capabilities of work. The complainant also referred to false
recording as CIBIL defaulter at the behest of the OPs, as a result of which ... further directed by the said
authority that the recording of CIBIL defaulter in the name of the complainant
was to be withdrawn and the banking
same had been updated to CIBIL as directed by RBI. CIBIL
has classified the complainant as defaulter and international financial offender, for which ... requisite details
to CIBIL it is for the CIBIL to take appropriate action. It
had discharged its duty by informing
CIBIL. Since it had discharged
remark
column of those CIBIL reports that those CIBIL reports were incorrect and
were wrongly showing complainant as defaulter. This is necessary because
the CIBIL ... admitted fact that complainant continued to be shown defaulter in
earlier CIBIL reports which were damaging his CIBIL report and his credit
status. We, therefore
institutions.
E. The State Commission proceeded on erroneous assumption of a
„CIBIL defaulter list‟, whereas CIBIL maintains no such list and
only reports credit information ... negligent in service as he was wrongly shown as defaulter
in the CIBIL CIR on the basis of a fabricated Card
CIBIL.
(C) The opponent be restrained permanently from reporting
periodically or otherwise to CIBIL or any other credit information
company regarding any defaults or default ... that
that opponent has wrongly and illegally reported to CIBIL that the
complainant is defaulter. Even this opponent has not followed any
procedure prescribed
repayment of the loan, their name still subsist in the
CIBIL for default in making payments. Further, the Complainants
had sent various letters ... complainants are that
their name has been forwarded to CIBIL for default in repayment of
loan and their name exists as on date
complainant as defaulter and circulated his
name through Civil List of Defaulters prepared by Credit Information Bureau of
India (CIBIL), which not only tarnished ... other bank and
this fact came to his knowledge from CIBILs Defaulter List lying with HDFC
bank. It was alleged that the above
list of defaulter and
// 2 //
thus, committed deficiency in service by notifying the name of
respondent / complainant as defaulter with the CIBIL Bank, so
consumer ... paid, then his name was notified to the CIBIL Bank as defaulter and in
doing so the appellant / Bank, has not committed any deficiency
already disclosed that his name had been put in the defaulter list in CIBIL. It is further contended that when the loan application ... representative of the bank that his name was in the defaulter list in CIBIL. It is contended that rather the said fact was discovered during
name was
highlighted in CIBIL due to some financial default, as per CIBIL Report dated
29.3.2012, copy of which is Annexure ... ground, that his name was highlighted in CIBIL as
he committed some financial default on earlier occasion as per CIBIL report dated
29.3.2012 Annexure
