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15.   The next question, that falls for consideration, is, as to whether, the Policy, in question, could be treated as a discontinued one, according to the IRDA Regulations 2010. It may be stated here, that the aforesaid Regulations, only covered Linked Insurance Policies. The Policy, in this case, was not a Linked Insurance one. On the other hand, according to Clause 2.1. of the Policy Schedule/document, it was AEGON Religare Money Back Plus Plan. It was, thus, a non- Linked Insurance Policy. In other words, it could be said to be a traditional Policy. The aforesaid IRDA Regulations 2010 were, thus, not applicable to the Policy, in question. By not treating the Policy, as a discontinued one, under the aforesaid IRDA Regulations 2010, the Opposite Parties were neither deficient, in rendering service, nor indulged into unfair trade practice.