disputed by the Respondents in the cross

examination.   The Respondents have not produced any

contrary documents. As such, there are no reasons to

discard the oral and documentary evidence produced by

the Petitioner. Under such circumstances, relying upon

the oral evidence of PW.1 and Exs.P.6, P.8 and P.10, this

Tribunal is of the opinion that the Petitioner is the son of

the deceased Yashodhamma. Accordingly, this issue is

answered in the affirmative.


     15.   ISSUE NO.2 in MVC NO.1778/2015 & ISSUE
NO.1 IN BOTH MVC.1779 & 17780/2015:­

     The    Petitioners     in   MVC.Nos.1778/15           and

1779/2015, to prove that the accident was occurred due

the actionable negligence of the driver of the offending

Audi(Q7) new car bearing Reg.No.KA­02­MH­3776, have

examined themselves Pws.1 and 2 and produced six
                        19       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

documents through the PW.1 as per Exs.P.1 to P.5

and P.8.   The Pws.1 and 2 have specifically deposed in

their evidence that the driver of the offending vehicle has

driven it in a rash and negligent manner drove the car in

extreme high speed in a rash and negligent manner and

dashed against the Ritz car and caused accident. On the

other side, the Respondent No.1 have denied the case of

the petitioners and contended that there was complete

negligence on part of the deceased/Musthafa/driver of

Ritz car itself as evident from police records.           The

respondent No.3 even though denied the case of the

petitioners but contended that there was negligence on

the part of the driver of Audi car as stated by the

petitioners. In order to assess as to who was negligent in

causing the accident the evidence on records needs to be

appreciated.
                        20        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

     16.   The MVC.No:1777/2015 is the claim petition

filed by the Lrs of the deceased Musthafa who was driving

the Ritz car as on the alleged date of accident in which the

petitioners of MVC.1779/15 and MVC.17780/2015 and

the deceased in MVC.1778/2015 were traveling as

inmates of the said car. Therefore, the evidence of that

case also to be needs to be considered while giving finding

on these issues in these connected case as the cause of

action of all the four cases are one and the same. In the

cross­examination of PW.1 in MVC.1777/2015 it is

brought out that on 02.08.2014 the deceased came to

Shivmoga as she was in Shivmoga, she filed requisition

before Police Commissioner as per Ex.P.11 but she does

not know as to what action taken on it, she is the RC

holder of the Ritz car, in the chargesheet deceased

Musthafa shown as first accused, she got claimed from

the insurance of car for damages and got 5.75 lakhs

compensation, her     parents­in­law residing at Udupi
                        21        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

alongwith their daughter and son­in­law, on that day

deceased left Shivmoga at 10.30 a.m., on 05.08.2014 in

the evening there was rehearsal to the deceased with

Mallika Prasad, the deceased was to drop all the three

inmates of the car to the J.P. Nagar, on that day his

rehearsal was in MLR convention basement hall, the

chargesheet filed against the driver of two vehicles.


     17.   In the cross­examination of PW.1 of this case by

the counsel for the R­3 he admitted the suggestions put to

him that there was sole negligence on the part of driver of

audi car only and there was no negligence on the part of

the driver of Maruthi Ritz car even though he is not an

eyewitness to the accident. The another inmate of the car

Smt.Vijayalakshmi who is examined in these connected

cases as PW.2 in her chief­examination affidavit deposed

reiterating the petition averments. Her cross­examination

needs to be appreciated. In the cross­examination of said

PW.2 by the counsel for the respondent No.1 it is elicited
                        22        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

that on the alleged date of accident she sat in the back

seat of car alongwith her sister, Satish sat beside the

deceased, her sister died in the accident, on that day her

son­in­law was driving the car in the middle of the road,

the bolero vehicle was coming from their opposite side in

high speed and both dashed to each other, behind the

bolero vehicle Audi car was coming which she observed,

they have not given any complaint to the higher

authorities stating that there was no negligence on the

part of the deceased. In the cross­examination of PW.2 by

counsel for R­3 she admitted every suggestions put to her

that on that day the deceased was going slowly on the left

side of road correctly and there was no fault on the side of

the deceased but due to over speed of driver of Audi car

the alleged accident occurred.


     18.   The Ex.P.1/FIR was registered on the basis of

first information lodged by one Sri.Nagaraju as per Ex.P.2.

The Ex.P.2 lodged on 05.08.2014 at 4.00 p.m. wherein it
                        23       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

is stated by the first informant that while he was going by

walk near Devarahalli gate on 05.08.2014 at 2.50 p.m.

infront of house of their villager namely Siddramanna on

NH.206 road, two cars from K.B. cross and silver colour

car from Tiptur side were coming driving their cars in high

speed and negligent manner, the one car among the two

cars coming from K.B. cross the driver of bolero vehicle

over took the white colour car and went front side at that

time the driver of car which was coming from backside of

said bolero and the driver of silver colour car which was

coming from Tiptur side in high speed and negligently

came touching to the middle while colour line and came

on the middle of the road and dashed each other and head

on collusion occurred, due to which the door of silver

colour car got opened and one lady inmate fell down and

died at spot, he came near the car and came to know that

in the silver colour car Musthafa, Sathish, Vijayalakshmi,

Yashoda were sitting and in the while colour car nagesh,
                        24        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

Suresh and Manohar were sitting and both got badly

damaged in front side and he seen the numbers of cars

and due to rash or negligent and over speed of both

drivers the alleged accident occurred.


     19.   The petitioners have produced the MVA report

and chargesheet at Exs.P.5 and P.8. The RW.1/official of

respondent No.3 has deposed that the driver of car

bearing NO:KA­02­MH­3776 was solely responsible for the

alleged accident and the driver of car bearing NO:KA­05­

MP­2089 was no way responsible for the alleged accident

and prayed to dismiss the claim petition against them. In

the cross­examination of RW.1 it is brought out that,

Sri.Mahendra K.N. and the both the cars were not at the

spot, the chargesheet is filed against both the cars, in

MVC 1777/2015 he has given his evidence wherein at

para No.3 at 4th line of his chief examination affidavit his

narration as deceased is meant for Mohmmad Mustafa

who is the insured of their company.
                        25        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24




     20.   The RW.2 deposed in support of the their

defence taken in the written statement filed by R­1. In his

cross­examination it is brought out that chargesheet is

filed against driver of both vehicles, the speed and CC of

Audi car is higher than that of Maruti Ritz Car. Further

elicited that he does not know whether as per the policy of

Audi company if the A­1 is not chargesheeted as a driver

then a brand new car is reimbursed if the accident within

one year of the purchase.


     21.   The Ex.P.5/MVA report shows severe damages

to both vehicles and major damages to the front side. The

Ex.P.8 chargesheet clearly shows that chargesheet filed

against drivers of two cars.      The Ex.P.4/spot sketch

clearly shows that both the vehicles clearly going on the

middle of the road while the alleged accident took place.
                        26        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

     22.   The very important document which came into

an undisputed point of time is the first information lodged

by the third person i.e. an uninterested party needs to be

appreciated alongwith the evidence of the eyewitness

PW.2/Smt.Vijayalakshmi as narrated above with the spot

sketch and MVA report which are on record.           The first

information/Ex.P.1 clearly points out that when the driver

of Bolero vehicle did over take the white colour car i.e. the

Audi car and went front side of the said car, from this it

appears that at that time immediately the driver of Audi

car in order to over take the on going Bolero car did drive

in speed and was going on the right side of the road on

the while line at the same time the deceased who was also

coming on the middle of road in high speed on the white

line, so the driver of Audi car did not foresee the Ritz car

which was coming in the front side due to the ongoing

bolero which overtook the audi car and within a span of

time the Ritz car also came in the opposite direction which
                          27          MVC No.1778, 1779, 1780/2015
                                                       SCCH ­ 24

lead to accident. From over all reading of the contents of

the first information/Ex.P.1 it clearly shows that the

driver of Ritz car was coming on the middle of the road

only that too on the middle white line put bifurcating both

lanes/lines,   so   it        is   crystal   clear     that     the

deceased/Musthafa was driving his car in very high speed

in the middle of the road which shows the major

negligence on the part of the deceased/Musthafa.               The

driver of the Audi car did not foresee the on coming Ritz

car due to the bolero vehicle which came in high speed

and over took the audi car and unexpectedly in the front

side the Ritz car was also coming in the high speed and

without expecting the said car the alleged head collusion

occurred between the two cars as it is crystal clear from

the Ex.P.4.


     23.   Further the evidence of PW.2/eyewitness as

narrated above further makes it clear and supports the

defence of the counsel for the respondent No.1 and also
                        28        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

the contents of the first information lodged by the

independent eyewitness that at the time of accident the

deceased/Musthafa was driving his car in the middle of

the road, infront of them Bolero vehicle was coming in

high speed and both vehicles colluded severely and she

did also observe the Audi car which was coming in the

backside of the Bolero vehicle. From the evidence of the

eyewitness PW.2 it can be make out that first the bolero

car came and in its backside the Audi car was coming,

from this it is also clear that the deceased/Musthafa was

very negligently and in very high speed driving his car that

too in the middle of the road and for gathering the high

speed of the deceased/Musthafa the cross­examination of

PW.1 (In MVC No.1777/2015) makes it further cleat that

the deceased/Musthafa had the pressure to attend a

rehearsal and to drop the other inmates to the J.P. Nagar.

The MVA report and the spot sketch also points out that

the car of the deceased/Musthafa was going in the middle
                           29       MVC No.1778, 1779, 1780/2015
                                                     SCCH ­ 24

of the car which also supports the above clinching facts

elicited from the mouth of PW.1 (in MVC No.1777/2015)

and PW.2 which pointed out on the higher negligence or

rashness and over speed of the deceased/Musthafa while

driving his car.      Though the PW.2 in her further cross­

examination by her insurance company counsel tried to

retract her statement that the deceased/Musthafa was

driving his car in the middle of the road at the time of

accident and she observed the audi car but it can be said

that once the statements of facts are given and elicited in

the cross­examination cannot be retracted by further

cross­examination and if it is done the conduct of the

witness can be considered and an adverse inference can

be drawn in that regard.


       24.    Therefore, from the above evidence it is clear

that     on     the     alleged   date   of     accident      the

deceased/Musthafa was driving his car in high speed

under the pressure that he had to reach his destiny well
                        30       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

within time and was driving his car in the middle of the

road and hence there was higher negligence on the part of

the deceased Musthafa itself and it is also evident from

the chargesheet that he is shown as accused No.1.

Further the evidence makes it clear that the bolero vehicle

was infront of the said Audi car which over took the said

Audi car and came to the front side and therefore when

the Bolero vehicle went ahead by passing the Ritz car

which was on coming in the opposite direction without

any severe collusion then the head and collusion between

the Ritz car and the Audi car and the driver of the Audi

car did not foresee the Ritz car which was coming in high

speed that too in the middle of the road. Therefore, the

degree of the negligence on the part of driver of Audi car

was less when compared to the negligence on the part of

the deceased/driver/Musthafa of Ritz car.       Accordingly,

the negligence of the deceased/Musthafa is assessed at
                       31        MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

60% and the negligence on the part of the driver of Audi

car is assessed at 40%.


     25. Therefore, from the materials on record and the

documents produced at Exs.P.1 to P.5 and Ex.P.8 it is

clear that there was negligence on both the drivers as

assessed above and due which the accident occurred and

the deceased/Musthafa and deceased/Smt.Yashodamma

died and other two inmates of the Ritz car got sustained

injuries. Accordingly the above issues are answered

partly in the affirmative.



     26.   ISSUE NO.3 IN MVC.1778/2015:­

     The PW.1 has specifically deposed before this court

that the Petitioner being the son of the deceased was

entirely depending upon the income of the deceased for

his education. Now he has lost his loving and affectionate

person and bread earner of the family. This court while

discussing the issue No.2 has already come to the
                              32         MVC No.1778, 1779, 1780/2015
                                                          SCCH ­ 24

conclusion that the accident was occurred due to the rash

and negligence of the both the drivers of the offending

vehicles and same has resulted in the death of the

deceased        -     Smt.Yashodhamma.              Under        such

circumstances, the Petitioner is entitled for compensation

for the death of the deceased from both the insurance

companies of their respective shares which assessed

above.



      Monthly income

      27.     According to the Petitioner, before the accident,

the deceased was hale and healthy and was running

provision store and also doing agriculture work and

earning Rs.20,000/­ per month. In this regard the PW.1

has    lead     his   oral        evidence   and    produced       the

Ex.P.9/certificate issued by Gram Panchayath.                      On

perusal of the Ex.P.9, it is issued by Secretary of Halevoor

village panchayath on 02.02.2015 certifying that the
                          33       MVC No.1778, 1779, 1780/2015
                                                    SCCH ­ 24

deceased was having shop in Halevoor village.            In the

cross­examination of PW.1/Mr.Mahendra it is brought out

that, he does not remember when he gave letter to Gram

Panchayath, he has no endorsement for having submitted

application to panchayath, he cannot produce the tax paid

receipts pertaining to the said shop, he does not know

whether they got permission/license for said shop, they

are paying Rs.50­60 daily as shop fee to the temple but

not possible to produce the document, he did not give

statement before police stating that the deceased was

doing fruits and flower business in front of the temple.


     28.    As per the Ex.P.6 the deceased Smt.Yashoda

was doing Fruits business. There is no any evidence to

lead to prove the specific income of the deceased. Even

though     in   the   cross­examination    of   PW.1    several

suggestions were put that the PW.1 was looking after the

deceased by doing work and the deceased was not earning

anything and said suggestions are denied by the PW.1.
                            34      MVC No.1778, 1779, 1780/2015
                                                     SCCH ­ 24

Except this suggestions there is no any contrary evidence

lead by the R­1 to prove that the deceased was not

earning member and the PW.1 was earning but was not a

student. Therefore, even though the specific income of the

deceased is not proved but as there is no contrary

evidence by the R­1 to prove their defense that the

deceased was not earning and hence the notional income

needs to be considered for assessing the income of the

deceased. At the time of accident the deceased was aged

about 50 years/as per Exs.P.6 and 7 which are inqeust

mahazar and PM report. The accident took place in the

year 2014.         Therefore, having regard to the age of the

deceased and also relying upon the decision of Hon'ble

H.C.   in    the    case   of   Sumangala    &    Others     and

Ramanagouda & Anr., in MFA No: 202534/2019 wherein

notified notional income chart of the Karnataka State

Legal Services Authority is considered for fixing the

notional income and accordingly the monthly notional
                        35        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

income of the deceased is considered as Rs.8,500/­ per

month.


     Age of the deceased

     29.   In so far as age of the deceased is concerned,

the Petitioner has not produced any document to prove

the deceased age.     As per Exs.P.6 and 7 the age of

deceased is mentioned as 50 years. The Respondents have

not placed any other contrary documents. As such, as on

the date of accident, her age is considered as 50 years.


     i) LOSS OF DEPENDENCY AND FUTURE
        PROSPECTS:­

     As per the evidence and admitted facts it is clear that

the petitioner is the son of the deceased. The PW.1 in the

cross examination has denied that he is earning but

stated that he is a student of M.Sc., but pleads ignorance

about the time table of the second year exams stating that

he did not attend second year exams and also stated that

he cannot produced the admission extract, admitted that
                        36       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

he took admission for M.Sc. course for the Academic year

2013­14 in distance education, stated that he is working

as a volunteer in Alasur Ramakrishna Matt           from 3­4

years and at that time only he took admission to the M.Sc.

course.   From this evidence it appears that he is

supressing the true facts and appears that he is also

working and hence took admission through distance

course education but in absence of specific proof by the

R­1 or the specific admission by the PW.1 it cannot be

said and held that the PW.1 was earning member.

Therefore, the Petitioner is considered as the dependent of

the deceased. As per principles of law laid down in the

case of Sarla Verma V/s Delhi Transport Corporation,

appropriate multiplier applicable to the age of the

deceased is 13. In the instant case, the deceased has only

a son who is the petitioner. As per the decision of Hon'ble

Supreme Court in National Insurance Company Vs

Pranay Sethi and others, even in case of the self
                        37        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

employed and fixed salary also the Petitioner is entitled for

future prospects. As mentioned above, in the present case

since the Petitioner is above 40 years age, 25% future

prospects have to be added to her monthly income.               As

per the Sarala Verma case, half of her income has to be

deducted towards her personal and living expenses.              If

25% income is added to her monthly income, it comes

around Rs.10,625/­ (Rs.8,500/­ + Rs.2,125/­) and half of

her income is deducted towards her living and personal

expenses, balance comes to Rs.5,313/­ (Rs.10,625/­ ­

Rs.5,312/­).   Therefore, the total loss of dependency

would be Rs.8,28,828/­ (Rs.5,313/­ X 12 X 13 =

Rs.8,28,828/­).


      ii)   TRANSPORTATION, MEDICAL AND
            FUNERAL EXPENSES:­

     In so far as the funeral and transportation expenses

are concerned, the Petitioners have not pleaded anything

about expenditure for the above head. However, looking
                         38        MVC No.1778, 1779, 1780/2015
                                                    SCCH ­ 24

into the facts and circumstances of the case, it would be

appropriate   to   award     compensation    of   Rs.17,000/­

towards funeral and transportation expenses.


     iii)   LOSS TO THE ESTATE:

     As mentioned above, the deceased was earning a

sum of Rs.8,500/­ per month.         Out of this, she was

getting half of her income towards personal expenses.

Such being the case, out of this, certainly she would have

saved some amount and created estate in favor of the

Petitioner. Therefore, the Petitioner is entitled for a sum of

Rs.17,000/­ under the head of loss to the estate.


     iv)    LOSS OF CONSORTIUM:

     The Petitioner is the Son of the deceased. In Magma

General Insurance company Limited the Hon'ble Apex

court has considered the compensation under head of loss

of consortium.     The Hon'ble Apex court in three judge

Bench in United Indian Insurance Company Ltd. Vs.
                        39        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

Satinder Kaur @ Satvinder Kaur and others, (2020) SCC

online 410, had reaffirmed the view of the two judge

Bench in Magma General Insurance company Ltd. In

Paragraph 53 to 65, dealt with three conventional heads

and discussed about "Consortium" to be a compendious

term, which encompasses spousal consortium, parental

consortium, as well as filial consortium.       The right to

consortium would include the company, care, help,

comfort, guidance, solace and affection of the deceased,

which is a loss to his family. Filial Consortium - A child's

society, affection and companionship given to a parent.

Therefore, the claimant is entitled for compensation under

the head of consortium. As such, the Petitioner is entitled

for a sum of Rs.40,000/­ under this head. As such, the

compensation amount comes to Rs.9,02,828/­ and if it is

rounded    off   the   total   compensation       comes         to

Rs.9,02,900/­ along with interest at the rate of 6% per

annum. As discussed above the negligence on the part of
                        40       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

the deceased/Musthafa is assessed at 60% and the rest of

the negligence of 40% is on the driver of Audi Car and

hence the R - 1 to 4 are liable to pay said compensation of

their respective share. Accordingly, Issue No.3 is held

partly in the affirmative.




     30.   ISSUE No.2 in MVC.No.1779/2015:­

     It is the further case of the Petitioner - Smt.

Vijayalakshmi that due to the accident, she has sustained

fracture of both bones of right forearm of middle and distal

1/3rd and fracture of both bones middle distal 1/3rd right

leg as per the Ex.P11 discharge summary. The Petitioner to

prove these contentions apart from examining herself as

PW.2,   has   also   examined   Dr.Kumar.M­      Orthopaedic

consultant      as PW.3. The PW.3 also has deposed

supporting the version of the Petitioner. This court while

considering issue No.1 has already come to the conclusion

that the accident occurred due to the rash and negligent of
                         41        MVC No.1778, 1779, 1780/2015
                                                    SCCH ­ 24

both the drivers of the Car.      Therefore, the Petitioner is

entitled for compensation.


     Monthly income

     31.     According to the Petitioner, she was running

Garments unit and earning a sum of Rs.25,000/­ per

month.     But, to substantiate this, the Petitioner has not

examined any witness or produced any documents such as

registration certificate, license etc., to ascertain her income.

Therefore, the version of the Petitioner that she was

earning a sum of Rs.25,000/­ per month is not acceptable.

At the time of accident the Petitioner was aged about 60

years as could be make out from Ex.P.11/discharge

summary. She was hale and healthy before the accident.

The accident took place in the year 2014.             Therefore,

having regard to the age of the petitioner and also relying

upon the decision of Hon'ble H.C. in the case of Sumangala

&   Others    and   Ramanagouda      &   Anr.,   in   MFA        No:

202534/2019(MVC) wherein notified notional income chart
                            42         MVC No.1778, 1779, 1780/2015
                                                        SCCH ­ 24

of   the    Karnataka     State    Legal   Services    Authority     is

considered for fixing the notional income and accordingly

the monthly notional income of the deceased is considered

as Rs.8,500/­ per month. As such, Petitioner is entitled for

the following compensation:­


      Quantum of Disability:

      32.    The   PW.3     -     Dr.Kumar    M.,     in   his   chief

examination has stated that the Petitioner was diagnosed

to have sustained a) Laceration in gingival mucosa b)

Sutured wound over right chin c) Swelling in right forearm

and right leg d) Deformity in right forearm and right leg (f)

Tenderness and abnormal mobility in distal 1/3rd right leg

and right forearm and she underwent surgery in the form

of (a) Closed reduction and IMIL nail to right tibia (b) Open

reduction and plate and screw for radius and ulna. The

PW.3 further deposed that, on 12.04.2018 he examined the

petitioner for assessment of the disability and at that time

she complains of pain on walking on slope, climbing stairs
                        43        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24

and squatting, complains lifting weight on right upper limb

and X­ray right forearm shows fracture radius and ulna

and the petitioner has total disability of whole body is right

lower limb and right upper limb at 19.4%. However, it is

relevant to note that this witness has not deposed anything

about the functional disability of the Petitioner having

reference to the nature of work she does and how it would

effect her work.     As such, it appears that the whole

disability stated by the PW.3 is on higher side. The PW.3

further deposed that the petitioner needs surgery for

removal of implants, which may cost upto Rs.30,000/­. In

the cross examination of the PW.3 it is brought out that, in

the case sheet there is no mention that the team of doctors

treated the petitioner, there is no mention in IP record of

the petitioner as to where the muscle damage occurred

near the ankle joint, he has not assessed the disability for

9 points separately, he has not applied specific yardstick

for assessment of 9 points under stability component, the
                        44          MVC No.1778, 1779, 1780/2015
                                                     SCCH ­ 24

hand component ROM of petitioner is normal, he has not

used any specific yardstick for coordinative activities

mentioned at points 1 to 10. It is further elicited that the

fractures are united, he does not know scale method. In

the cross­examination of PW.2 it is brought out that she

looks after her granddaughter who is aged about 2 ½ years

from 2 pm onwards daily after her return from the baby

sitting, she goes to the baby sitting to leave her grand

daughter and also brings back her from the baby sitting,

she is now living in the apartment where is only the

commode facility is available. From this it is clear that the

petitioner who being a 60 year old lady also does the work

normally and taking care of her grand daughter which is

not an easy task.      Further admittedly when there is

commode facility in the apartment then the petitioner has

to use the same. Considering this evidence of PW.2 and

also   appreciating   the   same    along    with    the    cross­

examination of PW.3 it is clear that the disability assessed
                          45          MVC No.1778, 1779, 1780/2015
                                                       SCCH ­ 24

by the PW.3 is on very higher side without any basis.

Further. the Ex.P.11/discharge summary the condition of

the   petitioner   at   the   time   of   discharge     shown       as

Satisfactory.   Therefore, considering the nature of injury

and appreciation of the evidence, this court is of the

opinion that the Petitioner is suffering from whole body

functional disability at 8%.


      i)   PAIN AND SUFFERING:­

      As per the discussion made above the petitioner

sustained injuries as mentioned in Ex.P.11 but the

petitioner has not produced wound certificate and hence

the exact injuries sustained by the petitioner cannot be

make out only on the basis of the discharge summary as

the wound certificate will be the first document. Further,

after the accident the Petitioner took treatment as per

Ex.P.11. Therefore, considering the nature of injuries and

duration of treatment that she has underwent, a sum of

Rs.40,000/­ is awarded under head of pain and suffering.
                       46        MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24




     ii)   MEDICAL EXPENSES:

     The Petitioner stated that, she has incurred more

than Rs.2,00,000/­ towards medical, conveyance and other

expenses. But, she has only produced 42 medical bills for

a sum of Rs.66,695/­ as per Ex.P.14. There is no contrary

from the respondents. Therefore, the petitioner is entitled

for Rs.66,695/­ under the heads of Medical Expenses.


   iii)    LOSS OF INCOME DURING LAID UP
           PERIOD:­

   As mentioned above the petitioner has sustained

grievous and simple injuries and underwent treatment.

After the accident, the Petitioner was taken treatment in

the above mentioned hospital. She has produced Ex.P.12

issued Aastha Ortho Derma Centre to show that she took

rest for two months but the concerned issuer is not

examined and hence it is not considered.            Therefore,

considering the nature of injuries and the duration of
                          47        MVC No.1778, 1779, 1780/2015
                                                     SCCH ­ 24

treatment it can be said that the Petitioner was required at

least one month time for recovering from the injuries

sustained by her. Hence, she is entitled for a sum of

Rs.8,500/­ under this head.


      iv) LOSS OF FUTURE INCOME:­

      As discussed above the petitioner's age is considered

as 60 years.     The respondents have not placed any

contrary document.       Therefore, as on the date of the

accident the Petitioner's age is considered as 60 years. As

per   Sarala   Verma's    case   the   appropriate    multiplier

applicable to his age is 9. Therefore, the Petitioner is

entitled a sum of Rs.73,440/­ (Rs.8,500/­ x 12 x 9 x 8%=

Rs.73,440/­) under this head.


      (v)   LOSS OF FUTURE AMENITIES AND
            HAPPINESS:­

      The Petitioner was aged about 60 years at the time of

accident. She has sustained grievous injuries and as per
                             48            MVC No.1778, 1779, 1780/2015
                                                            SCCH ­ 24

consideration of this Tribunal, she is suffering from 8%

permanent disability. The Petitioner has to suffer this

disability throughout her life. Because of this she will have

to   lose   some      amenities        and      comforts.      Therefore,

considering the age and nature of injuries that the

Petitioner has suffered a sum of Rs.17,000/­ is awarded

under this head.


     (vi)   ATTENDANT, CONVEYANCE, FOOD AND
            NOURISHMENT CHARGES:

     After the accident, the Petitioner was taken treatment

in the hospitals.         No evidence is lead in this regard.

However,    during    this       period     she     must     have   spent

considerable       amount        on   her    conveyance,       attendant

charges,    food    and     nourishment           etc..   Therefore,     the

Petitioner is entitled for a sum of Rs.17,000/­ under this

head.
                        49       MVC No.1778, 1779, 1780/2015
                                                  SCCH ­ 24

     vii)   FUTURE MEDICAL EXPENSES:

     In the chief examination, PW.3     has stated that the

Petitioner needs another surgery for removal of implant

which would cost around Rs.30,000/­. But, there is no

estimation bill produced by the Petitioner or PW.3. Looking

to the earlier treatment cost and nature of injury, it

appears it would be justified if an amount of Rs.20,000/­ is

awarded to the Petitioner under this head. Therefore the

Petitioner is awarded a sum of Rs.20,000/­ under this

head.


     33.    The Petitioner is entitled compensation under

the following heads:

 1. Pain & suffering                 Rs.40,000/­
 2. Medical expenses                 Rs.66,695/­
 3. Loss of income during laid        Rs.8,500/­
    up period
 4. Loss of future income            Rs.73,440/­
 5. Loss of future amenities and     Rs.17,000/­
    happiness
 6. Attendant, conveyance, food       Rs.17,000/­
    and nourishment charges
 7. Future medical expenses           Rs.20,000/­
    TOTAL                           Rs.2,42,635/­
                        50        MVC No.1778, 1779, 1780/2015
                                                   SCCH ­ 24



     If it is rounded off it comes around Rs.2,42,700/­

and same is awarded under different heads to the

Petitioner. Accordingly, Issue No.2 is held partly in the

affirmative.


     33.    ISSUE No.2 in MVC.No.1780/2015:­


     The petitioner of this case has not lead any evidence

to support his claim as averred in the petition. Therefore,

the petitioner in this claim petition is not entitled for any

compensation.    Accordingly, Issue No.2 is held in the

negative.



     LIABILITY (IN ALL CASES):­

     34.    As discussed above the liability is on all the

Respondents of this case and the ratio is 40:60 in respect

of respondents 1, 2 and 3, 4 (i.e., 40% liability on the

respondents 1 and 2 and 60% liability on the
                          51          MVC No.1778, 1779, 1780/2015
                                                       SCCH ­ 24

respondents 3 and 4). As the policy is existed and hence

the R­1 and 3 are liable to indemnify the R­2 and 4 and

pay compensation to the petitioners in MVC 1778/2015

and 1779/2015.       The Petitioner in MVC No.1778/2015

has claimed for a sum of Rs.50,00,000/­ but he is only

entitled   for   Rs.9,02,900/­.      The   petitioner    in   MVC

No.1779/2015 has claimed Rs.50,00,000/­ but she is

entitled for Rs.2,42,700/­.       Said compensation carries

interest @ 6% per annum. Therefore, the petitions in

MVC 1778/2015 and 1779/2015 are needs to be allowed

in part and MVC No.1780/2015 is to be dismissed.

Accordingly      Issue   No.2   in    MVC     1778/2015        and

1779/2015 cases are held partly in the affirmative

and issue No.2 in MVC 1780/2015 is held in the

negative.

     35. ISSUE NO.4 IN MVC 1778/2015 AND ISSUE
     NO. 3 IN MVC 1779/2015 AND MVC
     1780/2015:­
                          52         MVC No.1778, 1779, 1780/2015
                                                      SCCH ­ 24

     In view of above answers to the above issues, this

Tribunal proceeds to pass the following:­

                              ORDER

The petitions in MVC No.1778/2015 and 1779/2015 are hereby allowed in part with cost.

The petition in MVC 1780/2015 is dismissed.

The Respondents are jointly and severally liable to pay compensation to the Petitioners in the ratio of 40:60. However, the Respondent Nos.1 and 3 are being the insurers are liable to indemnify the Respondents No.2 and 4 and directed to deposit the compensation amount i.e., their respective share of 40% and 60% in the 53 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 total compensation awarded to the Petitioners within 60 days from today. The Petitioner in MVC. No.1778/2015 is entitled for total compensation of Rs.9,02,900/­ (Rupees Nine Lakhs Two Thousand and Nine Hundred Only) along with interest @ 6% p.a. from the date of petition till the date of depositing the award amount.

On deposit of compensation and interest, 25% is to be deposited in the name of petitioner for a period of three years in any N/S Bank and the remaining 75% shall be released in favour of petitioner by way of e­payment with due acknowledgment and proper identification as per Rules. 54 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 The Petitioner in MVC. No.1779/2015 is entitled for total compensation of Rs.2,42,700/­ (Rupees Two Lakhs Forty Two Thousand Seven Hundred only) along with interest @ 6% p.a. from the date of petition till the date of depositing the award amount.

On deposit of compensation and interest, as the petitioner is senior citizen and hence the entire amount shall be released in the name of the Petitioner by way of e­payment with due acknowledgment and proper identification as per Rules.

Advocate fee is fixed at Rs.1000/­ in each case.

The original copy of this judgment is ordered to be kept in MVC.1778/2015 and 55 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 the copies of it be kept in MVC.1779/2015 and 1780/2015.

Office to draw separate awards accordingly.

(Typed to my dictation directly on computer by the stenographer, corrected and then pronounced by me in open court on this the 23rd day of August 2022) (MISS. B.T. ANNAPOORNESHWRI) C/c XXII Addl. SCJ & ACMM, Bangalore.

ANNEXURES List of witnesses examined for the petitioner/s:

P.W.1 : Sri.K.N. Mahendra. P.W.2 : Smt.Vijayalakshmi.
P.W.3 : Dr. Kumar M. List of documents got marked for the petitioner/s:
Ex.P.1 : True copy of FIR Ex.P.2 : True copy of Complaint Ex.P.3 : True copy of Spot panchanama Ex P.4 : True copy of Sketch Ex.P.5 : True copy of IMV report Ex.P.6 : True copy of Inquest report 56 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 Ex.P.7 : True copy of PM report Ex.P.8 : True copy of Chargesheet. Ex.P.9 : Certified copy issued by Gramapanchayath office. Ex.P.10 : Notarized copy of Ration card. Ex.P.11 : Discharge summary of PW.2. Ex.P.12 : Letter issued by Aastha Ortho­Derma Centre. Ex.P.13 : X­ray film. Ex.P.14 : 42­Medical bills to the tune of Rs.66,695/­ Ex.P.15 : IP record of Smt.Vijayalakshmi. Ex.P.16 : OP Card.
Ex.P.17 : Disability assessment proforma. Ex.P.18 : X­ray films (6 in No's).
List of witnesses examined for the respondent/s:
R.W.1 : Sri.Girish. M. R.W.2 : Smt.Anagha G.R. List of documents marked for the respondent/s:
Ex.R.1 : Copy of Insurance policy. Ex.R.2 : Copy of Notice in MVC.5416/2015 Ex.R.3 : Copy of petition in MVC.5416/2015.
(MISS. B.T. ANNAPOORNESHWRI) C/c XXII Addl. SCJ & ACMM, 57 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 Bangalore.
58 MVC No.1778, 1779, 1780/2015
SCCH ­ 24 18.08.2022 P-RVR R1-DM R2-AS R3-SM R4-DJ For Judgment 23.08.2022 P-RVR R1-DM R2-AS R3-SM R4-DJ For Judgment Pronounced vide separate judgment with following operative portion:
ORDER The petitions in MVC No.1778/2015 and 1779/2015 are hereby allowed in part with cost.
The petition in MVC 1780/2015 is dismissed.
The Respondents are jointly and severally liable to pay compensation to the 59 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 Petitioners in the ratio of 40:60. However, the Respondent Nos.1 and 3 are being the insurers are liable to indemnify the Respondents No.2 and 4 and directed to deposit the compensation amount i.e., their respective share of 40% and 60% in the total compensation awarded to the Petitioners within 60 days from today. The Petitioner in MVC. No.1778/2015 is entitled for total compensation of Rs.9,02,900/­ (Rupees Nine Lakhs Two Thousand and Nine Hundred Only) along with interest @ 6% p.a. from the date of petition till the date of depositing the award amount.
On deposit of compensation and interest, 25% is to be deposited in the name 60 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 of petitioner for a period of three years in any N/S Bank and the remaining 75% shall be released in favour of petitioner by way of e­payment with due acknowledgment and proper identification as per Rules.
The Petitioner in MVC. No.1779/2015 is entitled for total compensation of Rs.2,42,700/­ (Rupees Two Lakhs Forty Two Thousand Seven Hundred only) along with interest @ 6% p.a. from the date of petition till the date of depositing the award amount.
On deposit of compensation and interest, as the petitioner is senior citizen and hence the entire amount shall be released in the name of the Petitioner by 61 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 way of e­payment with due acknowledgment and proper identification as per Rules.
Advocate fee is fixed at Rs.1000/­ in each case.
The original copy of this judgment is ordered to be kept in MVC.1778/2015 and the copies of it be kept in MVC.1779/2015 and 1780/2015.
Office to draw separate awards accordingly.
C/c XXII Addl. SCJ & ACMM, Bangalore.
62 MVC No.1778, 1779, 1780/2015
SCCH ­ 24 .AWARD .BEFORE THE MOTOR ACCIDENT CLAIMS TRIBUNAL METROPOLITAN AREA: BANGALORE CITY .(SCCH­24) MVC No.1778/2015 Petitioner : Sri. Mahendra.K.N, S/o Late Narayanappa, Aged about 26 years, Residing at Halehuru village, Huliyurudurga, Tumkur District, Karnataka.
(By Sri. R.V.Raghavendra, Advocate) V/s Respondents : 1. The Regional Manager, M/s ICICI Lombard General Insurance Company Ltd., No.68, 2nd Floor, SVR Plaza, Hosur Road, Madiwala, Bangalore.
(Policy No.3001/1­22116970/00/000 valid from 22.11.2013 to 22.11.2014 of New Audi (Q7) car) (By: Sri.D.Manjunath, Advocate) 63 MVC No.1778, 1779, 1780/2015 SCCH ­ 24

2. M/s Thiasohola Plantations Pvt Ltd., No.4/1, Tumkur Road, Yeshwanthapura, Bangalore­560022.

(Rep.by its Managing Director, Smt.Vajranagesh).

(By: Sri.A.Sampath, Advocate)

3. The General Manager, M/s IFFCO TOKIO General Insurance Co.Ltd., No.141, Sri.Shanthi Towers, 4th Floor, 3rd main East, NGEF Layout, Kasturinagar, Bangalore. (Policy No.88446632 valid from 27.12.2013 to 26.12.2014 Insurance of Maruthi Ritz Car bearing Reg.No.KA­05­ MP­2089).

(By: Sri.S.Maheswara, Advocate)

4. Smt.Manasa. B.L, W/o Mohammed Muslafa. A, Residing at No.C­008, Pioneer Paradise, 24th Main road, J.P.Nagar, 7th Phase, Bangalore­560078.

(By: Smt. Deepa. J, Advocate).

64 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 WHEREAS, this petition filed on by the Petitioner/s above named U/sec.166 of the M.V.C. Act, praying for the compensation of Rs.

(Rupees ) for the injuries sustained by the Petitioner/Death of in a Motor Accident by Vehicle No. WHEREAS, this claim petition coming up on for final disposal before Miss. B.T.Annapoorneshwari, C/c XXII Addl.Judge, Member, Bangalore, in the presence of Sri/Smt. Advocate for Petitioner/s and of Sri/Smt. Advocate for Respondent.

65 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 ORDER The petition in MVC No.1778/2015 is hereby allowed in part with cost. The Respondents are jointly and severally liable to pay compensation to the Petitioners in the ratio of 40:60. However, the Respondent Nos.1 and 3 are being the insurers are liable to indemnify the Respondents No.2 and 4 and directed to deposit the compensation amount i.e., their respective share of 40% and 60% in the total compensation awarded to the Petitioners within 60 days from today. The Petitioner in MVC. No.1778/2015 is entitled for total compensation of Rs.9,02,900/­ (Rupees Nine Lakhs Two Thousand and Nine Hundred Only) along 66 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 with interest @ 6% p.a. from the date of petition the date of depositing the award amount.

On deposit of compensation and interest, 25% is to be deposited in the name of petitioner for a period of three years in any N/S Bank and the remaining 75% shall be released in favour of petitioner by way of e­payment with due acknowledgment and proper identification as per Rules.

Advocate fee is fixed at Rs.1000/­ in each case.

Given under my hand and seal of the Court this 23 day of August 2022.

rd MEMBER MOTOR ACCIDENT CLAIMS TRIBUNAL, METROPOLITAN AREA BANGALORE.

67 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 By the __________________________________ Petitioner/s Respondent Court fee paid on petition 10­00 Court fee paid on Powers 00­00 Court fee paid on I.A. Process Pleaders Fee _________________________________ Total Rs.

_________________________________ Decree Drafted Scrutinised by MEMBER, M.A.C.T.METROPOLITAN:

BANGALORE Decree Clerk SHERISTEDAR 68 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 .AWARD .BEFORE THE MOTOR ACCIDENT CLAIMS TRIBUNAL METROPOLITAN AREA: BANGALORE CITY .(SCCH­24) MVC No.1779/2015 Petitioner : Smt.Vijayalakshmi, Aged about 60 years, W/o Late Lingaiah, No.203, Adarsha Serene, 2nd Main road, Behind Govt.High School, Puttenahalli, 7th Phase, J.P.Nagar, Bengaluru­560078. (By Sri.D.Ananda Theertha, Advocate) V/s Respondents : 1. The Regional Manager, The ICICI Lombard General Insurance Company Ltd., No.89, 2nd Floor, SVR Complex, Hosur Road, Madivala, Near Ayappa Temple, Bengaluru­560068.
(Policy No.3001/1­22116970/00/000 valid from 22.11.2013 to 22.11.2014 of New Audi (Q7) car) (By: Sri.D.Manjunath, 69 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 Advocate)
2. M/s Thiasohola Plantations Pvt Ltd., No.4/1, Tumkur Road, Yeshwanthapura, Bangalore­560022.

(Rep.by its Managing Director, Smt.Vajranagesh).

(By: Sri.A.Sampath, Advocate)

3. The General Manager, IFFCO TOKIO General Insurance Co.Ltd., 3rd Floor, 3rd Block, KSMFC, Near Chandrika Hotel, Cunningham Road, Bengaluru.

(Policy No.88446632 valid from 27.12.2013 to 26.12.2014 Insurance of Maruti Ritz Car bearing Reg.No.KA­05­ MP­2089).

(By: Sri.S.Maheswara, Advocate)

4. Smt.Manasa. B.L, D/o Late Lingaiah, W/o Late Mohammed Mustafa, Aged about 36 years, No.203, Adarsha Serene, 2nd main road, Behind Govt.High School, Puttenahalli, 7th Phase, J.P.Nagar, Bengaluru­560 078. 70 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 (By: Smt. Deepa. J, Advocate).

WHEREAS, this petition filed on by the Petitioner/s above named U/sec.166 of the M.V.C. Act, praying for the compensation of Rs.

(Rupees ) for the injuries sustained by the Petitioner/Death of in a Motor Accident by Vehicle No. WHEREAS, this claim petition coming up on for final disposal before Miss. B.T.Annapoorneshwari, C/c XXII Addl.Judge, Member, Bangalore, in the presence of Sri/Smt. Advocate for Petitioner/s and of Sri/Smt. Advocate for Respondent. 71 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 ORDER The petition in MVC No.1779/2015 is hereby allowed in part with cost. The Respondents are jointly and severally liable to pay compensation to the Petitioners in the ratio of 40:60. However, the Respondent Nos.1 and 3 are being the insurers are liable to indemnify the Respondents No.2 and 4 and directed to deposit the compensation amount i.e., their respective share of 40% and 60% in the total compensation awarded to the Petitioners within 60 days from today. The Petitioner in MVC. No.1779/2015 is entitled for total compensation of Rs.2,42,700/­ (Rupees Two Lakhs Forty Two 72 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 Thousand Seven Hundred only) along with interest @ 6% p.a. from the date of petition till the date of depositing the award amount.

On deposit of compensation and interest, as the petitioner is senior citizen and hence the entire amount shall be released in the name of the Petitioner by way of e­payment with due acknowledgment and proper identification as per Rules.

Advocate fee is fixed at Rs.1000/­ in each case.

Given under my hand and seal of the Court this 23rd day of August 2022.

MEMBER MOTOR ACCIDENT CLAIMS TRIBUNAL, METROPOLITAN AREA BANGALORE. 73 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 By the __________________________________ Petitioner/s Respondent Court fee paid on petition 10­00 Court fee paid on Powers 00­00 Court fee paid on I.A. Process Pleaders Fee _________________________________ Total Rs.

_________________________________ Decree Drafted Scrutinised by MEMBER, M.A.C.T.METROPOLITAN:

BANGALORE Decree Clerk SHERISTEDAR 74 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 75 MVC No.1778, 1779, 1780/2015 SCCH ­ 24 .AWARD .BEFORE THE MOTOR ACCIDENT CLAIMS TRIBUNAL METROPOLITAN AREA: BANGALORE CITY .(SCCH­24) MVC No.1780/2015 Petitioner : Sri. Satish, S/o Veeresh, Aged 28 years, Graphic Designer, No.C­008, Poineer Paradise, N.R.Colony, 24th Main, J.P.Nagar, 7th Phase, Bengaluru.
(By Sri.D.Ananda Theertha, Advocate) V/s Respondents : 1. The Regional Manager, The ICICI Lombard General Insurance Company Ltd., No.89, 2nd Floor, SVR Complex, Hosur Road, Madivala, Near Ayappa Temple, Bengaluru­560068.
(Policy No.3001/1­22116970/00/000 valid from 22.11.2013 to 22.11.2014 of New Audi (Q7) car) (By: Sri.D.Manjunath, Advocate) 76 MVC No.1778, 1779, 1780/2015 SCCH ­ 24
2. M/s Thiasohola Plantations Pvt Ltd., No.4/1, Tumkur Road, Yeshwanthapura, Bangalore­560022.

(Rep.by its Managing Director, Smt.Vajranagesh).

(By: Sri.A.Sampath, Advocate)

3. The General Manager, IFFCO TOKIO General Insurance Co.Ltd., 3rd Floor, 3rd Block, KSMFC, Near Chandrika Hotel, Cunningham Road, Bengaluru.

(Policy No.88446632 valid from 27.12.2013 to 26.12.2014 Insurance of Maruti Ritz Car bearing Reg.No.KA­05­ MP­2089).

(By: Sri.S.Maheswara, Advocate)

4. Smt.Manasa. B.L, D/o Late Lingaiah, W/o Late Mohammed Mustafa, Aged about 36 years, No.203, Adarsha Serene, 2nd main road, Behind Govt.High School, Puttenahalli, 7th Phase, J.P.Nagar, Bengaluru­560 078. (By: Smt. Deepa. J, Advocate).

77 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 WHEREAS, this petition filed on by the Petitioner/s above named U/sec.166 of the M.V.C. Act, praying for the compensation of Rs.

(Rupees ) for the injuries sustained by the Petitioner/Death of in a Motor Accident by Vehicle No. WHEREAS, this claim petition coming up on for final disposal before Miss. B.T.Annapoorneshwari, C/c XXII Addl.Judge, Member, Bangalore, in the presence of Sri/Smt. Advocate for Petitioner/s and of Sri/Smt. Advocate for Respondent. 78 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 ORDER The petition in MVC 1780/2015 is dismissed.

Given under my hand and seal of the Court this 23rd day of August 2022.

MEMBER MOTOR ACCIDENT CLAIMS TRIBUNAL, METROPOLITAN AREA BANGALORE. 79 MVC No.1778, 1779, 1780/2015

SCCH ­ 24 By the __________________________________ Petitioner/s Respondent Court fee paid on petition 10­00 Court fee paid on Powers 00­00 Court fee paid on I.A. Process Pleaders Fee _________________________________ Total Rs.

_________________________________ Decree Drafted Scrutinised by MEMBER, M.A.C.T.METROPOLITAN:

BANGALORE Decree Clerk SHERISTEDAR