appellant-Insurance Company further submitted that even if an additional premium was paid, that would not cover the owner of the vehicle, who happened ... being the occupant of the vehicle, cannot take advantage of any additional premium paid, under IMT 15 and 16. According to him, the policy
insurer has taken the specific point that on payment of additional premium, the insurance policy in this case has been extended to cover personal accident ... Comprehensive Policy, such gratuitous occupants are automatically covered and if additional premium is specifically paid, that is in addition to the compensation payable under
after
15.2.1978; that no interest could be charged on the alleged
additional premium which was calculated by taking into
consideration ... obtaining in February, 1978. It
directed the Government to recompute the additional premium
and other charges.
Aggrieved by the High Court Judgment, the Government
preferred
original claimants
before the Tribunal that vide policy at Exh. 66, additional
premium of Rs.30/-, vide Indian Motor Tariff Endorsement
No.19 was paid ... driver and cleaner and additional
payment of Rs.16/- was paid. In view of payment of
additional premium of Rs.16/-, the Insurance
Risk', a separate premium was provided and premium for 'Act Only Liability' was
always lower than the premium against liability ... paid
when additional risk for property damage to be covered. Thus, Rs.100/-, additional
premium, has nothing to do with the risk to life
Common Law may be granted by charging an additional premium of Rs.25 per employee.
Endorsement IMT - 39 is to be used
(b) Legal Liability ... goods vehicle) may be included in the Policy by charging an additional premium of Rs.25 per employee.
Endorsement
much as
(a) It was not proved that additional premium for covering such liability was paid and, therefore, the said clauses did not come into ... unloading of motor vehicles.
In consideration of the payment of an additional premium it is hereby understood and agreed that notwithstanding anything contained herein
second
contention was that the appellant had paid additional
premium of Rs.300/- and, therefore, limiting liability of
the insurance company ... Section 95 of the Act. It also held that the
additional premium of Rs.300/- was paid as it was a
passenger bus having capacity
accordingly an additional
sum of Rs. 93,316/- was required to be paid by the
appellant. The appellant paid the additional premium ... should be paid
as additional premium as the Tariff Advisory Committee (TAC)
approved type Automatic Diversion System or Co-2 Flooding
System in the Chute
than ` 1,50,000/-
described in (a) above N.B. - Where
additional
premium has been
paid for increased
limits, insert the
increased amount
in question ... each for each
FAO 131/1988 Page 21 of 53
additional additional
1016 kgs. or 1016 kgs. or
part thereof. part thereof.
23. The next
