sustained injury driving the vehicle for
making a claim under the personal accident coverage. In other
words, the insurance company cannot be permitted to play ... liable to
pay compensation payable to the owner under the personal
accident coverage. Therefore, I hold that in all cases where the
premium for personal
Accident Claims Tribunal(the Claims
Tribunal) whereby the Appellant Insurance Company was directed to pay
a sum of `2,00,000/- towards personal accident coverage ... driving the insured vehicle at the time of the accident. The
personal accident coverage is a contractual liability of the Insurance
coverage of owner driver, which is extracted hereunder:
MAC.APP. No.568/2010 Page 5 of 9
"GR.36. Personal Accident (PA) Cover under ... deceased was not a third
party nor the compensation under personal accident coverage
was payable as it was meant for owner-cum-driver
Insurance in India) deals with the
coverage of owner driver, which is extracted hereunder:
"GR.36. Personal Accident (PA) Cover under
Motor Policy ... deceased was not a
third party nor the compensation under personal accident
coverage was payable as it was meant for owner-driver.
8. The impugned
deceased was not a third party nor the compensation under personal
accident coverage was payable as it was meant for owner-cum-driver ... Kanwaljit
Kaur & Ors., decided on 09.05.2011.
11. Since the coverage towards personal accident was meant only for the
owner-driver, the Claims Tribunal erred
deceased was not a third party nor the compensation under personal
accident coverage was payable as it was meant for owner-cum-driver ... Kanwaljit Kaur & Ors., decided on 09.05.2011.
10. Since the coverage towards personal accident was meant only for the
owner-driver, the Claims Tribunal erred
impugned judgment. A premium of `100/- was
paid for personal accident (PA) of the owner if he himself was
the driver ... obtained and the contract of insurance
came into existence. The personal accident coverage would be
for the insured only in terms of the contract
motorcycle covering the period in question, it
having been insured for personal accident in relation to the owner/driver,
such amount was payable ... deceased was not a third party nor the compensation under
personal accident coverage was payable as it was meant for
owner-cum-driver
Group
Personal Accident Insurance
No.211100/43/2010/20.
The maximum Sum Insured under all Personal
Accident Policies held by the Insured persons
covered under ... Insurance regulations.
The above policy coverage, terms, condition and
exceptions is as per General Group Personal
Accident Insurance Policy wording approved by
IRDA. In case
Police had taken a 'tailor made' Group Personal Accident Policy' for
coverage of its personnel deployed in extremist affect ed areas ... certified by doctor) 100% of (S.I).
10. One such Group Personal Accident Policy (No-
10070142078200000128) valid for the period 16th October
