Purna Chandra Sahu vs Odisha Gramya Bank & Anr. on 7 July, 2025
11. However, the primary ground on which the Appeal was allowed was
that the Complainant was not a Consumer as he had obtained the Cash
Credit Loan for commercial purpose to augment his business and
accordingly it was held that the Complainant was not a Consumer. The
State Commission distinguished the judgment in the case of Standard
Chartered Bank Ltd. vs. B.N. Raman (Dr.) (supra) on the ground that it
did not involve the issue as to whether the Respondent in that case namely
Dr. B. N. Raman was a Consumer or not and therefore the said decision
was not applicable. It was also held that the observations made by the Apex
Court were with regard to the nature of functions performed by the Bank and
the Banking facilities and therefore it did not touch upon the issue as
pleaded.