additional report if the insurer finds the first survey report incomplete in any
respect, and the request for the additional report to the surveyor ... Addendum Survey Report is not a detailed report,
wherein, unnecessary deduction has been made. On comparison of the Final
Survey Report and the Addendum Survey
Complainant by relying upon the Addendum Survey Report dated
20.05.2015 and ignored the Final Survey Report in which the claim
of the Complainant was admitted ... comparing the reports, we find that both reports are in
contradiction with each other. The final survey report has covered
the detailed examination
recheck the Surveyor assessment. On this, the Surveyor prepared an addendum survey report dated 6.11.2015 (Annexure C-10) of Rs.5,36,966/-. However ... kept Open."
15. Subsequently, in his Motor Addendum Survey Report dated 6.11.2015 (Annexure C-10) also, which was submitted to clarify the reason
tune of Rs.49,25,000/-.
16. However, subsequently, an Addendum survey report dated
24.09.2015 has also been submitted by the surveyor, wherein the
surveyor ... comparing the reports, we find that both reports are in
contradiction with each other. The final survey report has covered
the detailed examination
relied on R1 survey report dated:9/4/2002 and R2 addendum survey report submitted by the approved surveyor. Thus, the respondent/opposite party justified ... surveyor submitted R1 survey report dated:9/4/2002 and R2 addendum survey report estimating the loss at Rs.4,96,961/-. The surveyor
preliminary survey report
dated 28.03.2014 (Ex. RW1/2), final survey report dated 17.05.2015
and addendum report dated 08.06.2015 (Ex. RW 1/3), expert opinion ... policy under
reference."
15. Importantly, neither the final survey report nor the addendum
concluded that the loss was excluded under the policy. Rather
part of other opposite parties as well.
14. Survey report was marked as Ext A2 and addendum report was marked as
Exhibit A3. Exhibit ... There is no justification
for such an inordinate delay. The addendum survey report (Exhibit A3), is about a
joint meeting of the insurance officials, service
part of other opposite parties as well.
14. Survey report was marked as Ext A2 and addendum report was marked as
Exhibit A3. Exhibit ... There is no justification
for such an inordinate delay. The addendum survey report (Exhibit A3), is about a
joint meeting of the insurance officials, service
above surveyor Ravi
K. Singhal Associate on dated 02.03.2016 has submitted Addendum Survey
Report wherein the surveyor has assessed ... under insurance is not applicable.
33. The final surveyor has submitted Addendum Survey Report (paper
No. 103) on dated 02.03.2016 wherein it is said that
record and visit the location, vide addendum survey
Consumer Complaint No.168 of 2018 4
report dated 20.06.2016. The complaint has been filed with mala ... Assessors on 23.09.2015, who submitted their final survey report
dated 10.06.2016, vide Ex.OP-2 and addendum report dated
20.06.2016 as Ex.OP-3. There
