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27. We may also refer to the Research Paper presented before the Third African Road Safety Congress at Pretoria, South Africa from April 14-17,1997 as produced by Ms. Ajmera. The paper for Financing of Road Safety Actions begins with the introduction of the safety problem--that road accidents is a serious problem throughout the world in social, health and economic terms. It is said that the road accidents commonly is the second largest cause of deaths for economically active people in many countries and is considered by the W.H.O. to be of endemic proportions. Between 50 and 200 people are killed each year for each million inhabitants in most developed as well as developing countries. The Annual Road Accident Fatalities rate per 10,000 vehicles in India is about 25 as compared to just between 1 and 5 in South Africa, Korea and USA. While developed countries have in general succeeded in checking and reversing the rate of road accident fatalities, the number of fatalities have been going up in Asia, Middle East and more particularly in African countries. On the other hand, the rate of road accident fatalities has been considerably going down in Europe and North American countries. It is also indicated in the said paper that it is generally acknowledged that human error is an underlying cause of almost all accidents; human error in observation, decision-making and response to the situation at hand. Research in several countries conclude that human error is involved in over 90 per cent of all road accidents and that only a small proportion of accidents can be directly attributed to vehicle defects or faults in road design or maintenance. Sometimes accidents often are the result of a critical combination of several factors and are, therefore, resort to as accidents contributing factors or risk increasing factors.