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22. True meaning and purport of "fraud" has recently been considered by the Supreme Court in the matter of A. Ayyasamy v. A. Paramasivam and others14 as under: -

"10. 'Fraud' is a knowing misrepresentation of the truth or concealment of a material fact to induce another to act to his detriment. Fraud can be of different forms and hues. Its ingredients are an intention to deceive, use of unfair means, deliberate concealment of material facts, or abuse of position of confidence. The Black's Law Dictionary defines 'fraud' as a concealment or false representation through a statement or conduct that injures another who relies on it". ..."