The New India Assurance Co. Ltd., vs 1.T.R. Ramdass on 2 February, 2024
11. It is known to one and all that obesity leads to several
health complications and one among the same is the problem with
knees and arthritis due to weight gain. Therefore, the operation
undergone by PW1 for morbid obesity is only to improve her health
condition but not for beautification. The Forum below discussed
the case law submitted by the complainant in proper perspective
and nothing wrong was done while drawing inferences.
Complainant also relied upon the following Judgments viz (i)
Hon'ble State Consumer Disputes Redressal Commission,
Maharasthra in the United India Insurance vs. K.P.Desai, dated
31.01.2013 in First Appeal No.A/04/843; (ii) SCDRC,Chandigarh,
in Ashwini Goel vs. New India Assurance Company, dated
13.12.2013 in FA NO.1687/2010; (iii) Hon''le NCDRC, in United
India Insurance Company Limited through the Regional Manager, vs.
Sunil Gupta and another in RP No.4558/84, dated 07.04.2015; (iv)
SCDRC, Chandigarh, in Baldev Krishan vs. Ashok Kumar Singla,
dated 25.10.2018 in FA NO.778/2017.