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1.Policy amount -

Rs.10,00,000/-

2.Mental and Physical suffering- Rs. 1,00,000/-

3.Deficiency in service - Rs. 1,00,000/-

4.Litigation & Other - Rs . 10,000/-

Rs.12,10,000/-

 

7. Respondent in their reply before the District Consumer Disputes Redressal Forum, Koppal (short, District Forum) stated that ;

At the very outset, it is submitted that after the perusal of investigation report and the documents procured during the investigation, opposite party came to know through treatment documents issued obtained from SDM Hospital, Dharwad that DLA was suffering from Anxiety neurosis and Neurovascular Glaucome since 2011 i.e. prior to signing the proposal form.