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7. On being satisfied with the insurable interest of the plaintiff the second defendant accepted the proposal and undertook to cover the vessel from all risks for its onward journey from Tuticorin to Valinokkam for beaching for and on behalf of the first defendant-insurer. All relevant and necessary particulars regarding the subject matter of the insurance and the various perils and risks intended to be covered by a proper and valid insurance were fully disclosed and discussed with the second defendant who had due prior consultation with its Regional Office, Divisional Office and Head Office to ensure a proper and valid cover. The plaintiff did not withhold or suppress and did not fail to disclose any material and relevant particulars to the defendant-insurer. The defendant-insurer had agreed to insure plaintiff's vessel from perils and risks involved in its contemplated voyage from Tuticorin to Valinokkam. The second defendant also issued the provisional premium receipt (PCY:92/1001/89), dated 24.5.1989 for acceptance of Rs. 24,416.70 for the due and proper insurance of the plaintiff's vessel and its voyage fro perils and risks incidental thereto. The second defendant expressed its inability to issue Marine Policy for want of stamp to be affixed on the policy and assured to issue the same as and when the stamp intended were made available. But no proposal form was submitted or asked for from the plaintiff. At 12.00 noon on 24.5.1989 itself the second defendant branch of the first defendant-insurer issued a Marine Hull Cover Note No. 82577 covering the vessel for a value of Rs. 1 crore and for its voyage commencing from 12.00 hours on 24.5.1989 onwards on own power of the vessel from Tuticorin to Valinokkam for beaching and the risks incidental thereto. In terms of the said cover note issued on 24.5.1989 the vessel amongst others was insured against total and/or constructive total loss, subject to institute Clause Hulls as attached, including salvage charges incurred in preventing loss covered under the cover note by perils insured against. Thus a valid contract of Insurance has been entered into between the plaintiff and defendant-insurer against total or constructive total loss of the said vessel including salvage charges in preventing loss either total or partial covered by perils and risks insured against. On 24.5.1989 Seaworthiness Certificate was also issued and Port Clearance Certificate was also issued by the Customs for 72 hours. On 24.5.1989 the said vessel commenced its journey from Tuticorin. The Engine of the Vessel was started at 13.30 hours on 24.5.1989 and at 13.50 hours the vessel commenced heaving starboard anchor and at 14.20 hours starboard anchor aweigh, informed Pilot Station regarding departure of the vessel from Tuticorin Port and the vessel commenced its voyage with all its crew on board, as well as Capt. Selvaraj, who was engaged specially to assist beaching operations at Valinokkam. From the statement of facts recorded and maintained by the Master of the Vessel Capt. DRD Ratnayake for the period commencing from 11.45 hours onwards on 24.5.1989 to 26.5.198911.00 hours the vessel was found making way. Suddenly, the propeller of the vessel ceased to function when the vessel was proceeding near Vembar Coast, at 16.30 hours Master of the vessel took steps to reduce the drifting of the vessel towards shore by letting down the anchor from board of the Vessel, the vessel had developed technical problems, when it was passing Vembar Coast as it got grounded on a sand bar, known as SHOL PATCH. On 25.5.1989, the main Engine of the vessel was restarted at 1.30 hours and pitch was tried and still the vessel remained unmoved. All efforts taken by the crew failed to move the vessel and hence at 12.30 hours the main engine was stopped. The vessel remain agrounded and knocking against bank over night with heavy seas knocking on side. All efforts taken by the Master of the vessel, the Marine Engineer and crew to restart the engine by attending to the required repairs were futile. On 26.5.1989 the vessel developed crack and the engine room was flooded completely. On 26.5.1989 at 5.30 hours the Deputy Engineer reported that Tunnel was half full and the engine room was getting flooded due to leak and pumping of water could not cope up with intake of sea water and the pump also got immersed and was under water and the Main engine room also submerged in water at 7.00 hours. The vessel was ultimately abandoned by the crew on 26.5.1989 at 11.00 hours when the main engine was submerged in 13 feet water. The plaintiff relies upon the statement of facts recorded by the Captain of the vessel to be read as part and parcel of the plaint as to the movements of the vessel and occurrences that had taken place leading to abandonment of the vessel. The vessel moved from Tuticorin Anchorage towards Valinokkam on its own power and it did not have any problem till it reached Vembar Coast which is 30 kilometers away from Tuticorin. The plaintiff's representative who was stationed at Tuticorin had been following the movement of the vessel informed the plaintiff about the said developments and the subsequent abandonment of the vessel by the crew. On 26.5.1989 itself the plaintiff put the defendants on notice about the grounding of the vessel on a sand bar and all further developments that had taken place.