Branch Manager, The Oriental Insurance ... vs Babita on 16 October, 2012
Learned counsel also cited a decision of the Hon'ble
National Commission in the matter of Smt. Dewanti Devi Vs.
National Insurance Co. Ltd. and others; 2011 (4) CPR 198 (NC),
wherein the same view has been laid down. It is true that the parties
are bound by the terms and conditions of the policy of insurance, but
we also have to take into account the facts and circumstances of the
case. None of the reported decisions pertain to the case of snake bite.
In the instant case, the death of the life assured on account of snake
bite is duly proved by the evidence available on record.