specified injuries due to an
accident. Therefore, any attempt to treat the amount
received under compulsory personal accident coverage on
par with mediclaim reimbursement ... accident cover provides a predetermined lump sum upon
the occurrence of death, regardless of actual expenses.
Instead, the payout under personal accident coverage
functions almost
liability of the insurance company is limited in respect
of personal accident coverage, therefore, the liability of the
insurance company is limited. However, he could ... Motor Tariff would be applicable
in respect of the liability of personal accident coverage for
the owner and driver. Mr. Gola, learned counsel has
referred
learned tribunal that
she received Rs. 6,560,90/-as personal accident coverage and therefore, the
same has to be deducted from the total awarded ... have also received an amount to 6,15, 840/ - as personal accident
coverage and the same also needs to be deducted from the total awarded
learned tribunal that
she received Rs. 6,560,90/-as personal accident coverage and therefore, the
same has to be deducted from the total awarded ... have also received an amount to 6,15, 840/ - as personal accident
coverage and the same also needs to be deducted from the total awarded
learned tribunal that
she received Rs. 6,560,90/-as personal accident coverage and therefore, the
same has to be deducted from the total awarded ... have also received an amount to 6,15, 840/ - as personal accident
coverage and the same also needs to be deducted from the total awarded
said person died. In the light of the
2025:KER:93973
WPC.No.40506/25 4
coverage for the personal accident, the 2 nd respondent ... that, the person who
stepped into the shoes of the owner would also be entitled to
get the coverage of personal accident
argue that in fact the car involved in the accident had valid personal
accident coverage, but it was not produced before the Tribunal ... terms of the personal accident policy. In the
instant case also, admittedly the personal accident coverage is only
Rs.1,00,000/- for a single
relying upon the personal accident cover.
This does not prevent the owner of a vehicle, who has taken a
personal accident cover, from claiming compensation ... policy which reads as follows:
11. The copy of policy for personal accident coverage – Ex.R1 is
reads as under:
“Section III – Personal Accident
Thus, this Court is of
the considered opinion that, even the Personal
Accident Coverage cannot be considered in
certain cases, where the victim ... above decision makes it clear that for claim under
the personal accident coverage, the owner-driver must be the registered
owner of the vehicle insured
Thus, this Court is of the
considered opinion that, even the Personal Accident Coverage
cannot be considered in certain cases, where the victim ... above decision makes it clear that for claim
under the personal accident coverage, the owner-driver must be the
registered owner of the vehicle insured
