enclosing herewith the Addendum Survey Report dt 18.07.2014 for your information. As per the Survey Report , addendum report and Expert opinion ... dated 22.07.2014 reads that "as per the survey report, addendum report and expert report of Dr. J.M. Chander Krishan, the claim stands repudiated
petitioner company further
reduced the said amount on account of four Addendum survey reports:
Addendum survey reports dated 16.09.2015, 20.10.2015, 09.12.2015
and 16.12.2015. In terms ... reduced to ₹12,40,04,020/-; and in terms of the Addendum survey
report dated 16.12.2015, the amount was further reduced
additional report if the insurer finds the first survey report incomplete in any
respect, and the request for the additional report to the surveyor ... Addendum Survey Report is not a detailed report,
wherein, unnecessary deduction has been made. On comparison of the Final
Survey Report and the Addendum Survey
Complainant by relying upon the Addendum Survey Report dated
20.05.2015 and ignored the Final Survey Report in which the claim
of the Complainant was admitted ... comparing the reports, we find that both reports are in
contradiction with each other. The final survey report has covered
the detailed examination
Opposite Party, produced an exhaustive report. The Survey Report No. BLR-04817B dated 22.06.2018 and Addendum Survey Report No. BLR-04817B1 dated 26.06.2018 for Claim ... Addendum Surveyor Report in which the recommended claim/loss amount was reduced to Rs. 68,38,824/- with the following explanation -
"Addendum Survey Report
recheck the Surveyor assessment. On this, the Surveyor prepared an addendum survey report dated 6.11.2015 (Annexure C-10) of Rs.5,36,966/-. However ... kept Open."
15. Subsequently, in his Motor Addendum Survey Report dated 6.11.2015 (Annexure C-10) also, which was submitted to clarify the reason
survey report
11
09.05.2013
Date when Plaintiff allegedly received survey report. Date when Plaintiff came to know alleged contradictions between survey report and addendum survey ... report and eventually gave an addendum to that report thereby crossing one year in completion of its report along with the addendum. In other words
tune of Rs.49,25,000/-.
16. However, subsequently, an Addendum survey report dated
24.09.2015 has also been submitted by the surveyor, wherein the
surveyor ... comparing the reports, we find that both reports are in
contradiction with each other. The final survey report has covered
the detailed examination
furthermore argued that no plausible reason has been given for obtaining addendum survey report and therefore the revised survey report is totally incorrect and wrong ... Insurance Act, 1938 by calling the surveyor to submit addendum survey report. In this regard, he also placed reliance on the decision rendered
relied on R1 survey report dated:9/4/2002 and R2 addendum survey report submitted by the approved surveyor. Thus, the respondent/opposite party justified ... surveyor submitted R1 survey report dated:9/4/2002 and R2 addendum survey report estimating the loss at Rs.4,96,961/-. The surveyor
