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Hari Lal & Anr. vs . Kapil Dev & Anr. on 13 April, 2017

33. Liability: Learned counsel for respondent No. 2/Insurance Company has argued   that   deceased   was   traveling   in   the   offending   vehicle   on   hire   or reward   which  is   in  contravention   to  terms   and  conditions   of  insurance policy   and   as   such   Insurance   Company   is   not   liable   to   pay   any compensation.  In this  regard,  she  has  relied upon the insurance  policy Ex. R2W1/B   and  has   argued   that   as   per  Section   II   (i)   of   the   policy,   Insurance Company is not liable for death of any person if the vehicle is used for hire or reward. She has also relied upon one circular dated 16.11.2009 of Insurance Regulatory and Development Authority which is Ex. R2W1/C and has argued that said circular also support her contention regarding death of any person if the vehicle is used for hire or reward. Learned counsel for Insurance Company has also relied upon case laws of 'Jayakumar Vs. Rajamma & Ors.' (2005 MACT No. 3931/16  Hari Lal & Anr. Vs. Kapil Dev & Anr.  Page No. 14/ 19 ACJ   172);   'New   India   Assurance   Co.   Ltd.   Vs.   Naba   Kumar   Mondal   & Anr.' (2005 (3) CHN 524); 'Branch Manager, Oriental Insurance Co. Ltd. Vs. Mohd. Yunus & Ors.' (Misc App. No. 118/03 decided by Hon'ble Patna High Court on 26.04.2010); 'New India Assurance Co. Ltd. Vs. Anil Kumar &  Ors.' (2001 ACJ  127); 'State  of  Mysore  Vs.  Syed  Ibrahim' (AIR 1967 1424) and 'New India Assurance Co. Ltd. Vs. Nathiben Chatrabhuj & Ors.' (AIR 1982 Guj. 116).
Delhi District Court Cites 21 - Cited by 0 - Full Document

Oriental Insurance Co Ltd, Office At ... vs Heirs Of Deceased Roshanbanu Hanifbhai ... on 8 October, 2025

"In this case, so far the liability to pay the compensation is concerned, the LA appearing on behalf of the opponent- insurance company has vehemently argued that the vehicle involved in this case was hired by the appellants from one Vipul Shah by fixing the rent, and therefore, there being breach of policy, the insurance company is not liable. He has relied upon the judgment in the case of New India Assurance Page 3 of 5 Uploaded by MR.HARSHIT SANCHETI (HCD0070) on Fri Nov 07 2025 Downloaded on : Fri Nov 07 20:39:42 IST 2025 NEUTRAL CITATION C/FA/1690/2011 JUDGMENT DATED: 08/10/2025 undefined Company Limited Vs. Naba Kumar Mondal and another, 2006 ACJ 238, wherein the insurance company was not held liable in case of vehicle hired by the victim. In the case on hand, the applicant no.2 has also admitted in the cross-examination that they have hired the vehicle by fixing the rent. And therefore, of course, I do agree with the principle laid down in the cited authority, but, considering the facts of the case, it would be just and proper to held liable both the opponent nos.1 and 2 at this stage, and the insurance company is at liberty to recover the same from the owner of the vehicle."
Gujarat High Court Cites 2 - Cited by 0 - Full Document

United India Insurance Co. Ltd. Pili ... vs Smt. Vimla Devi And 4 Others on 27 February, 2020

In this regard reliance has been place on the judgment of Calcutta High Court in case of New India Assurance Company Ltd Vs. Naba Kumar Mondal and another 2005 (2) TAC 557, Calcutta wherein Insurance Company has been exonerated from payment of compensation and the award fastening liability on the Insurance Company was set aside. On the other hand, counsel for the appellant supports the award.
Allahabad High Court Cites 4 - Cited by 0 - V Agarwal - Full Document

United India Insurance Co. Ltd. Pili ... vs Smt. Vimla Devi And 4 Others on 26 February, 2020

In this regard reliance has been place on the judgment of Calcutta High Court in case of New India Assurance Company Ltd Vs. Naba Kumar Mondal and another 2005 (2) TAC 557, Calcutta wherein Insurance Company has been exonerated from payment of compensation and the award fastening liability on the Insurance Company was set aside. On the other hand, counsel for the appellant supports the award.
Allahabad High Court Cites 4 - Cited by 0 - V Agarwal - Full Document
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