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4.4.4: Cost of braces, equipment or external prosthetic devices, non- durable implants, eyeglasses, cost of spectacles and contact lenses, hearing aids including cochlear implants, durable medical equipment."

16. Perusal of aforesaid Clauses shows that the Lasik Laser treatment is not specifically excluded/mentioned therein. Similar issue came up for hearing before the State Consumer Disputes Redressal Commission, Andhra Pradesh in the case of K. Ramachandra Rao Nellore vs M/s New India Assurance Co. Ltd. F.A. No.1183 of 2006 which was decided vide order dated 23.12.2008. The relevant portioin of said judgment is reproduced as under: