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OP has contested the complaint and filed version to the case, contending that loan being considered under Credit linked Capital Subsidy Scheme (CLCSS) of MSME (Scheme) for purchase of machinery and working capital requirements.  The term loan component is Rs.120 Lakhs subject to meeting the margin stipulations as per applicable norms   contemplated under the MSME Scheme formulated by Government of India.  The working capital component is Rs.30 Lakhs.  The loan sanction is "In Principle Sanction" issued, based on the representations made and documents produced, cannot be construed a regular loan sanction order. The Bank reserves the right to cancel/modify the sanction order, if at a later date   observed that there are discrepancies in the details furnished/documents submitted. The terms and conditions of sanction are subject to changes from time to time.  This "In principle" sanction does not vest right in complainant to claim damages against the Bank for any reason whatsoever.  The OP Bank without any delay expediently scrutinized the loan application and assessed the admissible loan component basing on the financial paper, quotations and invoices and arrived at the eligible loan amount duly taking into consideration the margin requirements stipulated under MSME Scheme and sanctioned a term loan limit of Rs.70 Lakhs and working capital limit of Rs.50 Lakhs.  This sanction was duly communicated to the complainant vide a Regular Sanction Memorandum dated 31.10.2017 just after one day from the date of the complainant submitting the financial papers and the said sanction and the terms and conditions were duly accepted by the complainant, the salient features of which are mentioned under Sanction Memorandum. The contention of complainant that OP did not disburse the remaining of Rs.30 Lakhs working capital limit as agreed is not true facts.  In fact a higher working capital limit of Rs.50 Lakhs was sanctioned taking into account the estimated quantum of raw materials that were indicated in the financial papers, even though in the In-Principal Sanction Letter, a lesser amount of Rs.30 Lakhs was projected.  The OP released a sum of Rs.66,80,000/- towards purchase of machinery equipment basing on the final invoices produced by the complainant duly insisting for 25% margin amount that was required to be invested by the complainant as stipulated in the sanction letter.  Entire working capital limit of Rs.50 Lakhs was made available to the complainant.  Notice U/s 13(2) of SARFASEI Act along with possession notice issued under the said account and paper publication was made wherefore, complaint filed by complainant is deserve to be dismissed, since filed to stall the recovery proceedings.