third party
liability policy and not covered the personal accident benefits.
Though the personal accident coverage is mandatory at the
time of issuance ... decline for not covering the personal accident
benefits. Though the insured declines to pay the premium
towards personal accident coverage, they are not supposed
same relief under personal coverage before the
Forum. The premium of Rs.100/- collected
was
compulsory under personal accident to owner-cum-driver ... that
Personal accident Insurance Policy
was for
owner of vehicle. The owner of the
vehicle would claim compensation only when the personal accident policy
purchased by the son of the complainant at that time Personal Accident Coverage was Rs.1,00,000/- and the premium amount ... also taken into consideration his submission that after the accident the amount of personal accident coverage was enhanced to Rs.15,00,000/- as such
crown salary
account to the deceased Chintan Narendra Sharma including
personal accident coverage upto Rs.3,00,000/- since the deceased
Chintan Narendra Sharma ... entitled to get any benefits including the benefit of personal
accident coverage upto Rs.3,00,000/- and therefore, the opponents
prayed for dismissal
accident and the vehicle was damaged and Gomathi was dead. A sum of
Rs.2250/- has been paid as premium towards Personal Accident Coverage. Hence ... Personal
Accident insurance amount of Rs.15,00,000/- to them and the consumer complaint is
filed only claiming the Personal Accident Insurance coverage amount
complaint filed claiming own damage expenses of Rs.2.lakhs and personal accident coverage of Rs.2.lakhs was disposed of by the Forum allowing ... respect to the personal accident. Hence the complainant will be entitled for Rs.1,50,000/- towards the personal accident coverage
complaint filed claiming own damage expenses of Rs.2.lakhs and personal accident coverage of Rs.2.lakhs was disposed of by the Forum allowing ... respect to the personal accident. Hence the complainant will be entitled for Rs.1,50,000/- towards the personal accident coverage
received
by the 2nd opposite party for personal accident coverage for
the
owner-cum-driver but not driver or for the complainant to cover ... that Personal accident Insurance
Policy was for owner of vehicle. The
owner of the vehicle would claim compensation only when the personal
accident
policy
heading "Persons or
Classes of Persons entitled to drive" that 'Any person including
Insured provided that a person hold an effective driving ... time of accident, was
FA No.640 of 2022 10
neither a paid driver nor a passenger and the personal accident
coverage as per policy
insurance coverage included own damages as well as Personal
Accident coverage. The complainant on 11.09.2017 met with an accident and
admitted in Theiva Hospital, Thanjavur ... expenses there must be an adjudication strictly with reference to the Personal
Accident Coverage Policy. Suffering an injury is one aspect, which is though
admitted
