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We refer to the above claim lodged by you under your Contractor‟s All Risk Policy in respect of collapse of portion of bridge under construction on 24.12.2009.

You are aware that immediately on intimation of the occurrence, our Company had deputed Mr. S Ananta Padmanabhan, a duly licensed and well experienced civil engineer surveyor for detailed survey as required by Insurance Act. The surveyor had visited the site on various occasions and was in contact and correspondence with you when various particulars, information and records were obtained. Besides enquiries with you the surveyor had also made other enquiries for information including the Government, Police Authorities and gathered reports of the respective agencies. After detailed survey, the surveyor had submitted his Final Report dated 28.2.2011 in respect of the claim.