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Joel S. Joy vs Bank Of Baroda

The contention of the learned Counsel for the respondent-Bank is that it is for the Bank to decide as to whether the student can be granted the loan especially since the loan is not sanctioned on a collateral security and it is the competency of the student to qualify in the examinations and the employability of the student which are relevant. The learned Standing Counsel also relies on a Division Bench judgment of this Court, reported in Arya v. Reserve Bank of India [2015 (4) KLT 478].
Kerala High Court Cites 3 - Cited by 0 - K V Chandran - Full Document

Kerala Gramin Bank, Represeted By Its ... vs The Kerala State Commission For ... on 29 February, 2024

10. Obviously, therefore, there is a marked difference in the manner in which the seats are to be filled; and the axiomatic question therefore, arises whether the seats in the "management quota" is allocated by the college in question strictly on the basis of merit, though the Rules say that they shall do so only on a "merit basis." This is an issue that has not been considered in Arya (supra), particularly when the Circular applicable to the Bank makes it limpid that, in cases where students are admitted not on the basis of merit per se, but under the discretion of the management, they would have to obtain a particular benchmark.
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