signatures to the proposal. The proposer duly
appended his signature to the proposal form and the grant
of the insurance cover was on the basis ... part of the Insurance
Ombudsman in recording such findings. Firstly, the Insurance
Ombudsman has completely overlooked the basic requirements of
the insurance contract, namely, that
raise statements made by the plaintiff in his proposal for the insurance.
The company contended that the statement made by the plaintiff in that proposal ... date of proposal.
Towards the end of the proposal, the plaintiff has subscribed to a statement agreeing mat the proposal and declaration made
that the deceased Anil had made a false statement that his proposal for insurance had not been rejected by the respondent-1 at any time ... Personal Statement of the respective proposals at the time of submitting the proposals for life insurance. The respondent therefore, in terms of the policy contract
said that there is a legal obligation cast upon the party proposing the insurance to communicate not only every material fact of which ... insurer on the ground that a statement made in the proposal for insurance or in any report of medical officer, or referee, or friend
proposer so as to enable the heirs of the proposer after his death to claim the amount covered by the proposed policy. It is further ... accepted by the insurance company, there is no binding and concluded contract between the insurance company and the proposer. Therefore, the direction issued
that the deceased Anil has made false declarations in his proposals for insurance on the policies mentioned above. The request made by the petitioner ... Personal Statement of the respective proposals at the time of submitting the proposals for life insurance. The respondent, therefore, in terms of the policy contract
directed the petitioners to
tick appropriate condition in case the person proposed
for insurance has been diagnosed or is suffering from
any symptoms ... follows:
"Kindly tick the appropriate condition Incase the
person proposed for insurance (i) Has been
diagnosed or is suffering from any symptoms
contract of
insurance, the insured who gives his proposal to the
proposer seeking insurance policy of coverage of his
life has to reveal all material ... proposal form. He has
recommended that the proposer is medically fit and
that his proposal may be accepted. The said
certificate on medical fitness
them had been truthfully given, there was every chance of the proposals for insurance being found unacceptable. In its written statement ... fourteen months, prior to the date of the first of his proposals for insurance. In regard to the argument that the said treatment, even
proposal form that the particulars given by him in the proposal forms were true and that he agreed that the said proposal and any declaration ... insurer on the ground that a statement in the proposal for insurance, or in any report of a medical officer or referee
