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"11. In the present case, to deny the benefit of 'pay and recover', what seems to
have substantially weighed with the High Court is the reference to larger Bench
made by the two-Judge Bench in National Insurance Co. Ltd. v. Parvathneni
and Anr. MANU/SC/1588/2009 : (2009) 8 SCC 785 which doubted the
correctness of the decisions which in exercise of jurisdiction Under Article 142
of the Constitution of India directing insurance company to pay the
compensation amount even though insurance company has no liability to pay.
In Parvathneni case, the Supreme Court pointed out that Article 142 of the
Constitution of India does not cover such type of cases and that "if the insurance
company has no liability to pay at all, then, it cannot be compelled by order of
the court in exercise of its jurisdiction Under Article 142 of the Constitution of
India to pay the compensation amount and later on recover it from the owner of
the vehicle". The above reference in Parvathneni case has been disposed of
on 17.09.2013 by the three-Judges Bench keeping the questions of law open
to be decided in an appropriate case.
12. Since the reference to the larger bench in Parvathneni case has been
disposed of by keeping the questions of law open to be decided in an
appropriate case, presently the decision in Swaran Singh case followed in
Laxmi Narain Dhut and other cases hold the field. The award passed by
the Tribunal directing the insurance company to pay the compensation
amount awarded to the claimants and thereafter, recover the same from
the owner of the vehicle in question, is in accordance with the judgment
(2018)9SCC650
(2004)3SCC297
passed by this Court in Swaran Singh and Laxmi Narain Dhut cases. While
so, in our view, the High Court ought not to have interfered with the award
passed by the Tribunal directing the first Respondent to pay and recover from
the owner of the vehicle. The impugned judgment of the High Court
exonerating the insurance company from its liability and directing the claimants
to recover the compensation from the owner of the vehicle is set aside and the
award passed by the Tribunal is restored."