Kunjukuttanpillai vs Muhammad Hussain on 26 October, 2009
32. Though learned counsel for the insurers in these
appeals have taken my attention to National Insurance
Company Ltd. Vs. Kusum Rai and Ors. (supra) and New
India Assurance Co. Ltd. Vs. Prabhu Lal (supra), those
decisions cannot be relied on for the purpose of either
exonerating the insurer or giving the insurer a right of recovery
for the reasons that the Division Bench of this Court in the
judgment dated 20.08.2013 in M.A.C.A.No.105 of 2012 has
distinguished those decisions and held that those decisions do not
apply to the situation in this state where rule 6 of the Kerala
Motor Vehicles Rules applies.