Vicky vs Indra Devi And Others on 9 January, 2025
It is, therefore,
plain logic that when the seating capacity of a tractor is for
one person, i.e. driver, the other person sitting on it, is not
covered under the insurance policy. There is breach of terms
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Neutral Citation No:=2025:PHHC:001861
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and conditions of the policy and the insurance company
should not be made liable for an occur
occurrence, which takes
place on a vehicle not meant for passengers. Since there is
breach in
n the terms and conditions of the policy, the
insurance company should be absolved of its liability.
Reliance has been drawn in this regard in case titled The
Oriental Insurance
nsurance Co. Ltd. Vs. Ishwanti & Ors. 2013(1) RCR
(Civil) 110/111 P&H,, wherein our Hon'ble High Court of
Punjab & Haryana has held as under: