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32. Besides, in making all the deductions towards depreciating @ 18% in the assessment for damage to the building, the Surveyor did not explain how he assessed the same at 5% for usage and an additional 18% separately in his final report on "ADJUSTMENT OF LOSS" and the "Addendum Survey Report- Claim No. 394244" already reproduced earlier. The total depreciation thus deducted by the Surveyor in his "REVISED ADJUSTMENT OF LOSS" comes to Rs. 1,05,587/- plus Rs. 11,61,793/- which therefore comes to Rs. 12,67,380/- which in the given facts and circumstances would appear to be an exorbitant cut from the Insurance Claim.  In the totality of the circumstances, and considering that the Surveyor had also deducted an additional amount of Rs. 1.00 lakh as estimated scrap salvage value, this Commission is of the opinion that no more than an amount of Rs. 7.00 lakhs ought to have been deducted from the claim towards depreciation as well as scrap salvage value on account of which an additional amount of Rs. 6,67,380/- is found due towards the Insured/Complainant.