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We find force in the arguments raised on behalf of the appellants. The perusal of the report of the surveyor reflects that the total loss was assessed for Rs.53,000/- and the complainant was paid the settled claim as per the terms and conditions of the Insurance Policy. By now it is well settled law that surveyors report is an important document unless and until it is proved contrary by leading any cogent and convincing evidence. In the instant case, the complainant has not produced any evidence which could falsify surveyors report. The documents produced by the complainant are not believable. No liability can be fastened upon State Bank of Patiala because the goods on the date of fire were pledged. In such like cases it has been seen that the claimants claim exaggerated amount by submitting procured documents in their favour but such a practice of the false claimants cannot be allowed to sustain. As complainants claim was settled and the amount was paid to him which was received by the complainant without protest, therefore, it does not lie to his mouth that his signature were obtained by the surveyor on blank papers. Complainant is an educated person and is running business by setting up an industry and such a false plea taken by him is not genuine. Complainant has failed to establish that his signature were obtained by fraud and misrepresentation. Honble National Consumer Commission in case RAJ KUMAR versus UNITED India INSURANCE CO. LTD., III(2011) CPJ 354 (NC), has held that after receiving the insurance claim in full and final settlement by signing Discharge Voucher, the claimant cannot reopen his claim unless and until it is proved that discharge voucher was obtained by the Insurance Company by undue influence, threat or misrepresentation. District Consumer Forum has failed to appreciate the above stated facts. Hence, the impugned order cannot be allowed to sustain.