Joginder Kaur vs Life Insurance Corporation on 10 February, 2011
There is no evidence regarding the said
contention nor any Doctor, who treated the deceased Gian Singh has been
examined and the respondent Insurance co. has repudiated the claim
solely on the basis of the hyper-tension as the same was not disclosed at
the time of proposal form but no proposal form was produced. Deceased
Gian Singh was found not to be taking any medicine of hyper tension
before admission. As such, he was not aware of any such disease and
there was no question of disclosing the same. The Hon'ble National
Commission in case "National Insurance Company Ltd. v. B.L.
Sharma", 2009 CTJ 873 (CP) (NCDRC) observed as follows:-