valid as on the date of accident and the petitioners
are entitled for personal accident coverage of ₹.15,00,000/-.
28. The Judgment ... above reported
judgments also held that the policy covers personal accident
coverage for owner-driver as the deceased stepped into the
shoes of owner
premium has been paid. Being
a fatal accident, the claimants are entitled for a
personal accident coverage of limited liability of
SCCH ... working in
Private and stated that since claim is under PA (Personal
Accident Coverage) , the disclosure of the income of the
deceased does not arise
offending
vehicle by the deceased. Further she has denied
that, alleged accident occurred due to negligence of
the deceased. Further she has denied that ... alleged
accident. The alleged policy is valid subject to
terms and conditions of the policy. The said policy
covers the personal accident coverage. Further
doubt that
as per Ex.R1 the petitioner has taken personal accident
coverage but the said amount has to be claimed by the
petitioner
license at the time of
accident.
8. Further, the owner of the insured car has not intimated
the alleged accident to respondent ... died?
2. Whether the petitioners proves that they
are entitled for personal accident
coverage amount of Rs.15,00,000/- from
the Respondent
succumbed to the
injuries on the spot.
3. At the time of accident, deceased/Adarsh M.
was aged about 26 years, working as private employee ... taken one year term of own
damages including personal accident coverage by paying
Rs.275/- premium and driver/ deceased Adarsh M. had
valid and effective
Motor
Vehicles Act (MVA), a Motor Accident Claims Tribunal
(MACT) claim petition (MVC) for a personal accident (PA)
claim may be allowed for gunshots ... treated as an "accident" for compensation
purposes.
II. PA claim (Personal Accident)
Compulsory coverage: A Personal Accident cover
for the owner-driver
policy makes it clear that there was
third party coverage and personal accident coverage for the
owner. In the case on hand ... Such being the
case, he cannot be covered under personal accident
coverage. The deceased was driving the car that met with
the accident
that time a dog
came across their motorcycle, due to which accident
occurred. The owner of the motorcycle was his
daughter. There was 15 days ... covered, insured as taken third party liability,
own damages, personal accident coverage. Not
covered pillion rider in Bundle Policy. Further stated
that
liable to pay a sum of
₹.1,00,000/-covering the personal
accident claim of the owner/driver,
as the deceased stepped into the
shoes ... vehicle and
as per the policy there is a personal accident coverage and as
such, he is entitled to the personal accident coverage
