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7. Sri Vikas Mahendra, learned counsel appearing for respondent submits that the respondent has deducted the amount in view of a lien, which is available under the agreement with ICICI Bank, wherein it is mentioned that M/s Razorpay Software Private Limited would have the right to set off any amounts including as regards any excess credit given to the merchant inadvertently by the payment get to a service provider cum the amount payable to the payer via ICICI Bank, thus is the deduction now made is not under the agreement dated 18.11.2020 but is under tri-parted agreement dated 15.01.2021. Hence, no arbitration can be resorted to under the said agreement as regards the said dispute.