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The perusal of the record suggest that though there are discrepancies in these documents, yet this fact cannot be denied that both these documents are the original document procured from PGI and have been signed by Assistant Professor of the Gastroenterology Department.
Moreover, the complainant has not denied the admission of Munish Kumar in PGI Chandigarh in the year 1998.
The District Forum, therefore, concluded that by suppressing these material facts in his insurance proposal form, insuree had breached the conditions of the insurance policy.