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stated that he was not aware whether accused was having any congenital disease when he examined him. He deposed that accused

this clarification is specifically with reference to exclusions claimed for internal congenital diseases, genetic diseases or disorders and prohibits their incorporation as exclusions ... insurers refuse to provide covers to new born or infants with internal congenital birth defects from day one and that this is against Page

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that

Connected.doc dormant disease which may be hereditary, constitutional or congenital in nature and may appear later in life. Therefore, the mere manifestation ... detect some dormant disease. Besides, certain hereditary constitutional and congenital diseases may manifest later in life, irtespective of service conditions. The mere fact that