So far as the judgment which is cited on behalf of the owner of the vehicle i.e. Deepak Kumar (supra), is concerned, the same is not applicable in the present case rather does not hold the field good as per the judgment given by the Apex Court in the case of New India Assurance company Ltd. Vs. Vedwati and others, 2007 AICC 635, so the owner of the vehilce, Sri Sanjay Kumar Gupta cannot derive any benefit from the said judgments.
In the case of New India Assurance
Company Ltd. v. Vedwati and others (2007) 1 ACC 924, the Supreme Court held
that the insurer's policy under Section 147 of the Motor Vehicles Act did not
cover passengers transported in a goods vehicle. I am respectfully in agreement
with the law laid down in the aforesaid case, but the factual matrix here is
different and distinguishable. It is not found proved that the deceased Neelesh and
injured Chandrashekhar were sitting in the offending vehicle as passengers;
therefore, the law laid down in the aforesaid case is not helpful to the appellant-
insurance company.
In the case of New India Assurance
Company Ltd. v. Vedwati and others (2007) 1 ACC 924, the Supreme Court held
that the insurer's policy under Section 147 of the Motor Vehicles Act did not
cover passengers transported in a goods vehicle. I am respectfully in agreement
with the law laid down in the aforesaid case, but the factual matrix here is
different and distinguishable. It is not found proved that the deceased Neelesh and
injured Chandrashekhar were sitting in the offending vehicle as passengers;
therefore, the law laid down in the aforesaid case is not helpful to the appellant-
insurance company.
In view of the dictum laid down by
the Honourable Supreme Court that the gratuitous
passenger travelling in the Tractor is not entitled for
compensation, I am not inclined to rely upon the
judgments produced by the learned counsel for the
Respondent that the Insurance Company has to be directed
to pay the amount and permitted to recover the same form
the owner of the vehicle. In view of the above finding, the
Insurance Company is exonerated from its liability in
paying the compensation amount.’’
17. The judgment rendered in New India Assurance Company Limited vs.
Vedwati and Others, and other cases referred to in the forgoing paragraphs were
followed by the Supreme Court in yet another decision in National Insurance
Company Limited v. Prema Devi and Others reported in 2008 (1) TN MAC 348. In the
reported case, the claimant was travelling in a goods carriage, as a gratuitous
passenger. She was not travelling in the goods carriage, in the capacity of the
owner of goods or as a representative of the owner of goods. The aspect was also
accepted by the claimant in the claim petition. However, a direction was issued
by the Tribunal to the Insurance Company to pay the compensation and indemnify
the owner. The said order of the Tribunal was affirmed by the Allahabad High
Court. Setting aside the judgment, the Supreme Court observed that it is open to
the claimant to recover the amount awarded from the owners of the offending
vehicles.