liability of the insurance company is limited in respect
of personal accident coverage, therefore, the liability of the
insurance company is limited. However, he could ... Motor Tariff would be applicable
in respect of the liability of personal accident coverage for
the owner and driver. Mr. Gola, learned counsel has
referred
fact, the insurance company has recovered a premium
towards compulsory personal accident coverage to the owner-
cum-driver of the insured vehicle, and therefore ... held that since the policy produced
on record suggests that the personal accident coverage was
extended to the owner-driver, which was confined
liability of the insurance company is limited in respect
of personal accident coverage, therefore, the liability of the
insurance company is limited. However, he could ... Motor Tariff would be applicable in respect
of the liability of personal accident coverage for the owner
and driver. Mr. Gola, learned counsel has referred
that as the insurance company has
recovered Rs.50/- towards coverage of personal
accident and, therefore, the insurance company is
bound to compensate the insured ... insurance company has recovered additional
premium of Rs.50/- for personal accident coverage
of the owner himself in terms of the contract of
the insurance
paid towards third party basic risk coverage and
Rs.100/- has been paid towards compulsory personal accident
to owner - driver and Rs.50/- has been ... risk. The
amount of Rs.100/- is paid towards the compulsory personal
accident coverage to owner - driver, whereas premium of
Rs.50/- is accepted towards
agreed to incur basic third party liability; towards paid driver, and
personal accident coverage for owner- driver for sum of Rs.2 Lakhs ... incur liability in case of third-party liability, paid driver, and
personal accident coverage for the owner-driver.
[10.] Considering the aforesaid evidence on record
extended
coverage to categories which include personal accident
benefits falling under Section IV and secondly, personal
accident coverage to a paid driver/cleaner, whereby ... terms and conditions of the policy extending the risk coverage
of the personal accident of owner/driver of the insured
vehicle, limited to the extent
third
party can claim and maintain the
claim petition before the Motor
Accident Claims Tribunal
constituted under the said
Chapter."
Page ... contention raised by the learned advocate
for the appellant that the personal accident
coverage was also there in the policy also;
however, on that ground
favour of respondents claimants.
The Claims Tribunal has rejected the Motor Accident Claim Petition
No.1516 of 2002 filed by driver of motorcycle.
3. Learned ... risk of insured himself either injured or died in
said accident except personal accident coverage. Therefore, owner can
not file compensation against himself as insurance
dispute the fact that the deceased also
was contributory negligent for the accident and does not
dispute the finding arrived at by the Tribunal that ... contention raised by the learned advocate for the
appellant that the personal accident coverage was also there
in the policy also, however such liability
