Manish Garg & Anr vs United India Insurance Co. Ltd & Anr on 19 June, 2025
43. The reliance placed by the Insurance Company on judgment in
the case of Mangla Goods Carrier v. National Insurance Co. Ltd.
(supra), in the opinion of this Court, is misplaced, inasmuch as the
said judgment did not consider the earlier binding decision in National
Insurance Co. Ltd. v. Sonia Mittal (supra), where as noted above, this
Court held that the absence of endorsement on the license, despite the
driver having the requisite certified training, would not amount to a
disqualification or breach of policy conditions. The Court
categorically held that securing such an endorsement was a ministerial
act and the core requirement was possession of specialised training
and knowledge.