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Showing contexts for: paralysis in Aditya Birla Sun Life Insurance Comapny ... vs The Insurance Ombudsman Goa, Mumbai And ... on 18 August, 2022Matching Fragments
Question Response
14 Medical History
II) In the past five years, have you ever No
undergone any surgical operation at a
hospital or clinic or undergone any
investigations with other than normal or
negative results.
III) i. Are you on diet or any other No
medicine of any kind as prescribed by a
doctor?
ii. Are you currently undergoing or
intend to undergo any treatment? No
iii. Have you been advised for any No
surgical operation, procedure or hospital
admission? (including X-rays, ECG, blood
tests, biopsies, etc.)
IV) Have you ever sought advice or
suffered from any of the following?
(a) Chest pain, low or high blood
No
pressure, high cholesterol, heart attack,
heart murmur or other heart disorders? If
Yes, submit appropriate questionnaire. No
(c) Diabetes / elevated blood sugar or
sugar in the urine? If Yes, submit diabetes
questionnaire.
(h) Dizziness/fainting spells, epilepsy, No
paralysis, stroke, mental/emotional
disorder or any other neurological
disorder? If Yes, submit appropriate
questionnaire.
(i) kidney, urinary, bladder, reproductive
sat 901. wp 7804-2021
organ or prostate disorders? No
(emphasis supplied)
25. Having held the writ petition to be maintainable, now the Petitioner's case on merits needs to be examined. It appears to be clear that the 'proposal form' as described by the insured specifically provided for columns in which the deceased insured was required to furnish all the necessary details in regard to his past medical history. Column 14, titled as sat 901. wp 7804-2021 'Medical History', as noted above, specifically required the insurer to provide information as to whether in the past five years nearing the said proposal/application, he had undergone any surgical operation at a hospital or clinic or had undergone any investigation with other than normal or negative results. He was also required to specify whether he was on diet or on any other medicine of any kind as prescribed by a doctor; as to whether he was undergoing or intending to undergo any treatment; as to whether he was advised for any surgical operation, procedure or hospital admission (including x-rays, ECG. Blood tests, biopsies, etc.) Further he was also required to furnish information as to whether he had suffered any chest pain with low or high blood pressure, high cholesterol, heart attack, heart murmur or other heart disorders and submit an appropriate questionnaire. He was also required to submit information on dizziness/fainting spells, epilepsy, paralysis, stroke, mental/emotional disorder or any other neurological disorder. All this information as required to be furnished by the insured was answered/supplied in the negative by the insured.